Risk Engineer

Position: Senior Staff Engineer, Risk

Job Type: Full-Time (General Recruiting)

Location: Remote Working Hours: 9:00 PM / 10:00 PM – 5:00 AM / 6:00 AM (PST)

Interview Rounds: 5

Role Overview

The Senior Staff Engineer, Risk, will play a pivotal role in driving the technical vision, strategy, and architecture of the company’s Risk Platform. This role will partner closely with leaders in Risk Engineering, Product, Data, AI, and Compliance to design, develop, and operate high-performance, reliable, and flexible risk solutions. The successful candidate will be an innovative technical leader with a proven track record in large-scale software engineering, risk platform architecture, and the application of data and AI to risk management.

Key Responsibilities

Technical Leadership & Strategy

• Lead the technology development of the company’s Risk Platform to ensure functional depth, performance, reliability, and scalability.

• Partner with the Senior Director of Risk Engineering to define and execute both short- and long-term technical strategies.

• Own the technology architecture of the Risk Platform and ensure seamless integration with products, systems, and LOB engineering teams.

• Drive continuous innovation, challenging the status quo to deliver superior technical solutions for diverse risk management needs.

Collaboration & Stakeholder Engagement

• Collaborate with Risk Product, Risk & Compliance, Data, and AI teams to translate business needs into robust technical solutions.

• Partner with Security and SRE teams to meet security requirements, SLOs, and error budgets while enhancing system reliability.

• Influence cross-functional stakeholders to align on technical direction and strategy. Team Development & Coaching

• Attract, hire, and retain top engineering talent to build a world-class global risk engineering team.

• Mentor engineers of varying seniority, fostering a culture of technical excellence, productivity, and innovation.

• Set and uphold high standards for engineering principles, best practices, automation, and code quality. Operational Excellence

• Ensure the stability and observability of production risk systems, providing clear operational visibility to stakeholders.

• Maintain strong DORA metrics and promote continuous improvement in software delivery processes. Qualifications & Experience Technical Expertise:

• 10+ years in software design and development at large scale.

• Hands-on expertise in architecture, development, deployment, and operations.

• Strong background in risk systems, data platforms, and AI/ML applications for risk management. • Deep knowledge of cloud architectures (AWS and/or Azure), Kubernetes, S3, EMR, and Lambda.

• Full SDLC experience, including production monitoring and agile methodologies.

Leadership & Collaboration:

• Proven ability to lead technical teams in a matrixed organization.

• Skilled in mentoring and fostering a culture of transparency, innovation, and inclusion.

• Strong decision-making ability with a test-and-learn mindset.

Additional Skills:

• Payments industry experience is a plus.

• Excellent written and verbal communication skills.

• Bachelor’s degree in Computer Science or related field (Master’s/PhD preferred).

Leadership & Personal Characteristics:

• Mission-driven, collaborative, and empathetic leadership style.

• Champions high standards, embraces change, and challenges the status quo with integrity.

• Skilled in managing diverse teams and promoting inclusion, transparency, and trust.

• Talent magnet who nurtures and develops top performers.

• High learning agility, adaptability, and stakeholder management skills