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At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges.
If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment.
Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions – we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook.
Inviting applications for the role of Process Developer, AR Credit Risk / Credit Management
In this role, the AR Credit Management Specialist will be responsible for assessing creditworthiness, managing credit limits, monitoring risk exposure, and supporting customer onboarding for a US-based semiconductor manufacturing client. The role is focused on ensuring the company’s receivables are financially secure while enabling smooth transactions for distributor clients.
Responsibilities
- Evaluate the creditworthiness of new and existing distributor clients by analysing financial statements, credit reports, trade references, and payment history.
- Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements.
- Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms.
- Proactively identify at-risk accounts and recommend changes in credit terms or collection strategies.
- Work closely with sales, collections, and billing teams to manage blocked orders, resolve credit holds, and support order releases within risk thresholds.
- Support customer onboarding by reviewing legal documents, trade references, and credit application data.
- Update and maintain credit master data in ERP systems and ensure accurate customer records.
- Perform periodic reviews of credit limits and adjust as needed based on updated customer risk profiles.
- Generate reports on credit exposure, high-risk accounts, and DSO performance.
- Ensure compliance with internal controls, SOX, and customer data privacy policies.
- Accomplish all responsibilities in line with Genpact’s compliance and integrity requirements.
- Ad hoc reporting capabilities
- Data analysis and interpretation as required
Qualifications we seek in you!
Minimum qualifications
- Bachelor's degree in finance / economics / systems or equivalent work experience
- Relevant years of experience in credit analysis or credit management, preferably supporting US-based B2B clients.
- Experience working with distributor clients, ideally in the semiconductor, electronics, or manufacturing sectors.
- Prior experience in shared services or BPO settings is preferred.
- Strong analytical and financial statement analysis skills.
- Proficiency in ERP systems (e.g., SAP, Oracle, NetSuite).
- Experience using credit rating tools (e.g., D&B, Experian, CreditSafe).
- Good understanding of credit insurance, trade terms, and risk mitigation tools.
- Intermediate to advanced Excel skills and data analytics.
- Strong communication skills in English (written and verbal).
- Detail-oriented with a proactive and risk-aware mindset.
- Demonstrated effective organization and Analytical skills, attention to detail
Preferred skills
- Experience in Six Sigma and Lean methodology is a plus
- Familiarity with US GAAP, SOX controls, and internal audit requirements.
- Experience working with credit insurance policies or managing exposure under insured limits.
- Ability to collaborate effectively across departments (Sales, Collections, Legal, etc.).
- Willingness to work in US time zones or partial overlaps
- Certification in credit management (e.g., NACM, CFA, or equivalent) is a plus.
Why join Genpact?
- Be a transformation leader – Work at the cutting edge of AI, automation, and digital innovation
- Make an impact – Drive change for global enterprises and solve business challenges that matter
- Accelerate your career – Get hands-on experience, mentorship, and continuous learning opportunities
- Work with the best – Join 140,000+ bold thinkers and problem-solvers who push boundaries every day
- Thrive in a values-driven culture – Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress
Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up.
Let’s build tomorrow together.
Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation.
Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. 
