Treasury Manager

Job Title: Treasury Manager

Department: Treasury / Finance

Location: Corporate Office (India)

Reporting To: Head – Treasury / Chief Financial Officer

1. Position Overview

The Treasury Manager will be responsible for managing the end-to-end treasury operations of the Housing Finance Company, including liquidity management, fund-raising, banking relationships, ALM (Asset Liability Management), investment of surplus funds, and compliance with regulatory requirements (RBI/NHB). The role requires strong analytical skills, understanding of financial markets, and experience in handling borrowings specific to NBFC/HFC sectors.

2. Key Responsibilities

A. Fund-Raising & Liability Management

• Manage sourcing of funds through multiple instruments:

  term loans, bank lines, NCDs, CPs, refinance from NHB/SIDBI, securitisation/DA, co-lending arrangements

  , etc.
• Prepare borrowing proposals, conduct discussions with lenders, rating agencies, trustees, and other stakeholders.
• Ensure timely renewals/enhancements of working capital limits and credit lines.
• Monitor borrowing costs and evaluate opportunities to optimise cost of funds.

B. Liquidity & Cash Flow Management

• Maintain adequate liquidity to meet business disbursement requirements and debt obligations.
• Daily cash flow monitoring and forecasting of short-term/long-term liquidity gaps.
• Optimise utilisation of available limits and investment of surplus funds in approved instruments.

C. ALM (Asset Liability Management) & Risk Monitoring

• Prepare monthly ALM statements and work with ALCO for review of mismatches.
• Monitor interest rate risks, liquidity risks, concentration risks, and recommend mitigation strategies.
• Coordinate with risk and finance teams for regulatory reporting related to liquidity and ALM.

D. Treasury Operations & Controls

• Supervise treasury back-office operations including documentation, fund drawdowns, repayments, and reconciliations.
• Ensure compliance with

  RBI/NHB guidelines

  , internal policies, and audit requirements.
• Oversee investment operations (if applicable), ensuring adherence to risk and compliance frameworks.

E. Banking & External Stakeholder Management

• Maintain strong relationships with banks, financial institutions, rating agencies, and investors.
• Support rating exercise by preparing data, financial models, and trend analysis.
• Liaise with auditors, trustees, and legal counsel for treasury-related matters.

F. Treasury Reporting & Analysis

• Prepare MIS reports on

  borrowing profile, leverage, liquidity, cost of funds, maturities

  , etc.
• Support budgeting and financial planning with treasury cost forecasts.
• Provide insights to management for decision-making on funding strategy and capital allocation.

3. Qualifications & Experience

• Education:

  MBA (Finance), CA, CFA, or equivalent preferred.

• Experience:

  1–10 years of experience in Treasury, preferably in

  NBFC/HFC/Banking

  .
• Strong familiarity with HFC/NBFC regulatory framework, credit markets, and funding instruments.
• Experience in interacting with banks/FIs, trustees, rating agencies, and regulators.

4. Skills & Competencies

• Strong analytical and financial modelling skills.
• In-depth understanding of debt capital markets, treasury systems, and cash management.
• Strong negotiation and stakeholder management skills.
• High attention to detail, accuracy, and adherence to controls.
• Excellent communication, presentation, and documentation skills.
• Proficiency in MS Excel, MIS tools, and treasury management systems.

5. Key Performance Indicators (KPIs)

• Cost of funds optimisation.
• Timeliness and adequacy of fund availability.
• ALM gap compliance and liquidity ratios.
• Efficient utilisation of limits and reduction in idle funds.
• Accuracy and timeliness of reporting.
• Audit and compliance ratings with no major observations.

If interested, then replay back with your updated CV jyotiverma@olivegreenconsulting.com