Credit Risk

About EPayLater

About The Role

Senior Manager – Credit

own book

co-lending-based supply chain finance programs

Key Responsibilities

• Design and execute a comprehensive credit risk strategy for ePayLater’s supply chain finance programs (own book and co-lending).
• Lead the development and implementation of credit scoring models and decisioning frameworks tailored to our products.
• Oversee the end-to-end credit lifecycle — onboarding, credit assessment, approvals/rejections, monitoring, and portfolio reviews.
• Minimize credit losses through effective delinquency management and targeted collection strategies.
• Collaborate with Product, Business Development, and Operations teams to ensure alignment with the overall credit strategy.
• Ensure compliance with all regulatory requirements, especially those related to supply chain finance and co-lending.
• Build and maintain strong partnerships with credit bureaus, data providers, and lending partners.
• Develop a high-performing credit team through recruitment, training, and performance management.
• Analyze credit performance data to support data-driven strategic decision-making.
  

Qualifications

• Minimum 2+ years of experience in credit risk management, preferably in the FinTech or trade finance space.
• In-depth knowledge of credit risk analytics, scoring models, and decisioning methodologies specific to supply chain finance.
• Hands-on experience with credit policies and procedures for supply chain finance products (own book & co-lending).
• Strong communication and stakeholder management skills.
• Proficiency in data analysis and risk evaluation techniques.
• Entrepreneurial mindset with a passion for innovation in financial services.
  

Bonus Points

• Prior experience in the Indian supply chain finance sector.
• Understanding of co-lending structures and regulatory requirements.
• Familiarity with alternative data sources for B2B credit assessment.
• Expertise in handling large and complex datasets.
  

What We Offer

• Leadership opportunity in a fast-growing and innovative FinTech environment.
• A platform to shape the credit strategy for disruptive financial solutions.
• Competitive compensation and benefits.
• A collaborative, passionate, and high-growth work culture.
  

To Apply