8970 Lending Jobs - Page 12

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.co m Job Description Job description We are looking for a Senior Software Engineer to join our Ascend Cloud Foundation Platform team. Background We unlock the power of data to create opportunities for consumers, businesses and society. At life’s big moments – from buying a home or car, to sending a child to university, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage their data with confidence so they can maximize every opportunity. We require a senior software engineer in Hyderabad, India to work alongside our UK colleagues to deliver business outcomes for the UK&I region. You will join an established agile technical team, where you will work with the Lead Engineer and Product Owner to help develop the consumer data attributes, work with data analytics to validate the accuracy of the calculations whilst ensuring that you work to the highest technical standards. Key Responsibilities Design, develop, and maintain scalable and efficient data pipelines and ETL processes to extract, transform, and load data from various sources into our data lake or warehouse. Collaborate with cross-functional teams including data scientists, analysts, and software engineers to understand data requirements, define data models, and implement solutions that meet business needs. Ensure the security, integrity, and quality of data throughout the data lifecycle, implementing best practices for data governance, encryption, and access control. Develop and maintain data infrastructure components such as data warehouses, data lakes, and data processing frameworks, leveraging cloud services (e.g., AWS, Azure, GCP) and containerization technologies (e.g., Docker, Kubernetes). Implement monitoring, logging, and alerting mechanisms to ensure the reliability and availability of data pipelines and systems, and to proactively identify and address issues. Work closely with stakeholders to understand business requirements, prioritize tasks, and deliver solutions in a timely manner within an Agile working environment. Collaborate with the risk, security and compliance teams to ensure adherence to regulatory requirements (e.g., GDPR, PCI DSS) and industry standards related to data privacy and security. Stay updated on emerging technologies, tools, and best practices in the field of data engineering, and propose innovative solutions to improve efficiency, performance, and scalability. Mentor and coach junior engineers, fostering a culture of continuous learning and professional development within the team. Participate in code reviews, design discussions, and other Agile ceremonies to promote collaboration, transparency, and continuous improvement. Qualifications Qualifications Qualified to Degree, HND or HNC standard in a software engineering and/or data engineering discipline or can demonstrate commercial experience Required Skills/ Experience Experience of the full development lifecycle Strong communication skills with the ability to explain solutions to technical and non-technical audiences Write clean, scalable and re-usable code that implements SOLID principles, common design patterns where applicable and adheres to published coding standards Excellent attention to detail, ability to analyse, investigate and compare large data sets when required. 3 or more years of programming using Scala 2 or more years of programming using Python Some experience of using Terraform to provision and deploy cloud services and components Experience of developing on Apache Spark Experience of developing with AWS cloud services including (but not limited to) AWS Glue, S3, Step Functions, Lambdas, EventBridge and SQS BDD / TDD experience Jenkins CI / CD experience Application Lifecycle Management Tools - BitBucket & Jira Performing Pull Request reviews Understanding of Agile methodologies Automated Testing Tools Advantageous Experience Mentoring or coaching junior engineers Cloud Solution Architecture Document databases Relational Databases Experience with Container technologies (e.g. Kubernetes) Would Consider Alternative Skills And Experience Java (rather than Scala) Google Cloud or Microsoft Azure (rather than AWS) Azure Pipelines or TeamCity (rather than Jenkins) Github (rather than BitBucket) Azure DevOps (rather than Jira) CloudFormation (rather than Terraform) Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Global Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Responsibilities Candidates for this position should have 5-8 years of prior work experience within US financial markets including Fixed Income. A compelling interest in the financial markets and excellent written and oral communication skills are expected. A fast-paced and intense environment requires an aptitude for analyzing and interpreting complex information from multiple sources in a timely manner. Morgan Stanley, a global leader in wealth management, provides access to a wide range of products and services to individuals, businesses and institutions, including brokerage and investment advisory services, financial and wealth planning, credit and lending, cash management, annuities and insurance, retirement and trust. Morgan Stanley Investment Solutions is a global leader in Fixed Income products, providing individuals, corporations, and governments around the world with a wide range of services. Job Responsibilities include: Daily review of fixed income trading activity within Morgan Stanley Investment Solutions to ensure compliance with firm and industry standards Daily review of Fixed Income Fair Pricing exception reports Act in accordance with all relevant legal and regulatory requirements Identify and report risk issues, including any compliance or suitability issues Assist in the development of policies/procedures designed to ensure compliance with all industry/regulatory requirements Maintain close working relationships with risk staff to ensure appropriate resolution of all issues related to the fixed income businesses Coordinate with risk staff to create reports necessary to monitor daily trade activity within Morgan Stanley Investment Solutions Skillset Required for this role: Ability to analyze Fixed Income historical trade data, in terms of both market price and yield, to ensure compliance with firm and industry trade execution standards Outstanding attention to detail and follow-up Maintain solid judgment while acting in accordance with all regulatory requirements Must be a service oriented, team-player eager to assist colleagues and members of the department at all levels Self-motivated, innovative, hardworking individual, who can handle changing priorities and multiple tasks in a timely fashion Excellent verbal and written communication skills Diligent and meticulous individual with the ability to “think outside the box” Strong time management/prioritization skills and solid judgment Exceptional skills in Microsoft Excel Proficient in all Microsoft Office applications Knowledge of Bloomberg, Trace, EMMA, and other market pricing and valuation tools Knowledge of FINRA, MSRB, SEC rules and regulations What You Can Expect From Morgan Stanley We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description What you will do Build software products for banking and financing institutions with R&D teams that are openly collaborative, are non-hierarchical, respect contributions and work with agility. Provide vision & leadership for the technology roadmap of our products. Understand product capabilities and strategize technology for its alignment with business objectives and maximizing ROI. Define technical software architectures and lead the development of frameworks. Engage end-to-end in product development, starting from business requirements to realization of product and to its deployment in production. Research, design, and implement the complex features being added to existing products and/or create new applications / components from scratch. Identify risks or opportunities associated with current or new technology use. Plan and execute PoC’s as necessary. Continuously improve internal software architecture processes and technology. Provide technical governance to product team to ensure quality and efficiency of solutions. Act as a mentor to team and reinforce organizational values and culture. Total Experience Expected: 14-18 years Qualifications Minimum Qualifications Bachelor or higher engineering degree in Computer Science, or related technical field, or equivalent additional professional experience. 5 years of experience in delivering solutions from concept to production that are based on Java as an architect in global organizations. 12 years of industry experience in design, development, deployments, operations and managing non-functional perspectives of technical solutions. Required Skills & Qualifications Experience with structured Enterprise Architecture practices and large solutions. Wide knowledge of technology solutions and ability to learn and work with emerging technologies, methodologies, and solutions. Expertise in architecting, designing, and implementing microservices based cloud native solutions. Deep understanding of cloud technologies on one of the cloud platforms –AWS (preferred), Azure or Google Cloud Good proficiency overlap with technologies like: Java8, RxJava, Kotlin, Golang, SpringBoot, SpringSecurity, Gitlab-CI, Ansible, Terraform, Docker, Openshift, Kubernetes, Istio, NGINX, JMeter. Strong communicator with ability to collaborate cross-functionally, build relationships, and achieve broader organizational goals. Desirable Skills & Qualifications Good experience in development tools, CI/CD pipelines. Experience or knowledge of various kinds of NoSQL databases. Experience with Agile and/or SAFe practices Good knowledge of Project NFRs and design solutions considering limits of NFRs to make solutions efficient with minimal cost of development and infrastructure Additional Information Level Changed from 3B to 4A - AK09072025 Secondary Location:Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Business Function Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards. Job Purpose To acquire and build a well diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to a healthy income with an acceptable risk to the bank The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank Key Accountabilities Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc Play an instrumental role in increasing the Profitability of the Branch Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits Job Duties & Responsibilities Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 25 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team Cross Sell of Liability, Trade, Cash and Treasury Product actively To achieve the individual Budgeted revenues through all product parameters Conduct Proper Due diligence while on-boarding New Asset Relationships On board clients with a clear account plan highlighting the revenue potential, risks and mitigants Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank Constant Monitoring of the Portfolio and ensure Timely Renewals. Provide regular feedback to the credit and portfolio team about various developments in the client’s business. Work closely with the monitoring team for early warning signals and take appropriate actions as identified Thorough monitoring of accounts sourced and keep track on customer’s business and report any early warning signals Ensure Timely Renewals of Accounts Ensure that the covenants and conditions prescribed by the credit team are consistently met Adherence to strict KYC/AML requirements MIS to be provided to the central team for further reporting, within the stipulated guidelines Timely Completion of Learning Programs as assigned by DBS for time to time To comply with the Bank’s process & policies To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval Requirements Overall 3- 5 years of experience in sales 2 years of sales experience in SME/Business Banking Lending Proven sales track record in asset business in the SME/Business Banking segment Knowledge of competitors and marketplace Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred Education / Preferred Qualifications Bachelors in finance / Economics/Commerce or MBA or CA Core Competencies Excellent Communication & Listening Skills, Good Sales & Negotiation Skills Technical Competencies Working Capital Finance Knowledge Work Relationship Manager / Direct Report DBS India - Culture & Behaviors DBS Is Committed To Building a Culture Where All Employees Are Valued, Respected And Their Opinions Count. We Take Pride In Providing a Workplace That Fosters Continuous Professional Development, Flexible Working, And Opportunities To Grow Within An Inclusive And Diverse Environment. Expected Value Driven Behaviors Are Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions Ensure Customer Focus by Delighting Customers & Reduce Complaints Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement Maintain the Highest Standards of Honesty and Integrity Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements . Primary Location India-Maharashtra-Mumbai Job Relationship Management Schedule Regular Job Type Full-time Job Posting Jul 31, 2025, 9:30:00 AM

Role Overview We are looking for a high-performing Sales & Business Development professional to drive the growth of nPOS as the go-to platform for Partnership Lending. This role is a hybrid of B2B platform sales and ecosystem development, requiring the candidate to: Sell the nPOS platform as a SaaS solution to Banks and NBFCs, Enable lending partnerships by identifying and connecting Originators with suitable Lenders on the platform. The ideal candidate will have deep networks in financial services and hands-on experience in co-lending, treasury, or investor partnerships. Key Responsibilities 1. Platform Sales to Lenders Drive platform adoption by showcasing nPOS as a comprehensive digital infrastructure for Banks and NBFCs to operationalize and scale Co-lending, BC, and other partnership-led lending models. Own the sales cycle — from lead generation, demo, proposal, pricing discussions, to contract closure. Clearly articulate the product’s value proposition: risk controls, workflow automation, compliance readiness, and ecosystem integration. 2. Lender & Originator Acquisition Identify, engage, and onboard Banks and NBFCs looking to scale through partnership lending. Source and engage with relevant Originators (Fintechs, NBFCs, Platforms) and match them with investor appetite. Drive real partnerships on the platform, from introduction to go-live. 3. Structuring & Solutioning Understand the credit strategies of Lenders and operational capabilities of Originators to co-create suitable partnership models. Work with internal teams to tailor product workflows, pricing models, and integration strategies as per client needs. 4. Relationship & Stakeholder Management Build and manage CXO-level relationships across client organizations (Product, Business, Risk, Technology, Legal). Serve as the strategic account manager for acquired clients and ensure platform stickiness. 5. Market Intelligence & Strategy Monitor industry trends in Co-lending, BC models, and digital partnerships to refine market strategy. Provide feedback to product and tech teams to evolve nPOS roadmap in alignment with market needs. Key Qualifications & Experience 5–10 years in B2B Sales, Lending Partnerships, Treasury, or Investor Relations. Strong understanding of Co-lending, BC models, and digital lending partnerships. Experience in selling fintech products or SaaS platforms to Banks/NBFCs is highly preferred. Proven ability to manage end-to-end deal cycles and build enterprise relationships. Excellent communication, presentation, and negotiation skills.

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business.

Job Requirements Role / Job Title: Area Sales Manager- Affordable Home Loans (MBL) Function/Department: Sales Job Purpose The role entails scaling up the Affordable Home loan business for the Micro Business Loan branches for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team-product operations, sales, Information technology, credit, collection, business intelligence unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Responsibilities Roles & Responsibilities: Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area. Grow the asset under management base for home loan lending solutions and ensure that the overall revenue, cost, profitability, and portfolio quality targets are met. Collaborate with the product team to ensure that the customers are offered the best-in-class solutions funding or multi-funding requirements, and key direct sales team are appropriately incentivized. Target and Manpower planning for the region. Ensure recruitment and training of manpower – Branch Sales Managers/BCM/BOM Will be responsible for meeting disbursements targets month on month. Secondary Responsibilities Meeting business target including Fee income and cross sell. Monitoring and mentoring the team and creating career path for team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing the early Mob X bucket collection and overall portfolio management. Managing internal and external audit compliance. Managerial Responsibilities Identifying business areas/ Sourcing segment with high potential and execute penetration strategies. Tracking and improving branch profitability and portfolio quality. Education Qualification Graduation: Any Graduate Post Graduation: MBA, PGDM Experience: 5-10 years of total experience.

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.co m Job Description Job description We are looking for a Senior Software Engineer to join our Ascend Cloud Foundation Platform team. Background: We unlock the power of data to create opportunities for consumers, businesses and society. At life’s big moments – from buying a home or car, to sending a child to university, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage their data with confidence so they can maximize every opportunity. We require a senior software engineer in Hyderabad, India to work alongside our UK colleagues to deliver business outcomes for the UK&I region. You will join an established agile technical team, where you will work with the Lead Engineer and Product Owner to help develop the consumer data attributes, work with data analytics to validate the accuracy of the calculations whilst ensuring that you work to the highest technical standards. Key responsibilities: Design, develop, and maintain scalable and efficient data pipelines and ETL processes to extract, transform, and load data from various sources into our data lake or warehouse. Collaborate with cross-functional teams including data scientists, analysts, and software engineers to understand data requirements, define data models, and implement solutions that meet business needs. Ensure the security, integrity, and quality of data throughout the data lifecycle, implementing best practices for data governance, encryption, and access control. Develop and maintain data infrastructure components such as data warehouses, data lakes, and data processing frameworks, leveraging cloud services (e.g., AWS, Azure, GCP) and containerization technologies (e.g., Docker, Kubernetes). Implement monitoring, logging, and alerting mechanisms to ensure the reliability and availability of data pipelines and systems, and to proactively identify and address issues. Work closely with stakeholders to understand business requirements, prioritize tasks, and deliver solutions in a timely manner within an Agile working environment. Collaborate with the risk, security and compliance teams to ensure adherence to regulatory requirements (e.g., GDPR, PCI DSS) and industry standards related to data privacy and security. Stay updated on emerging technologies, tools, and best practices in the field of data engineering, and propose innovative solutions to improve efficiency, performance, and scalability. Mentor and coach junior engineers, fostering a culture of continuous learning and professional development within the team. Participate in code reviews, design discussions, and other Agile ceremonies to promote collaboration, transparency, and continuous improvement. Qualifications Qualifications Qualified to Degree, HND or HNC standard in a software engineering and/or data engineering discipline or can demonstrate commercial experience Required skills/ experience: Experience of the full development lifecycle Strong communication skills with the ability to explain solutions to technical and non-technical audiences Write clean, scalable and re-usable code that implements SOLID principles, common design patterns where applicable and adheres to published coding standards Excellent attention to detail, ability to analyse, investigate and compare large data sets when required. 3 or more years of programming using Scala 2 or more years of programming using Python Some experience of using Terraform to provision and deploy cloud services and components Experience of developing on Apache Spark Experience of developing with AWS cloud services including (but not limited to) AWS Glue, S3, Step Functions, Lambdas, EventBridge and SQS BDD / TDD experience Jenkins CI / CD experience Application Lifecycle Management Tools - BitBucket & Jira Performing Pull Request reviews Understanding of Agile methodologies Automated Testing Tools Advantageous experience: Mentoring or coaching junior engineers Cloud Solution Architecture Document databases Relational Databases Experience with Container technologies (e.g. Kubernetes) Would consider alternative skills and experience: Java (rather than Scala) Google Cloud or Microsoft Azure (rather than AWS) Azure Pipelines or TeamCity (rather than Jenkins) Github (rather than BitBucket) Azure DevOps (rather than Jira) CloudFormation (rather than Terraform) Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Global Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Full-time Employee Status: Regular Role Type: Hub Department: Product Development Schedule: Full Time Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Job description An Implementation Analyst is a key role within the UK Decisioning Software Delivery function and is responsible for technical configuration, solution deployments and contribute to identifying potential new best practices on client solution implementations throughout the project delivery lifecycle. Our Implementation team work in a fast-paced cloud-based environment which embodies the principles of continuous integration and continuous delivery (CI/CD). Our Experian One platform is at the forefront of our ambitions to build and delivery cloud-based solutions for our clients and this role will be leading the charge into this area. The Analyst role is a member of the Implementation team, has a good knowledge of the other functions required within the wider teams and works to ensure deployments are performant and follow best practice standards. The right individual will help Experian deliver its cloud-based strategy whilst also reaping the rewards of personal development working on the latest cloud-based technologies. You will be #LI-hybrid based in Hyderabad and reporting to Cluster Head You will support internal teams on product and solution implementation Contribute to identifying potential new best practice for all aspect of Implementation team activities You will provide project cover when needed e.g. Holidays or to cover increased demand High level PostgreSQL DBA task awareness Ensure that the optimal Performance Tuning settings are applied for the deliver Contribute to the Implementation Knowledge base (Confluence pages) Qualifications Qualifications Motivated SRE / Implementer with 5+yrs of experience focused on continuous improvement and collaboration Knowledge of secure software/solution concepts and architecture Experience with Agile and Waterfall project delivery methods Proficient in XML, SQL, relational databases, and Jira Expertise in writing detailed and accurate knowledge articles and specifications Experience with Change Management processes Familiar with key technologies and platforms: Jira, ServiceNow, Confluence, Jenkins, SQL, Kubernetes (EKS), Bitbucket, AWS (EC2/RDS), SPLUNK, Java Tuning, SSMS/DBeaver, Dynatrace, Terminal/Linux commands Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Acquisition & Engagement Platform: Slingle Lending Desktop, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. Job responsibilities Develops a product strategy and product vision that delivers value to customers Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability Provides leadership to product and technology teams to drive solutions that will meet customer needs Works with lines of business, user community, engineering, architecture, and a diverse set of product teams across the enterprise to understand their needs, and drives results Takes ideas and requirements from inception and collaborate with architecture and engineering to deliver features using agile methodologies Required qualifications, capabilities, and skills 5+ years of experience or equivalent expertise in product management or a relevant domain area, product development life cycle, design, and data analytics Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management A customer obsessed individual with the ability to build and maintain strong, productive relationships with the line of business, user community and engineering partners, and an ability to translate customer needs into clear product delivery requirements. Strong team player and leader who can inspire action and performance of their team and builds credibility across the enterprise. Demonstrated ability to drive change through influence and collaboration across a matrix organization in a highly dynamic environment. Strong partnership, consulting, and influence skills Experience leading feature development by building and prioritizing the product backlog across multiple priorities Knowledge of test automation and how to leverage it to deliver features with confidence Preferred qualifications, capabilities, and skills Experience using scaled Agile frameworks to deliver results in an iterative fashion with a focus on MVP Innovative and creative thinker; able to generate new ideas; forward-thinker; thought-leader. Experience working with teams located globally having a high degree of initiative and autonomy but must be able to function successfully as part of a team (in person and virtual) Flexibility and adaptability - able to quickly and smoothly change direction based upon stakeholder or management direction, while remaining extremely organized and following tight deadlines Collaborative team player who can use influence and indirect leadership to deliver results Experience building and supporting features on microservice based platforms and applications Experience using AI tools to build efficiencies in work processes

Full-time Employee Status: Regular Role Type: Hybrid Department: Legal & Compliance Schedule: Full Time Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Job description Job Pupose Reporting to the Controls Testing Manager, the (Resiliency) Controls Testing Lead (“Lead”) will support the development of the testing methodology for critical key controls across the Experian global business. This role will focus on assurance activities over resiliency material and critical controls testing, with the potential to move into other operational risk domains. The Lead will be responsible for developing and executing controls testing plans, and for communicating, agreeing upon, and monitoring gaps in controls in line with Experian risk management processes. This will be done in collaboration with other assurance functions across the first, second, and third lines of defence (LOD). The Controls Testing Lead will also support the Controls Testing Manager in the development of testing methodologies, the risk universe, and integrated reporting. Principle responsibilities Support the Controls Testing Manager in the identification and prioritisation of testing activities as part of the assurance planning process. Plans and executes control tests including coordinating the review process with key stakeholders, managing the activities of control testing analysts (local and overseas), reviewing the quality of work performed and ensuring alignment with the assurance testing methodology. Prepares draft reports reflecting the results of work performed and advises the business on appropriate solutions and remediation activities engaging other 2LOD and subject matter experts in agreeing actions plans. Presents results to senior management to get buy in and agreement to action. Coordinates activities throughout the review lifecycle with senior stakeholders Collaborates with Data Analytics team to identify opportunities for converting manual testing into analytics based testing and continuous assurance activity. Collaborates directly with the analytics team to adjust and improve models and follows up on results of continuous monitoring and analytics. Supports 1LOD with issues remediation and validation of evidence before issue closure. Provides feedback to the design and implementation teams on any learnings identified as part of control testing. Required key skills (functional / technical) Demonstrates high levels of personal integrity at all times. Strong oral and written communication skills. Influencing skills and gravitas, so that senior management will buy-in to changes being proposed. The ability to work independently and proactively. A commercial and pragmatic approach to governance and change. A problem solver who proposes innovative solutions. An approach that champions collaboration and consultation. Ability to work independently and proactively. Experience in scoping, executing and reporting access management control testing. Proven ability to identify key risks in access management and influence improvements in the control environment. Adept at queries, report writing and presenting findings Experience of working in a global environment. Qualifications Qualifications • Educated to degree level • 4+ years’ experience in information security controls assurance or IT audit (Big 4’ and/or internal audit experience desirable) • An understanding of IT systems and operation • Experienced performing controls testing • Experience of data analytics or continuous monitoring • Experience in working in a multinational environment • Proactive, self-motivated, and resilient working in a fast-paced in a global functional team. • Strong communication and presentation skills, including excellent written and spoken English • Broad knowledge of compliance regulation, controls, and an in-depth understanding of risks, assessment methodologies and assurance activities. • Skilled at stakeholder management with the ability to work closely with multiple internal stakeholders at varying levels within the organization. Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together

Full-time Employee Status: Regular Role Type: Hybrid Department: Information Technology & Systems Schedule: Full Time Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Responsibilities: Team Leadership & Delivery: Manage, coach, and grow engineering teams responsible for backend services, data streaming, and API integrations within our fintech platform. Ensure successful delivery of end to end scalable, reliable, and secure systems built with Java, AWS cloud services along with Frontend Technologies (Mobile Native + Web). Collaborate with Engineers to review architecture, set technical direction, and evolve infrastructure based on business priorities. Provide oversight and support to engineers building microservices, reactive systems, and real-time data pipelines. Ensure technical deliverables align with non-functional requirements such as performance, compliance, privacy, and operational SLAs. Culture & Quality: Cultivate an environment of engineering ownership, psychological safety, and continuous improvement. Drive adoption of modern software engineering practices including test automation, CI/CD, API-first design, and secure coding. Lead by example in performing code reviews, advocating for clean architecture, and encouraging TDD and documentation discipline. Foster strong collaboration with Product, Design, Security, and DevOps to deliver robust, user-centric financial applications. Talent Development & Technical Guidance: Guide engineers in mastering tools like Gradle, JDK compatibility, and dependency optimization. Mentor team members on best practices in cloud-native development, reactive programming, and scalable system design. Identify and grow future leaders while maintaining a high bar for performance and inclusivity. Lead team hiring, onboarding, and career development efforts tailored to emerging engineering talent in the region. Operational Excellence: Monitor engineering metrics (velocity, quality, uptime, defect rate) and ensure adherence to agile workflows. Partner with engineering leadership to drive platform strategy and improve the developer experience. Stay current on regulatory and compliance considerations including GDPR, PCI, ISO 27001, and others relevant to fintech. Qualifications 10+ years of software development experience, with 3+ years managing engineering teams in fast-paced, agile environments. Strong technical background in Java, Spring Boot, AWS, and distributed systems architecture. Hands-on understanding of technologies like GraphQL, Kafka, DynamoDB, Lambda, Kinesis, and microservices. Proven track record of shipping high-impact products in regulated or high-availability domains such as fintech or e-commerce. Ability to lead teams working across real-time data systems, cloud infrastructure, and API ecosystems. Strong communication and interpersonal skills with a collaborative leadership style. Preferred Experience: Built and scaled engineering teams supporting financial services or other highly regulated platforms. Familiarity with mass-market consumer apps and retail-scale backend systems. Deep knowledge of compliance standards (PCI, HIPAA, CCPA, etc.) and secure development practices. Experience working with distributed teams across time zones and geographies. Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together

Relationship Manager – LAP (Loan Against Property) & Affordable Loans : The Relationship Manager – LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with company’s risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelor’s degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Job Title: Project Finance (Sr Associate/ Delivery Lead/ Manager/ Assistant Director) Location: Gurgaon, Bangalore, Pune (work from office) Work hours: 10am to 7pm IST Department: Lending Services Experience Level : 4-14 years Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European based client ensuring we fulfill the applicable SLA’s. Key Responsibilities – Project Finance Portfolio Monitoring & Credit Review: Perform detailed annual and quarterly credit reviews for allocated projects, assessing performance against original underwriting assumptions and covenants. Analyze financial, operational, and technical performance of the projects, including key project milestones (for construction phase) and actual vs. budget comparisons (for operational phase). Monitor key financial metrics such as DSCR, LLCR, PLCR, IRR, and coverage ratios, flagging early warning signals. Construction Phase Monitoring: Review EPC progress, cost reports, drawdowns, variation orders, contingency usage, and timelines. Analyze project risk registers and mitigation strategies, ensuring alignment with lender expectations. Track completion tests, project milestones, and compliance with debt service commencement requirements. Operational Phase Monitoring: Assess plant availability, capacity utilization, O&M performance, and major maintenance plans. Review revenue streams (e.g., PPA tariffs, offtake arrangements), operating costs, and adherence to financial covenants. Identify sector-specific risks (e.g., curtailment risk in wind/solar, toll collection efficiency in roads) and analyze their potential credit impact. Stakeholder Communication: Liaise with internal credit teams, relationship managers, and if required, borrowers or third-party consultants to gather key information. Prepare and present clear, concise review memos, highlighting key credit concerns and recommendations. Regulatory and Compliance Support: Ensure compliance with internal risk rating models and regulatory requirements relevant to project finance exposures. Support internal audits and regulatory reviews by providing necessary documentation and analysis. Key Competencies 4-14 years of experience in project finance, credit analysis, or portfolio monitoring, preferably across infrastructure and energy sectors. Strong understanding of project finance structures, financial modelling, and risk assessment. Familiarity with sector-specific KPIs, regulatory frameworks, and performance benchmarks. Proficiency in financial analysis tools (Excel, Factset, CapitalIQ, etc.); exposure to project finance models is a plus. Excellent written and verbal communication skills for preparing high-quality review notes and engaging with stakeholders. Ability to manage multiple priorities and meet tight deadlines under minimal supervision.

Company Overview: SML Finance Ltd is a leading Non-Banking Finance Company dedicated to providing financial solutions through Gold Loans and Hire Purchase (Vehicle Loans). We are committed to empowering individuals and businesses by offering accessible and reliable financial services. Location: Paravoor | Angamaly | Perumbavoor | Kothamangalam { All @ Ernakulam Dist} Job Summary: As a Branch Manager, you will oversee the operations and management of our branch location. Your primary responsibility will be to ensure the efficient functioning of the branch, with a specific focus on Gold Loan and Hire Purchase products. You will lead a team and be accountable for achieving business targets, ensuring exceptional customer service, and monitoring the collection processes within the branch. Key Responsibilities: Branch Operations Management : Supervise day-to-day branch operations, ensuring adherence to company policies and procedures. Team Leadership : Manage and mentor a team of loan officers, customer service representatives, and administrative staff to achieve individual and team targets. Business Development : Drive business growth by strategizing and implementing plans to increase Gold Loan and Hire Purchase portfolios. Collection Monitoring : Monitor and optimize the collection processes, ensuring timely repayments and minimizing delinquencies. Customer Service Excellence : Maintain high standards of customer service, addressing customer queries and concerns promptly and effectively. Compliance and Risk Management : Ensure compliance with regulatory requirements and mitigate risks associated with lending operations. Reporting and Analysis : Prepare regular reports on branch performance, analyze data, and recommend actionable insights for improvement. Package: 25,000 - 30,000 Based on your experience + Attractive Variable Incentives Job Type: Full-time Pay: ₹25,000.00 - ₹30,000.00 per month Education: Bachelor's (Preferred) Experience: total work: 3 years (Preferred) Work Location: In person

The Credit Officer plays a vital role in the Loan Department by managing the complete credit process. Their key responsibilities include evaluating loan applications, assessing the creditworthiness of borrowers, verifying documents, and ensuring compliance with the society’s lending policies. They are responsible for recommending and sanctioning loans based on risk analysis, monitoring repayment schedules, and following up on overdue accounts. Additionally, the Credit Officer coordinates with field staff, maintains accurate records, and ensures proper reporting to senior management. Their role is crucial in maintaining the financial health and integrity of the society's lending operations. Job Type: Full-time Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Cell phone reimbursement Health insurance Paid sick time Provident Fund Work Location: In person

Job Reference # 320150BR Job Type Full Time Your role Do you have a proven track record of application development with hands on Agile Software delivery experience? Are you passionate about technology? Do you know how to solve challenging problems in elegant ways? We are looking for a Software Development Engineer in Testing (SDET) to: able to look beyond the status quo and identify areas of constant change/improvement able to analyze applications thoroughly & come up with their own ideas to automate some of the processes to make our life easier strong responsibility, accuracy and attention to details strong analytical and logical reasoning capability Your team You'll be working in the WMA IT Banking Technology team. You'll be an integral part of a global team working with associates located in North America, Europe, and India. We … Own Banking technology platform entire suite of applications and products supporting business with – sales, marketing, client onboarding, core banking, lending, mortgage, payments, cards, and servicing. Are a Technology Function fully dedicated to supporting the Wealth Management Americas (WMA) Business and its IT Application Service Lines Are a metrics driven organization governed by a set of mature KPIs and Processes Your expertise Objectives of this Role Understanding the flow of code and how it interacts with different components. Understanding project documents, customer demands, and product objectives to create and execute test cases. Setting up, maintaining, and performing test automation frameworks on multiple application platforms such as Desktop, and Web, and building test scenarios and acceptance tests. Investigating customer problems referred to you by the technical support team, testing bugs, and creating and managing bug reports. Handling technical communications and understanding the customers' systems. Working with deployments teams, resolving level issues for systems, coordinating on product design, and offering inputs on the testability of functional elements and product designs. Noting all testing actions you have performed in daily and weekly reports. Analyzing and disintegrating software systems and coordinating with other teams to enhance the overall design. Researching test tools, methodologies, and trends and upgrading existing practices and processes. Managing the final quality on production release Required Skills And Qualifications A Bachelor's degree in computer science, computer engineering, or a related field. 10+ years of experience of testing complex systems and business flows full understanding of SDLC, QA and Defect Lifecycle experience with Test data identification & creation exposure to test management tools (e.g. JIRA, Quality Centre) automation experience using various tools like QTP, TestComplete, Selenium strong in Java / VBScript programming experience in building automation frameworks Working experience on various CI tools experience in Banking & Financial Markets working experience with globally distributed teams capability to proactively engage your QA Manager and project stakeholders regarding project statuses, resourcing Knowledge of test methodologies and their corresponding tools. The ability to recognize risks and errors in an application. Excellent verbal and written communication skills. Good time management and organizational skills. The ability to keep current with the constantly changing technology industry. A passion for testing, development, and design. Good To Have Excellent designing and programming skills. Knowledge of programming languages and process management methodology. Exposure to Behaviour Driven Development and experience in programming and testing. About Us UBS is the world’s largest and the only truly global wealth manager. We operate through four business divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank. Our global reach and the breadth of our expertise set us apart from our competitors. We have a presence in all major financial centers in more than 50 countries. How We Hire We may request you to complete one or more assessments during the application process. Learn more Join us At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves. We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us. Disclaimer / Policy Statements UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. About EY GDS Global Delivery Services (GDS) is a dynamic and truly global delivery network. Across our six locations, we work with teams from all EY service lines, geographies and sectors, and play a vital role in the delivery of the EY growth strategy. We operate from six countries and sixteen cities: Argentina (Buenos Aires) China (Dalian) India (Bangalore, Chennai, Gurgaon, Hyderabad, Kochi, Kolkata, Mumbai, Noida, Trivandrum) Philippines (Manila) Poland (Warsaw and Wroclaw) UK (Manchester, Liverpool) Careers in EY Global Delivery Services Join a team of over 50,000 people, working across borders, to provide innovative and strategic business solutions to EY member firms around the world. Join one of our dynamic teams From accountants to coders, we offer a wide variety of fulfilling career opportunities that span all business disciplines Our Consulting practice provides differentiated focus on the key business themes to help our clients solve better questions around technology. Our vision is to be recognized as a leading provider of differentiated technology consulting services, harnessing new disruptive technology, alliances and attracting talented people to solve our clients' issues. It's an exciting time to join us and grow your career as a technology professional. A technology career is about far more than leading-edge innovations. It’s about the application of these technologies in the real world to make a real, meaningful impact. We are looking for highly motivated, articulate individuals who have the skills to the technology lifecycle and are passionate about designing innovative solutions to solve complex business problems. Your career in Consulting can span across these technology areas/ services lines: Digital Technologies: We are a globally integrated digital architecture and engineering team. Our mission is to deliver tailored, custom-built end to end solutions to our customers that are Digital, Cloud Native and Open Source. Our skills include Experience design, UI development, Design Thinking, Architecture & Design, Full stack development (.Net/ Java/ SharePoint/ Power Platform), Emerging Technologies like Block Chain, IoT, AR\VR, Drones, Cloud and DevSecOps. We use industrialized techniques, built on top of agile methods utilizing our global teams to deliver end to end solutions at best unit cost proposition. Testing Services: We are the yardstick of quality software product. We break something to make the product stronger and successful. We provide entire gamut of testing services including Busines / User acceptance testing. Hence this is a team with all round skills such as functional, technical and process. Data & Analytics: Data and Analytics is amongst the largest and most versatile practices within EY. Our sector and domain expertise combined with technical skills in data, cloud, advanced analytics and artificial intelligence differentiates us in the industry. Our talented team possesses cross-sector and cross-domain expertise and a wide array of skills in Information Management (IM), Business Intelligence (BI), Advance Analytics (AA) and Artificial Intelligence (AI) Oracle: We provide one-stop solution for end-to-end project implementation enabled by Oracle and IBM Products. We use proven methodologies, tools and accelerators to jumpstart and support large Risk and Finance Transformation. We develop solutions using various languages such as SQL or PL/ SQL, Java, Java Script, Python, IBM Maximo and other Oracle Utilities. We also provide consulting services for streamlining the current reporting process using various Enterprise Performance Management tools. SAP: By building on SAP’s S/4HANA digital core and cloud services, EY and SAP are working to help organizations leverage industry-leading technologies to improve operational performance. This collaboration helps drive digital transformation for our clients across areas including finance, human resources, supply chain and procurement. Our goal is to support clients as they initiate or undergo major transformation. Our capabilities span end-to-end solution implementation services from strategy and architecture to production deployment. EY supports clients in three main areas, Technology implementation support, Enterprise and Industry application implementation, Governance Risk Compliance (GRC) Technology. Banking and Capital Market Services: Banking and Capital Market Services companies are transforming their complex tax and finance functions with technologies such as AI and ML. With the right blend of core competencies, tax and finance personnel will shift to data, process and technology skills to service global clients on their Core Banking Platforms and support their business / digital transformation like Deposit system replacements, lending / leasing modernization, Cloud–native architecture (Containerization) etc. Wealth and Asset Management: We help our clients thrive in a transformative age by providing innovative services to global and domestic asset management clients to increase efficiency, effectiveness and manage the overall impact on bottom line profitability by leveraging the technology, data and digital teams. We do many operational efficiency programs and Technology Enabled Transformation to re-platform their front and Back offices with emerging technologies like AI, ML, Blockchain etc. Insurance Transformation: The current changing Macroeconomic trends continue to challenge Insurers globally. However, with disruptive technologies – including IoT, autonomous vehicles, Blockchain etc, we help companies through these challenges and create innovative strategies to transform their business through technology enabled transformation programs. We provide end to end services to Global P&C (General), Life and Health Insurers, Reinsurers and Insurance brokers. Cyber Security: The ever-increasing risk and complexity surrounding cybersecurity and privacy has put cybersecurity at the top of the agenda for senior management, the Board of Directors, and regulators. We help our clients to understand and quantify their cyber risk, prioritize investments, and embed security, privacy and resilience into every digitally-enabled initiative – from day one. Technology Risk: A practice that is a unique, industry-focused business unit that provides a broad range of integrated services where you’ll contribute technically to IT Risk and Assurance client engagements and internal projects. An important part of your role will be to actively establish, maintain and strengthen internal and external relationships. You’ll also identify potential business opportunities for EY within existing engagements and escalate these as appropriate. Similarly, you’ll anticipate and identify risks within engagements and share any issues with senior members of the team. Behavioral Competencies: Adaptive to team and fosters collaborative approach Innovative approach to the project, when required Shows passion and curiosity, desire to learn and can think digital Agile mindset and ability to multi-task Must have an eye for detail Skills needed: Should have understanding and/or experience of software development best practices and software development life cycle Understanding of one/more programming languages such as Java/ .Net/ Python, data analytics or databases such as SQL/ Oracle/ Teradata etc. Internship in a relevant technology domain will be an added advantage Qualification: BE - B. Tech / (IT/ Computer Science/ Circuit branches) Should have secured 60% and above No active Backlogs EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

About Us: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital, Berkshire Hathaway, T Rowe Price, and Discovery Capital. About Telco Team: Thriving on innovation, One97 delivers Customer Communication, Up-Selling, Mobile Content, Advertising based and Platform services to over 500 Million mobile consumers across the globe. One97’s products and services are available on various models i.e. Capex, Opex & Revenue Share model as per the flexibility of Telco’s. Our Key Offerings are divided into 5 broad categories as follows: Entertainment Digital Platforms CVM Solutions Enterprise Services Financial Platforms One97 has the widest and largest deployment of telecom applications on cloud platforms in India and has a myriad of VAS services that have helped operators augment their revenue even in complex markets like India, SAARC, Middle East, Africa and many more. About the role: We are seeking a dynamic and data-driven Manager of Growth to join our rapidly growing team. As a Manager of Growth, you will play a key role in driving customer acquisition, retention, and revenue growth across multiple channels. You will collaborate closely with the product, marketing, and sales teams to create and execute strategies that will propel our growth efforts. The ideal candidate will have a strong background in growth marketing, user acquisition, and analytics, with a focus on delivering measurable results. Key Responsibilities: Growth Strategy Development & Execution : Lead the development and execution of scalable growth strategies to increase user acquisition, engagement, and retention across various digital channels. Data-Driven Decision Making: Utilize analytics and key performance indicators (KPIs) to monitor, measure, and optimize growth initiatives. Work with data teams to set up dashboards and reporting mechanisms to track performance. Cross-functional Collaboration : Work closely with product, marketing, data, and sales teams to align growth initiatives with overall business goals and product roadmaps. Experimentation & Optimization: Drive A/B testing and other experiments to continuously refine and optimize campaigns. Lead efforts to identify opportunities for growth through new channels, content, or product offerings. User Acquisition & Retention: Develop and implement strategies for user acquisition and retention, focusing on both paid and organic channels. Collaborate with the marketing team to optimize paid media campaigns, SEO, SEM, and email marketing. Customer Segmentation & Targeting: Analyze customer segments and behaviors to inform personalized growth strategies. Create targeted marketing campaigns to maximize lifetime value and reduce churn. Revenue Growth: Drive initiatives that directly contribute to top-line revenue, focusing on improving conversion rates, optimizing the sales funnel, and maximizing the value of each customer. Reporting & Analytics: Track and report on growth metrics, including user acquisition costs, customer lifetime value (CLV), and other relevant KPIs. Provide actionable insights to leadership. Competitive Research: Stay informed on industry trends, competitor strategies, and emerging growth channels to maintain a competitive edge. Qualifications: Education : Bachelor’s degree in Marketing, Business, Data Science, or a related field. MBA or relevant advanced degree is a plus. Experience : 3-5 years of experience in a growth, marketing, or performance role, ideally in a high-growth startup or tech environment. Skills : Strong analytical skills and experience with data analysis tools (Google Analytics, Mixpanel, Tableau, etc.) Proficient in marketing automation tools (HubSpot, Marketo, etc.), paid advertising platforms (Google Ads, Facebook Ads, etc.), and CRM systems. Excellent understanding of growth channels, including SEO, SEM, paid social, content marketing, and email marketing. Ability to run A/B tests and interpret results to drive optimization. Solid understanding of customer lifecycle, customer segmentation, and funnel optimization. Strong project management skills and ability to juggle multiple priorities simultaneously. Soft Skills: Highly collaborative with strong interpersonal skills to work across teams. Detail-oriented, proactive, and results-driven with a focus on continuous improvement. Excellent communication and presentation skills. Preferred Qualifications: Experience in a SaaS or tech-driven company. Expertise in growth hacking, referral programs, or viral marketing strategies. Advanced knowledge of SQL or other data analysis tools. Knowledge of product growth metrics (DAU, MAU, churn, retention, LTV, etc.). Why join us? A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: He/She/They will be developing the detailed design structure, implementing the best practices and coding standards, leading a team of developers for successful delivery of the project. You will be working on design, architecture and hands-on coding. Responsibilities Design and implement software of embedded/IOT devices and systems from requirements to production and commercial deployment. Design, develop, code, test and debug system software. Review code and design. Analyze and enhance efficiency, stability and scalability of system resources. Integrate and validate new product designs. Support software QA and optimize I/O performance. Provide post production support. Interface with hardware design and development. Assess third party and open source software Requirements: Proven working experience in software engineering Experience in hands-on development and troubleshooting on embedded targets Solid programming experience in C or C++ Proven experience in embedded systems design with preemptive, multitasking real-time operating systems Familiarity with software configuration management tools, defect tracking tools, and peer review Excellent knowledge of OS coding techniques, IP protocols, interfaces and hardware subsystems Adequate knowledge of reading schematics and data sheets for components Strong documentation and writing skills An entrepreneurial spirit combined with strong program and product management skills. Proven success in building, motivating and retaining teams. Excellent written and verbal communication skills with the ability to present complex plans and designs. Excellent judgment, organizational, and problem-solving skills. Excellent design and architecture knowledge. Preferred Qualification : Bachelor's/Master's Degree in Computer Science or equivalent Skills that will help you succeed in this role: Tech Stack: Lang: C/C++, DB: SQLite Protocols: MQTT, TCP, HTTP etc, Backend : AWS IOT Hub. Strong experience in scaling, performance tuning & optimization at the client layer. Hands-on leader, and problem solver with a passion for excellence. Why join us: Because you get an opportunity to make a difference, and have a great time doing that. You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve. You should work with us if you think seriously about what technology can do for people. We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be. Learn more about the exciting work we do in Tech by reading our Engineering blogs Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story!

About Us :Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team : Merchant Helpdesk team handles merchant queries and concerns on QR code,EDC and Soundbox related issues like Payment, settlement, device related issues etc. About the role: The candidate will be responsible for addressing concerns and complaints raised by merchants on a daily basis, ensuring all tasks are resolved within the defined TAT while maintaining a high standard of merchant experience. Expectations/ Requirements Managing of inbound and outbound calls in a timely manner Creative and dedicated individual who will fit with our collaborative culture Cohesively work with a lot of people, across functions and teams every day Coordinate with other departments for compatibility of all aspects of each project Smart thinking and clear communication Be a brand ambassador for Paytm – Stay Hungry, Stay Humble, Stay Relevant! Troubleshoot merchant problems, identifies the request and solve online like G meet etc Provide merchant support by call or email Excellent merchant service skills that build high levels of merchant satisfaction Excellent verbal and written communication skills Ability to work both independently and in a team environment. Superpowers/ Skills that will help you succeed in this role Outstanding customer service skills and dedication to providing exceptional customer care Must be self-motivator and self-starter Ability to multitask and successfully operate in a fast paced, team environment Must adapt well to change and successfully set and adjust priorities as needed High level of drive, initiative and self-motivation Ability to take internal and external stakeholders along Love for simplifying Growth Mind set Why join us A collaborative output driven program Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us :Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team : Merchant Helpdesk team handles merchant queries and concerns on QR code,EDC and Soundbox related issues like Payment, settlement, device related issues etc. About the role: The candidate will be responsible for addressing concerns and complaints raised by merchants on a daily basis, ensuring all tasks are resolved within the defined TAT while maintaining a high standard of merchant experience. Expectations/ Requirements Minimum 1 Year of Experience in Agent/Center Quality Monitoring of transactions as per process guidelines Providing event-based and frequency-based feedback Collecting data on the CTQs as defined in the SLA and track the same Assisting Ops in identifying training needs for the agents and process level issues that can help improve performance Participating in team huddles and providing brief on Quality performance in the process Brief new agents joining the process and explain how the quality function operates in the process Co-ordinate all process improvement initiatives Competencies Required: Ability to work in a continually challenging environment Understanding of end-to-end processes and appreciation of critical parameters Knowledge of MS Office – Excel, PowerPoint, Word Good communication skills (English/Hindi) Good analytical skills – to be tested through Quality Aptitude Test Self-initiated and zeal for continuous improvement Why join us A collaborative output driven program Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Job Title: Business Head – NBFC Location: Ahmedabad Company Overview: We are a fast-growing Non-Banking Financial Company (NBFC) focused on providing innovative financial solutions across [Retail Loans/SME Lending/Microfinance/Commercial Lending – specify]. We are looking for an experienced Business Head to drive growth, lead operations, and expand our market presence. Key Responsibilities: Develop and execute business strategies to achieve revenue, growth, and profitability targets. Lead, mentor, and manage cross-functional teams including Sales, Operations, Credit, and Collections. Identify new business opportunities, partnerships, and markets to expand the NBFC footprint. Oversee P&L, budgeting, forecasting, and ensure compliance with regulatory guidelines (RBI and other applicable norms). Build strong relationships with stakeholders, investors, and financial institutions. Drive product innovation and improve operational efficiency. Monitor risk management practices and ensure a robust credit assessment framework. Requirements: Graduate/MBA in Finance, Business, or a related field. 10+ years of experience in the financial services sector, with at least 5 years in a senior leadership role in an NBFC or banking environment. Strong understanding of NBFC operations, RBI regulations, lending products, and credit risk. Proven track record in business growth, team leadership, and P&L management. Excellent communication, negotiation, and decision-making skills. Job Type: Full-time Pay: ₹100,000.00 - ₹200,000.00 per year Application Question(s): How many years of leadership experience do you have in an NBFC? Current Salary Expected Salary Notice Period Location: Ahmedabad, Gujarat (Preferred) Work Location: In person

Role description Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies: Manager: Branch Operations Head Is a Team leader? N Team Size: 0 Grade: Officer, AM, DM Business: Rural Lending Department: � Rural Lending Gold Sub - Department: NA Location: - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank�s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank�s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. � Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. � Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. � Process and Compliance � To achieve the highest level of operational and compliance superiority along with top line numbers.�������������� ��������������������������������������������������������������� ��������������������������������������������������������������� Key Responsibilities � To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases�� � To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. � To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio � To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Optimal qualification for success on the job is: � Graduate/ MBA (Marketing) preferred from a recognized institute. � �2-4 years of relevant work experience (preferably NBFC). Role Proficiencies: For successful execution of the job, a candidate should possess: � Proven work experience in branch banking or channel sales � Solid Relationship Building Skills with experince of channel sales, team management � Strong problem solving skills and willingness to roll up one�s sleeves to get the job � Skilled at working effectively with cross functional teams in a matrix organization � Excellent written and verbal communication skills"����������������������������������������������������