TitleProduct Management - Senior Product Manager- UPI Product About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and merchants. About the role Are you someone who loves to build products and also gets curious about the technology stack being usedHave you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectations/ Working closely with cross functional teams to understand product use cases, customer journeys, business applicability and impact of each use case Ability to understand different technology platforms, their features and be able to work with solution architects/engineering partners Convert business requirements into detailed product requirement documents Take part in team processes (Agile/Scrum) and manage expectations and track roadmap regularly Manage future roadmaps and deliverables Make sure that clear, simple and technically sound decisions are made Ability to work with multiple stakeholders / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them Be involved in what you are building - Running edge cases, testing products proactively and its features to provide feedback early in the cycle, making sure entire journeys are covered, making sure that product reporting exists to track KPIs for the product and its success Experiment frequently but also make data driven decisions Superpowers that will help you succeed in this role: Bachelors degree in engineering, computer science and/or related field Professional experience in a product management or analytical role, Exp should be in between 8- 10 years, out of which minimum 5 years in product management Have an extreme bias towards action basically, you need to have the Get Shit Done attitude Solutions orientated within a high-energy and fast-paced work environment Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features Possess excellent oral, written, verbal and interpersonal communication skills Why join us A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!

Analytics - Risk Product Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Role: We seek an experienced Assistant General Manager - Analytics for data analysis and reporting across our lending verticals. The ideal candidate will use SQL and dashboarding tools to deliver actionable insights and manage data needs for multiple lending verticals. A drive to implement AI to automate repetitive workflows is essential. Key Responsibilities: Develop, maintain, and automate reporting and dashboards for lending vertical KPIs. Manage data and analytics requirements for multiple lending verticals. Collaborate with stakeholders to understand data needs and provide support. Analyze data trends to provide insights and recommendations. Design and implement data methodologies to improve data quality. Ensure data accuracy and integrity. Communicate findings to technical and non-technical audiences. Stay updated on data analytics trends and identify opportunities for AI implementation. Drive the use of AI to automate repetitive data workflows. Qualifications Bachelor's degree in a quantitative field. 5-7 years of data analytics experience. Strong SQL and Pyspark proficiency. Experience with data visualization tools (e.g., Tableau, Power BI, Looker). Lending/financial services experience is a plus. Excellent analytical and problem-solving skills. Strong communication and presentation skills. Ability to manage multiple projects. Ability to work independently and in a team. Demonstrated drive to use and implement AI for automation. Preferred Qualifications Experience with statistical modeling and data mining. Familiarity with cloud data warehousing (e.g., Snowflake, BigQuery, Redshift). Experience with Python or R. Experience implementing AI solutions in a business setting Why Join us Bragging rights to be behind the largest fintech lending play in India A fun, energetic and a once-in-a-lifetime environment that enables you to achieve your best possible outcome in your career With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!

About us - Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team The Oil and gas vertical Focused Offline payment solution team. Includes payment of oil/petrol and gas bills via QR Codes and POS machines. Predominantly dealing with Petrol and gas station Merchants and other Retail business ,handling end to end sales and Operations. Onboarding new merchants for offline solutions and servicing existing merchants. Maintaining good relationships with PSU Companies / Oil marketing Companies. About the role To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education Graduate or above / Post Graduation preferred. Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!

Title- Product Management - Merchant Lending : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectation: - Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case. - Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables - Own end-to-end product lifecycle for lending journeys - merchant onboarding, credit decisioning, disbursement, repayment, and closure. - Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates. - Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact. - Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). - Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices. Superpowers that will help you succeed in this role: - Bachelor s degree in engineering, computer science and/or related field with MBA from Top Tier colleges - Professional experience of 2-5 years in product management - Having deep understanding of Lending in Product Management role building credit platform products Knowledge of Fintech/ BFSI/ Lending domain - Solutions orientated within a high-energy and fast-paced work environment - Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features - Possess excellent oral, written, verbal and interpersonal communication skills Why join us: Work with a high-performing and passionate product, design, and engineering team. Shape the future of credit for millions of users. Build at scale in one of India s most dynamic and regulated spaces. Flexible and inclusive work environment with fast decision-making and ownership. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!

Role Senior Product Manager About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Our Story Join the Recharges & Bill Payments Product team at Paytm which touches millions of users daily across 26+ categories including Mobile Recharges, Electricity Bills, DTH, Credit Card Bills and FASTag. As a team, we operate at the intersection of scale, reliability, and innovation, constantly reimagining how India pays its bills. You'll be part of a fast-paced, data-driven environment with end-to-end ownership, where every experiment and product improvement directly impacts user experience for millions. If you're excited about solving complex problems at scale and building for Bharat, this is the place for you. Expectations/ : Own the end-to-end product lifecycle for key categories under Recharges & Bill Payments from user pain-point discovery to solution design, rollout, and optimization. Work closely with design, engineering, analytics, and business teams to build intuitive, reliable, and scalable product experiences used by millions daily.Prioritize ruthlessly in a high-volume environment, balancing user needs, business impact, and tech constraints. Drive growth through thoughtful experimentation, funnel optimization, and user retention strategies. Build a deep understanding of our users across segments and geographies especially Bharat users and translate insights into product strategy. Bring in first principles thinking to challenge assumptions and reimagine how India pays its bills. Superpowers/ Skills that will help you succeed in this role: 4-7 years of product management experience, ideally in consumer tech, fintech, or large-scale products. Proven ability to build and scale 0 1 and 10 100 products in fast-paced environments. Strong analytical mindset, comfortable working with data to inform decisions, define success metrics, and run A/B tests. Excellent problem-solving skills, with a knack for breaking complex systems into simple, elegant experiences. Ability to thrive in cross-functional teams and drive alignment across diverse stakeholders. Passion for building for the next 500 million users prior experience in BBPS, Telcos is a plus Why join us A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!

Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital, Berkshire Hathaway, T Rowe Price, and Discovery Capital. About Telco Team: Thriving on innovation, One97 delivers Customer Communication, Up-Selling, Mobile Content, Advertising based and Platform services to over 500 Million mobile consumers across the globe. One97 s products and services are available on various models i.e. Capex, Opex & Revenue Share model as per the flexibility of Telco s. Our Key Offerings are divided into 5 broad categories as follows Entertainment Digital Platforms CVM Solutions Enterprise Services Financial Platforms One97 has the widest and largest deployment of telecom applications on cloud platforms in India and has a myriad of VAS services that have helped operators augment their revenue even in complex markets like India, SAARC, Middle East, Africa and many more. About the role Paytm is looking for a dynamic and results-driven Product Manager with 3+ years of experience to join our innovative team. You will have the opportunity to work on cutting-edge, Gen AI-powered audio and video call solutions, while playing a key role in shaping our telco product suite, including IVR, outbound dialers, SIP, and network layer integration. Key Responsibilities: Define and own the product roadmap for key areas of the ecommerce experience (e.g., checkout, personalization, search, mobile, etc.). Collaborate with cross-functional teams to ship high-quality features on time. Use data, research, and user feedback to prioritize features and improve UX. Partner with engineering to ensure scalable, performant, and maintainable solutions. Develop business cases and measure success through KPIs and OKRs. Champion the voice of the customer while balancing business objectives. Mentor junior PMs and contribute to product team best practices. Keep up with industry trends and competitor strategies to inform product decisions. Qualifications 3+ years of product management experience, ideally within the telecom sector. Proven experience working with Ecommerce-related products. Passion for new technologies and familiarity with communication solutions like IVR, Outbound dialler, SIP, Network layer integration etc. Strong problem-solving skills and the ability to manage multiple priorities in a fast-paced environment. Excellent communication skills and the ability to work with both technical and non-technical stakeholders. Why join us A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!

Position Business Analyst BU Financial Management- Business Finance (Corporate) Objective To prepare and provide various reports and insights to aide senior management in strategic decision making Responsibilities Preparing and analyzing profitability statements, trends in Business performance across products / teams / geography for Management decision making. Engage in product profitability with various product groups such as Trade and CMS Services, Treasury, etc. Preparing & analyzing Business and Product KPI development and measurement. Prepare Budgets for Corporate Business segments & Products in co-ordination with various stakeholders. Projects – FTP Implementation as per policy, Automation of dashboards, data enhancements and process improvements. Prepare theme-based analysis for Senior Management & other stakeholders. Manage and resolve Internal Audit queries Essential competencies 4-5 years’ experience preferably from banking industry Conceptual understanding of wholesale banking products Experience in profitability analysis of Banking products in Corporate Lending, Trade Services, Treasury etc Proficiency in Microsoft Excel & exposure to MIS automation needs etc. Proficiency in providing accurate information with insights in a fast-paced & decision centric environment. Familiarity of reporting tools – Qlik, Tableau, etc Good communication and presentation skills Qualifications MBA/CA Show more Show less

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Minimum Qualifications  Chartered Accountant/ MBA with 5+ year of work experience  Strong Proficiency in MS Excel and presentations  Strong analytical skills and problem-solving skills  Proactive takes initiative, self-motivated, team player  Strong stake holder management and interpersonal skills Preferred Qualifications  Prior experience in Business Finance  Extensive understanding of financial trends both within the company and general market patterns  Business acumen, Analytical approach, understanding of general business development and operations  Commercial Negotiations, Partnerships, Alliances experience  Agreements and Contract Review  Prior experience in Ecommerce/ start-ups/Consumer Tech Responsibilities  Ensure health of the business and co-own the goals with the category heads  Define annual operating plan (AOP), outlook and define OKRs for category  Conduct reviews and evaluations for growth and profitability opportunities  Provide financial reports and interpret financial information to various stakeholders while recommending further courses of action  Develop complex financial models to facilitate decision making with Business stakeholders  Develop trends and projections for the business growth & finances  Collaborate with other functions, discuss and agree on projects to be taken.  Drive process improvement initiatives that impact the category  Ensure proper monthly planning, reviews and closure activities PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Position – Analyst Location – Gandhinagar, Gujarat Educational Qualification - Graduate in any Stream Experience – Minimum 3 Years in Lock Desk and Residencial Secondary Market Role – Lock Desk Analyst We are looking for candidates who will be responsible for handling Secondary Marketing Lock Desk functions for Residential Lending including loan rate locks, rate lock extensions, post close, and shipping. You will learn & work in client specific projects and deliver high-quality work under minimum supervision. You will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. The ideal candidate must be a quick learner and multitasker. Roles & Responsibilities– · Process residential loan rate locks, rate lock extensions, post close, and shipping. · Verify mortgage loan pricing and ensure that all loans follow Rate Lock procedures. · Commit loans to investors utilizing online systems. · Assists Production staff on loan pricing scenarios or other applicable questions. · Provides loan pricing support for the Production staff. · Troubleshoot pricing discrepancies and take steps to resolve any issues. Requirements & Skills – Strong knowledge of mortgage pricing and secondary marketing concepts preferred. Good understanding of mortgage products and product guidelines preferred. Ability to work in a fast-paced environment. Ability to work well in a team environment as well as independently. Strong attention to detail. Ability to handle workload pressure and meet deadlines. Ability to interact with outside customers when needed. Good problem-solving ability required. Ability to work with large data sets required. Ability to identify and troubleshoot data and loan pricing discrepancies. Basic knowledge of Microsoft Office, including Excel. Ability to learn and utilize banking and mortgage software. Excellent communication skills, both verbal and written. Strong commitment to customer service and quality. Must be able to work in Night Shift. Job Type: Full-time Benefits: Cell phone reimbursement Commuter assistance Health insurance Life insurance Provident Fund Work from home Shift: Night shift US shift Work Location: In person

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills And Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. Competencies Action Oriented Collaborates Customer Focus Gives Clarity & Guidance Manages Ambiguity Develops Talent Drives Vision & Purpose Nimble Learning Decision Quality Courage Instills Trust Strategic Mindset Technical Competencies: This is a generic competency to evaluate candidate on role-specific technical skills and requirements About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers Show more Show less

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Educational Qualifications Graduate: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Show more Show less

Role Overview :: As a part of the rapidly growing team of Volt Money, you will drive the onboarding experience for Fintech partners. As a partner advocate you will work closely with multiple internal functions like tech, product and operations to drive partner integrations and improve go-live experience. You will track partner progress, identify blockers, provide visibility to internal stakeholders and raise alarms when required. This is a generalist role where you will get a well-rounded exposure to the organization's business, product, operations and broader tech ecosystem. This role will intersect multiple functions and work with internal and external teams and platforms to ensure and drive product excellence. Fitment :: This role is ideal for individuals who have worked in implementation or managing multiple partners/customers. Candidate having experience with a Fintech or a SaaS company in a program or project management capacity will find this role highly relevant. Job Responsibilities :: Working with strategic partners to drive integrations and owning the entire program from kick-off to go-live and ramp-up. Work closely with internal teams to ensure seamless partner experience during and post go-live. Work closely with stakeholders to design the optimum process to track and monitor program health. Work closely with the partners and internal teams to identify areas of opportunity and growth. Tracking the progress of each partner and coordinate internally with product, tech, business and operations teams to drive partner success. Anticipate issues, drive accountability and highlight blockers to ensure execution as per plan. Requirements :: Strong communication and articulation skills, including verbal and written modes like documentation, process notes, etc. Able to coordinate with multiple internal and external teams. Understand business, operational, and product processes and drive alignment with partners. Driving structure internally in terms of tracking multiple partners and manage programs and drive periodic reviews. 2 - 5 years of full-time experience in program or project management, preferably in a growth-stage organization. Bachelor’s degree in a Technology, Engineering with prior experience as a developer or system analyst. Bonus points if you have experience in digital lending and customer facing experience. Show more Show less

Job Description Our division prevents, detects and mitigates compliance, regulatory and reputational risk across the firm and helps to strengthen the firm’s culture of compliance. Compliance accomplishes these through the firm’s enterprise-wide compliance risk management program. As an independent control function and part of the firm’s second line of defense, Compliance assesses the firm’s compliance, regulatory and reputational risk; monitors for compliance with new or amended laws, rules and regulations; designs and implements controls, policies, procedures and training; conducts independent testing; investigates, surveils and monitors for compliance risks and breaches; and leads the firm’s responses to regulatory examinations, audits and inquiries. You'll be part of a team with members from a wide range of academic and professional backgrounds, such as law, accounting, sales, and trading. We look for those who possess sound judgment, curiosity, and are able to adapt to a changing regulatory landscape. Business Unit And Role Overview Financial Crime Compliance (“FCC”) has primary responsibility for the execution of the firm’s enterprise-wide Anti-Money Laundering (“AML”), anti-bribery, and government sanctions compliance programs and, among other things, performs enhanced due diligence and government sanctions screening, as well as surveillance and investigations designed to identify potential terrorist financing, money laundering, bribery, market abuse, or other suspicious activity. Goldman Sachs Bank USA (the “Bank”) is a New York State-chartered bank and a member of the Federal Reserve System. All of the firm’s revenue divisions conduct business in the Bank. Bank activities include the acceptance of client, customer and brokered deposits; the origination of bank loans and mortgage loans; entering into interest rate, credit, currency, and other derivatives; and agency lending. The Bank facilitates client transactions and makes markets in fixed income products. FCC Suspicious Activity Monitoring & Reporting (SAMR) is responsible for establishing, overseeing, and executing upon the firm's global suspicious activity monitoring and reporting program, including policies, procedures, and controls, across all business, GS legal entities, and jurisdictions in which the firm operates or does business, in order to ensure that the firm, its businesses, and appropriate 2LoD stakeholders (including but not limited to FCC) effectively monitor, detect, and report suspicious activities. FCC SAMR uses automated surveillances and other escalation sources to identify suspicious activity probative of money laundering, fraud, terrorist financing, and other forms of misconduct. As applicable, FCC SAMR leverages firm controls to restrict and to conduct ongoing monitoring of accounts and relationships to mitigate financial crime risks. OPPORTUNITY FCC is looking for an individual to join its Transaction Monitoring team which is part of FCC – SAMR group. FCC TM team is seeking an associate, ideally with Transaction monitoring / AML or other financial industry experience. The individual will conduct in-depth transactional investigations to identify AML red flags probative of potential illicit activity. When problematic transactions are identified, the investigator will take the appropriate steps to escalate, discontinue, and/or mitigate such activity. The ideal candidate would have strong analytical skills, the ability to collaborate with others, the ability to manage projects and processes, and the ability to multi-task. In this role, the analyst may work closely with compliance, operations, technology and business personnel, and would be expected to quickly gain an understanding of the firm's businesses and the rules and regulations under which the firm operates. Principal Responsibilities The successful candidate will join the FCC – SAMR group and assist in reviewing transaction surveillance alerts to identify potential suspicious activity for reporting purposes. Additionally, the role involves identifying patterns and trends consistent with money laundering, terrorist financing, and other types of suspicious activity. Responsibilities of the role include the completion of daily tasks and supporting projects to meet the overall department goals in line with the firm’s AML program. Preferred Qualifications Ability to work independently and in team-oriented workflows Strong analytical and risk assessment skills Excellent written and verbal communication skills Ability to prioritize workflows and ensure deadlines are met Ability to forge strong relationships with colleagues and various stakeholders Proactive, self-motivated, detail-oriented and well-organized Prior compliance experience – prior AML experience would be a plus 2-3 years of relevant experience preferred About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Show more Show less

Backend Intern FinacPlus provide virtual business process services to overseas clients and this position is to be part of the dedicated team which provides mortgage back-office services and software product development to Toorak Capital Partners https://www.toorakcapital.com/ from Mortgage Finance Industry. About Toorak Capital Toorak Capital Partners is an integrated lending platform that funds small business purpose residential, multifamily and mixed-use loans throughout the U.S. and the United Kingdom. Headquartered in Summit, N.J., Toorak Capital Partners acquires and manages loans directly from private lenders that originate high credit quality loans. RESPONSIBILITIES  To Work as Backend Developer in developing Cloud Based Web Applications  To be part of team working on various types of web applications related to Mortgage Finance.  Experience in solving a real-world problem of Implementing, Designing and helping develop a new Enterprise class Product from ground-up.  You have expertise in the AWS Cloud Infrastructure and Micro-services architecture around the AWS Service stack like Lambdas, SQS, SNS, MySQL Databases along with Dockers and containerized solutions/applications.  Experienced in Relational and No-SQL databases and scalable design.  Experience in solving challenging problems by developing elegant, maintainable code.  Delivered rapid iterations of software based on user feedback and metrics.  Help the team make key decisions on our product and technology direction.  You actively contribute to the adoption of frameworks, standards, and new technologies. QUALIFICATIONS AND EXPERIENCE  Node.js & React experience is must.  Worked on a couple of large-scale products delivered on microservices.  Strong design skills on microservices and AWS platform infrastructure.  Excellent programming skill in Python, Node.js and Java.  Hands on development in rest API’s.  Good understanding of nuances of distributed systems, scalability, and availability. Location: Bangalore Role: 6 months internship with Rs.50000 Stipend per month. Convertible to Fulltime based on Performance during Internship Timings: 11am To 8pm IST Show more Show less

About ZainCash: ZainCash Iraq is a leading mobile wallet in Iraq and recognized as Forbes top Fintech company of 2023 and 2024 as well as GSMA's Best Mobile Innovation Supporting Humanitarian Situations. The company offers a range of consumer and business services including local and international money transfer, bill payments, companion payment cards, payroll, aid disbursement, and more. For more information, please visit www.zaincash.iq. Job summary: The Temenos Core Banking System Manager is responsible for overseeing the end-to-end management, configuration, maintenance, and strategic development of the Temenos T24 (Transact) core banking platform. This role ensures optimal system performance, secure operations, and alignment with evolving business needs, while leading a team of application specialists and collaborating with vendors and internal stakeholders. Roles: System Management & Maintenance Administer, maintain, and optimize Temenos T24/Transact modules (e.g., AA, Funds Transfer, Payments, CRM, Lending, etc.) Ensure performance tuning, job scheduling (COB), and routine system health checks Manage upgrades, patching, parameter configuration, and release deployments Coordinate with infrastructure and DBA teams on system integration and performance Project Implementation & Support Lead core banking-related projects including new module rollout, version upgrades, and integrations Collaborate with business units to gather requirements and translate them into functional specifications Oversee UAT, SIT, and deployment activities in coordination with QA and DevOps teams Security & Compliance Ensure system configurations meet information security standards (e.g., ISO 27001, PCI DSS) Maintain access control, transaction logging, and system parameter integrity Support internal/external audits and ensure compliance with regulatory requirements Vendor & Stakeholder Management Serve as the primary liaison with Temenos support, local consultants, and third-party vendors Manage SLAs, licensing, incident escalation, and product roadmap discussions Reporting & Monitoring Oversee reporting capabilities using T24 data (via TAFJ, TAFC, or third-party BI tools) Monitor COB execution, transaction processing performance, and user activity Team Leadership Manage a team of core banking system analysts and support staff Conduct training and mentoring sessions for junior team members and business users Requirements Education Bachelor's or Master's degree in Computer Science, Information Systems, or related field Experience Minimum 7-10 years in core banking, with 5+ years on Temenos T24/Transact platform Temenos Knowledge Strong understanding of T24 architecture, COB, AA, OFS, TAFC/TAFJ, interfaces, and IRIS Other Skills Experience in Unix/Linux , jBase , Oracle/SQL , Temenos upgrades/migrations Certifications (Preferred) Temenos Certified Professional, PMP, ITIL, ISO 27001 Skills & Competencies: In-depth knowledge of banking operations and digital channels Excellent analytical and problem-solving skills Strong vendor and project management capabilities Excellent communication and stakeholder engagement Ability to work under pressure and manage multiple priorities Benefits Work Modality: Work is based in Baghdad an home based of the selected candidate Show more Show less

We are seeking a dynamic and experienced Senior Digital Marketing Manager to lead and execute the digital marketing strategy for CreditMitra. The ideal candidate will be responsible for driving customer acquisition, engagement, and retention through targeted campaigns, innovative strategies, and data-driven insights. Responsibilities Develop and execute comprehensive digital marketing strategies aligned with CreditMitra's business objectives. Drive online campaigns to promote lending products and increase brand visibility. Manage paid campaigns across platforms like Google Ads, Facebook, Instagram, LinkedIn, and other digital channels. Optimize ad spending to maximize ROI, CTR, and lead generation. Oversee SEO strategies to improve organic traffic and search engine rankings. Conduct keyword research, on-page and off-page optimization. Plan and oversee the creation of engaging content, including blogs, email campaigns, social media posts, and infographics. Collaborate with the design team to produce impactful creatives. Manage and grow CreditMitra's presence on social platforms. Create and execute social media campaigns to engage the target audience. Monitor, analyze, and report on the performance of marketing campaigns. Use insights from data to optimize strategies and drive growth. Work with external agencies, partners, and affiliates to enhance marketing efforts. Coordinate with product and Business teams to align marketing with business objectives. Requirements 6+ years in digital marketing, preferably in fintech, banking, or lending sectors. Bachelor's degree in Marketing, Business, or a related field (MBA preferred). Proficient in Google Analytics, Ads Manager, SEO tools, and CRM platforms. Strong understanding of performance marketing, growth hacking, and conversion optimization. Ability to ideate and execute an impactful marketing campaign. Data-driven approach with a knack for measuring and improving marketing performance. This job was posted by Murthy Balaji from CreditMitra. Show more Show less

Job Requirements Role/ Job Title : Branch Manager-Micro Business Loan Function/ Department : Micro Business Loans Job Purpose The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Target and Manpower planning for the branch. Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & branch credit and collection manager and feet on street. Will be responsible for meeting disbursements targets month on month. Identifying business clusters with high potential and execute penetration strategies. Tracking and improving Manpower Productivity at all levels. Monitoring and mentoring the branch team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing product mix and branch profitability. Managing the bucket collection and overall portfolio management. Managing internal and external audit compliance. Education Qualification Graduation: Any graduate Experience : 5-10 years of relevant experience Show more Show less

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products Show more Show less

Neokred is a FinTech company based in Bangalore and an ISO 9001 | 27001, 27701 & 20000-1 certified firm in Information and Data Security. The company builds Consumer Tech for Financial Infrastructure stack to provide curated versions of embedded banking in the payment ecosystem. We've created a platform which enables Corporates, Banks, FinTechs, Retail Companies, and Start-ups to launch their own banking services or financial products, such as payment solutions, facilitating lending, virtual bank accounts, KYC and digital profiling for their customers or employees with the help of low code plug and play technology stack. BRIEF DESCRIPTION OF THE ROLE: The Senior Accounts Executive will act as the primary liaison between the Finance team of the India office and the Accounting team based in Dubai. The role requires strong coordination, ledger management, and problem-solving skills to ensure smooth and timely accounting operations. This person will be the single point of contact representing the Indian finance team and supporting all finance and accounting tasks in real time. Your KRAs will include the following: Act as the main point of contact between the Indian Finance team and the Dubai Accounting team. Review and reconcile Accounts Receivable (AR) and Accounts Payable (AP) on a regular basis. Share fully reconciled ledgers with the Dubai Accounting team to enable timely posting of entries in the books of accounts. Support the preparation of MIS reports, financial summaries, and month-end schedules as needed. Act as the primary contact for auditors during financial, statutory, and internal audits. Coordinate with different departments to gather required audit information and documentation. Address and resolve audit queries promptly by providing accurate data and explanations Maintain a tracker for all audit queries, resolutions, and supporting communication for future reference. Ensure timely preparation and availability of schedules, ledgers, and reconciliations required during internal and external audits. Maintain and keep a record of merchant-wise summary sheets and ensure they are matched and reconciled with Tally records, specifically tailored for a fintech-based company. Handle and Maintain Fixed Assets Register for Accounting purposes. YOU SHOULD POSSESS: Bachelor’s degree in Accounting, Finance, or a related field (Master’s or semi-qualified CA is an advantage). 3 to 5 years of experience in accounts coordination, reconciliation, or finance operations. Proficient in MS Excel and accounting software (Tally, Zoho, or equivalent). Strong communication and interpersonal skills to handle cross-border coordination. High attention to detail and ability to handle large volumes of data and reconciliation tasks. Ability to work independently and resolve accounting queries promptly. Knowledge of GST and TDS is must. Show more Show less

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India To approve credit applications as per DOA judiciously Ensuring that quality of Bank’s exposure in India is acceptable at all time Provide guidance to the team of relationship managers on areas of policy and processes Key Accountabilities Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same Job Duties And Responsibilities Set up policy / processes for CLAP Approve Mortgage applications for his respective branch / location / region Portfolio monitoring / tracking & escalation of adverse new events in the portfolio Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines Ensure compliance with the benchmark Turnaround Time Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers) Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc along with sound domain knowledge of the mortgages business and market Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies. Primary Location India-Tamil Nadu-Bye-Pass Road, Madurai Job Risk Management Schedule Regular Job Type Full-time Job Posting Jun 16, 2025, 7:00:35 PM Show more Show less

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India To approve credit applications as per DOA judiciously Ensuring that quality of Bank’s exposure in India is acceptable at all time Provide guidance to the team of relationship managers on areas of policy and processes Key Accountabilities Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same Job Duties And Responsibilities Set up policy / processes for CLAP Approve Mortgage applications for his respective branch / location / region Portfolio monitoring / tracking & escalation of adverse new events in the portfolio Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines Ensure compliance with the benchmark Turnaround Time Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers) Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc along with sound domain knowledge of the mortgages business and market Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies. Primary Location India-Karnataka-Davanagere Job Risk Management Schedule Regular Job Type Full-time Job Posting Jun 16, 2025, 6:02:49 PM Show more Show less

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India To approve credit applications as per DOA judiciously Ensuring that quality of Bank’s exposure in India is acceptable at all time Provide guidance to the team of relationship managers on areas of policy and processes Key Accountabilities Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same Job Duties And Responsibilities Set up policy / processes for CLAP Approve Mortgage applications for his respective branch / location / region Portfolio monitoring / tracking & escalation of adverse new events in the portfolio Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines Ensure compliance with the benchmark Turnaround Time Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers) Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc along with sound domain knowledge of the mortgages business and market Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies. Primary Location India-Tamil Nadu-Nagercoil Job Risk Management Schedule Regular Job Type Full-time Job Posting Jun 16, 2025, 7:04:47 PM Show more Show less

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you. Job Purpose Job starts with recruitment of manpower and training them on Consumer LAP business. Catchment mapping to each of the DST’s is an important activity. Ensure productivity from DST’s and drive Consumer LAP business from Branch Banking channel. Also responsible for cross selling to the existing base and cross selling other bank products to the new customers. Sales manager is also responsible for Consumer LAP P & L of all the branches assigned to him/her. Key Accountabilities Recruitment & Training of Manpower Handholding the DST’s & Driving the productivity Catchment mapping & Marketing Activities Achievement of Annual Operating Plan for both DST’s & Branches Ensure Profitability of Consumer LAP Business Responsible for Portfolio Quality Job Duties & Responsibilities Ensure Manpower against Budgeted numbers Ensure every DST to follow the sales process Ensure DST’s does regular marketing activities and participates in the traders/association meetings in the given catchment Closely work with branch banking team and attend the branch leads Work with DST’s and customer visits Ensure all corporate office initiatives are being implemented Requirement 5-10 Years of experience in sourcing Business Loans / Loan against property / MSME business At least 3 – 5 years of experience in team handling Graduation / Post Graduation Sales / Business Development Leadership skills Ability to lead team Relationship management Team Development Strategy and Planning Resource Allocation Banking knowledge Computer Skills and digital knowledge Good network in the market Team Player Self Motivated Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. Primary Location India-Tamil Nadu-Kodambakkam, Chennai Job Product Sales Schedule Regular Job Type Full-time Job Posting Jun 16, 2025, 10:30:00 AM Show more Show less

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India To approve credit applications as per DOA judiciously Ensuring that quality of Bank’s exposure in India is acceptable at all time Provide guidance to the team of relationship managers on areas of policy and processes Key Accountabilities Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same Job Duties And Responsibilities Set up policy / processes for CLAP Approve Mortgage applications for his respective branch / location / region Portfolio monitoring / tracking & escalation of adverse new events in the portfolio Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines Ensure compliance with the benchmark Turnaround Time Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers) Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc along with sound domain knowledge of the mortgages business and market Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies. Primary Location India-Tamil Nadu-Regional Office Coimbatore Job Risk Management Schedule Regular Job Type Full-time Job Posting Jun 16, 2025, 6:57:44 PM Show more Show less

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products Show more Show less