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Senior Risk Manager

Senior Risk Manager

BharatPe

5 years

0 Lacs

gurugram haryana india

Posted:3 days ago| Platform:

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Skills Required

risk model development design monitoring tracking testing data experian portfolio analyze analysis forecasting analytics learning reports segmentation measurement management reasoning support planning research automation efficiency finance engineering erm audit programming sql gcp spark statistics ai optimization simulation visualization looker aws azure

Work Mode

On-site

Job Type

Full Time

Job Description

Functional Expertise

Risk Model Development & Validation

Design, develop, and validate credit risk models (PD, LGD, EAD)
Excellent hands-on development experience in building A/B/C scorecards
Implement model monitoring frameworks and performance tracking systems
Conduct model back testing and stress testing exercises
Extensive experience in building data pipelines using credit bureau data – preferably Experian and CRIF

Portfolio Risk Management

Analyze portfolio performance and risk metrics
Develop early warning systems and risk indicators
Create vintage analysis and loss forecasting models
Monitor concentration risk and portfolio diversification

Data Analytics & Insights

Perform advanced statistical analysis and data mining
Develop predictive models using machine learning techniques
Create comprehensive risk reports and dashboards
Conduct segmentation analysis and customer behavioral studies

Problem Solving

Analytical Thinking

Ability to break down complex business problems into analytical components
Design innovative solutions for risk measurement and management challenges
Demonstrate strong quantitative reasoning and hypothesis testing skills

Strategic Decision Making

Translate analytical insights into actionable business recommendations
Support strategic planning with quantitative risk assessments

Innovation & Methodology

Research and implement new analytical techniques and methodologies
Continuously improve existing models and processes
Identify opportunities for automation and efficiency gains

Interaction

Cross Functional Collaboration

Work closely with Policy, Finance, and Business teams
Partner with IT and Data Engineering on infrastructure requirements
Collaborate with ERM and Audit teams on regulatory matters

Stakeholder Communication

Present complex analytical findings to senior management and board committees
Communicate risk insights to nontechnical stakeholders effectively

Prepare executive summaries and management reports

To succeed in the role

Qualification & Experience (type & industry)

Graduate/ Postgraduate from a recognized university
5+ years post-qualification in banking or fintech field

Skills & know-how

Programming & Analytics

Advanced proficiency in R or Python
SQL for data manipulation and analysis
Experience with machine learning libraries (scikitlearn, caret, etc.)
Knowledge of big data technologies (GCP/Spark)

Statistical & Modeling Expertise

Advanced statistics and econometrics
Time series analysis and forecasting
Survival analysis and credit modeling
Machine learning and AI techniques
Optimization and simulation methods

Tools & Platforms

Proficiency in data visualization tools (Looker/ggplot2)
Knowledge of cloud platforms (AWS, Azure, GCP) preferred
Familiarity with version control systems (Git)

Behaviors

Extremely high ownership.
Self-starter with a bias for action.
Ability to operate in a high ambiguity environment.
Robust Interpersonal Skills for collaborating with various Units for facilitating closures

Effective Team Player.

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