Head of Technology

Job Description

About DarHa One DarHa One is an early-stage NBFC-fintech that delivers fully digital loans to India’s rural and MSME customers. We are laying our technology foundation from scratch, so every senior hire joins as a co-builder—someone who takes true ownership and shares in meaningful equity, not just salary. If you thrive on first-principles engineering, RBI-grade compliance, and the satisfaction of improving financial inclusion at scale, DarHa One is an ideal home. Role Overview As Head of Tech you will design, build, and secure our cloud-native lending core while meeting stringent RBI requirements. Your mandate spans architecture, information security, reliability, hiring, and roadmap execution—turning today’s MVP into a platform ready for ten-times growth, all while working shoulder-to-shoulder with the founding team in Surat. Key Responsibilities Platform Development Architect and code end-to-end lending workflows—customer onboarding, origination, disbursement, collections—and expose them through secure, well-documented APIs. Integrate seamlessly with credit bureaus, KYC services, banking partners, payment gateways, and Account Aggregator (AA) rails to keep the system future-proof. Compliance & Security Translate RBI IT-governance and data-localisation mandates into platform design from day one. Implement role-based access controls, encryption at rest and in transit, audit trails, and privacy-by-design processes, and prepare artefacts for regulatory inspections and audits. Operations & Reliability Implement CI/CD pipelines, automated testing suites, monitoring, alerting, disaster-recovery drills, and an incident-response playbook while managing cloud budgets and ensuring 99.9 % uptime. Team & Strategy Hire, mentor, and retain a high-calibre team across back-end, front-end, and SRE disciplines (initially 5–15 engineers). Maintain a living technology roadmap aligned with product and risk priorities, and provide concise updates to the leadership team and Board. Must-Have Experience & Skills Depth over tenure—minimum six years of hands-on engineering in fintech or banking, including at least two in senior technical leadership. Direct ownership of platforms compliant with RBI, PCI-DSS, ISO 27001, or similar regulations. Proven success building and scaling on AWS, GCP, or Azure using infrastructure-as-code, container orchestration, and modern DevSecOps practices. Solid grasp of IAM, key management, vulnerability management, and audit preparation. Nice-to-Have Experience with NBFC or regulated lending stacks (micro-finance, personal loans, SME finance). Certifications in cloud or information security (e.g., CCSP, ISO 27001 Lead Implementer). How We Compensate We follow a skin-in-the-game philosophy : cash salaries are lean and calibrated for Surat’s cost of living; the larger upside comes through a leadership-level equity grant that vests over four years. The exact mix is tailored for each leader, ensuring alignment between personal success and company growth. Why Join Us Shape a greenfield tech stack—no legacy code, only modern tools and your best ideas. Work directly with founders who value speed, ownership, and principled engineering. See tangible impact: every line of code improves credit access for small businesses and farmers nationwide. How to Apply Email your resume to careers@darhaone.com with the subject “Head of Tech – [Your Name]”. Applications are reviewed on a rolling basis. DarHa One is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive workplace for all. Show more Show less