Credit Risk

About Us

Founded in 2015 and based in Mumbai, India, is a leading financial solutionsprovider offering innovative credit products for businesses. We empower businesses throughsupply chain finance solutions and facilitate access to capital via lending partnerships. Ourvision is to simplify financial processes and unlock growth opportunities for our clients.

About The Role

We are searching for a seasoned and strategic credit leader to join our growing team. As theManager - Credit, you will be the credit professional here, responsiblefor building and leading a best-in-class credit risk management function specifically for oursupply chain finance programs. You will play a pivotal role in shaping our credit strategy,ensuring sustainable growth while maintaining a healthy risk appetite.

Responsibilities

• Develop and implement a comprehensive credit risk management strategy for
  

company's supply chain finance - through own book and through co-lending
programs, encompassing origination, underwriting, portfolio management, andcollections.

• Lead the credit team in building and deploying robust credit scoring models and
  

decisioning frameworks tailored for supply chain finance.

• Oversee the entire credit lifecycle for both programs, including onboarding new
  

clients, assessing creditworthiness, loan approval/rejection processes, and ongoing
monitoring.

• Manage credit losses by implementing effective delinquency prevention and
  

collection strategies specific to own book and through co-lending arrangements.

• Partner with key stakeholders across the organization (Product, Business
  

Development, Operations) to ensure alignment with the credit strategy for both
programs.

• Stay abreast of regulatory developments in the supply chain finance and co-lending
  

industries and ensure compliance with all applicable regulations.

• Develop and maintain strong relationships with credit bureaus, data providers, and
  

co-lending partners.

• Build a high-performing credit team by attracting, developing, and motivating talent.
• Analyze credit performance data and generate reports to inform strategic decision-
  

making for both programs.

Qualifications

• Minimum 1 year of experience in credit risk management, preferably within the
  

FinTech or trade finance industry.

• Strong understanding of credit risk analytics, credit scoring models, and decisioning
  

methodologies specifically for supply chain finance through own book and co-lending.

• Experience in developing and implementing credit policies and procedures for Supply
  

Chain Finance Products.

• Excellent communication, presentation, and interpersonal skills with the ability to
  

influence stakeholders at all levels.

• Deep analytical skills with proficiency in data analysis tools and techniques.
• A passion for innovation and a strong desire to contribute to the growth of a dynamic
  

FinTech company.

Bonus Points

• Experience in the Indian supply chain finance
• Understanding of co-lending regulatory landscape.
• Experience with alternative data sources for credit assessment in a B2B context.
• Proven ability to manage large and complex datasets.
  

What We Offer

• The opportunity to lead the credit function for innovative financial solutions within a
  

fast-growing FinTech company.

• A challenging and rewarding work environment with the chance to make a real impact.
• Competitive salary and benefits package.
• Be part of a passionate and collaborative team.
  

To Apply

If you are a seasoned credit professional with a passion for building innovative financialsolutions, we encourage you to apply! Please submit your resume and a cover letter outlining