Job
Description
Credit risk Strategy EXL (NASDAQ:EXLS) is a leading operations management and analytics company that helps businesses enhance growth and profitability in the face of relentless competition and continuous disruption. Using our proprietary, award-winning methodologies, that integrate advanced analytics, data management, digital, BPO, consulting, industry best practices and technology platforms, we look deeper to help companies improve global operations, enhance data-driven insights, increase customer satisfaction, and manage risk and compliance. EXL serves the insurance, healthcare, banking and financial services, utilities, travel, transportation and logistics industries. Headquartered in New York, New York, EXL has more than 30,000 professionals in locations throughout the United States, Europe, Asia (primarily India and Philippines), Latin America, Australia and South Africa. EXL Analytics provides data-driven, action-oriented solutions to business problems through statistical data mining, cutting edge analytics techniques and a consultative approach. Leveraging proprietary methodology and best-of-breed technology, EXL Analytics takes an industry-specific approach to transform our clients’ decision making and embed analytics more deeply into their business processes. Our global footprint of nearly 2,000 data scientists and analysts assist client organizations with complex risk minimization methods, advanced marketing, pricing and CRM strategies, internal cost analysis, and cost and resource optimization within the organization. EXL Analytics serves the insurance, healthcare, banking, capital markets, utilities, retail and e-commerce, travel, transportation and logistics industries. Please visit www.exlservice.com for more information about EXL Analytics. Home EXL Service is a global analytics and digital solutions company serving industries including insurance, healthcare, banking and financial services, media, retail, and others Credit Risk Job Description: A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on: · Support tactical & strategic risk analytics initiatives for US based banks’ Risk team · Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions · Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs · Policy analytics to make sure correct customer segments are targeted and acquired · Recommend changes to business strategy and risk management policies · Build reporting/BI frameworks for Risk teams within the organization · Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance · Clearly communicate analysis as presentations to technical & non-technical groups · Develop and maintain effective working relationships with colleagues in other areas of Risk Management. · Summarize analytical findings into presentations and share analysis & reports with senior leadership. · Maintain a high degree of technical and policy understanding with respect to credit risk. · Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met. · Train, coach and develop team members Qualifications: · 5-15 years of experience in Analytics and Decision Science. · Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.) Past experience in problem solving roles, strategic initiatives etc. Knowledge in Banking Domain , Acquisitions, Underwriting and Initial line management Acquisition strategy such as Underwriting, Initial Line Assignment Existing Customer Management such and Credit Line Increase, Credit Line Decrease, Balance Transfer, Authorization etc · Hands on work experience in Python · Hands on work experience in SAS/SAS macros would be a plus Show more Show less
