Are you a finance and accounting enthusiast looking to gain real-world experience? Look no further! Join MyShubhLife as a Finance & Accounting intern to kickstart your career. As a part of our dynamic team, you will have the opportunity to work on exciting projects and interact with industry professionals. Key Responsibilities Assist in day-to-day accounting tasks using Tally software Prepare financial reports and analysis using MS-Excel Support in budgeting and forecasting activities Process invoices and reimbursements accurately Assist in month-end and year-end financial close processes Collaborate with team members on various ad-hoc projects Maintain organized financial records and documentation If you are detail-oriented, proactive, and eager to learn, this is the perfect opportunity for you. Apply now and jumpstart your career with MyShubhLife! About Company: MyShubhLife is India's next-gen digital lending and savings platform. We have developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the next half billion segments, who are not yet part of the formal credit system. This segment comprises households with an annual income between INR 1.4 lacs to 4.5 lacs and forms 45% of the society but has access to only 8% of the formal credit. Real-time analytics and credit reports based on alternative data enable us to reach unserved and underserved market segments. MyShubhLife aims to make fair and transparent credit available to people to provide meaningful financial inclusion. MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program, for corporates and individuals. We have now expanded our portfolio to include mini and micro-loans, insurance, mutual fund SIPs, tax filing service, and feature-rich savings accounts.
You will be joining MyShubhLife, India's largest embedded finance platform that has been providing affordable credit to millions since 2006. With a strategic focus on robust technology, deep data science, contextual products, and RBI compliance, we collaborate with various companies to offer credit facilities and contribute to India's growth story. As a Credit Underwriter based in Bengaluru on a full-time basis, your primary responsibility will involve analyzing and evaluating credit applications. Leveraging your strong analytical skills and effective communication, you will determine loan eligibility criteria and develop strategies to mitigate associated risks. Your key responsibilities will include assessing loan applications for unsecured business loans and LAP, conducting manual underwriting and personal discussions (PDs) to evaluate business viability, managing and mentoring CPAs and Junior Underwriters, analyzing financial documents, bank statements, and GST returns to ascertain creditworthiness, evaluating geographical delinquency trends and industry-specific risks across India, underwriting e-commerce sellers as an additional advantage, and ensuring adherence to credit policies and risk frameworks. Additionally, you will be expected to provide regular feedback to enhance credit policies and underwriting processes. To excel in this role, you should possess a minimum of 2 years of experience in unsecured business loans or working capital underwriting, a sound understanding of Indian businesses, credit behaviors, and risk assessment, proficiency in manual underwriting and personal discussions (PDs), experience in team management would be beneficial, an analytical mindset with expertise in MS Excel/Google Sheets and financial tools, strong communication and decision-making skills, extreme ownership, diligence, eagerness to learn and adapt to market trends, and preferably experience in underwriting e-commerce sellers. Additionally, holding a Chartered Accountant (CA), MBA (Finance), or relevant credit/risk certifications would be advantageous.,
Company Description MyShubhLife, India’s largest embedded finance platform, provides affordable credit to millions through its end-to-end financial services platform. The company focuses on Robust Technology, Deep Data Science, Contextual Products, and RBI compliant NBFC to offer credit to underserved market segments. MyShubhLife partners with various companies to provide credit to customers and support India’s growth story, particularly by catering to the capital needs of MSMEs. Role Description This is a full-time on-site role for a Manager Partnerships and Alliances at MyShubhLife in Bengaluru. The Manager will be responsible for developing strategic partnerships, business planning for alliances, and effective communication with partners. They will work on establishing and managing strategic alliances and business partnerships to support the company’s embedded finance initiatives. Responsibilities: Work cross functionally within the company to communicate with all stakeholders for customers' success Create a systematic, process-driven approach to partner outreach and relationship management Research new partners, identify key players and generate interest Collaborate with senior management and other marketing teammates to align our internal goals with new and existing partner relationships Forecast, measure, and report the results of various projects with partners, including co-created and/or co-branded content promotions, lead sharing, and/or event partnerships Skills: Strategic Alliances and Business Alliances skills Experience in creating Strategic Partnerships Strong negotiation and relationship-building skills Analytical thinking and problem-solving abilities Previous experience in financial services or fintech industry Bachelor’s /Masters degree in Business Administration, Finance, or related field