3561 Credit Underwriting Jobs - Page 34

The Indian Hotels Company Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria...

Role & responsibilities Monitor loan portfolios to ensure that PAR (Pertaining to Amount on Record) and NPA (Non- Performing Assets) levels remain within budgeted and company norms. Conduct detailed risk assessments and develop recovery strategies for the portfolio. Underwrite MSME loans (term loans, working capital loans) after thorough scrutiny of documents, CIBIL analysis, and KYC procedures. Perform detailed business analysis to approve or enhance loan limits, ensuring profitability and minimizing risk. Ensure strict adherence to the company's credit policies and processes. Maintain quality of the loan portfolio as per company standards and guidelines Communicate effectively with clients...

Role & responsibilities Credit Underwriting and Credit Management Preferred candidate profile Should have relevant Credit experience in HL/LAP Please share resume at surbhi.tekriwal@aavas.in

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

Role: Underwriter Location: Noida (Onsite) Shift Timing: 7:00 PM -4:00 AM IST Apply Here: https://app.intalent.ai/biz2credit/recruitment/jobs/610 Contact Person- Nasar Arshi Please send your resume at Nasar.arshi@kreditstack.com The Underwriter will be responsible for full cycle underwriting of proposed financing amounts and terms to small businesses. The Underwriter will work closely with the Relationship Manager to assess and structure financing that is attractive to the small business owner and minimizes risk. Roles and Responsibilities: Work with the Relationship Managers in structuring, analyzing, and negotiating credit transactions. Responsible for full cycle underwriting of assigned s...

Job Opportunity with a Leading NBFC Designation : Credit Analyst- Construction Finance/Real Estate Location : Ahmedabad Experience : 3-8 Years Role & Responsibilities: Manage the credit underwriting function for corporate realty and special situation funding portfolio (construction finance). Evaluate borrower financials (balance sheet, P&L, cash flows, annual reports) to assess creditworthiness and support decision-making. Identify and appraise opportunities in Special Situations, Structured Finance, and Stressed Assets funding. Analyze legal, compliance, and market-risk aspects in the lending process. Structure and present credit proposals, coordinate due diligence, and facilitate sanction/...

Annual Credit Review - Individual Contributor TCS BPS IS HIRING! Job Role: Annual Credit Review - Individual Contributor Location: Bengaluru / Gurgaon / Chennai / Mumbai Job Requirement: - 8-15 years of relevant experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of Credit. - Underwriting & Credit Decisioning/ Credit approval authority for Corporate Loans is a must. - Underwrite mid to large corporate loans cases and present them to senior level. - Credit Decisioning and Credit Risk approvals are the key responsibilities. - Prepare, finalize review of credit memos as part of Core Credit Underwriting, and appro...

We are looking for self-driven professionals interested in a career in Consulting Practice to join our niche Banking Domain. The position will support Senior Consultants Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technologies. Utilizing sound banking domain experience, banking product skills (Core banking & Product processors) and experience, the successful applicant will initially work on specific project tasks to achieve successful project outcomes and client referenceability. Over the long term the selected candidate will grow, with the help of e...

Responsible for allocation of geography at team level. Should work closely with his team members on geography mapping. Should audit and review the progress of area mapping on regular intervals and share the progress report with his superiors. Required Candidate profile Education: Graduate (Mandatory); MBA/PG in Sales/Marketing/Finance preferred. Experience: Minimum 4 years of relevant work experience, should have 1yr of experience.

Responsibilities: Evaluate and underwrite LAP proposals for MSME segment Conduct detailed credit analysis, financial statement review, and risk assessment Ensure adherence to credit policy and compliance guidelines Collaborate with sales and operations teams for smooth loan processing Maintain high-quality portfolio with strong focus on credit hygiene Desired Candidate Profile: Experience: Minimum 5+ years in LAP underwriting (MSME segment) Location: Pune (candidates from Pune preferred) Immediate joiners will be given priority

As a Sales Team Leader, you will be responsible for leading a team of Sales Officers and field staff to expand the Business Correspondent network of various financial institutions and direct channel business. Your role will involve developing business correspondence alliances, innovating retail asset products, and implementing sales strategies to improve market share. You will also be tasked with identifying potential areas for business expansion, managing teams across territories, and assessing product acceptability in new regions. Your key responsibilities will include: - Leading and managing a sales team to augment the BC network and expand direct channel business - Developing retail asse...

Responsibilities: Evaluate loan applications, assess borrower creditworthiness, analyze financial statements, credit scores, and repayment capacity, and approve or reject credit proposals. Monitor credit risks, track repayments Ensure documentation

Role Overview: As a Branch Credit Manager-Micro Business Loan at our company, you will be responsible for planning, organizing, directing, and overseeing the activities of the credit department. Your role will involve managing the agencies associated with the company in your assigned territory. You will play a crucial part in ensuring the efficiency and optimization of retrieving EMI from customers while adhering to all guidelines laid out by the bank to contribute to the larger organizational objectives. Key Responsibilities: - Identify branches and potential locations for business based on market surveys, competition mapping with non-bank financial institutions and banks, and the volume ge...

Department Mid Market Credit Location Hyderabad Number of Positions 01 Reporting Relationships Position Grade M5/M6 Job Role Preparation of Credit Appraisal notes for Mid Markets segment. Average ticket size of borrowing Rs. 500-1000Crs Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly Monitoring Reports for the portfolio. Escalate with action plan for non compliances. Visit the units. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 8-12 years i...

Risk Management function of the NBFC, responsible for designing, implementing, and monitoring the risk management framework across credit, market, operational, compliance, liquidity, and strategic risk will ensure that the company's risk

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different M...

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different M...

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of acco...

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different M...

About The Role Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the busine...