Chartered Accountant

The Chartered Accountant with Financial Planning Expertise will serve as a primary financial advisor, responsible for managing all aspects of a client's financial life. This includes statutory financial compliance (accounting, auditing, and tax), as well as developing, implementing, and monitoring comprehensive financial plans to achieve specific short-term and long-term financial objectives. The ideal candidate will combine their rigorous accounting background with strategic financial advisory skills.

Key Responsibilities

Core Accounting and Compliance

• Financial Reporting & Analysis: Prepare and examine financial statements, ensuring accuracy and compliance with relevant accounting standards (e.g., IFRS/GAAP) and statutory requirements.
• Tax Planning and Compliance: Oversee all tax matters, including computing taxes owed, preparing and filing income tax returns (ITR), managing tax audits, and developing legal, tax-efficient strategies to minimize tax liabilities for individuals and businesses.
• Auditing and Assurance: Conduct internal or external financial audits to ensure proper financial management, identify control weaknesses, and provide reports and recommendations to management or clients.
• Bookkeeping and Record Maintenance: Supervise and maintain accurate financial records, general ledger, and accounting systems.

Comprehensive Financial Planning

• Client Financial Assessment: Conduct in-depth financial assessments to understand clients' current financial status, risk tolerance, and specific financial goals (e.g., retirement, education, business expansion).
• Financial Plan Development: Develop and present customized, comprehensive financial plans encompassing all aspects of financial well-being:
• Investment Strategy: Provide advisory on asset allocation, portfolio management, selection of investment instruments (equities, mutual funds, bonds, etc.), and ongoing portfolio monitoring.
• Retirement Planning: Estimate future needs, identify appropriate retirement savings vehicles, and ensure sufficient corpus accumulation.
• Cash Flow and Budget Management: Help clients create personal or corporate budgets, manage cash flow effectively, and develop debt reduction strategies.
• Risk Management and Insurance: Assess financial risks and recommend suitable life, health, property, and business insurance coverage.
• Estate and Succession Planning: Advise on wealth transfer, including drafting wills, trust structures, and tax-efficient succession strategies to protect and transfer assets.
• Strategic Advisory: Provide ongoing guidance to clients, adapting financial plans to changing life events, market conditions, economic shifts, and regulatory changes.
• Financial Forecasting and Modeling: Create financial models and projections to forecast future financial performance and evaluate the financial viability of strategic decisions and investment opportunities.

Qualifications and Skills

Required Qualifications

• Chartered Accountant (CA) Designation: Must hold a valid and current professional designation (e.g., ICAEW, CPA, CA India, etc.).
• Experience: Proven experience (X years minimum) in public accounting, corporate finance, or a financial advisory role, with demonstrated involvement in financial planning/wealth management.

Key Skills and Competencies

Category Essential Skills Technical Expertise Strategic Financial Planning, Tax Law and Optimization, Investment Advisory, Financial Analysis & Modeling, Accounting Standards (IFRS/GAAP), Risk Management. Analytical & Problem-Solving Ability to interpret complex financial data, identify trends, foresee potential financial risks, and develop creative, practical solutions. Communication & Interpersonal Exceptional verbal and written communication skills to clearly explain complex financial concepts to non-financial clients and build long-term trust and rapport. Integrity & Ethics Unwavering commitment to professional ethics, confidentiality, and fiduciary responsibility in all advisory capacities. Software Proficiency Advanced proficiency with accounting software (e.g., SAP, Tally, QuickBooks) and financial planning/analysis tools (e.g., MS Excel, financial modeling software).Adaptability Commitment to continuous professional development to stay current with evolving tax laws, financial regulations, and market trends.

Job Type: Full-time

Pay: ₹30,000.00 - ₹50,000.00 per month

Work Location: In person