Vice President- Head of Product

• Company-level product strategy across Payments, Wealth (DPM), and Credit/Trade Finance with clear bets, staged roadmaps, and success metrics tied to revenue, margins, and risk. You'll operate with full product ownership and P&L accountability similar to top fintech product heads.
• Operating model & squads: Stand up empowered, cross-functional teams (PM, Eng, Design, Data, Ops, Legal/Compliance) with crisp KPIs and decision rights; coach PMs to define vision, priorities, and metrics with their squads
• Global payments & settlement: Ship and scale products over SWIFT, SEPA, CHAPS, FPS, RTGS, Fedwire/ACH, UPI corridors, FAST (SGD), Zengin (JPY), EFT (CAD), and GCC/AED rails; design optimal settlement, nostro/liquidity, and cut-off strategies across USD/GBP/EUR/AED/JPY/SGD/CAD and other major currencies
• Wealth & PMS productisation: Build discretionary portfolio workflows (portfolio construction, rebalancing, suitability, KYC/AML, client reporting), high-touch client UX, and advisor tooling aligned to DIFC permissions
• Trade finance & lending (0→1): Launch insured post-shipment/receivables-backed lending; digitise underwriting, collateral, covenant and collections; integrate treasury and risk; align to UK/UAE rulebooks
• Regional scale & localisation: Tailor product and controls to UK (EMI), UAE (DIFC), Canada, Malta, GIFT City, Mauritius; partner with Country Heads for local GTM, regulatory change, and bank/agency partners mirroring regional product leadership models used by peers
• Onboarding, risk & fincrime UX: Own merchant/client onboarding, KYB/KYC, risk scoring, fincrime controls, and continuous monitoring as first-class product surfaces (speed + safety)
• Product operations & excellence: Implement the execution framework (PRDs to impact reviews), portfolio governance, quarterly planning, and data-driven prioritisation across the product org
• Build phase leadership: Post-migration, drive platform architecture choices with Engineering; prioritise reliability, performance, and secure-by-design patterns while accelerating delivery
• Market & client insight: Ensure deep understanding of client and regional markets, emerging trends, and competitive landscape to identify gaps, opportunities, and areas for product differentiation
• Data-driven success: Define success metrics for new releases and monitor adoption using both quantitative and qualitative data
• Design & experience partnership: Work closely with Design and Marketing teams to build experiences that feel natural, high-value, and authentic, not gimmicky
• Cross-functional collaboration: Collaborate smoothly across Sales, Marketing, and Customer Services, ensuring alignment and shared ownership of outcomes
• Hands-on execution: Have hands-on execution ability. Whether it's writing a spec, mapping a user journey, or helping QA a tricky flow, you're comfortable switching between big-picture strategic thinking and day-to-day tactical work
  

Day-to-day responsibilities:

• Translate strategy into sequenced roadmaps with ROI/effort models; keep a rolling 12-18-month view with quarterly commits
• Chair product portfolio reviews; manage dependency and risk with Engineering, Risk, Compliance, and Treasury
• Own partner integrations (agency banking, custodians, clearing, card schemes), API strategy, and third-party/vendor governance
• Set data contracts and metrics hierarchy; insist on experiment design, guardrails, and post-mortems
  

Requirements

• 15+ years in product across payments/transaction banking/wealth/alt-credit; at least one at-scale cross-border payments platform or BaaS/PaaS environment
• Shipped products over multiple payment rails with proved improvements in conversion/acceptance, auth rates, chargeback/fraud, and cost to serve
• Built onboarding/risk and fincrime product surfaces (KYB/KYC, risk scoring, sanctions/PEP, transaction monitoring).
• Led multi-region product teams with P&L accountability and "total ownership" culture.
• Partnered deeply with Engineering on platform rebuilds/migrations and quality/velocity improvements.
• Comfortable engaging with EMI/DIFC/Canadian frameworks and launching compliant products in regulated markets; experience interfacing with regulators and bank partners
  

Nice-to-haves:

• Trade finance or secured lending product build; portfolio/treasury optimisation experience
• Wealth tooling for HNW/Institutional clients
• Exposure to card issuing, direct debit, instant payments, and escrow
• Data science/quant or risk background; ISO 20022, PCI DSS, SOC2 familiarity
  

Benefits

• ESOP Participation for high performers
• Paid Annual Leaves + Public Holidays as per local in-country norms
• Mandatory Birthday Holidays
• Flexible & Hybrid Working Structure
• Group Medical, Term Life and Accidental Coverage as per local in-country norms
• Quarterly Team Celebrations
• Volunteering Days