8970 Lending Jobs - Page 13

Sales/Marketing Representative – Fintech Company Position: Sales/Marketing Representative Industry: Fintech Location: Andhra Pradesh Experience: 1–3 years Profile Summary A driven and customer-focused sales/marketing professional with 1–3 years of experience in B2B/B2C financial products or related sectors. Skilled in lead generation, client onboarding, and relationship management. Capable of understanding fintech products, explaining complex solutions in simple terms, and driving growth through strategic outreach. Key Responsibilities: · Identify and approach potential clients (retailers, SMEs, merchants, etc.) for Fintech offerings such as digital payments, lending, invoice-based financing, etc. · Conduct product demonstrations and training sessions for customers. · Manage onboarding, documentation, and KYC processes. · Build and maintain strong client relationships for repeat business. · Collect feedback, track market trends, and report customer insights. · Achieve sales targets and contribute to regional or zonal business goals. · Coordinate with backend teams for customer service, disbursements, or technical issues. Key Skills: · Excellent communication and persuasion skills · Good understanding of financial services (loans, UPI, credit, etc.) · CRM tools and Excel familiarity · Negotiation and objection handling · Local language proficiency (if working in a regional market) · Problem-solving and adaptability in field conditions Educational Background: · Bachelor’s degree in Business, Commerce, Finance, or related field · MBA/PGDM preferred but not mandatory Preferred Attributes: · Prior experience in BFSI, fintech startups, NBFCs, or telecom field sales · Self-starter with a result-oriented mindset · Willingness to travel locally/regionally · Comfort with digital platforms and app-based operations Interested Candidate can Mail there CV at sahil.patel@ethicsgroup .in or whatsapp at 9313020281 Job Type: Full-time Pay: ₹17,000.00 - ₹22,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Language: English (Preferred) Work Location: In person Speak with the employer +91 9313020281

Relationship Manager – LAP (Loan Against Property) & Affordable Loans : The Relationship Manager – LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with company’s risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelor’s degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Razorpay was founded by Shashank Kumar and Harshil Mathur in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, we've disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X) and enabling capital availability for businesses (via Razorpay Capital). The Role We are seeking an experienced and highly skilled contracts lawyer to join our Legal Team. You will be responsible for handling a wide range of contracts for our organization. You will collaborate with various internal departments and external stakeholders to draft and negotiate agreements and arrangements being entered into by the organization, and provide legal advice to protect the company’s interests. Roles And Responsibilities 1-2 years of post-qualification experience in a Law Firm / Fintech/ Bank/ MNC. Experience in general corporate, product advisory & end-to-end contract negotiation (including IT contracts). Strong communication and drafting skills in English. Demonstrable understanding and experience in laws related to Employment Laws, Fintech-associated Laws, Digital Lending and Intellectual Property. Ability to independently coordinate with internal and external stakeholders as may be necessary. Skills to keep track of legal expenses and promptly notify seniors. Expertise in maintaining and periodically updating MIS trackers. Strong legal research and analytical skills. Passion to analyse legal aspects of new products related to the fintech space. Ability to provide timely support as a team member on a wide array of regulatory projects. Willingness to identify and take up new tasks and be a team player. Fluency in MS Office and related tools. Mandatory Qualifications The ideal candidate should be an independent, result-oriented, self-motivated individual who enjoys working in a fast-paced environment. A law degree (LL.B) from a reputed law school is essential. He/she/ they should be punctual, transparent, responsible, and able to take end-to-end accountability for their matters. Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn & Twitter

About Rupeek Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25 in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth . Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity. Position Overview: We are looking for a dynamic and driven Talent Acquisition Partner – Tech & Lateral Hiring to join our People team at Rupeek. This role is critical in identifying and hiring high-caliber talent for niche roles across Product, Engineering, Analytics, Risk, Finance, and other strategic functions. As a trusted recruitment advisor, you will partner closely with business leaders and hiring managers to deliver exceptional candidate experiences and enable timely, quality hiring decisions. This is an exciting opportunity to shape the talent strategy at a fast-growing, profitable fintech while contributing to Rupeek’s mission of financial inclusivity and innovation. Job Title: Talent Acquisition Partner – Tech & Lateral Hiring Experience: 2–4 years of hands-on experience in tech and lateral hiring Location: Bangalore (HSR Layout) Job Responsibilities: Manage the end-to-end recruitment process for tech and lateral roles, including sourcing, screening, coordination, and offer closure. Deliver timely, high-quality hires across functions such as Product, Engineering, Analytics, Risk, Finance, Growth, and Strategy. Source candidates effectively using platforms like LinkedIn, GitHub, Naukri, and AngelList, while maintaining a strong talent pipeline. Engage with passive talent and relevant online communities to attract niche and high-potential profiles. Collaborate closely with hiring managers to understand role requirements and advise on recruitment strategies. Ensure a seamless and positive candidate experience through consistent communication and timely feedback. Represent Rupeek at relevant industry events, tech meetups, and networking forums to enhance employer visibility. Conduct talent mapping for business-critical roles to support proactive hiring and workforce planning. Track and report key recruitment metrics such as time-to-fill, offer-to-join ratio, source effectiveness, funnel conversions, and candidate experience scores. Analyze hiring data to identify process gaps and drive continuous improvements in efficiency and effectiveness. Skills & Persona: Strong understanding of recruitment best practices for tech/product/data roles and lateral hiring. Demonstrated ability to close niche and high-skill roles within aggressive timelines. Proficiency in using sourcing platforms like LinkedIn Recruiter, GitHub, Naukri, AngelList, and ATS tools. Excellent interpersonal skills to manage relationships with candidates and stakeholders. Data-driven approach to hiring with the ability to draw insights from metrics and take action. Highly adaptable, self-motivated, and detail-oriented with a sense of urgency.

About Rupeek Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25 in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth . Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity. Profile Summary The HR Business Partner (HRBP) will play a critical role in driving HR strategy and initiatives specifically tailored to the needs of the sales function. The HRBP will work closely with the leadership team to provide HR support, talent management, and organizational solutions to optimize performance, drive sales growth, and enhance employee engagement within the field sales team. This role will also be instrumental in fostering a culture of high performance, ensuring the sales team has the right skills, resources, and leadership to succeed. Job Title: Human Resources Business Partner (HRBP) Education: Bachelor’s degree required (MBA or equivalent preferred). Experience: 2-4 years of experience in HRBP Location: Bangalore (HSR Layout) Key Responsibilities: Performance and Talent Management: Collaborate with the leadership to identify talent needs and gaps, ensuring the field sales team has the right mix of skills and capabilities. Support the recruitment and onboarding of high-performing talent, working closely with hiring managers to define job requirements and attract top candidates. Provide coaching and mentoring to drive performance, including goal setting, performance reviews, and continuous development. Work with leadership to develop and implement succession planning strategies for the team. Employee Relations & Engagement: Address employee relations concerns and provide support to field sales representatives and managers to resolve conflicts, grievances, or performance issues. Foster a positive and engaged sales culture by designing and implementing engagement initiatives that motivate and retain talent. Act as a liaison between the team and corporate HR, ensuring employees are supported and engaged. Strategy Alignment: Align HR strategies and programs with the overall sales objectives to ensure HR practices directly contribute to business success. Collaborate with leadership to implement incentive structures, compensation programs, and recognition systems that motivate and reward top performers. Partner with the leadership team to assess and improve organizational structure and sales team effectiveness. Training & Development: Partner with leadership to design and implement training programs that enhance the skills and capabilities of the sales team, including sales training, leadership development, and product knowledge. Support the development of high-potential sales employees through coaching, mentorship, and exposure to leadership opportunities. Measure the effectiveness of training programs and adjust strategies to ensure continuous growth and improvement. Compensation & Benefits Strategy: Collaborate with HR and sales management to design competitive and motivating compensation plans and benefits offerings tailored to the needs of the field sales team. Support the implementation of sales incentive plans, commission structures, and recognition programs to drive performance and retention. Change Management & Organizational Development: Lead and support the successful implementation of change management initiatives within the field sales team, especially when there are changes in processes, structures, or technology. Advise leadership on organizational development strategies to enhance the performance and collaboration within the team. HR Metrics & Reporting: Monitor key HR metrics (e.g., turnover, engagement, sales performance) to provide insights into team effectiveness and areas for improvement. Analyze and report on trends in employee engagement, retention, and development within the field sales team to ensure strategies are data-driven and impactful. Compliance & Policy Adherence: Ensure compliance with relevant employment laws and company policies, particularly regarding the team's unique operational requirements. Stay informed on industry-specific regulations and HR best practices that may impact the team. Skills & Persona: Bachelor’s degree required (MBA or equivalent preferred). 2-4 years of experience in HRBP or Recruitment. Excellent problem-solving and conflict resolution abilities. Strong organizational and time-management skills. Ability to influence, engage, and build trust with sales leaders and team members at all levels. Why Join Us: Be part of a fast-paced and innovative environment where you can make a direct impact on the company’s growth. Competitive compensation and benefits package, with opportunities for professional growth and development. Work with a talented and ambitious team that is driving innovation in the financial services industry.

Position Overview Job Title: Client Services Specialist - CLO, AS Location: Mumbai, India Role Description Deutsche Banks’ Corporate Bank (CB) a market leader in cash management, trade finance & lending, securities service and Trust & Agency Services. Focusing on the treasurers and finance departments of corporate and commercial clients and financial institutions across the globe, our universal expertise and global network allows us to offer truly integrated and effective solutions. Trust and Agency Service (TAS): With offices in New York, California, London, Frankfurt, Milan, Lisbon, Dublin, Hong Kong, Singapore and Tokyo, the Trust and Agency Services team at Deutsche Bank has long been recognized as a leader in the provision of administrative and fiduciary services to the global debt and equities markets. It supports structures from the simplest to the most complex, covering Asset Backed Securities, CLOs and Managed accounts, Corporate Debt, Escrows, Project Finance, Loan Agency, and Depositary Receipts. Summary: The Corporate Trust business is responsible for a broad portfolio of conventional debt and securitization transactions and service teams are required to engage directly with transaction parties supporting the administration of structured and non-structured debt issuances in accordance with the contractual terms. This role is exciting and broad ranging: the successful candidate will have extensive interaction across the transaction value chain and will be a critical component of the end-to-end service delivery to the client on a day-to-day basis ensuring all requirements are met in an accurate and timely manner. Duties will include processing client transactions and instructions, maintaining internal systems, producing reports in support of the front office to ensure the client always receives the best possible service. The successful candidate will be required to cover European working hours supporting the EMEA business. Corporate title will depend on the relative experience of candidate. What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Supporting the Corporate Trust EMEA business across a portfolio of CLO deals within Structured Finance vertical Timely completion of client & deal management system records, for record keeping, document handling and revenue management - ensuring accuracy of data at all times Processing and settlement of deal related transactions - including account opening, payments, investments, and securities settlements. Interacting with deal parties including swap counterparties to ensure accurate and timely maintenance of deal portfolios and facilitating all necessary payment and reporting obligations. Monitor and reconcile client ledgers, bank ledger, fee billing, late payment claims and other operational MIS break reports, providing regular feedback to client services management on all outstanding items. Ensuring daily accuracy of all Structured Finance deal portfolios, including loading new assets & maintain existing collateral, swap & liability data in relevant applications, enabling client services account managers to run hypothetical trading scenarios on a timely basis. Assistance in the preparation of periodic cash manager, investor and payment date reports and respond to any corporate action event requirements. Timely escalation of client or operational problems to team leaders / department head as relevant Supporting fellow team members, team leaders and department head on an ongoing basis Any other duties or ad-hoc projects as required. Your Skills And Experience Relevant experience in a similar role in investment banking or corporate banking administration Experience in CLO administration and/or loan operations. A good understanding of the global financial services industry, Fixed income, and Debt Capital Markets Familiarity with debt capital markets transaction documentation is advantageous, but not essential. A practical knowledge of banking operations and an understanding of SWIFT / payment processing Basic accounting knowledge and / or strong reconciliation skills Experience at interacting widely through a financial service organization. The ability to work under pressure, handle multiple priorities and work as part of a team as well as individually. Fluent written and spoken English is essential. You will be: An effective and concise communicator, both verbal and written Numerate and analytical with strong attention to detail Able to interact with people from different business/disciplines acting consistently throughout the organization. A team player with strong communication skills, a proactive mind-set and a professional attitude to delivery and client-focus Able to work in a challenging and rapidly changing business environment. Able to adapt to complex financial and operational matters. PC literate with good working knowledge of Microsoft Office products particularly MS Excel. Parts of the role will be using internal systems for which training will be provided. Educated to degree level or similar. How We’ll Support You Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Loan Processing & Disbursement: Oversee end-to-end loan processing operations. Ensure timely and accurate disbursal of approved loans. Monitor documentation for compliance with internal and regulatory standards. Credit Analysis & Risk Assessment: Evaluate credit reports and identify potential risks. Coordinate with credit and underwriting teams to flag high-risk cases. Support in identifying early warning signs of loan defaults. Process Improvement & TAT Monitoring: Identify process bottlenecks and recommend improvements to reduce TAT (Turnaround Time). Develop and implement operational efficiency initiatives. Coordination with Cross-functional Teams: Liaise with sales, credit, legal, and tech teams to ensure smooth loan lifecycle. Handle escalations and complex customer cases in collaboration with internal teams. Regulatory Compliance & Audits: Ensure adherence to RBI/NBFC/bank guidelines and internal SOPs. Prepare and support internal/external audits. Data Management & Reporting: Maintain MIS and dashboards for loan operations. Analyze portfolio performance and suggest corrective actions.

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Believes diversity makes us stronger so we can reflect, connect and meet the diverse needs of our clients and employees around the world. Is committed to building a workplace where every employee is welcomed and given the support and resources to perform their jobs successfully. Wants to be a great place for people to work and strives to create an environment where all employees have the opportunity to achieve their goals. Provides continuous training and development opportunities to help employees achieve their career goals, whatever their background or experience. Is committed to advancing our tools, technology, and ways of working to better serve our clients and their evolving business needs. Believes in responsible growth and is dedicated to supporting our communities by connecting them to the lending, investing and giving them what they need to remain vibrant and vital. Job Description: Application Production Support for the Bank of America’s Global Banking Applications Responsibilities: Primary responsibilities are identification and resolution of production incidents. Drive Problem Management post incident resolution to determine root cause, mitigating actions, drive and track permanent resolution. Management of incident and problem tickets through the enterprise ITSM tool. The role also includes: Regularly monitor system performance, system usage, and resource consumption and take preventive measures before issues arise Get into the technical investigation at the application level for troubleshooting and resolution Build automation scripts leveraging tools to eliminate manual work, dashboards for proactive detection of incidents Ensure all technical documents are up-to-date and accurately reflect the system design and functionality Capacity and Performance Management Working with development teams for take-on and training of new services or significant upgrades. Providing support for Audits (internal and external). Stakeholder management, working closely with Business and Operations partners to understand KPI metrics to measure service stability to prioritize defect fixes and enhancements Skills: 8-12 years of relevant IT hands on experience in L2 or L3 Application Production Support, Technical Implementations, or equivalent Demonstrate flexibility, navigate ambiguity, and quickly establish credibility among technical peers Experience in Payment & Settlement application support with Asia Pacific payment systems (online, real-time payment, RTGS and other domestic payments) is preferred Excellent written and verbal communication skills (English). Excellent interpersonal and negotiation skills Proven knowledge in some or all of the following: Java/J2EE – Core Java, JDBC, EJB, & Java Web Services & Experience in Server-side technologies - SOAP/Restful services, XML/XSLT, XML, JDBC, AOP, MQ Micro Services & MuleSoft Good knowledge of Middleware components such as Message Broker, IBM Websphere MQ, JBoss application server, MuleSoft Strong operating system knowledge in Unix and Windows including strong scripting skills Experience with Database technologies (examples Oracle, DB2 and PL/SQL ) queries to support incident resolution Knowledge of event driven, and schedule driven batch processes Experience of handling various production support roles (technical – L1/L2/L3) and hands-on experience in using at least 2-3 widely used monitoring / scheduling tools Ability to be part of IT production support team providing front-line technical support to end users responding to issues related to Incident / Problem Management, Release/Deployment, Operational Readiness, Application Monitoring & Production Governance Experience troubleshooting, analysis, research, and resolution using advanced query, programming skills, conduct root cause analysis, and identify mitigations/risk Experience with real-time restoration, triaging of issues impacting technical services (application/infrastructure) to bank customers and partners in a timely manner while keeping partners advised of significant progress or challenges during the restoration period Ability to work closely with Technology Infrastructure Teams, Development & Testing Teams in supporting Integrated / Independent releases, software/hardware upgrades, server upgrades, etc. Ability to work collaboratively with cross functional teams or offshore team Ability to assess initial severity, gather impacts, engage necessary supporting teams, and escalate as necessary to ensure timely restoration Strong communication skill to liaise with stakeholders, team members, and products vendors Experience with on call support for triaging problems, coordinating with various support teams across the organization and carryout activities related to incident and problem management Ability to communicate with all lines of business and management the overall status and health of the application, contribute to automation, causal analysis, develop shared/common solutions, and proactively identify cross-functional or technical issues Ability to suggest, implement ideas for enhancing the customer Flexibility to work on weekends, bank holidays in EMEA shift as part of a 5 day week shift pattern Self-motivated and possess drive, and ability to work independently and a good team player Strong attention to detail and ability to prioritize effectively Desired Skills: Leads End-to-End maintenance responsibility of all production services related to technology. Work activities specific to Production Shared Services include: Problem/Incident Management, Release/Deployment, Operational Readiness, Capacity/Availability Management, Application Monitoring, Service Analytics and Reporting, Production Governance, Triage, Associate Support, Change/Configuration Management Actively engage and lead production support issues/incidents. Takes ownership of escalations and perform trouble shooting, analysis, research and resolution Ensure production and performance SLAs are met and escalate issues which needs attention Performs analytical, technical, and administrative work in planning, installing, and supporting new and existing equipment and software under moderate supervision Identifies vulnerabilities and opportunities for improvement, as well as maintain metrics to help develop analysis that will drive improvement in all areas of Production Shared Services. Creates and enhances administrative, operational, and technical policies and procedures, adopting best practice guidelines, process improvements, standards and procedures Exercises judgment within defined procedures and practices to determine appropriate action Serves as an escalation point between the client/business area and internal management for the resolution of moderately complex unresolved problems, complaints and service requests Should have increased awareness and exposure to basic technical principles, concepts and techniques Resolves complex issues. Works on problems of minimal-moderate scope where analysis of situation or data requires a review of identifiable factors Support of on-call rotation for off-hours and weekend support as needed

Company Description FinAGG is a young Fin-Tech organization focused on financing India’s extensive Distributor and Retailer network. Founded and led by seasoned professionals from the finance industry, FinAGG has garnered trust from over 20 of the largest corporate houses in India. In a short period, FinAGG has been disrupting the lending market while championing SME/MSME and retailers, aligning with the vision of Atmanirbhar Bharat. Role Description This is a full-time, on-site role for a Management Trainee located in Noida. The Management Trainee will be responsible for learning and managing daily operations, assisting in the development and implementation of business strategies, and conducting market analysis. Additional tasks include supporting management with various projects, preparing reports, and facilitating communication across departments. Qualifications Analytical, Problem-Solving, and Research skills Strong Communication, Interpersonal, and Presentation skills Project Management, Time Management, and Multitasking abilities Basic understanding of Finance, Economics, or Business Administration Bachelor's degree in Business, Management, Finance, or related field Team-oriented mindset with adaptability and flexibility Prior internship or experience in a similar role is a plus

Join Our Mission to Foster Prosperity in Asia Are you ready to make a difference in the future of Asia and be a catalyst for positive change? We are thrilled to offer a unique opportunity to become an important part of the prestigious Asian Development Bank (ADB). At ADB, our mission is simple yet powerful: to alleviate poverty and promote sustainable development in the Asia-Pacific region. Organizational Setting and Reporting Relationship The position of Country Operations Head is assigned to the India Resident Mission (INRM) within the South Asia Department (SARD). You will be based at our Resident Mission Office in New Delhi, India. You will report to the Country Director (CD), INRM and will oversee junior team members. Your Role As a Country Operations Head, you will assist CD, INRM, in the sound management of operations in the India resident missions. You will coordinate country programming, business planning, quality assurance, and portfolio monitoring and organize the provision of operations services to project teams. You Will Country Portfolio Management and Programming Lead the country portfolio performance reviews. Responsible for management and reporting on sovereign and non-sovereign operations (programming, pipeline and portfolio management) at Country level to achieve country Key Performance Indicators. Provide high-level guidance on operational issues and compliance with ADB policies. Take part in operations and portfolio networks, facilitated by Regional Operations Coordination and Procurement, Portfolio, and Financial Management Department. Guide project teams on country-specific project and portfolio management issues and lead portfolio, programming and pipeline related missions and activities with government. Oversee project related communication and coordination with government and stakeholders. Consult with clients to swiftly resolve country-wide issues, and coordinate the resolution of project-specific issues, in collaboration with the solutions departments/offices for India ongoing projects. Support CD, INRM in assuring that project/TA implementation arrangements are designed to meet country context. Guide sectors in the design and processing of projects to ensure that they are delivered to promote ADB's regional and country priorities, meet country needs, and fit the local context. Support the country programming including the allocation of operational resources in the country in collaboration with sector groups, Private Sector Operations Department (PSOD)/Office of Markets Development and Public–Private Partnership (OMDP) and the regional operations coordination office. Work with country management team members to create a portfolio of cross-cutting and innovative projects that meet client needs and promote ADB's priorities, e.g. climate change and Private Sector Development. Maintain pipelines and oversee progress of lending and non-lending by monitoring, supporting, and facilitating the work of solutions departments for the timely delivery of the country program. Liaise with development partners on co-financing opportunities. Provide inputs into Country Partnership Strategy (CPS) for India from a programming, pipeline and portfolio management perspective. Advise INRM CD in the quality of project-level documentation, concurrences and decisions for sovereign operations and technical assistance, as determined by Staff Instructions and Project Administration Instructions. Work Planning Support CD, INRM and India country management teams in preparation of the work plans and alignment with regional department KPIs. Serve as head of the secretariat to both country management teams, supporting the CD to set standard operating procedures for their effective functioning. Organize and advise on the provision of certain operations services (e.g., safeguards, procurement, financial management) and thematic services (e.g., climate change, gender), to ensure support to project teams delivering operations in the country. Capacity Development Organize and provide operational capacity development to staff and external clients on sovereign operations management. Manage the performance of teams and individuals, providing clear direction and regular monitoring and feedback on performance. Provide mentoring to teams and individuals and ensure their ongoing learning and development. Undertake other activities as designated by CD, INRM. You Will Need Master's Degree or equivalent in engineering, finance, economics, business administration or related fields. University degree in engineering, finance, economics, business administration and related fields and at least 5 years specialized experience relevant to the position can be considered At least 12 years of relevant professional experience managing projects, portfolios (country or sector) and pipelines for development institutions. International experience working in development in several countries. Experience in building capacity of staff in projects or processing loans/technical assistance. Proven management and leadership qualities. Experience collaborating with individuals and teams from diverse professional and cultural backgrounds. Technical experience in one or more main sectors of ADB operations preferred Please refer to the link for ADB Competency Framework for International Staff Level 3. Benefits ADB offers a rewarding salary and a comprehensive benefits package . The salary will be based on ADB's standards and comparator markets, taking into account your qualifications and experience. Housing and education allowance (if applicable) Expatriate benefits (if applicable) Retirement plan Medical and health benefits Paid leave (including parental) Life and other insurance plans Staff development Additional Information This appointment is open to internal and external applicants. This is a fixed-term appointment for an initial fixed period of 3 years. At the end of the initial period, this appointment may, at the option of ADB, be extended once for up to 2 years, converted to a regular appointment, or ended on its expiration date. This decision will be made in the overall interest of ADB that: (a) it will require Staff's particular blend of skills and experience in the foreseeable future; and (b) Staff's performance is satisfactory and they are suitable for further employment. About Us Asian Development Bank (ADB) is an international development finance institution headquartered in Manila, Philippines and is composed of 69 members, 50 of which are from the Asia and Pacific region. ADB is committed to achieving a prosperous, inclusive, resilient, and sustainable Asia and the Pacific, while sustaining its efforts to eradicate extreme poverty. ADB combines finance, knowledge, and partnerships to fulfill its expanded vision under our Strategy 2030 . ADB only hires nationals of its 69 members . To view ADB Organizational Chart, please click here . ADB wants to ensure that everyone is treated with respect and given equal opportunities to work in an inclusive environment. ADB encourages all qualified candidates to apply regardless of their racial, ethnic, religious and cultural background, gender, sexual orientation or disabilities. Women are highly encouraged to apply. Visit ADB Careers FAQ for more information. Primary Location: India Resident Mission-India-New Delhi Department: South Asia Department Division: India Resident Mission Staff Category: Technical International (HQ) Position Level: TI3 Job Posting: 31-Jul-2025, 2:20:14 PM 14-Aug-2025, 7:59:00 PM

About BNP Paribas India Solutions Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions. About BNP Paribas Group BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability Commitment to Diversity and Inclusion BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. About Business Line/Function Market and Financing Services (MFS) business line provides a range of solutions to support the increasingly sophisticated requirements of institutional investors, alternative asset managers and financial intermediaries. These include Securities Lending (Agency and Principal), Foreign Exchange (On demand FX, Auto FX, Passive Currency Overlay), Triparty Service and a variety of Financing solutions. Job Title Senior Associate Date 24- June-2025 Department MFS-OTC Location: Chennai, CP2 Business Line / Function Derivatives REGULATORY REPORTING (d2r) Reports To (Direct) Grade (if applicable) Senior Associate (Functional) Manager Number Of Direct Reports NA Directorship / Registration Position Purpose Replacement FTE - Senior Associate for performing OTC Derivatives Regulatory Reporting. Senior Associate will be responsible for performing daily tasks related to reporting OTC derivatives transactions, Valuation and Collateral to DTCC for various regulations. He/ She will be working closely with offshore management, Account managers, internal and external stakeholders as part of their daily tasks and will report to the Assistant Manager in Chennai. The staff will be working closely with all internal teams, Paris and local management, as part of their daily BAU. Candidate with good functional understanding of the OTC derivative business along with basic knowledge on OTC products & regulatory requirements is required. Responsibilities Direct Responsibilities Ensured that OTC trades, Valuation and Collateral are reported to Trade Repository (DTCC). All Nacks/Rejection are actioned and resubmitted to DTCC. Reconcile the DTCC position with Client position to ensure that all positions are in line. Contributing Responsibilities Escalating exceptions to appropriate processing team for resolution. Reporting of exceptions in line with internal control and external client requirements. Contributing to team’s success. Actively involving in terms of having frequent checks in terms of activities in SOPs and ensuring timely update of Procedures in Global portal within expiry with completeness Extended error check in terms of identifying any errors/ incidents such that ensuring notifying reporting manager in terms of a complete write up of the incident within 24 hours post error occurrence. Actively involved in training new joiners in the team. Ensuring end to end training of process flow, logic and BAU activities, and specific activities as per requirement. Should be able to independently carry forward any formalities in terms of on boarding any new Clients, for the existing process. This involves all the details relevance to services provided, any exceptions, relevant static and contacts details. Should be able to come up with training plans based on the designation/ experience and expertise of the trainees. Should be knowing end to end steps involved in terms of Daily/ Weekly/ Bi-weekly/ Monthly/ Quarterly/ Annual MIS analysis and presentation and the expertise ability should assist the management in case of any communication or follow up in future. Technical & Behavioral Competencies Strong analytical skills, detail orientation, service commitment, and solid organizational and interpersonal skills. Ability to work independently, as well as in a team environment, prioritizes multiple tasks, and meets strict deadlines. Proficient in Microsoft Office Applications and strong MS Excel skills required, power BI. Application knowledge like Cappitech, Calypso. Extensive experience of working within Derivative operations. Thorough understanding of all Derivative product classes. Proficiency in communication should witness in terms of independent working/ understanding details and assist in terms of decision making/ Easy to convey / No compromise in professionalism. Specific Qualifications (if Required) Skills Referential Behavioural Skills: (Please select up to 4 skills) Ability to collaborate / Teamwork Ability to share / pass on knowledge Critical thinking Ability to deliver / Results driven Transversal Skills: (Please select up to 5 skills) Ability to understand, explain and support change Analytical Ability Ability to develop and adapt a process Ability to manage / facilitate a meeting, seminar, committee, training… Education Level Ability to develop others & improve their skills Master Degree or equivalent Experience Level At least 3 years

Title: Product Management – Director About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role : Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation: • Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. • Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. • Make sure that clear, simple, and technically sound decisions are made. • With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. • Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. • Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly • Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: • Bachelors degree in engineering, computer science and/or related field • MBA from premier institution • Professional experience in a product management or analytical role, Exp should be in between 8-12 years, out of which minimum 6 years in product management • Experience in experience in building ML models + recommendation engines would be a plus • Have an extreme bias towards action basically, you need to have the Get Shit Done attitude • Solutions orientated within a high-energy and fast-paced work environment • Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features • Possess excellent oral, written, verbal and interpersonal communication skills Why join us? · A collaborative output driven program that brings cohesiveness across businesses through technology · Improve the average revenue per use by increasing the cross-sell opportunities · A solid 360 feedback from your peer teams on your support of their goals · Respect, that is earned, not demanded from your peers and manager Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About the Role: We are looking for a dynamic and result-oriented Relationship Manager to join our growing team at LiquiBonds , a new-age investment platform under NDX Financial Services . The ideal candidate will focus on building strong relationships with Independent Financial Advisors (IFAs) while actively acquiring new IFAs to expand our partner network. This role requires a strong understanding of fixed income investment products (such as NCDs, Bonds, AIFs, and other structured debt instruments ) and the ability to position these products effectively to financial intermediaries. 60% focus on New IFA Acquisition 40% focus on Relationship Management with existing IFAs About the Company: LiquiBonds is part of the NDX Financial Services group, previously known for its success in the P2P lending space through LiquiLoans . With a strategic pivot, LiquiBonds now focuses on offering a diversified portfolio of fixed income and alternative investment products like Listed/Unlisted NCDs, Corporate Bonds, Market-linked Debentures, AIFs, and other structured investment options . Our mission is to democratize access to high-quality debt investments through a tech-enabled, transparent, and advisor-first platform designed to meet the evolving needs of investors and partners. Key Responsibilities: New IFA Acquisition (60%) Identify, reach out, and onboard new Independent Financial Advisors (IFAs) across target geographies. Conduct product demos, explain commission structures, and support onboarding processes. Build a scalable acquisition funnel using both direct and channel-based approaches. Relationship Management (40%) Nurture relationships with onboarded IFAs to drive consistent engagement and investment volume. Conduct regular training, market updates, and portfolio discussions to add value to partner businesses. Resolve queries, ensure timely communication, and maintain a high satisfaction level among partners. Product Positioning & Sales Strategy Promote and pitch fixed income investment products (NCDs, Bonds, AIFs) aligned with investor profiles. Stay up to date with market trends, product launches, and regulatory changes. Provide insights to product and marketing teams based on partner feedback. Reporting & MIS Track acquisition funnel and partner activity using CRM tools and Excel dashboards. Share periodic reports on partner performance, pipeline, and revenue contribution. What We're Looking For: 4–10 years of experience in B2B sales, preferably in financial services or investment product distribution. Prior experience in onboarding and managing IFAs/Wealth Managers is highly preferred. Strong knowledge of fixed income products – Bonds, NCDs, AIFs, Structured Products, etc. Excellent interpersonal and communication skills (both verbal and written). Proficient in Microsoft Office (especially Excel) and CRM systems. Self-motivated, target-driven, and able to work independently in a fast-paced environment. Why Join LiquiBonds? Be part of a rapidly scaling, tech-first investment platform with a modern approach to debt products. Opportunity to work closely with market leaders and seasoned professionals in wealth management. Drive your career growth in a future-focused organization with a transparent and collaborative work culture. Competitive compensation, incentives, and career progression opportunities. If you are passionate about financial markets, enjoy building B2B relationships, and are driven by results — we would love to hear from you!

Product Management – Director - Personal Loan Experience - 8 - 12 Years About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and merchants. About the role: Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation : Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. • Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. • Make sure that clear, simple, and technically sound decisions are made. • With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. • Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. • Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly. • Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: • Bachelors degree in engineering, computer science and/or related field. • Professional experience in a product management or analytical role, Exp should be in between 8- 12 years, out of which minimum 7 years in product management. • Have an extreme bias towards action basically, you need to have the Get Shit Done attitude. • Solutions orientated within a high-energy and fast-paced work environment. • Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features. • Possess excellent oral, written, verbal and interpersonal communication skills. Why join us? A collaborative output driven program that brings cohesiveness across businesses through technology· Improve the average revenue per use by increasing the cross-sell opportunities· A solid 360 feedback from your peer teams on your support of their goals·Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Job Title: Software Engineer – (Python Developer) Location : Remote Job Type: Full-time Experience: 2–4 years Industry: Fintech / Startups / Financial Services Role Overview We’re looking for a passionate Python Developer to join our engineering team. You’ll help design and build scalable backend systems, APIs, and services that power our fintech applications. You should be comfortable working in fast-paced environments, writing clean, testable code, and collaborating across teams to ship high-quality products quickly and securely. Key Responsibilities • Design, build, and maintain robust, scalable, and secure backend services using Python(Django). • Develop APIs and microservices to support mobile/web apps and internal tools. • Integrate with third-party services (KYC, payment gateways, credit bureaus, etc.). • Optimize performance and scalability of core systems (e.g., transaction processing, lending engines). • Collaborate with product, data, and frontend teams to deliver new features. • Write unit and integration tests; participate in code reviews and architecture discussions. • Contribute to DevOps pipelines, CI/CD, and infrastructure (AWS). • Ensure data security and compliance with fintech regulations. Requirements • 2–4 years of backend development experience, primarily with Python. • Hands-on experience with one or more Python frameworks (Django). • Strong understanding of RESTful APIs, relational databases (PostgreSQL, MySQL). • Familiarity with cloud platforms (AWS). • Experience working with fintech APIs (e.g., Cashfree, CIBIL, Experian, etc.) is a big plus. • Solid grasp of data structures, algorithms, and system design. • Startup mindset: proactive, adaptable, ownership-driven. • Bonus: experience with financial services, security, or compliance-related systems. What We Offer • The chance to work on meaningful products that impact real users. • Ownership, autonomy, and opportunity to shape key tech decisions. • Competitive salary, and flexible work environment

About the Team Navi operates across Lending, Health Insurance, Mutual Funds, Gold, and UPI. This role is within the Lending function , which is a strategic lever for Navi and central to its mission of making financial services simple, affordable, and accessible for a billion Indians. Lending at Navi is not just about credit distribution—it’s about transforming how credit works in a digital-first world. The team is responsible for building and scaling one of the most seamless, efficient, and customer-centric lending platforms in the country. From driving business growth and designing product experiences to refining credit strategies and launching new initiatives, Lending plays a pivotal role in Navi’s long-term growth story. At Lending, we are looking for bright people who are at the very cusp of their professional journey and have potential to be in the top 0.1% in whatever they take up. This position provides a chance to work with the best and in process learn what it takes to attain the highest professional potential. If you are someone who has exceeded expectations in MOST of the things you have taken up in your life (be it academics, or work, or any hobbies), it’s a place made for you. Note: We are looking to hire candidates at the Associate Manager II / Manager level across the Lending vertical, and the final team allocation will be dependent on opportunities available. Key Operating Verticals Cash Loans Business: Run and scale Navi’s personal loan business—owning initiatives across product, growth, and operations Home Loans Business: Solve for distribution, growth, and customer experience in the housing finance segment Co-Lending & Partnerships: Drive growth by identifying, onboarding, and scaling with external lending partners Credit Strategy: Refine customer segmentation, offers, and customer journeys based on data and experimentation, working with analytics and product teams Core Mandate of Lending Function @ Navi Design and scale lending products that make credit truly simple, accessible, and affordable for millions of Indians Drive strategic business growth across personal loans, home loans, credit strategy, fundraising & partnerships by identifying new opportunities and unlocking efficiencies Leverage technology, experimentation, and data to solve real-world credit challenges at scale Build delightful customer experiences that remove friction across the lending journey Must Haves Graduates from top engineering or management colleges looking to build their career in general management Strong interpersonal and communication skills, with a high level of empathy Business first thinking Entrepreneurial mind-set along with an ability to hustle and solve problems on-ground Ability to think outside the box and be comfortable dealing with unstructured problem statements. Strong analytical skills and good attention to detail. Understanding data & dashboards; being adept at Excel and Google Sheets What We Expect From You Operate with speed, ownership, and a builder mindset—constantly challenging the status quo to create the next version of lending in India Define and refine program objectives, strategies, and execution plans Lead end-to-end program management, ensuring timely delivery and issue resolution Collaborate with cross-functional teams (product, tech, analytics) to co-create solutions and drive business outcomes Design and execute experiments to test new ideas and identify the most effective approaches Develop workflows, dashboards, and metrics to track performance and effectiveness Ensure project quality through adherence to best practices and continuous improvement Identify risks early and implement mitigation strategies Be part of a strategic initiative with the potential to transform the industry Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: You’re impact-driven You take ownership, build boldly, and care about making a real difference. You strive for excellence Good isn’t good enough. You bring focus, precision, and a passion for quality. You embrace change You adapt quickly, move fast, and always put the customer first.

The Credit Officer plays a vital role in the Loan Department by managing the complete credit process. Their key responsibilities include evaluating loan applications, assessing the creditworthiness of borrowers, verifying documents, and ensuring compliance with the society’s lending policies. They are responsible for recommending and sanctioning loans based on risk analysis, monitoring repayment schedules, and following up on overdue accounts. Additionally, the Credit Officer coordinates with field staff, maintains accurate records, and ensures proper reporting to senior management. Their role is crucial in maintaining the financial health and integrity of the society's lending operations. Job Type: Full-time Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Cell phone reimbursement Health insurance Paid sick time Provident Fund Work Location: In person

Product Management - Product Manager/SPM Experience - 4-7 Years About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role:- Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation :- • Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. • Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. • Make sure that clear, simple, and technically sound decisions are made. • With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. • Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. • Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly. • Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: •Professional experience in a product management or analytical role, Exp should be in between 4- 7 years, out of which minimum 4 years in product management• Bachelors degree in engineering, computer science and/or related field •Have an extreme bias towards action basically, you need to have the Get Shit Done attitude. •Solutions orientated within a high-energy and fast-paced work environment. •Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features. •Possess excellent oral, written, verbal and interpersonal communication skills. Why join us A collaborative output driven program that brings cohesiveness across businesses through technology· Improve the average revenue per use by increasing the cross-sell opportunities· A solid 360 feedback from your peer teams on your support of their goals· Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Product Management - Product Manager/SPM Experience - 4-7 Years About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role:- Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation :- • Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. • Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. • Make sure that clear, simple, and technically sound decisions are made. • With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. • Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. • Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly. • Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: •Professional experience in a product management or analytical role, Exp should be in between 4- 7 years, out of which minimum 4 years in product management• Bachelors degree in engineering, computer science and/or related field •Have an extreme bias towards action basically, you need to have the Get Shit Done attitude. •Solutions orientated within a high-energy and fast-paced work environment. •Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features. •Possess excellent oral, written, verbal and interpersonal communication skills. Why join us A collaborative output driven program that brings cohesiveness across businesses through technology· Improve the average revenue per use by increasing the cross-sell opportunities· A solid 360 feedback from your peer teams on your support of their goals· Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Product Management – Director - Personal Loan Experience - 8 - 12 Years About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and merchants. About the role: Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation : Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. • Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. • Make sure that clear, simple, and technically sound decisions are made. • With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. • Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. • Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly. • Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: • Bachelors degree in engineering, computer science and/or related field. • Professional experience in a product management or analytical role, Exp should be in between 8- 12 years, out of which minimum 7 years in product management. • Have an extreme bias towards action basically, you need to have the Get Shit Done attitude. • Solutions orientated within a high-energy and fast-paced work environment. • Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features. • Possess excellent oral, written, verbal and interpersonal communication skills. Why join us? A collaborative output driven program that brings cohesiveness across businesses through technology· Improve the average revenue per use by increasing the cross-sell opportunities· A solid 360 feedback from your peer teams on your support of their goals·Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: He/She/They will be developing the detailed design structure, implementing the best practices and coding standards, leading a team of developers for successful delivery of the project. You will be working on design, architecture and hands-on coding. Responsibilities Design and implement software of embedded/IOT devices and systems from requirements to production and commercial deployment. Design, develop, code, test and debug system software. Review code and design. Analyze and enhance efficiency, stability and scalability of system resources. Integrate and validate new product designs. Support software QA and optimize I/O performance. Provide post production support. Interface with hardware design and development. Assess third party and open source software Requirements: Proven working experience in software engineering Experience in hands-on development and troubleshooting on embedded targets Solid programming experience in C or C++ Proven experience in embedded systems design with preemptive, multitasking real-time operating systems Familiarity with software configuration management tools, defect tracking tools, and peer review Excellent knowledge of OS coding techniques, IP protocols, interfaces and hardware subsystems Adequate knowledge of reading schematics and data sheets for components Strong documentation and writing skills An entrepreneurial spirit combined with strong program and product management skills. Proven success in building, motivating and retaining teams. Excellent written and verbal communication skills with the ability to present complex plans and designs. Excellent judgment, organizational, and problem-solving skills. Excellent design and architecture knowledge. Preferred Qualification : Bachelor's/Master's Degree in Computer Science or equivalent Skills that will help you succeed in this role: Tech Stack: Lang: C/C++, DB: SQLite Protocols: MQTT, TCP, HTTP etc, Backend : AWS IOT Hub. Strong experience in scaling, performance tuning & optimization at the client layer. Hands-on leader, and problem solver with a passion for excellence. Why join us: Because you get an opportunity to make a difference, and have a great time doing that. You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve. You should work with us if you think seriously about what technology can do for people. We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be. Learn more about the exciting work we do in Tech by reading our Engineering blogs Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story!

About PhonePe Limited: Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore. PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company’s vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture: At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Job Summary: Looking for a Specialist - Exit Management to be based in the HR Team at Bangalore for handling the entire set of exit processes including resignations, separation, F&F, recoveries and related documentation. Key Responsibilities: Employee Exit Management: Manage end-to-end offboarding processes for the on-roll employees and interns with strict adherence to Company policies, SOPs and Indian labour laws. Ensuring the required process adherence and documentation in various types of separations (voluntary/ involuntary, absconding, etc.) as per the internal SOPs. Coordinate with internal stakeholders for no-dues clearance and asset recovery. Monitor the process timelines and continuously improve execution and compliance across the offboarding lifecycle. Full & Final Settlements (F&F) Drive timely and accurate Full & Final Settlements in coordination with the stakeholders. Coordinate with Payroll Vendors for F&F reports, payslips, and tax sheets within defined TAT. Timely settlement of F&F amounts and required documents for the positive F&F cases. Engage with exited employees in the negative F&F cases for facilitating recoveries and recommend write- offs as per SOPs. Pre and Post-Exit Support Ensure quick resolution of post-exit queries such as TDS certificates, payslips, or F&F clarifications. Respond to employee tickets and email queries within TAT, ensuring high-quality documentation. Maintain the required dashboards for tracking status, timelines and TAT across various Exit processes HR Documentation and Audit Readiness Ensuring audit readiness through appropriate documentation, audit trails, approvals and data update. Maintain trackers and MIS for monitoring and reporting the various process steps. Key Skills, Qualification, & Competencies: Bachelor’s degree in Human Resources, Social Work, or related field with 2 to 3 years of relevant experience in payroll or exit area. Proficient in MS Excel. Exposure to HRMS tools and payroll systems will be a plus, High attention to detail, organizational skills, and process compliance Structured work practices and strong service orientation to ensure task completion within defined TATs. Should be able to handle sensitive and confidential employee data. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form. Read more about PhonePe on our blog . Life at PhonePe PhonePe in the news

URGENT Hiring! We are urgently hearing a Tech lead/Architect for one of our web3 client for a REMOTE opportunity. Job Title: Head of Engineering /Tech Lead Required exp: 6+ years Location: India (Remote) Notice Period: Immediate to 30 days max (NO 90 days applications are considered) Role Summary As Head of Engineering, you will be the driving force behind the technology roadmap, team scalability, and engineering excellence. You’ll lead protocol design, smart contract development, backend scalability, DevSecOps, and architecting high-performance, secure infrastructure, and manage the complete technical solution. You will drive hiring and build a high-performing team of developers and partners, and collaborate cross-functionally with product, business development, and compliance. This is a hands-on, strategic leadership role that requires deep technical acumen, team-building experience, and a product-driven mindset. Responsibilities: Technical Leadership: Own and evolve the technical architecture of our product Infrastructure and networks, including smart contracts, cross-chain bridging, custody solutions, and API infrastructure. Team Building & Management: Recruit, mentor, and scale a world-class engineering team. Foster a culture of collaboration, ownership, and technical excellence. Execution & Delivery: Lead planning, sprints, and development & maintenance cycles to ensure consistent delivery of high-quality, secure, and performant code. Security & Reliability: Champion best practices in secure coding, smart contract audits, and platform uptime. Ensure fault-tolerant and scalable systems. Cross-functional Collaboration: Work closely with product, compliance, business development, and operations to align engineering with company objectives and regulatory standards. Innovation: Stay on the pulse of new technologies in the crypto ecosystem (L2s, ZK proofs, interoperability protocols, etc.) and proactively introduce solutions that keep us ahead. Must Have Requirements: 6+ years in software engineering, with 3+ years in Web3 or DeFi Proficient in Solidity + EVM experience | bonus: Rust, zk, or Cosmos SDK) Strong understanding of infrastructure (AWS, Vercel, Microsoft Azure). Should have a Builder mindset i.e. ready to be hands-on and solve challenging technical problems, and know how to ship fast and iterate. Knowledge of core DeFi concepts: staking, liquidity pools, CDPs, yield aggregation Understand DeFi protocols deeply (staking, lending, liquidity, vaults, CDPs Have led small,async-first, globally distributed teams Thrive in zero-to-one environments with high autonomy and ownership Nice to Have Experience with compliance/regulatory tech (KYC, AML, on-chain forensics) Contributions to open-source projects in the Web3 space Knowledge of stablecoin design models (collateralized, algorithmic, hybrid) Bonus points if you have launched a protocol, open-source repo, or contributed to DAOs Cultural Fit: A sense of urgency and high energy. Evidence of a proactive, forward-thinking mindset Ideal Candidate: A Tech lead who created some good blockchain/web3 infra architecture, reviews codes of developers/guide team, drive technology roadmap, smart in web2 to web3 transition, team scalability and a solid leadership performance. Click APPLY or share your resume and below details to hiring@ikonsult.in Total Experience Relevant Experience as Software Engineer in Web3/Defi? Exp as Tech Lead/Architecture? Team Handling Exp./Team Strength? Startup exp? C CTC (fixed+variable) E CTC: Notice period: Can join immediately or max in 30 days? Current Role? Preferred Role?

Job Profile - Supply Chain Finance / Trade Products Experience- 05-20 Years Location - Delhi (NCR) / Mumbai / Ahmedabad / Bangalore / Chennai / Hyderabad / Pune JOB OBJECTIVE To be a part of various strategic initiatives in building and scaling up the Supply Chain Finance Business KEY ACCOUNTABILITIES Implementation of various digital initiatives including new product development Prospecting and on-boarding new Anchors for Dealer / Vendor Finance propositions and ensuring maximum spoke onboarding and utilization of limits Regular engagement with anchors to spot red flags, if any, on specific spokes / locations, etc. Diligent portfolio management to ensure minimal overdues Cohesive working with various internal stakeholders; Risk, Operations, Compliance, etc PERFORMANCE INDICATORS New Initiatives / Product Development NTB Anchor / spoke on-boarding Bilateral lending propositions (SID/PID) Maximizing returns from the portfolio including X-Sell revenue from other products Rigorously tracking the portfolio on an on-going basis Minimum Qualifications : MBA or CA or Masters in Finance or Economics

Job Description Vertical: ImpactGuru Technology Ventures Pvt. Ltd. (Crowdfunding Platform) Role: City Head About the Organization: The CarePal Group was created to offer innovative financing solutions that bridge the Out-of-Pocket Expense Needs of middle-class Indians. Our vision is to build India’s first and largest integrated healthcare financing ecosystem by bringing Medical Crowdfunding, Lending, and Health Assurance under one umbrella. The group operates through three core entities: ImpactGuru – India’s largest medical crowdfunding platform CarePal Money – India’s first medical lending marketplace, offering instant medical loans and EMI-based financing solutions to patients through partnerships with NBFCs, hospitals, and fintech platforms CarePal Secure – A modern healthcare protection marketplace offering affordable insurance and assurance products We are a Series B-funded fintech start-up in the hyper-growth stage, with a pan-India presence of 500+ employees . Our leadership comprises alumni from Harvard, Wharton, Parsons, IIT, and IIM . Key Responsibilities: Build and manage strategic alliances with doctors and hospitals to drive patient referrals for crowdfunding and medical loans through CarePal Money Lead and mentor the sales team in your city/region, ensuring target achievement , field effectiveness, and professional development Develop new crowdfunding and lending opportunities by identifying patient needs and introducing EMI-based financing solutions at partner hospitals Drive awareness and adoption of CarePal Money by enabling hospitals and patients to access instant medical loans and zero-cost EMI options Set revenue goals and manage both the crowdfunding and lending pipeline on a weekly and monthly basis Provide continuous market feedback on customer experience, competition, and product gaps to help refine CarePal’s lending solutions Ensure smooth lending operations by coordinating between patients, hospital finance teams, and partnered NBFCs/fintech lenders Take full ownership of the city-level P&L , ensuring operational efficiency, revenue growth, and financial sustainability Required Skills & Experience: 5+ years in B2C sales , preferably in healthcare or a startup environment Experience in team leadership and sales target achievement Willingness to travel extensively within the region Prior experience in medical crowdfunding, health-tech, or hospital/doctor engagement Preferred (Good to Have): Experience in retail financial services (e.g., selling loans, EMIs, insurance) Background in managing large field sales teams or partner networks Perks & Benefits: Exposure to India's fastest-growing fintech/health-tech startup ecosystem High-impact role with direct influence on healthcare access for patients Competitive salary + performance-based bonuses Diverse and inclusive work culture focused on purpose-driven growth