1086 Credit Assessment Jobs - Page 5

Hiring: Senior Credit Analyst Location: Wadala, Mumbai CTC: Up to 20 LPA Qualification: CA / MBA (Finance) Experience: Minimum 5 years in credit underwriting (Supply Chain Finance / Working Capital Loans for Corporates & MSMEs). Preference for candidates from Fintech / NBFC background. Key Responsibilities: Conduct detailed assessment, review, and recommendation of credit proposals. Perform financial and business analysis, including balance sheet, P&L, cash flow, and ratio analysis. Evaluate anchors for Supply Chain Finance programs and prepare Credit Assessment Notes. Review CAMs for counterparties and recommend eligible limits as per credit policy. Collaborate with business, risk, and cred...

Role & responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authori es. Under write proposals as per the laid down policies & procedure. Conduct personal discussion with customers to establish credit worthiness and ensure comple on of credit/KYC documents and verifica on- telephonic, field & collateral visits. Assess income to obliga on ra os, in depth knowledge of ra onal behind calcula on of ra os and its impact on loan performance during the loan tenure. Maintain Por olio MIS, Delinquency MIS and other opera ons related MIS of the cluster and regularly repor ng the same. Bu...

I. ROLE PURPOSE & OBJECTIVE (A two to three line statement outlining the objective or the reason for which the job exists. What would not get done in the organization if this role did not exist) 1. As Sales Manager, he/she will be responsible for achieving Business targets and managing healthy Portfolio, by ensuring timely repayments and controlling customer exits. 2. This role seeks to drive business volume through the Direct Sales Agent (DSA) channel II. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monthly Business volume as per the business target. X-Bucket Collections as per defined norms Insurance cross-sell coverage on 100% of customers Family SA and Business CA sourcing Coordina...

As a Loan Solutions Manager within the builder segment at NoBroker, your role involves driving and managing loan solutions, managing customer leads for Home Loans through the NoBroker application, and ensuring maximum customer conversion for loans. You will oversee the entire process from loan application to disbursement, demonstrating a high level of customer centricity and promptly addressing any issues raised by customers and internal stakeholders. Key Responsibilities: - Demonstrate a high level of customer centricity and promptly address issues raised by external customers and internal stakeholders. - Drive and manage loan solutions within the builder segment. - Manage customer leads fo...

We are looking for a skilled Credit Manager to join our team at Courtyard by Marriott, with 3-5 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio monitoring. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze financial data and market trends to inform credit decisions and optimize business outcomes. Provide exceptional customer service and support to clients and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requi...

Required Graduate/Post Graduate - Finance having 2-3 of experience Credit appraisal /underwriting of home loans or mortgages. Salary up to Rs. 3.2 Lacs p.a. ( basis last drawn). Location: Vikhroli (W)-Mumbai. Cont Ajay@ 9811008929/ info@jjindia.co.in

Role & responsibilities Job Description: We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio. Responsibilities: - Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness. - Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles. - Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions. - Collaborate with cross-f...

Role Overview: As a Finance Operations Specialist, your main responsibility will be managing various aspects of finance documentation and credit assessment processes. This includes handling inquiries, preparing documents, submitting applications, coordinating approvals, and overseeing post-settlement activities. Your role will also involve understanding different borrowing structures, conducting credit checks, and accurately entering data into lender portals. Your attention to detail and compliance awareness will be crucial for maintaining documentation and tracking application progress efficiently. Key Responsibilities: - Manage enquiry handling, document preparation, application submission...

As a Senior Manager/AVP - Credit & Risk at FinAGG Technologies, you will play a crucial role in shaping the company's risk strategy and credit policies. Your responsibilities will include assessing and mitigating credit risks, developing underwriting frameworks, and implementing financial risk management strategies to support the growing portfolio. - Oversee credit risk management frameworks and policies - Conduct detailed financial assessments and underwriting activities - Implement risk management strategies to optimize portfolio performance - Utilize analytical tools to evaluate creditworthiness and risk exposure - Collaborate with cross-functional teams to enhance credit models and decis...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

You will be responsible for conducting a thorough credit assessment of counterpartys credit profile, proposing internal corporate rating, assessing sustainability & environment risk, fraud risk analysis, reputational risk, and submitting written recommendations for approvals to the credit risk department. Additionally, you will continuously monitor credit profiles and OR. - Conduct a comprehensive credit assessment of counterpartys credit profile, propose internal corporate rating, assess sustainability & environment risk, conduct fraud risk analysis, and evaluate reputational risk. - Submit written recommendations for approvals to the credit risk department. - Monitor credit profiles and OR...

Product -Supply Chain Financing &term Loans Deciding trade credit for buyers • Responsible completion of timely credit appraisals • Adhering to strict TAT for underwriting files • Maintaining quality of underwriting as per SOP Required Candidate profile CA/MBA/B.Com with 1–3 yrs SME underwriting exp in Invoice Finance/Business Loans, preferably from Fintech/NBFCs. Strong credit process knowledge, market insight, and attention to detail.

Job Requirements Job Requirements Role/Job Title: Relationship Manager-New Car & Used Car Business: Retail Banking Function/ Department: Rural Banking Place of work: All locations - As per Organization Requirement Job Purpose The role entails providing financial solutions to meet the requirements of the Automobile (New Car/ Used Car) customers and ensure value added customer service. The role will closely collaborate with the product, operations and underwriting teams to drive effective customer acquisition, servicing and deepening. The role bearer would be responsible for providing customers with the best in-class experience to become their banking partner of choice. The role bearer is resp...

Key Accountabilities: Portfolio monitoring include but not limited to daily / weekly monitoring of updates on all the cases under portfolio which includes daily alerts / classification of alerts into different risk category / monitoring of credit rating / financial metrics / legal cases / adverse news both positive & negative. Taking timely & appropriate action basis the changes. Timely renewal of the cases. Preparation of scorecard and testing of the same. Qualifications: CA / MBA 6-7 years of Experience. Understanding of credit assessment / underwriting of multiple industry operating in India. Working in Bank / NBFC. Working in working capital division

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Role & responsibilities The Area Credit Manager (ACM) for Micro LAP Loans is responsible for managing credit underwriting, risk assessment, and portfolio quality across a defined geographic area. This role ensures that loan applications are evaluated accurately, efficiently, and in alignment with company policies and regulatory guidelines. . Credit Assessment & Underwriting Evaluate and approve/recommend Micro LAP loan applications based on creditworthiness, income assessment, and property valuation. Ensure thorough due diligence and adherence to credit policies. Maintain turnaround time (TAT) for credit decisions to support business growth. 2. Risk Management Identify and mitigate risks in ...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

As a Standard Chartered Relationship Manager in SME Banking, your role involves managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You will provide exceptional customer service by offering financial solutions while ensuring operational risk and regulatory requirements are managed effectively. Key Responsibilities: - Achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. - Contribute towards achieving the team's overall target and delivering optimal portfolio return. - Collaborate and ...

Job Requirements Role/ Job Title: Senior Relationship Manager-Business Banking Business: Retail Banking Function/ Department: Business Lending Place of Work: PAN India Job Purpose The role entails providing financial solutions to meet the working requirements of the Business Banking customers and ensure best in class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for Asset NTB clients acquisition along with Liabilities and TFX deepening. The role will closely collaborate with the product, branch, credit and operations teams to drive effective customer acquisition, servicing and deepening. Roles & Responsibilities Resp...

Job Requirements Job Title: Relationship Manager-Business Banking Function: Business Banking Job Purpose The role entails providing financial solutions to meet the working requirements of business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and FX deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening. Roles & Responsibilities Responsible for acquiring new customers for business banking with a detailed understanding of cred...

As an experienced MSME LAP Sales Manager/ Senior Manager, your role will involve driving business growth by leveraging relationships with corporate and retail DSAs in Delhi/NCR. You should have a deep understanding of Loan Against Property (LAP) products, excellent relationship management skills, and a proven track record in partner-based loan sourcing. Key Responsibilities: - Identify and onboard corporate and retail DSA channel partners for MSME LAP sourcing. - Strengthen existing DSA relationships to increase lead flow and disbursal volumes. - Drive monthly & quarterly disbursal targets in alignment with the company's growth objectives. - Ensure a steady pipeline of quality LAP cases with...

As an experienced candidate in leveraged finance credit monitoring, your role will involve conducting quarterly monitoring and annual risk assessment memos for assigned credits/companies. You will be responsible for creating opinion-based credit reports and financial models using fundamental analysis. Additionally, you will undertake in-depth research and analysis to evaluate credit strengths, weaknesses, and overall business and financial risk profile of entities. It will be crucial for you to consider the potential for sovereign or parent support in credit assessments. Crafting detailed credit assessment reports outlining company profiles and credit risk factors will also be a key part of ...

At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we'll give you what you need to make it happen. It won't always be easy, growing takes grit. But at ABB, you'll never run alone. Run what runs the world. This Position reports to: Accounting & Reporting Manager - Account Your Responsibilities Credit Assessment and Risk Analysis: You will be responsible for evaluating the creditworthiness of customers and assessing their ability to repay their debts. This involves analyzing financial statements, credit reports, and other relevant information to make informed decisions regarding credit limits,...

In this role, you will: Evaluate moderately complex financial performance of borrower and guarantor based on a variety of factors and determining an appropriate risk rating, both qualitative and quantitative; this would include review of financial statements and compare it against Commercial Real Estate guidelines Analyze historical cash flows and developing proforma based on historical performance of the property and relevant market data Evaluate existing leases within the property to determine possible impact on cash flows by reviewing for pertinent clauses, such as termination options and go dark Review loan documents and summarize salient facts of the loan and ongoing covenants (both fin...