Job
Description
Key Responsibilities: Financial Planning & Budgeting: Develop and manage the annual budget, periodic forecasts, and long-term financial plans in alignment with business objectives. Partner with the Business & Risk team, to ensure accurate financial projections. Track budget performance, analyze variances, and recommend corrective actions to drive financial efficiency. Mid-Year Rolling Forecast to evaluate performance & collaborate to make a mitigation plan to achieve business objectives and AOP. Ability to comprehend new business models and do business modelling outlining growth opportunities and driving strategies for rollout. B . Business Performance Analysis : Analyze acquisitions, quality of customer cohorts, sales trends, spread and delinquency to identify growth opportunities as well as understanding the risk related aspects. Evaluate business plans related to promotional & operational spends – bringing out clear case for deploying worked out through cost benefit analysis, financial and non-financial aspects of the decision on health of the business & platform. Develop financial models and conduct scenario analysis for new business initiatives. Financial Reporting & MIS: Prepare and present monthly, quarterly, and annual financial reports for senior management. Ensure timely and accurate reporting of key performance indicators (KPIs) and business metrics. Develop dashboards to track performance across LOB’s – incorporating necessary cuts related to the respective LOB – essentially covering: Customer Metrices, Lending Metrices, Profitability & Risk cuts. Profitability & Cost Optimization: Drive cost control measures, working capital efficiency, and operational improvements. Collaborate with Business and Risks teams to identify & optimize leakage areas. Identify opportunities for margin expansion and revenue growth strategies. Strategic Support & Business Partnering: Assist leadership in evaluating new investments, expansions, and product launches. Support affordability & pricing strategy decisions by studying industry practices comparative analysis and cost-benefit analysis. Partnering with NBFC operational and leadership teams to understand business situations, strategies, financial and drive communications. Work with IT and data analytics teams to enhance financial systems and automate reporting. Key Skills & Qualifications: Beneficial Skills to have – Knowledge of Consumer lending from NBFC or Lendingtech (fintech) POV – covering the aspects of consumer durable lending, seller financing, leasing, personal loans would be an added advantage. Knowledge of Credit Card / co-branded card business from financial and business POV will be an added advantage. A background of at least 3 to 5 years from a leading or new age NBFC, from Business Finance Partner could be helpful – while not mandatory. Technical Expertise: Proficiency in Excel, Power BI, Tableau, and ERP systems (SAP, Oracle, etc.). Analytical Ability: Strong financial modeling, variance analysis, and forecasting skills. Business Acumen: In-depth understanding of retail metrics, pricing strategies, and inventory management. Communication: Effective stakeholder management with the ability to present financial insights to leadership. This role offers an exciting opportunity to drive financial strategy and contribute to the growth of a dynamic retail business. Key Skills & Qualifications: Beneficial Skills to have – Knowledge of Consumer lending from NBFC or Lendingtech (fintech) POV – covering the aspects of consumer durable lending, seller financing, leasing, personal loans would be an added advantage. Knowledge of Credit Card / co-branded card business from financial and business POV will be an added advantage. A background of at least 3 to 5 years from a leading or new age NBFC, from Business Finance Partner could be helpful – while not mandatory. Technical Expertise: Proficiency in Excel, Power BI, Tableau, and ERP systems (SAP, Oracle, etc.). Analytical Ability: Strong financial modeling, variance analysis, and forecasting skills. Business Acumen: In-depth understanding of retail metrics, pricing strategies, and inventory management. Communication: Effective stakeholder management with the ability to present financial insights to leadership Show more Show less
