Assistant Manager- Credit Research

Title: Assistant Manager, Credit Research (Individual contributor for 6 months after that 2 repotees will be assigned)

This is a contractual role of 1 year on third party payroll of Randstad

• Experience - 7-12 yrs

• Shift- 10 -7 PM, 2 hrs overlap to be given with US partners

• Mode - Hybrid

• Qualification- MBA or engineers/ No graduates

• Must experience- Preparing detailed credit research reports, credit analysis

Report writing- 90%

Financial modelling- basic - 10%

Role summary

Investment Operations

Accountabilities

• Prepare detailed credit research reports on companies, covering business models, strategic direction, major events, industry landscape, financial performance, capital structure, covenants, peer comparison, and key investment risks.
  
• Conduct credit analysis using credit rating agency reports, company earnings releases, and related commentary.
  
• Track and analyze major news, macroeconomic developments, and market data relevant to portfolio companies.
  
• Build and update credit models incorporating key financial ratios and credit metrics; support ongoing monitoring of portfolio entities.
  
• Develop thematic presentations and industry reports that highlight sector trends, outlooks, and emerging risks.
  
• Perform ESG research on portfolio companies across various sectors, including peer benchmarking on ESG parameters.
  
• Monitor sustainability-related developments, regulatory changes, and sector-specific ESG challenges.
  
• Contribute to the creation of investment presentations and materials for senior leadership and investment committees.

Skills and Knowledge

• Ability to perform credit analysis across various sectors including Banks, NBFCs, Retail, Consumer Products, and more.
  
• Capable of independently preparing credit research reports with detailed analysis and commentary on both business risk and financial risk.
  
• Strong understanding of fundamental credit analysis, with the ability to assess bonds and provide investment recommendations.
  
• Sound knowledge of global financial markets and macroeconomic trends.
  
• Proficient in conducting detailed industry research and preparing comprehensive sector presentations.
  
• Ability to independently build and update financial models and create industry comparable analysis.
  
• Good understanding of ESG policies and how companies implement them through Annual Reports, CSR/Sustainability Reports, and regulatory filings.
  
• Familiar with key sustainability frameworks, accounting standards, regulatory requirements, and ESG benchmarking practices.
  
• Independent thinker with a decisive mindset and strong critical thinking skills.
  
• Excellent report writing and communication abilities, including the ability to create persuasive, data-driven presentations.
  
• Strong interpersonal skills with a collaborative team-oriented approach.
  
• Working knowledge of client and stakeholder management practices.
  

Education and Experience

• Full time MBA (Finance), CFA certification will be an advantage
• Around 8 to 10 years of relevant experience in credit analysis and ratings, credit research and report writing, across sectors covering global markets
• Good knowledge and experience in ESG domain
• Sound knowledge of databases Bloomberg, Moodys, S&P, Fitch etc.
  

riya@beanhr.com

Thanks & Regards,

Riya Choudhary

Bean HR Consulting-"Ahead Your Search"

https://beanhr.com

Locations:- Ghaziabad (Delhi-NCR) / Dehradun