8970 Lending Jobs - Page 16

Morgan Stanley Governance & Reporting Specialist - Analyst Profile Description We’re seeking someone to join our team as a [Analyst] to [FRM Model Control Office – Governance and Reporting Specialist]. Firm Risk Management In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives. Company Profile Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. Department Profile The cornerstone of Morgan Stanley’s risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley’s capital base and franchise. Risk Management protects the firm from exposure to losses resulting from defaults by our lending and trading counterparties. Morgan Stanley Budapest is an integral part of the Firm’s global critical business functions including Technology, Finance, Risk, Institutional Securities and Wealth Management. Morgan Stanley has been rooted in the Budapest community since 2006 and is considered a leading employer among the area’s highly skilled talent. Our innovative team delivers deep technical and mathematical expertise to support the Firm’s capabilities in quantitative analysis, data analysis, and risk management. We are relentless collaborators and creative thinkers, fueled by our diverse backgrounds and experiences. We believe in empowering individuals to advance their careers through exposure to innovation, hands-on collaboration and enriching learning and development opportunities. Background on the Position The role will reside within Firm Risk Management's (FRM) Risk COO function, in the Model Control Office (MCO) team. The FRM MCO team oversees the FRM model and tool risk governance, to align with model risk management principles instituted by regulatory authorities and adopted by the Firm. The MCO team works closely with global teams across multiple risk and capital areas, and focuses on relevant policy, procedures, governance implementation and controls. MCO team is responsible for Model, Tool and EUC population identification, inventory management, development and review oversight, appropriate model and tool usage, attestations and risk assessments, and ensuring end-user computing (EUC) controls. The team monitors key risks during model and tool lifecycle, issues with EUC management, and conducts related reporting and escalation to key stakeholders across risk stripes. The team is also responsible for training developers & users, and influences inventory infrastructure. The ideal candidate possesses business/technology/financial educational background, and skills such as Excel / VBA, Word, Powerpoint. Familiarity with concepts of financial products and risk management, and any prior work experience is preferred. What You’ll Do In The Role Primary Responsibilities will include: Risk committee reporting Identifying model, tool and EUC inventory updates, by working with large data sets sourced from multiple inventories and dashboards Designing and tracking metrics on usage, issue management, data discrepancies Coordinating with broader team to review data, collating and reflecting feedback appropriately Creating customized reporting for various risk stripes and specific committees EUC (End User Computing) Management Identifying and inventorying business critical EUCs across Firm Risk Management Work with the business areas to set up EUCs and institute proper controls for monitoring EUCs in ClusterSeven, including establishing correct metadata, ownership, service level agreements, and performing quality control checks Assist with the delivery of the EUC migration programs required by policy, to transition to technology environments. Working with IT to understand new platforms under development Identifying and communicating pending actions, data issues to risk stripes, EUC owners General Governance Assist with addressing Regulatory & IAD requests Assist with strategic projects due to policy, regulatory or industry changes Skills Required (essential) What you’ll bring to the role: Good working knowledge of MS Excel, PowerPoint, Word Ability to work with large data sets and identify trends, discrepancies Detail oriented with exceptional organizational skills Ability to work effectively under tight deadlines Excellent verbal and written communication skills Strong relationship building skills Self-motivator and team player who brings a ""can-do"" approach Skills Desired Experience in risk, data, governance, project management or consulting in financial services Working knowledge of ClusterSeven, Power BI What You Can Expect From Morgan Stanley We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description To perform all functions of Trade Finance, Cash Management, Corporate Loans and Deposits, Borrowing and settlement from group while adhering to related regulatory guidelines and internal processes. Key Accountabilities: To process all Global Transaction Banking (GTB) as well as Corporate Loans (such as Working Capital Loans, Short Term Loans etc.) and Deposits as per the agreed TAT and ensuring service delivery in line with customer expectations. To organize funds from Head office ALM for onwards lending to customer. To Process Borrowing and settlement transaction and ensure proper communication with HO for Reconciliation To Manage Deposit request received from the customer Ensure that all the request received from the customer is in line with Regulatory as well as Internal Guidelines and policies. Job Context: Specific Accountability Processing client request as per agreed TAT, i.e. Trade, Cash, Corporate Loans and Deposits etc. Organizing borrowing from group ALM for onward lending. Processing the transaction. Carrying out settlement of all the above transaction. Ensure compliance with FEMA regulations, internal guidelines and policies Ensure timely and accurate submission of regulatory returns Accomplish a clean audit rating by executing transactions in line with regulatory and internal guidelines Perform KYC, AML & Sanctions related checks on All Trade Transactions processed. Processing of cash management products, i.e. Inward and Outward of funds on behalf of the customers. Participating in new product launch initiatives. Frameworks: Function within the framework and boundaries of Group policies & RBI Regulations as well as the overall Organizational and Governance framework. Authorized to take decisions as per the approved Authorization matrix. Qualifications Minimum Qualification: Post Graduate MBA or CA Minimum Experience Experience of at least 10 years in handling Loans, Trade Finance & Deposit products Good knowledge of FEMA and ICC Regulations Experience of working on various RBI applications Excellent oral and written communication skills Preferably CITF/ CDCS certification.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description What You’ll Do Design and Implement Test Automation Strategy: Develop and own a comprehensive test automation strategy covering all levels of testing – unit, component, integration, and end-to-end – across the platform’s microservices and user interfaces. Ensure that each layer of the tech stack has appropriate automated test coverage for fast, high-quality releases. Drive Full-Stack Test Coverage: Proactively identify functional coverage gaps and under-tested areas – especially in the UI, API, and caching layers (e.g. Redis) – and address them with improved automated tests. Continuously raise the bar on test effectiveness by expanding coverage and improving test scenarios for edge cases and failure conditions. Build & Enhance Automation Frameworks: Architect and implement robust test automation frameworks for different domains of testing as required. This includes improving our UI automation (using Cypress or similar), strengthening API testing frameworks (using K6 or similar), and establishing performance testing to simulate load and stress. You will ensure these frameworks are scalable, maintainable, and aligned with a modern JVM/Spring Boot & Angular tech stack. Select and Integrate Testing Tools: Evaluate and implement or enhance the right set of automation tools and libraries that best fit our stack (Java/Kotlin, Spring Boot backend, Angular frontend). If needed, introduce new tools or testing approaches (e.g. BDD, contract testing) to improve quality. Ensure that our choice of tools (testing frameworks, assertion libraries, reporting tools) maximizes efficiency and developer friendliness. Embed Testing in CI/CD Pipelines: Integrate automated tests into our GitLab CI/CD pipelines as quality gates. Implement continuous testing practices so that every code commit triggers automated test suites (unit, API, UI, performance), providing rapid feedback on failures. You will lead the evolution of our continuous testing strategy within the CI/CD pipeline, ensuring that no code reaches production without passing the necessary checks. Manage Test Environments & Data: Oversee test environment provisioning and test data management. Use AWS cloud infrastructure and Infrastructure-as-Code (Terraform) to set up and tear down test environments on demand, automate test data creation/seeding, and ensure test environments mimic production for reliable results. Maintain data integrity and compliance (GDPR, PCI DSS, etc.) in test datasets given the regulatory environment. Collaborate and Champion Quality: Work closely with developers, DevOps engineers, product managers, and other stakeholders to instill an automation-first mindset. Through design reviews, code reviews, and regular sync-ups, ensure testing considerations are part of planning and development. Act as a quality evangelist, coaching teams on best practices and helping to troubleshoot testing challenges. Influence and improve the overall engineering quality culture, making sure that quality is a shared responsibility across the team. Ensure Compliance and Reliability: In a SaaS, cloud-native environment with rapid sprint cycles, ensure our test processes and frameworks account for strict regulatory constraints and security requirements of the banking domain. Design test scenarios for regulatory compliance (e.g. PSD2, GDPR, PCI) and fail-safes for sensitive financial workflows, so that our platform remains compliant and reliable under all conditions. Monitor, Report, and Improve: Define and track quality KPIs such as automated test coverage, test pass rates, defect leakage, and performance benchmarks. Regularly report on quality status to stakeholders. Use these insights to continually improve test strategies – optimize test execution time, enhance CI/CD feedback loops, and ensure that automation delivers tangible value in catching issues early. Qualifications Minimum Qualification Extensive QA & Automation Experience: Bachelor’s/Master’s degree in Computer Science or related field (or equivalent experience). 18 to 25 years in software testing/QA, with at least a few years in a test automation architect or lead role for complex software products. You have a track record of designing automation solutions for large-scale, distributed systems. Hands-on Automation Skills: Proven experience in building and maintaining automated test frameworks for web applications and APIs. You are a hands-on coder with deep programming skills in languages like Java or other JVM languages, and comfortable scripting in JavaScript/TypeScript or Python when needed. You write clean, maintainable test code and are familiar with design patterns for test automation. Testing Framework Expertise: In-depth knowledge of modern testing tools and frameworks. You have worked with UI automation (e.g. Cypress, Selenium, or Playwright), API testing (e.g. K6, RestAssured, Postman/Newman, or similar), and performance testing tools (e.g. k6, JMeter, Gatling). You understand testing across different layers – including contract testing of microservices, database validation, and can even script tests around caching layers like Redis if required. CI/CD and DevOps Know-how: Solid experience integrating test automation into CI/CD pipelines. You are familiar with Git-based workflows and tools like GitLab CI (or Jenkins/Azure DevOps etc.), and can write pipeline scripts/jobs to run tests, handle artifacts, and report results. Knowledge of Docker/Kubernetes for containerized test execution is a plus. Cloud and Infrastructure Skills: Experience working in cloud environments (AWS) and using Terraform or other IaC tools to manage infrastructure. You understand how to set up test environments in the cloud, manage configurations (perhaps using Docker compose or Kubernetes manifests), and utilize cloud services for testing (S3, databases, etc.). Quality Mindset & Soft Skills: An automation-first mindset – you consistently look to automate repetitive testing tasks and reduce manual effort. Excellent analytical and problem-solving abilities to debug test failures and pinpoint issues across complex systems. Strong collaboration and communication skills to work with cross-functional teams and to advocate for quality practices. You are comfortable leading discussions on testing strategy, providing constructive feedback, and influencing without authority when necessary. Attention to Detail and Accountability: A keen eye for detail in identifying edge cases, race conditions, and potential failure points that others might miss. High sense of ownership and accountability for product quality – you take pride in catching issues early and ensuring the customer experience is flawless. Preferred Qualifications Domain Expertise: Experience in banking, fintech, or financial services domains, especially in core banking, payments, or digital lending. Understanding of banking workflows and regulations helps you design better test scenarios and compliance checks. Performance & Security Testing: Advanced experience with performance testing (analyzing throughput, latency, bottlenecks) and exposure to security testing in financial applications. Familiarity with tools for security scanning or vulnerability testing in CI/CD is a plus. Leadership & Certifications: Prior experience leading a QA/Automation team or mentoring other QA engineers. Relevant certifications (e.g. ISTQB Advanced Test Manager/Architect, Certified Agile Testing, AWS Cloud Practitioner) can be a plus, but proven skills matter more. Additional Tools: Exposure to monitoring/observability tools (e.g. Grafana, Kibana) to correlate test results with system metrics. Experience with contract testing (e.g. Pact) or service virtualization in complex integrations. Any experience in using AI/ML tools for testing or predictive quality analytics would be an extra bonus (showing you stay on the cutting edge). Additional Information Secondary Location:Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities. At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Department: Sales- Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. Early bucket- PDM and collection management Drive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification &Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 4 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable. Key Skills &Competencies: Strong local market knowledge and merchant network. Good understanding of loan products, customer needs, and financial documentation. Target-oriented, self-motivated, and team player with strong execution ability. Excellent communication and interpersonal skills. Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. • Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: Achievement of monthly and quarterly disbursement targets. Number of new Business merchant acquisitions. Productivity through direct and channel sourcing. Conversion rate from leads to disbursed accounts. Early bucket collection efficiency, bounce rate, entry rate and resolution. Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Housing Loan Sales Secured Loan Lap Loans Field Sales Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Skills highlighted with are preferred key skills Sales Secured Loan Lap Loans Housing Loan Field Sales Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Housing Loan Sales Secured Loan Field Sales Lap

We are hiring a Key Account Manager for a fast-growing NBFC startup based in Andheri, Mumbai . The role involves managing key client relationships, conducting credit appraisals, and structuring customized leasing or financing solutions. Ideal candidates will have 5 - 10 years of experience in structured finance, leasing, or corporate lending. Strong credit evaluation skills, financial structuring, and client management are essential. If you're keen to be part of a dynamic and growing team, this could be a great fit! Key Responsibilities: Client Relationship Management: Serve as the primary point of contact for key clients. Understand client businesses, industry dynamics, and financing needs. Ensure timely and efficient resolution of client queries and service issues. Credit Appraisal & Risk Assessment: Conduct detailed financial and business analysis of prospective clients. Prepare credit appraisal notes and recommend appropriate structuring. Liaise with internal credit and risk teams for approvals. Proposal Structuring & Negotiation: Design and structure lease or finance proposals aligned with client requirements. Ensure proposals maintain the profitability and risk standards of the organization. Negotiate terms and close deals with a solution-oriented approach. Documentation & Compliance: Oversee KYC compliance and coordinate with legal for documentation. Ensure all documentation adheres to regulatory and company norms. Portfolio Monitoring: Track and monitor the performance of assigned accounts. Identify potential risks or opportunities within the portfolio and act accordingly. Candidate Requirements: Bachelors degree in Finance, Commerce, or related field (MBA/CA preferred). 5-10 years of experience in structured finance, leasing, or corporate lending. Proven experience in credit appraisal, client handling, and financial structuring. Strong analytical, negotiation, and interpersonal skills. Familiarity with KYC norms, RBI guidelines, and lease documentation. Note : If you believe you have the qualifications or know someone who might, please reach out or share their details. Let's connect and explore the possibilities! 📩 Send your resume to: talent@jobsfortravel.com M: +91 9768439646

At a Glance: The Story Behind AMINA Founded in April 2018 and headquartered in Zug, AMINA Bank is a pioneer in the financial industry providing a seamless, secure, and easy-to-use bridge between digital and traditional assets. As a smart bank AMINA Bank offers a fully universal suite of regulated banking services in the emerging digital economy. In August 2019, AMINA Bank received a Swiss banking and securities dealer license – the first time a reputed, regulatory authority such as FINMA has granted a license to a financial services provider with a core capability in digital assets. The broad, vertically integrated spectrum of services combined with the highest security standards, make AMINA Bank’s value proposition unique Your Mission (Should You Choose to Accept It) As a Product Manager for Trading & Lending at AMINA Bank, you'll define the vision and roadmap for our digital asset trading and lending products, reporting to the CPO. You'll analyze market trends, explore partnerships, and drive product development from concept to launch, working closely with Design, Engineering, and other teams. You'll prioritize features based on data and stakeholder input, and monitor key metrics to optimize product performance and adoption. Your AMINA To-Do List Work with the Chief Product Officer to establish the vision for the Trading & Lending team and align team's roadmap with Amina's goals and target customer segments Evaluate market trends in Trading and Lending in Crypto space, investigate third-party partnership opportunities that align with Amina's strategic objectives and work with Legal to finalize contracts with third parties Obtain budget approval for new initiatives based on data analysis, customer insights and market research Work closely with Product Design and Engineering teams to build digital products with exceptional user experience, facilitating key ceremonies such as sprint planning, refinement, and retrospectives Prioritize roadmap items based on customer needs, potential return on investment and inputs from stakeholders in Sales, Marketing, Trading, Operations, Compliance, Risk, and Legal Define and monitor key product metrics, analyze product performance data for Trading, Lending and Risk applications and iterate on features to enhance user experience and promote product adoption. Your Golden Ticket To The AMINA Team Results-driven Product Manager with a strong understanding of crypto trading and lending. Strategic thinker, able to translate market insights into product vision and roadmaps. Data-savvy, using analytics and customer feedback for prioritization. Collaborative and effective communicator across diverse teams. Passionate about building user-centric products in a fast-paced crypto environment. Eager to contribute to a pioneering smart bank redefining finance. Why We’re Awesome Join our skilled team and together redefine finance. We owe our exponential growth to our innovative and collaborate team spirit and talented workforce. Every voice counts as we are always committed to learning from diverse perspectives and backgrounds because our people make the difference at AMINA Bank. Regardless of your age, gender, belief, and background, at AMINA EVERYONE (E) is welcome!

About Paytm Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Overview We are hiring a performance-driven Micro Market Leader – Sales in Goa. The ideal candidate must have a leadership experience in managing sales teams, driving revenue, and growing micro markets. This role demands a mix of strategic leadership and on-ground execution, with a deep understanding of local market dynamics and customer behavior. Key Responsibilities: . Team Leadership & Performance Management . Lead, mentor, and manage a field sales team (FOS/Sales Executives) in assigned micro markets within Goa . Set daily/weekly targets, monitor KPIs, and ensure goal achievement . Drive team productivity through training, motivation, and field support . Achieve customer acquisition, merchant onboarding, and revenue growth targets . Client & Partner Engagement . Build relationships with local businesses, merchants, agents, and channel partners. Candidate Requirements: . Minimum 4 years of experience managing sales teams, preferably in fintech (payments, lending, wallets, digital banking) or telecom (prepaid/postpaid, DTH, broadband, etc.) . Strong knowledge of Goa’s micro markets, business clusters, and consumer behavior . Excellent leadership, communication, and execution skills.

Job Title 1: Professor – General Surgery (On Paper) Job Title 2: Professor – Pharmacology (On Paper) Location: Ghaziabad, Uttar Pradesh Institution: Reputed Medical College & Hospital Job Description: We are inviting applications for the positions of Professor – General Surgery and Professor – Pharmacology for association on paper with a reputed medical college and hospital in Ghaziabad, Uttar Pradesh . These positions are ideal for senior medical professionals who are not seeking full-time teaching roles but are open to lending their credentials for regulatory and documentation purposes in accordance with NMC norms .

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Job description An Implementation Analyst is a key role within the UK Decisioning Software Delivery function and is responsible for technical configuration, solution deployments and contribute to identifying potential new best practices on client solution implementations throughout the project delivery lifecycle. Our Implementation team work in a fast-paced cloud-based environment which embodies the principles of continuous integration and continuous delivery (CI/CD). Our Experian One platform is at the forefront of our ambitions to build and delivery cloud-based solutions for our clients and this role will be leading the charge into this area. The Analyst role is a member of the Implementation team, has a good knowledge of the other functions required within the wider teams and works to ensure deployments are performant and follow best practice standards. The right individual will help Experian deliver its cloud-based strategy whilst also reaping the rewards of personal development working on the latest cloud-based technologies. You will be #LI-hybrid based in Hyderabad and reporting to Cluster Head You will support internal teams on product and solution implementation Contribute to identifying potential new best practice for all aspect of Implementation team activities You will provide project cover when needed e.g. Holidays or to cover increased demand High level PostgreSQL DBA task awareness Ensure that the optimal Performance Tuning settings are applied for the deliver Contribute to the Implementation Knowledge base (Confluence pages) Qualifications Qualifications Motivated SRE / Implementer with 5+yrs of experience focused on continuous improvement and collaboration Knowledge of secure software/solution concepts and architecture Experience with Agile and Waterfall project delivery methods Proficient in XML, SQL, relational databases, and Jira Expertise in writing detailed and accurate knowledge articles and specifications Experience with Change Management processes Familiar with key technologies and platforms: Jira, ServiceNow, Confluence, Jenkins, SQL, Kubernetes (EKS), Bitbucket, AWS (EC2/RDS), SPLUNK, Java Tuning, SSMS/DBeaver, Dynatrace, Terminal/Linux commands Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

We're Hiring: Gold Loan Sales Executive Location: Hyderabad Experience: 1–4 Years Industry: Banking & Financial Services Job Role: We are looking for dynamic and results-driven Sales Executives to promote and sell Gold Loan products . The ideal candidate will have prior experience in gold loan sales, customer handling, and financial services. Key Responsibilities: Promote and sell DBS Gold Loan products Generate leads and drive field sales Conduct customer visits and convert leads Evaluate gold and process loan applications Ensure compliance with KYC and lending policies Provide excellent customer service and follow-up Requirements: 1–4 years of experience in Gold Loan sales Strong sales and communication skills BFSI/Gold loan background preferred Willingness to travel locally Job Types: Full-time, Permanent Pay: ₹9,876.49 - ₹34,192.36 per month Schedule: Day shift Morning shift Application Question(s): What are the Products you have to handle?(For Banking ) Experience: Gold loan Sales Executive: 2 years (Required) Language: English (Required) Location: Hyderabad, Telangana (Required) Work Location: In person Speak with the employer +91 9940374367

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: QR & Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology. About the role: To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ Requirements: 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before 5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role: 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education: Graduate or above / Post Graduation preferred. Why join us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360-degree feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story.

Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called ‘Mega Banks’ of Japan. MGS was established in the year 2020 as part of Mizuho’s long-term strategy of creating a captive global processing center for remotely handling banking and IT related operations of Mizuho Bank’s domestic and overseas offices and Mizuho’s group companies across the globe. At Mizuho we are committed to a culture that is driven by ethical values and supports diversity in all its forms for its talent pool. Direction of MGS’s development is paved by its three key pillars, which are Mutual Respect, Discipline and Transparency, which are set as the baseline of every process and operation carried out at MGS. What’s in it for you? o Immense exposure and learning o Excellent career growth o Company of highly passionate leaders and mentors o Ability to build things from scratch Know more about MGS: - https://www.mizuhogroup.com/asia-pacific/mizuho-global-services Key Responsibilities: · Planning & Promotion as BA o Business requirement validation with use cases in the prototyping phase o Establish and introduce new work procedures and/ or workarounds o Planning and promotion of user tasks from BA’s perspective o Conduct study to analyse system effectiveness and cycle time o Provide training to local and overseas users o Provide support in User Acceptance Testing o Liaise with End Users, Vendors and Head Office in migration and other project tasks o Assist in the preparation of System and Operation manuals o Provide support in User Acceptance Testing (including Test Case Creation and Issue Management) o Conduct Client Impact Analysis and Support Customer Notification · Management & Reporting o Support the Team as a Subject Expert in the management of Lending related IT Projects o Facilitate in system function and workflow design o Monitor task progress of the user side, conduct issue & risk management, and provide support for solving them o Provide insights and feedback to project planning with Area PM o Other regular reporting such as regional progress, challenges and success to BA leads Required Skills/Experiences/Personalities: 1. Excellent business communication skills with technical proficiency and exposure in Banking. 2. Working experiences as bank staff in Middle and Back-Office domain in Lending area. 3. Possess strong Hands-on experience in Business Analysis activities like creating both BRD and FRD 4. Experience of handling the full Lending operation process, including doc verification, data entry, compliance checks, Lending disbursement, etc.(Mandatory for VP/AVP). 5. Experience of working with people from different geographies (actual international experience is not mandatory but working/ interacting with people from different geographies is needed 6. End to end banking application implementation and transformation experience preferred (ACBS, Oracle ELM) 7. Agile/ Scrum experience is preferred. 8. Experience in collecting business requirements and standardization of workflow across different entities 9. Strong analytical, problem- solving and decision-making skills 10. Sound knowledge in Business Process Management (BPM) 11. A meticulous attention to detail and commitment to producing high-quality, precise, and extensive requirement documentation 12. Experience in project implementation from user side (big project is preferred) 13. Excellent interpersonal, communication and negotiation skills 14. Mindset to not fear challenge / undertake risk 15. Willingness to undertake travel within the APAC region to interact in person with Mizuho teams to gather the necessary requirements 16. BE/ BTech or equivalent with banking industry experience. Address 16th Floor, Tower-B Brigade, World Trade centre, 142, Rajiv Gandhi Salai, OMR, Perungudi, Chennai, Tamil Nadu 600096

About PhonePe Limited: Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore. PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company’s vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture: At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! SRE - System Engineer Job Description =================== Knowledge in Linux/Unix Administration Knowledge in networking Knowledge of wide variety of open source technologies/tools and cloud services Knowledge of best practices and IT operations in an always-up, always-available service Participate in oncall rotation. Good English communications skills Strong background in linux networking ( ip, iptables, ipsec ) Knowledge of working with MySQL A working understanding of code and script ( eg: Perl/Golang preferred ) Knowledge of automation/configuration management using either saltstack or equivalent Hands on experience in private and public cloud environments Knowledge of the following will be a plus: ================================ Implementation of cloud services on linux using kvm/qemu DCOS (mesos & mesos frameworks) aerospike ( nosql ) perl/golang galera openbsd Data center related activities ( Rarely needed ) PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form. Read more about PhonePe on our blog . Life at PhonePe PhonePe in the news

About this role: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator. In this role, you will: Review credit information of loans for companies and industries Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information Perform moderately complex credit investigations on companies and industries Receive direction from Commercial Banking Portfolio Management supervisor and escalate noncompliant issues Ensure credit files are current Interact with the immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits Required Qualifications: 2+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Spread Financial statements of private as well as public limited companies of different industries in credit application utilized for traditional asset-based lending, specialized senior secured financing, Accounts receivable financing and purchase order financing to companies and make relevant adjustments in cash flow and various ratio calculations to reflect true financial status of the customers. Includes end to end responsibility of request received from clients includes financial spreading in MRA tool, analyzing financial statements, identification of trend and provide financial commentaries on cause and effect on identified trend as per business requirement Prepare projected financial statements as per relationship managers requirement Complete Pro forma adjustments based on the projected financial information as per requirement Should be able to interpret and spread financials of different companies belong to different division as per business requirement at any given day Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower and more importantly a superior business writing and good communication skills. Assessing the repayment capacity of the highly leveraged Borrower's. Should be able to handle subjectivity as per requirement Should be flexible in switching roles in between Processors/DSO/QC at any point of time during the day/months as per business requirement Should be able to do quality check of the work done by other team members as per business requirement Facilitates communication to resolve problems and advance strategies. Take up the lead analyst role in the process as per requirement Make a significant contribution toward achieving team goals through knowledge and skills. Lead or champion efforts to increase productivity and goal accomplishment. Act as a coach or mentor to facilitate learning from experience. 2+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. Stakeholders/Client management Able to multi-task to accomplish tasks effectively. Strong analytic skill, Quick Learner & Attention to detail Ability to work quickly & accurately while maintaining acceptable standards of workmanship Ability to recognize and escalate to management for any process breaches Highly motivated with strong organizational Flexibility to work in different shifts Ability to succeed in a team environment Posting End Date: 4 Aug 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Qualifications: Bachelor's degree in business, marketing, or a related field (MBA preferred). Should have a strong understanding of the local language. Self-motivated and goal-oriented, with a demonstrated ability to work independently and as part of a team. Willingness to travel as needed to meet with clients and attend industry events.

Person will be responsible for ensuring the accuracy and completeness of mortgage loan files and working with stakeholders to address opportunity areas, on an ongoing basis. The scope of work involves conducting QC for various loan products like Closed End 2nd Lien, Conventional (Agency), Government (FHA/VA/USDA), Agency High Balance, Jumbo and HELOC. Person is also expected to mentor underwriters, proactively identify any potential gaps and enable appropriate actions to fix them while also providing inputs to enhance the effectiveness/ efficiency of existing controls. A) Review Work: QC specialist is expected to perform following reviews on loan files: 1) Regulatory Compliance Review - Covers i) testing compliance with applicable Qualified Mortgage (QM) and Ability To Pay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau, ii) TRID Review 2) Credit Review: Review each loan file and ascertain conformity with the applicable guidelines and assign a credit event grade accordingly. It includes review of various areas like loan documentation, LTV, CLTV, income, liabilities, debt-to-income ratios (DTI), asset statements, FICO, credit history, validating evidence of borrower's willingness/ ability to repay the obligation, examining income, employment, assets, occupancy status, VOE/ self-employed business documents (if applicable) & verify presence of FND and execution by all parties (for HELOC only) 3) HELOC Regulatory Compliance Review: Covers ROR testing, Fee tolerance testing between Early Disclosure and final HELOC disclosure, TILA APR tolerance testing on the final HELOC disclosure, comparison of fees on HUD to fees disclosed on the final HELOC disclosure (If a HUD is used) 4) Non-HELOC Regulatory Compliance Base Review: Covers testing for i) certain applicable federal, state and local high cost and/or anti-predatory laws, ii) State-specific consumer protection laws including late charge and prepayment penalty provisions, iii) Truth-in-lending/regulation Z (TILA) adherence, iv) Real Estate Settlement Procedures Act (RESPA) laws and regulations 5) Property Valuation Review: Review the original appraisal to ensure completeness and adherence to applicable lending guidelines 6) Effectively communicate and clear any required conditions. B) Resource Development/ Mentoring: Assist in the training and mentoring of Underwriting Assistants, Junior Underwriters, and Underwriters C) Projects & Initiatives: - Research/ Upskilling - Gather information to make appropriate decisions/ Staying up-to-date on applicable guidelines/ business/ systems etc - Value Addition - Suggest/ enable implementation of ideas to enhance control effectiveness, risk elimination/ minimization etc. - Other areas - as assigned from time to time D) Administrative work - responding to emails, managing trainings completion etc. Required Qualification Bachelors degree or equivalent (4-years) Preferred Qualification Masters degree or equivalent (6-years) Additional knowledge, skills, experience or training Bachelor’s degree in Business, Economics, Finance, or a related field; equivalent professional experience in lieu of a degree At least 5 years of mortgage underwriting experience for US based mortgage company Understand Fannie Mae underwriting guidelines Experience reviewing appraisal reports and analyzing complex personal and business tax records Strong and sound decision-making abilities with the ability to work independently & yet collaboratively with the underwriting team Clearly communicate decisions and the justification behind those decisions to the appropriate parties Strong interpersonal and communication skills, both verbal and written Commitment to providing excellent customer service and high-quality output Experience with Microsoft Office applications such as Outlook, Excel, Word, etc PREFERRED additional knowledge, skills, experience or training Master's degree in finance Skills to contribute toward full/ Partial automation of controls etc. FHA Direct Endorsement certification and/ VA Credit Authority About Our Company Ameriprise India LLP has been providing client based financial solutions to help clients plan and achieve their financial objectives for 125 years. We are a U.S. based financial planning company headquartered in Minneapolis with a global presence. The firm’s focus areas include Asset Management and Advice, Retirement Planning and Insurance Protection. Be part of an inclusive, collaborative culture that rewards you for your contributions and work with other talented individuals who share your passion for doing great work. You’ll also have plenty of opportunities to make your mark at the office and a difference in your community. So if you're talented, driven and want to work for a strong ethical company that cares, take the next step and create a career at Ameriprise India LLP. Ameriprise India LLP is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, genetic information, age, sexual orientation, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law. Full-Time/Part-Time Full time Timings (2:00p-10:30p) India Business Unit AWMPO AWMP&S President's Office Job Family Group Marketing/Product Management

Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview* Global Wholesale Banking Operations comprises operations for Commercial and Corporate banking clients. These operations support the business across US, Asia Pacific, & EMEA regions. GBO functions include implementation and servicing of credit, depository and treasury products; processing of payments and processing of trade finance transactions. Job Description* Collateral Release function deals with releasing of collateral securing a commercial loan when the loan account is closed. When a commercial loan is being paid off, team performs due diligence to verify closure of loan. Then team contacts Credit Officer for Collateral Release approval. Once the required approval is obtained, we release the Collateral by terminating Bank’s lien and perform required LIQ maintenance and save relevant documents for future reference. Responsibilities* Responsible to carry out appropriate due diligence for each task Responsible to ensure that the tasks are completed within the given SLAs Meeting all the applicable business goals Interact with LOB partners Be a key contributor to business initiatives that require subject matter expertise Identify potential areas for process improvements & highlight the same to process Manager Issues, Risks and Control Enhancements Requirements* Education* Graduation (B.Com preferred) Certifications If Any Experience Range* 3-5 Years Foundational skills* Good understanding on Loan IQ application Should have good understanding on Collateral & Uniform Commercial Code Ability to understand Loan Documents e.g. CAM / Loan Agreement/ Security agreement Excellent time management skills Should have good oral/written communication skills, banking knowledge Adherence to SLAs, Organized and able to multi-task in a fast-paced environment Excellent interpersonal skills; positive attitude; team player; flexible Willingness to learn and adapt to changes Ability to work independently and self-manage Desired skills Business Lending knowledge and eye for detail Ability to identify, escalate and document Risk issues Ability to drive and execute resolution/ implement controls Work Timings* 11:30 AM to 20:30 PM IST (Shift Window) Job Location* Gurugram

Job Description Job Title: Relationship Manager – LAP Designation: Manager Department: Sales – Loan Against Property Reporting to: Area Sales Manager Location: [Specify Location] About Kotak Mahindra Prime Ltd. Kotak Mahindra Prime Ltd., a subsidiary of Kotak Mahindra Bank, is one of India’s leading non-banking financial companies (NBFCs), focused on vehicle and asset-backed financing solutions. Operating in a highly competitive NBFC ecosystem, we are committed to delivering fast, flexible, and customer-centric lending solutions. Role Objective To drive growth in the Loan Against Property (LAP) business by sourcing high-quality cases through DSA (Direct Selling Agent) channels, ensuring portfolio health, and building strong market relationships. Key Responsibilities Business Sourcing: Acquire LAP customers through DSA channels while adhering to internal policies and external regulatory guidelines. Identify and onboard high-potential DSAs and maintain strong working relationships. Sales & Target Achievement: Meet or exceed assigned monthly and quarterly disbursement and fee income targets. Monitor and drive business volumes in a competitive market, maintaining a healthy pipeline. Credit & Risk Coordination: Liaise with credit and operations teams to ensure smooth file processing and disbursal. Perform initial screening of customer financials and property documents before file submission. Market Intelligence & Relationship Management: Track competitor offerings, pricing, and market dynamics. Maintain strong relationships with DSAs, customers, and internal stakeholders. Compliance & Documentation: Ensure thorough KYC, property valuation, and legal documentation as per company standards. Adhere to audit requirements, regulatory norms, and internal processes. Candidate Profile Education: Graduate (minimum qualification) Experience: Minimum 3 years of relevant experience in LAP/Home Loan/SME Lending in the Banking or NBFC sector as a full-time permanent employee. Skills: Strong relationship management and interpersonal skills Understanding of secured lending and property-related documentation High level of self-motivation with a go-getter attitude Comfortable working in a high-performance, target-driven environment What We Look For A professional who is passionate about sales and willing to go above and beyond. Someone who can thrive in a fast-paced, competitive landscape with a solution-oriented mindset.

Wholesale Banking – SME –Regional Business Manager (Acquisition) Grade – M8 Location: Delhi, Aerocity Reporting to: National Acquisition Manager SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers. Job Role: Lead a team of Area Business Managers and indirectly team of Acquisition Relationship Managers and spearhead acquisition of New to Bank customers in SME segment in the assigned geography across channels. Responsible for P&L Collaborate with captive channels like branch banking, wealth, privy etc. for lead origination. Build rapport with channels and ensure maximum lead origination Build a strong and robust customer base to increase product penetration and earn revenue by providing them high standards of service on an going basis Enhance revenue streams through existing products and new products Drive penetration of cross sell corporate salary mandates, general insurance, mediclaim, wealth & privy accounts. Responsible for inter-functional synergies in order to tap business opportunities for cross sell basis customer needs Build strong connection and engagement with key clients, promoters and CXOs Drive acquisition of new clients and manage existing portfolio in SME space by offering transaction banking products such as TRADE, FOREX, CMS, WC, TL Expand business to new geography and penetrate existing geography Understanding of the credit of the company; work closely with BH/NCM/ZCM to present proposals to management for seeking approvals and deal closures with client Drive efficiency by monitoring & overseeing continuous improvement of processes Monitor team performance and positively inspire to achieve results Job Requirements: Chartered accountant/MBA, Should have 14+ years of relevant experience Must have been in a leadership role for 4+ years Excellent networking skills Must have knowledge of various SME banking products along with Analytical and financial skills Strong knowledge of Credit Ability to lead and build a high performance and result oriented team Strong communication (Written and Oral), Eye For detail Desired personality traits: High energy levels, strong sales orientation, excellent people management skills, go-getter attitude.

Wholesale Banking – SME –Area Business Manager (Portfolio) Grade – M6 Location: Mumbai Reporting to: RBM SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers. Job Role: Lead a team of Portfolio Relationship Managers, management of existing clients and acquisition of New to Bank customers in SME segment in the assigned geography. Focus on building granularity and enhancing coverage by broadening the client base and driving risk calibrated operating profit. Build a strong and robust customer base to increase product penetration and earn revenue by providing them high standards of service on an going basis Enhance revenue streams through existing products and new products while maintaining the quality of portfolio Increase penetration of cross sell corporate salary mandates, general insurance, wealth & privy accounts. Responsible for inter-functional synergies in order to tap business opportunities for cross sell basis customer needs Drive portfolio hygiene, ensure there are no delinquencies, deferral closures on time, security creation Build strong connection and engagement with key clients, promoters and CXOs Drive acquisition of new clients and manage existing portfolio in SME space by offering transaction banking products such as TRADE, FOREX, CMS, WC, TL Understanding of the credit of the company; work closely with BH/RBM/NCM/ZCM to present proposals to management for seeking approvals and deal closures with client Continuous monitoring and review of account plans to ensure the business is as per budgets Monitor team performance and positively inspire to achieve results Job Requirements: Chartered accountant/MBA, Should have 7+ years of relevant experience Excellent networking skills Must have knowledge of various SME banking products along with analytical and financial skills Strong knowledge of Credit Ability to lead and build a high performance and result oriented team Strong communication (Written and Oral), Eye For detail Desired personality traits: High energy levels, strong sales orientation, excellent people management skills, go-getter attitude.

Key Responsibilities:Customer Support: Respond promptly to customer inquiries via phone, email, or chat. Resolve customer complaints efficiently and professionally. Provide accurate, valid, and complete information using the right tools and resources. Maintain customer interaction records and log all calls or issues in the CRM system. Follow up to ensure issues are resolved to customer satisfaction. Collections: Contact customers regarding overdue accounts through calls, messages, or emails. Negotiate payment plans and settlements where necessary. Monitor and follow up on promised payments or commitments. Maintain records of collection activities and update the system regularly. Escalate unresponsive accounts to the appropriate team for legal or recovery action. Required Skills & Qualifications: Minimum 1–3 years of experience in customer service or collections (NBFC/BFSI experience preferred). Strong verbal and written communication skills in English and regional languages. Good negotiation, persuasion, and problem-solving skills. Ability to handle pressure and meet collection targets. Basic knowledge of MS Office and customer service software/CRM systems. Preferred Attributes: Experience in a financial services or lending environment. Familiarity with digital collection tools or dialer systems. Ability to work in rotational shifts if required. Employment Type: Full-Time Salary: As per company norms / negotiable based on experience Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Work Location: In person

Job Description Job Title: Relationship Manager – LAP Designation: Manager Department: Sales – Loan Against Property Reporting to: Area Sales Manager Location: [Specify Location] About Kotak Mahindra Prime Ltd. Kotak Mahindra Prime Ltd., a subsidiary of Kotak Mahindra Bank, is one of India’s leading non-banking financial companies (NBFCs), focused on vehicle and asset-backed financing solutions. Operating in a highly competitive NBFC ecosystem, we are committed to delivering fast, flexible, and customer-centric lending solutions. Role Objective To drive growth in the Loan Against Property (LAP) business by sourcing high-quality cases through DSA (Direct Selling Agent) channels, ensuring portfolio health, and building strong market relationships. Key Responsibilities Business Sourcing: Acquire LAP customers through DSA channels while adhering to internal policies and external regulatory guidelines. Identify and onboard high-potential DSAs and maintain strong working relationships. Sales & Target Achievement: Meet or exceed assigned monthly and quarterly disbursement and fee income targets. Monitor and drive business volumes in a competitive market, maintaining a healthy pipeline. Credit & Risk Coordination: Liaise with credit and operations teams to ensure smooth file processing and disbursal. Perform initial screening of customer financials and property documents before file submission. Market Intelligence & Relationship Management: Track competitor offerings, pricing, and market dynamics. Maintain strong relationships with DSAs, customers, and internal stakeholders. Compliance & Documentation: Ensure thorough KYC, property valuation, and legal documentation as per company standards. Adhere to audit requirements, regulatory norms, and internal processes. Candidate Profile Education: Graduate (minimum qualification) Experience: Minimum 3 years of relevant experience in LAP/Home Loan/SME Lending in the Banking or NBFC sector as a full-time permanent employee. Skills: Strong relationship management and interpersonal skills Understanding of secured lending and property-related documentation High level of self-motivation with a go-getter attitude Comfortable working in a high-performance, target-driven environment What We Look For A professional who is passionate about sales and willing to go above and beyond. Someone who can thrive in a fast-paced, competitive landscape with a solution-oriented mindset.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description What You’ll Do Design and Implement Test Automation Strategy: Develop and own a comprehensive test automation strategy covering all levels of testing – unit, component, integration, and end-to-end – across the platform’s microservices and user interfaces. Ensure that each layer of the tech stack has appropriate automated test coverage for fast, high-quality releases. Drive Full-Stack Test Coverage: Proactively identify functional coverage gaps and under-tested areas – especially in the UI , API , and caching layers (e.g. Redis ) – and address them with improved automated tests. Continuously raise the bar on test effectiveness by expanding coverage and improving test scenarios for edge cases and failure conditions. Build & Enhance Automation Frameworks: Architect and implement robust test automation frameworks for different domains of testing as required. This includes improving our UI automation (using Cypress or similar), strengthening API testing frameworks (using K6 or similar) , and establishing performance testing to simulate load and stress. You will ensure these frameworks are scalable, maintainable, and aligned with a modern JVM/Spring Boot & Angular tech stack. Select and Integrate Testing Tools: Evaluate and implement or enhance the right set of automation tools and libraries that best fit our stack (Java/Kotlin, Spring Boot backend, Angular frontend). If needed, introduce new tools or testing approaches (e.g. BDD, contract testing) to improve quality. Ensure that our choice of tools (testing frameworks, assertion libraries, reporting tools) maximizes efficiency and developer friendliness. Embed Testing in CI/CD Pipelines: Integrate automated tests into our GitLab CI/CD pipelines as quality gates. Implement continuous testing practices so that every code commit triggers automated test suites (unit, API, UI, performance), providing rapid feedback on failures. You will lead the evolution of our continuous testing strategy within the CI/CD pipeline , ensuring that no code reaches production without passing the necessary checks. Manage Test Environments & Data: Oversee test environment provisioning and test data management. Use AWS cloud infrastructure and Infrastructure-as-Code (Terraform) to set up and tear down test environments on demand, automate test data creation/seeding, and ensure test environments mimic production for reliable results. Maintain data integrity and compliance (GDPR, PCI DSS, etc.) in test datasets given the regulatory environment. Collaborate and Champion Quality: Work closely with developers, DevOps engineers, product managers, and other stakeholders to instill an automation-first mindset . Through design reviews, code reviews, and regular sync-ups, ensure testing considerations are part of planning and development. Act as a quality evangelist , coaching teams on best practices and helping to troubleshoot testing challenges. Influence and improve the overall engineering quality culture , making sure that quality is a shared responsibility across the team. Ensure Compliance and Reliability: In a SaaS, cloud-native environment with rapid sprint cycles, ensure our test processes and frameworks account for strict regulatory constraints and security requirements of the banking domain. Design test scenarios for regulatory compliance (e.g. PSD2, GDPR, PCI) and fail-safes for sensitive financial workflows, so that our platform remains compliant and reliable under all conditions. Monitor, Report, and Improve: Define and track quality KPIs such as automated test coverage, test pass rates, defect leakage, and performance benchmarks. Regularly report on quality status to stakeholders. Use these insights to continually improve test strategies – optimize test execution time, enhance CI/CD feedback loops, and ensure that automation delivers tangible value in catching issues early. Qualifications Minimum Qualification Extensive QA & Automation Experience: Bachelor’s/Master’s degree in Computer Science or related field (or equivalent experience). 18 to 25 years in software testing/QA, with at least a few years in a test automation architect or lead role for complex software products. You have a track record of designing automation solutions for large-scale, distributed systems. Hands-on Automation Skills: Proven experience in building and maintaining automated test frameworks for web applications and APIs. You are a hands-on coder with deep programming skills in languages like Java or other JVM languages, and comfortable scripting in JavaScript/TypeScript or Python when needed. You write clean, maintainable test code and are familiar with design patterns for test automation. Testing Framework Expertise: In-depth knowledge of modern testing tools and frameworks. You have worked with UI automation (e.g. Cypress, Selenium, or Playwright), API testing (e.g. K6, RestAssured, Postman/Newman, or similar), and performance testing tools (e.g. k6, JMeter, Gatling). You understand testing across different layers – including contract testing of microservices, database validation, and can even script tests around caching layers like Redis if required. CI/CD and DevOps Know-how: Solid experience integrating test automation into CI/CD pipelines . You are familiar with Git-based workflows and tools like GitLab CI (or Jenkins/Azure DevOps etc.), and can write pipeline scripts/jobs to run tests, handle artifacts, and report results. Knowledge of Docker/Kubernetes for containerized test execution is a plus. Cloud and Infrastructure Skills: Experience working in cloud environments (AWS) and using Terraform or other IaC tools to manage infrastructure. You understand how to set up test environments in the cloud, manage configurations (perhaps using Docker compose or Kubernetes manifests), and utilize cloud services for testing (S3, databases, etc.). Quality Mindset & Soft Skills: An automation-first mindset – you consistently look to automate repetitive testing tasks and reduce manual effort. Excellent analytical and problem-solving abilities to debug test failures and pinpoint issues across complex systems. Strong collaboration and communication skills to work with cross-functional teams and to advocate for quality practices. You are comfortable leading discussions on testing strategy, providing constructive feedback, and influencing without authority when necessary. Attention to Detail and Accountability: A keen eye for detail in identifying edge cases, race conditions, and potential failure points that others might miss. High sense of ownership and accountability for product quality – you take pride in catching issues early and ensuring the customer experience is flawless. Preferred Qualifications Domain Expertise: Experience in banking, fintech, or financial services domains, especially in core banking, payments, or digital lending. Understanding of banking workflows and regulations helps you design better test scenarios and compliance checks. Performance & Security Testing: Advanced experience with performance testing (analyzing throughput, latency, bottlenecks) and exposure to security testing in financial applications. Familiarity with tools for security scanning or vulnerability testing in CI/CD is a plus. Leadership & Certifications: Prior experience leading a QA/Automation team or mentoring other QA engineers. Relevant certifications (e.g. ISTQB Advanced Test Manager/Architect, Certified Agile Testing, AWS Cloud Practitioner) can be a plus, but proven skills matter more. Additional Tools: Exposure to monitoring/observability tools (e.g. Grafana, Kibana) to correlate test results with system metrics. Experience with contract testing (e.g. Pact) or service virtualization in complex integrations. Any experience in using AI/ML tools for testing or predictive quality analytics would be an extra bonus (showing you stay on the cutting edge). Additional Information Secondary Location:Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities. At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

About Paytm: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology About team: The Merchant Products Team is responsible for building products and solutions for Offline or Online merchants. Paytm has about 22 Million registered merchants in their ecosystem. The merchants accept payments from their customers via various pay modes namely QR, Soundbox, Card Machine, Payment Gateways or Payment Links.The product suite includes merchant onboarding, merchant engagements via App - Paytm for Business, merchant communications, products related to merchant helpdesk and device servicing, and field sales product GG App including Field Sales Management (CRM), Agent engagements and fulfillment flows. Expectations/Requirements : · Own the end-to-end product lifecycle for key categories under International Business — from user pain-point discovery to solution design, rollout, and optimization. Work closely with design, engineering, analytics, and business teams to build intuitive, reliable, and scalable product experiences used by millions daily.Prioritize ruthlessly in a high-volume environment, balancing user needs, business impact, and tech constraints. Drive growth through thoughtful experimentation, funnel optimization, and user retention strategies. Build a deep understanding of our users across segments and geographies — especially Bharat users — and translate insights into product strategy. Bring in first principles thinking to challenge assumptions and reimagine how India pays its bills. Superpowers/ Skills that will help you succeed in this role: · 4–7 years of product management experience, ideally in consumer tech, fintech, or large-scale products. Proven ability to build and scale 0 1 and 10 100 products in fast-paced environments. Strong analytical mindset, comfortable working with data to inform decisions, define success metrics, and run A/B tests. Excellent problem-solving skills, with a knack for breaking complex systems into simple, elegant experiences. Ability to thrive in cross-functional teams and drive alignment across diverse stakeholders. Passion for building for the next 500 million users — prior experience in BBPS, Telcos is a plus Why join us: A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology About the team: This team is involved in making a difference. A lot of contingency and new challenges are encouraged within the team to do stuff that is meaningful for those we serve. We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the employees, and that's how it will always be in change management in Human Resources. About the Role: We are seeking an experienced Tech Recruiter to join our Talent Team. n this role, you will be entrusted with the hiring and career management of our growing Business team. You should have a sharp eye for talented people and a steady commitment. Must be able to successfully manage, prioritize, and close searches against a timeline and have experience setting benchmarks and metrics. Expectations/ Requirements : 1. Source and attract top tech talent through various channels (job boards, social media, networking events). 2. Collaborate with hiring managers to understand job requirements and develop recruitment strategies. 3. Conduct phone and in-person interviews to assess candidate skills and fit. 4. Manage the recruitment process from start to finish, ensuring a positive candidate experience. 5. Stay up-to-date with industry trends, market conditions, and best practices in tech recruitment. 7. Meet or exceed recruitment targets and metrics (time-to-hire, candidate satisfaction). 8. Collaborating with line managers in evaluating existing/future talent requirements, defining critical roles, core competencies, and finalizing acquisition plans for sourcing potential talent. 9. Optimize end-to-end recruitment processes from exceptional market research, candidate generation, interview process and offer extension. 10. Discuss and agree on the skill requirements and selection process. 11. Implementing a strategy that can attract top talent with the required skillsets 6. Influence candidates and business stakeholders through your understanding of the organization. 7. Managing end-to-end recruitment for Entry Level to mid Senior Level. Superpowers/ Skills that will help you succeed in this role : 1. 4-6 years of experience in tech recruitment or related field. 2. Strong understanding of tech industry trends and job requirements. 3. Excellent communication, interpersonal, and negotiation skills. 4. Ability to work in a fast-paced environment and prioritize multiple tasks. 5. Strong organizational and time management skills. 6. Experience with recruitment software and tools (ATS, CRM). 7. Understanding of information technology and human resources management 8. Communication: Ability to effectively communicate with candidates, hiring managers, and other stakeholders 9. Networking: Building relationships with potential candidates and industry professionals Education : MBA in Human Resource Management or equivalent. Why join us? : Merit-based culture that thrives on self-motivated & driven individuals who are set out to make a successful career in India’s fastest growing Fintech Organization. Agile & democratic setup that gives space to your creativity, offers opportunity to work at scale coupled with an environment that encourages diverse perspectives at all times. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it.India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! ₹0 - ₹0 a year