Are you a finance and accounting enthusiast looking to gain real-world experience? Look no further! Join MyShubhLife as a Finance & Accounting intern to kickstart your career. As a part of our dynamic team, you will have the opportunity to work on exciting projects and interact with industry professionals. Key Responsibilities Assist in day-to-day accounting tasks using Tally software Prepare financial reports and analysis using MS-Excel Support in budgeting and forecasting activities Process invoices and reimbursements accurately Assist in month-end and year-end financial close processes Collaborate with team members on various ad-hoc projects Maintain organized financial records and documentation If you are detail-oriented, proactive, and eager to learn, this is the perfect opportunity for you. Apply now and jumpstart your career with MyShubhLife! About Company: MyShubhLife is India's next-gen digital lending and savings platform. We have developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the next half billion segments, who are not yet part of the formal credit system. This segment comprises households with an annual income between INR 1.4 lacs to 4.5 lacs and forms 45% of the society but has access to only 8% of the formal credit. Real-time analytics and credit reports based on alternative data enable us to reach unserved and underserved market segments. MyShubhLife aims to make fair and transparent credit available to people to provide meaningful financial inclusion. MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program, for corporates and individuals. We have now expanded our portfolio to include mini and micro-loans, insurance, mutual fund SIPs, tax filing service, and feature-rich savings accounts.
You will be joining MyShubhLife, India's largest embedded finance platform that has been providing affordable credit to millions since 2006. With a strategic focus on robust technology, deep data science, contextual products, and RBI compliance, we collaborate with various companies to offer credit facilities and contribute to India's growth story. As a Credit Underwriter based in Bengaluru on a full-time basis, your primary responsibility will involve analyzing and evaluating credit applications. Leveraging your strong analytical skills and effective communication, you will determine loan eligibility criteria and develop strategies to mitigate associated risks. Your key responsibilities will include assessing loan applications for unsecured business loans and LAP, conducting manual underwriting and personal discussions (PDs) to evaluate business viability, managing and mentoring CPAs and Junior Underwriters, analyzing financial documents, bank statements, and GST returns to ascertain creditworthiness, evaluating geographical delinquency trends and industry-specific risks across India, underwriting e-commerce sellers as an additional advantage, and ensuring adherence to credit policies and risk frameworks. Additionally, you will be expected to provide regular feedback to enhance credit policies and underwriting processes. To excel in this role, you should possess a minimum of 2 years of experience in unsecured business loans or working capital underwriting, a sound understanding of Indian businesses, credit behaviors, and risk assessment, proficiency in manual underwriting and personal discussions (PDs), experience in team management would be beneficial, an analytical mindset with expertise in MS Excel/Google Sheets and financial tools, strong communication and decision-making skills, extreme ownership, diligence, eagerness to learn and adapt to market trends, and preferably experience in underwriting e-commerce sellers. Additionally, holding a Chartered Accountant (CA), MBA (Finance), or relevant credit/risk certifications would be advantageous.,
Company Description MyShubhLife, India’s largest embedded finance platform, provides affordable credit to millions through its end-to-end financial services platform. The company focuses on Robust Technology, Deep Data Science, Contextual Products, and RBI compliant NBFC to offer credit to underserved market segments. MyShubhLife partners with various companies to provide credit to customers and support India’s growth story, particularly by catering to the capital needs of MSMEs. Role Description This is a full-time on-site role for a Manager Partnerships and Alliances at MyShubhLife in Bengaluru. The Manager will be responsible for developing strategic partnerships, business planning for alliances, and effective communication with partners. They will work on establishing and managing strategic alliances and business partnerships to support the company’s embedded finance initiatives. Responsibilities: Work cross functionally within the company to communicate with all stakeholders for customers' success Create a systematic, process-driven approach to partner outreach and relationship management Research new partners, identify key players and generate interest Collaborate with senior management and other marketing teammates to align our internal goals with new and existing partner relationships Forecast, measure, and report the results of various projects with partners, including co-created and/or co-branded content promotions, lead sharing, and/or event partnerships Skills: Strategic Alliances and Business Alliances skills Experience in creating Strategic Partnerships Strong negotiation and relationship-building skills Analytical thinking and problem-solving abilities Previous experience in financial services or fintech industry Bachelor’s /Masters degree in Business Administration, Finance, or related field
MyShubhLife, Indias largest embedded finance platform, provides affordable credit to millions through its end-to-end financial services platform. The company focuses on Robust Technology, Deep Data Science, Contextual Products, and RBI compliant NBFC to offer credit to underserved market segments. MyShubhLife partners with various companies to provide credit to customers and support Indias growth story, particularly by catering to the capital needs of Carrying out a variety of commercial legal work and delivering legal advice to the business Assist with reviewing, drafting, negotiating and structuring of a broad range of commercial contracts, including master services agreements, IT services agreements, such as Cloud and SaaS arrangements, intragroup arrangements, partnership agreements and other ancillary business agreements. Work closely with the Sales Team at various stages of the contracting process. This includes: Advising on legal issues regarding contracts and assisting with contract renewals and termination; Preparing contract summaries, risk reports and stakeholder briefing documents. Communicate and negotiate with external parties (external clients, partners, external counsel, etc.) Advise on all contentious and litigious matters involving third party supplier arrangements. Develop integrated relationships and credibility with key members of businesses Liaise with and manage relations with relevant stakeholders (including business / tech / HR /marketing colleagues) to deliver a high standard of legal advice, acting as the initial point of contact / support and trusted adviser. Provide risk management advice to the business. Ensure governance practices and monitor the effectiveness of controls. Track legal and regulatory developments affecting the payments industry Coordinate with external counsel and contribute to shaping internal legal policies and Minimum of 1-2 years experience as a qualified lawyer, including at least 1 year advising on fintech, payments, money transmission, or related financial services Experience in a law firm or in-house legal team within financial services industries Fluency in English required; additional languages are a plus Strong communication skills with the ability to translate legal complexities into clear, actionable guidance Entrepreneurial mindset, high adaptability, and a proactive approach to problem-solving Demonstrated ability to manage external counsel and collaborate with internal stakeholders (ref:iimjobs.com)
The ideal candidate is a passionate, self-motivated, and detail-oriented team player who is committed to the success of our customers. You will focus on growing and developing existing clients, as well as generating new business by identifying, implementing and executing new strategies. Responsibilities Operate as the primary point of contact for key account stakeholders Develop a trusted advisory relationship with accounts, customer stakeholders and internal partners Prepare and guarantee monthly, quarterly and annual sales forecasts Qualifications Bachelor's degree or equivalent experience in Business 3+ years of relevant work experience Fluency in Microsoft Office suite (Outlook, Excel, Word, PowerPoint, etc.) Excellent written and verbal communication skills
Company Description MyShubhLife, India's largest embedded finance platform, has been providing affordable credit to millions via its end-to-end financial services platform since 2006. The company employs a four-pronged strategy to embedded finance - Robust Technology, Deep Data Science, Contextual Products, and RBI compliant NBFC. Through partnerships with various companies, MyShubhLife fulfils the capital needs of several million MSME's. Role Description This is a full-time on-site role for an Assistant Manager Legal and Compliance at MyShubhLife in Bengaluru. The role involves tasks such as vendor agreement reviews, legal consulting, legal compliance, and managing compliance and legal affairs within the organization. Secretarial Compliance's with respect to the Companies Act, 2013 and as per other regulator's directives Maintenance of all statutory registers and filings with regulators Corporate Governance & Disclosures related compliance and implementing best practices within the organization in consultation with the management Understands various lending business models, operations of NBFCs, Lending Service Providers, and upkeeps withlatest RBI regulations with respect to lending Contract Management:Assist in drafting, reviewing, and negotiating contracts, agreements, and legal documents Ensure that contracts comply with legal requirements, internal policies, and best practice Stay updated on NBFC industry regulations and assist in ensuring compliance to various laws and regulations as applicable to the company Assistance in filing, registering any document including forms, returns and applications by and on behalf of the company with various regulators like RBI/MCA To update on the latest amendments in Companies Act, RBI and other rules and regulations applicable Risk Management- Identify legal risks and vulnerabilities in the organization's operations, contracts, and policies Assist in developing risk mitigation strategies and implementing measures to minimize legal exposure Qualifications Qualified Company Secretary, preferably with LLB A total of 3-5 years experience with Microfinance / NBFC Keep himself / herself abreast with regulatory changes (latest judgements & proposed changes in the Law and its impact on the functioning of the company). Ability to handle multiple tasks, excellent communication skills both oral and written.
As an Assistant Manager Legal and Compliance at MyShubhLife in Bengaluru, your role will involve tasks such as vendor agreement reviews, legal consulting, legal compliance, and managing compliance and legal affairs within the organization. You will be responsible for secretarial compliances with respect to the Companies Act, 2013 and other regulators" directives. This includes the maintenance of all statutory registers and filings with regulators. Additionally, you will ensure corporate governance and disclosures related compliance while implementing best practices within the organization in consultation with the management. Key Responsibilities: - Understand various lending business models, operations of NBFCs, Lending Service Providers, and stay updated with the latest RBI regulations regarding lending - Assist in drafting, reviewing, and negotiating contracts, agreements, and legal documents - Ensure that contracts comply with legal requirements, internal policies, and best practices - Stay updated on NBFC industry regulations and assist in ensuring compliance with various laws and regulations applicable to the company - Assist in filing, registering any document including forms, returns, and applications with various regulators like RBI/MCA - Stay updated on the latest amendments in Companies Act, RBI, and other rules and regulations applicable - Identify legal risks and vulnerabilities in the organization's operations, contracts, and policies - Assist in developing risk mitigation strategies and implementing measures to minimize legal exposure Qualifications: - Qualified Company Secretary, preferably with LLB - 3-5 years of experience with Microfinance/NBFC - Keep yourself abreast with regulatory changes, latest judgments, proposed changes in the law, and their impact on the functioning of the company - Ability to handle multiple tasks with excellent communication skills both oral and written Please note that this role requires a proactive approach towards legal and compliance matters, a strong understanding of regulatory frameworks, and effective communication skills to ensure smooth operations within the organization.,