626 Credit Assessment Jobs - Page 5

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

You will be joining Aye Finance Ltd., a new-age finance company based in Gurgaon, as a full-time Relations Manager Mortgage Loan in Balrampur. Your main responsibilities will include managing client relationships, processing loan applications, conducting credit assessments, and ensuring compliance with relevant regulations. You will be required to engage with potential clients, provide guidance on mortgage products, monitor loan disbursements, and maintain accurate records. Close collaboration with the sales and credit teams is essential to achieve business goals and deliver excellent customer service. To excel in this role, you should possess strong Client Relationship Management and Customer Service skills, along with experience in Loan Processing and Credit Assessment. Knowledge of Mortgage Products and Financial Services, attention to detail, and compliance monitoring are key requirements. Excellent written and verbal communication skills are necessary for effective interaction with clients and internal teams. The ability to work independently, handle multiple tasks, and a background in the finance or banking industry would be advantageous. A Bachelor's degree in Finance, Business Administration, or a related field is preferred for this position.,

The role of Relationship Manager-Kisan Credit Card in the Rural Banking department involves providing financial solutions to meet the needs of KCC customers and ensuring top-notch customer service. You will collaborate closely with product and operations teams to drive customer acquisition, servicing, and deepen relationships. Your focus will be on enhancing customer experience to establish the bank as their preferred banking partner. You will manage the relationships for new-to-bank clients in a designated branch to contribute to the overall branch banking channel objectives. Your responsibilities will include increasing the size of liabilities by capturing larger wallet share of existing KCC customers, identifying business opportunities, establishing connections with customers, generating sales leads, acquiring new customers, and managing the portfolio effectively. You will leverage your knowledge in various areas such as Liability, Fx, Trade, Client Relationship, Delinquency Management, and Relationship Management to drive business growth. Additionally, you will work on cross-leveraging and synergy optimization with Branch Banking, evaluate growth strategies, recommend process changes for service efficiency, plan sales initiatives, and have a solid understanding of financial statements and credit assessment. In terms of managerial and leadership responsibilities, you will be expected to attract and retain talented individuals, monitor productivity, hiring quality, and attrition rates, and provide necessary support to help teams achieve growth targets. To qualify for this role, you should have a Bachelor's degree in Engineering, Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, or Management, along with at least 4 years of relevant experience.,

As a Branch Credit Manager specializing in Working Capital for a Non-Banking Financial Company (NBFC) offering Unsecured Business Loans, your primary responsibility will involve assessing and managing credit risk associated with the NBFC's working capital lending activities. Your role will encompass evaluating the creditworthiness of potential borrowers, establishing credit limits, overseeing existing loans, and implementing risk mitigation strategies. Collaboration with sales and underwriting teams is crucial to ensure that lending decisions align with the company's risk appetite and regulatory compliance. Your key responsibilities will include: - Conducting thorough credit assessments by analyzing financial statements, credit reports, industry trends, and other pertinent data to evaluate potential borrowers" creditworthiness. - Utilizing credit scoring models and risk assessment tools to make well-informed lending decisions. - Determining suitable loan structures, terms, and conditions based on borrower risk profiles and working closely with the underwriting team for efficient processing of loan applications. - Contributing to the development and enhancement of the company's credit policies and guidelines while ensuring compliance with regulatory requirements and industry best practices. - Implementing risk mitigation strategies such as collateral requirements, guarantees, and covenants to safeguard the NBFC's interests. - Monitoring the performance of existing loans, proactively addressing emerging risks or defaults, and conducting periodic reviews of client financials for ongoing creditworthiness assessment. - Building and maintaining strong relationships with borrowers, facilitating clear communication and mutual understanding of lending terms. - Ensuring compliance with relevant regulatory requirements, including timely reporting to regulatory bodies, and generating and analyzing credit-related reports to support decision-making and risk assessment. - Collaborating with the sales team to grasp client needs and offer insights on credit decisions, as well as providing guidance and mentorship to junior credit team members. Qualifications required for this role: - 3-8 years of experience in credit analysis and risk management, preferably within an NBFC or financial institution focusing on working capital lending. - Bachelor's degree in Finance, Accounting, Economics, or related field. A Master's degree or relevant professional certifications would be advantageous. - Proficiency in financial statements analysis, credit risk assessment techniques, and industry-specific risk factors. - Knowledge of relevant regulatory frameworks and compliance requirements. - Strong communication and interpersonal skills, along with an analytical mindset and proficiency in financial modeling and risk assessment tools. Please note that physical presence in Ghaziabad for personal discussions is required. The work location is at Netaji Subhash Place, Delhi, on a full-time basis. Application Questions: - What is your notice period - Do you have your own vehicle for physical discussions in Ghaziabad - Are you comfortable with the NSP location and physical discussions in Ghaziabad - Have you previously worked on Unsecured Business Loans This role offers a challenging opportunity to contribute to the NBFC's credit management function and play a pivotal role in the company's working capital lending activities.,

As a Relationship Manager in SME Banking at Standard Chartered, your primary responsibility will be managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You will be expected to provide exceptional customer service by offering financial solutions while also ensuring operational risk and regulatory compliance. Your key responsibilities will include achieving agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Additionally, you will contribute towards achieving the team's overall target and delivering optimal portfolio return. Collaboration and building effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, and other support functions will be crucial. To excel in this role, you should have a minimum of 5 years of relevant experience in serving Business, Commercial, and Corporate clients. Experience in servicing cross-border international businesses is preferred, along with a proven track record in client relationship management and business development. Strong understanding of accounting principles, financial modeling, and financial statement analysis is essential, as well as the ability to assess client creditworthiness and provide key risk considerations and mitigations. Moreover, you should possess sound product knowledge in trade, cash, lending, and FX, along with a deep understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices, and regulations related to SME Banking is required. Demonstrating a strong understanding of business guidelines, compliance issues, financial markets, and investment products will be beneficial. Excellent communication and presentation skills are essential for this role, as well as being a motivated self-starter who can identify opportunities and provide innovative approaches to meet client needs. Maintaining a high standard of personal conduct and living by the bank's valued behaviors will be expected. Standard Chartered is an international bank that values diversity and inclusion. If you are seeking a purpose-driven career and want to work for a bank that makes a positive impact, Standard Chartered welcomes your unique talents. The bank provides various benefits including core bank funding for retirement savings, medical and life insurance, flexible working options, proactive wellbeing support, continuous learning opportunities, and a culture that celebrates diversity and inclusion. To learn more about career opportunities at Standard Chartered, visit www.sc.com/careers.,

Role & responsibilities Job Description: We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio. Responsibilities: - Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness. - Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles. - Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions. - Collaborate with cross-functional teams to develop and implement credit policies and procedures that comply with regulatory requirements. - Monitor existing loan portfolios to identify potential risks and recommend appropriate actions to mitigate losses. - Conduct industry research and stay updated on market trends to inform credit decision-making processes. - Provide recommendations for loan structuring, pricing, and risk mitigation strategies. - Communicate effectively with internal stakeholders and external partners to ensure alignment on credit-related matters. **Requirements:** - Bachelor's degree in Finance, Accounting, Economics, or related field. Master's degree or professional certification (e.g., CFA, FRM) is a plus. - Proven experience as a Credit Analyst in a fintech company, bank, or financial institution. - Strong analytical skills with proficiency in financial statement analysis and credit risk assessment. - Experience working with credit scoring models and underwriting software. Knowledge of regulatory requirements and best practices in credit risk management. - Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams. - Detail-oriented and ability to thrive in a fast-paced, dynamic environment. Preferred candidate profile Only Immediate Joiner / Male candidates Perks and benefits Mobile reimbursement Insurance

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Location Credit Manager (KCC) Department Crop Loan Location Pune No.of Positions 1 Reporting Relationships AVP Position Grade M3/M4 Should be able to manage credit underwriting for agricultural loans across state for allotted locations Should have agriculture domain knowledge with financial viewpoint. Should be keen on details on proposals and presentation of information for logical conclusions. Should be able to on-board quality portfolio within min. TAT on proposals. Should be able to prepare and analyse various MIS and manage Portfolio quality and post finance issues. Should be able to understand the portfolio behaviour pocket wise/ area wise / segment wise /profile wise to get Right signals in time. Should stay updated on the recent changes in policy and regulatory guidelines ,aware about market developments Should have Ability to lead and coordinate with Marketing and Recovery Teams across Area. Should be able to communicate fluently in regional languages Should be able to guide and motivate the team to set higher standard in sales and assure Quality by in-time inputs and Training. Should be able to ensure the customer satisfaction and customer service from the team across the vertical Excellent written and oral communication skills Should have exposure to Crop Loans, financing experience with reputed organization- Private Banks/ Nationalized banks- Min 2 Years. Graduate - /Post Graduate Preferably Agri Graduate.

Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to launch Digital product Drive and support initiatives to build scale Rural lending business Qualification MBA and/or Professional Degree preferred Job Knowledge and experience Should have at least 15 years of experience in credit / risk environment Should have at least 6 years of experience in heading risk / credit for a large setup Should have good understanding of CD Business & Retail industry Should be able to drive and work with a Team reporting Should be a Team player, Relationship person and should be ready to travel widely

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Role & responsibilities Handling Credit operation from Login to Disbursement. Credit decision making for SF and forwarding proposals. Handling Credit and Operational issues. Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports. Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate either fresher or candidates with 1 year experience in Credit Underwriting. Malayalam language is a Must. Knowledge on secured and unsecured loans.

We are looking for a motivated and detail-oriented Loan Advisor to join our team. The Loan Advisor will assist clients in identifying and securing the best loan options based on their needs. This role involves assessing financial eligibility, guiding clients through loan applications, and maintaining relationships with financial institutions to ensure a seamless experience. Key Responsibilities: Assist clients in understanding different loan products, including home loans, personal loans, and business loans. Evaluate client eligibility by analyzing financial documents, credit history, and repayment capacity. Provide clients with tailored loan solutions based on their requirements and budget. Guide clients through the loan application process, ensuring timely submission of necessary documentation. Coordinate with banks and financial institutions to secure approvals and negotiate favorable terms. Address client queries and provide expert advice on interest rates, repayment options, and other financial matters. Maintain an updated database of loan applications and approvals, ensuring compliance with company policies. Key Requirements: Education: Bachelor s degree in Finance, Business Administration, or a related field. 0-3 years of experience in financial advisory, loan processing, or a similar role (freshers with strong communication skills are welcome to apply). Strong understanding of loan products, financial regulations, and credit assessment. Proficient in MS Office and financial management tools. Excellent communication and interpersonal skills to build trust with clients. Preferred Qualifications: Experience working with multiple financial institutions or NBFCs. Knowledge of Kannada and Hindi is an added advantage. Certifications in financial planning or credit analysis will be a plus. What We Offer: Competitive salary and attractive performance-based incentives. Training programs to enhance your knowledge of loan products and the financial sector. Opportunities for career growth and advancement within the organization. A dynamic and supportive work environment that values innovation and customer satisfaction.

As a Credit Assessment Specialist, you will be responsible for conducting a thorough and comprehensive credit assessment process to determine the most suitable loan products for customers seeking loans against property. Your main objective will be to ensure that the credit assessment is completed within the defined turn-around-time (TAT) while focusing on delivering exceptional service and transaction experience to customers. In this role, you will need to consider key market nuances during the credit underwriting process and strive to capture all relevant opportunities. It will be important to maintain a high-quality portfolio by managing the complete life-cycle of the loan process, from credit application to disbursement. You will also be required to stay informed about market factors, indices, policies, and regulations that may impact the credit portfolio and decision-making. Additionally, you will be responsible for ensuring proper management of post-disbursement documents and covenants. Collaboration with internal teams such as legal, technical valuation, field investigation, and risk containment teams will be essential to streamline the credit assessment process. The ideal candidate for this role should preferably have a Post Graduate degree with 5-8 years of relevant work experience. Prior experience in channel management for Loan Against Property (LAP), Home Loans (HL), and Secured Loans will be advantageous. If you are a detail-oriented professional with a strong background in credit assessment and a focus on customer service, we encourage you to apply for this challenging and rewarding opportunity.,

You will be responsible for implementing credit policies and processes at the State level, working closely with area credit managers to ensure compliance and portfolio quality. You have to conduct credit risk assessments and monitor portfolio performance within their designated zones, while also collaborating with branch teams to optimize credit processes. You will play a crucial role in implementing national credit strategies and providing support to area credit managers in achieving organizational objectives within their respective states. Customers Risk Teams Legal Teams Technical Teams Sales Teams Compliance Teams Role Expectations Conduct thorough credit assessments and implement effective risk management strategies tailored to the state's market conditions. Ensure compliance with state-level regulatory requirements and internal policies. Monitor and optimize the loan portfolio within the state to maintain quality and profitability. Collaborate effectively with regional and local teams and communicate important updates and decisions within the state. Identify opportunities for process improvement and drive initiatives to enhance efficiency and effectiveness. Provide leadership and support within the state credit department to achieve organizational objectives. Behavioural Skills Analytical Thinking Communication and Collaboration Adaptability Attention to Detail Knowledge Credit Risk Analysis Regulatory Compliance Portfolio Management Credit Policy Development Focus Areas Credit Assessment 1. Conducting comprehensive credit assessments for loan applications within the state. 2. Ensuring adherence to credit evaluation processes and standards. 3. Verifying the accuracy and completeness of credit information provided. Risk Management 1. Identifying and analyzing credit risks specific to the state's market and economic conditions. 2. Developing and implementing strategies to mitigate identified risks effectively. 3. Monitoring state-specific credit risk indicators and taking proactive measures Regulatory Compliance 1. Ensuring compliance with state-level regulatory requirements and internal policies. 2. Keeping updated with changes in state-specific regulations affecting credit operations. 3. Updating credit policies and procedures to ensure alignment with state regulations. Portfolio Oversight 1. Monitoring the performance of the loan portfolio within the state. 2. Analyzing trends and identifying areas for portfolio optimization. Implementing strategies to maintain portfolio quality and profitability at the state level. Collaboration and Communication 1. Collaborating with regional and local teams to align credit strategies with state objectives. 2. Communicating credit decisions, policies, and updates effectively to stakeholders within the state. 3. Providing support and guidance to branches and regional teams on credit-related matters. Process Improvement 1. Identifying opportunities to enhance credit processes and streamline operations within the state. 2. Implementing changes to improve the efficiency and effectiveness of credit evaluation and approval processes. 3. Promoting a culture of continuous improvement within the state credit department.

Roles and Responsibilities Conduct thorough credit assessments of borrowers to determine their creditworthiness. Review financial statements, industry trends, and other relevant data to evaluate borrower credit risk. Develop and maintain relationships with key stakeholders, including clients and internal teams. Identify potential risks and develop strategies to mitigate them through effective communication with customers. Ensure compliance with regulatory requirements and company policies. Desired Candidate Profile 1-6 years of experience in credit appraisal or related field (credit underwriting). Strong understanding of home loan credit products and processes. Excellent analytical skills for evaluating complex financial data. Ability to work independently with minimal supervision while meeting deadlines.

The role of Relationship Manager at Tyger Capital is a full-time on-site position based in Pokaran. As a Relationship Manager, your primary responsibility will be to establish and nurture strong client relationships, understand their financial needs, and offer customized financial solutions. You will be entrusted with managing a portfolio of clients, conducting financial assessments, and ensuring high levels of customer satisfaction. In this role, you will engage in daily tasks such as conducting client meetings, preparing reports, and collaborating with various departments to effectively address client requirements. Your expertise in Client Relationship Management, Customer Service, Financial Analysis, Financial Planning, and Lending will be crucial to succeed in this position. Furthermore, your strong communication, interpersonal, and negotiation skills will play a pivotal role in building rapport with clients and providing them with the best financial solutions. It is essential to work both independently and collaboratively within a team environment. Proficiency in financial software and tools is required to streamline your operations and deliver efficient services to clients. A Bachelor's degree in Finance, Business, Economics, or a related field is necessary for this role. Any prior experience in the financial services industry will be considered a valuable asset. Join Tyger Capital and be part of a dynamic team that is dedicated to empowering small business owners and entrepreneurs through tailored financial solutions.,

You will be responsible for conducting a thorough and comprehensive credit assessment process to offer appropriate loan products to customers for loan against property. This assessment should be completed within defined turn-around-time (TAT) while focusing on providing exceptional service and transaction experience. It is essential to consider key market nuances during the credit underwriting process and capture opportunities effectively. Your role will involve creating a high-quality portfolio and managing the entire loan process from credit application to disbursement. You will need to stay updated on market factors, indices, policies, and regulations to assess their impact on the credit portfolio and decision-making. Additionally, you will be required to handle post-disbursement documents and covenant management effectively. Collaboration with internal teams such as legal, technical valuation, field investigation, and risk containment will be crucial. The ideal candidate should be a Post Graduate with 5-8 years of relevant work experience. Prior experience in channel management for Loan Against Property (LAP), Home Loans (HL), and Secured Loans is preferred.,

We are seeking freshers to join us in an entry-level role focused on assisting in processing credit applications, verifying financial information, and ensuring accurate credit assessments. In this position, you will collaborate closely with senior associates to gain insights into credit management practices and play a role in maintaining the efficiency of our financial procedures. Your responsibilities will include: - Entering data of eligible applicants into the system - Assessing the creditworthiness of customers and documenting decisions accordingly - Upholding productivity levels and adhering to prescribed Turnaround Time (TAT) norms Qualifications: - Any Graduate (full-time or part-time) - Ideally from the 2023 to 2025 pass-out batches - Must have completed final exams and be available to commence work by the end of July 2025 - Mandatory proficiency in Hindi Join us in this dynamic role to kickstart your career in credit management and make significant contributions to our financial operations.,

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with policy/product/operations team to ensure the right risk parameters are captured and assessed. Vendor Management. Candidate Profile: Must have a minimum 2 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred. Thorough understanding of SME Financing, Supply Chain Finance and Credit processes. Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement. Eye for detail/Diligent Personality. Good communication and interpersonal skills. Proficient in MS Excel and ability to bring out insights from data. Experience in setting up strong credit underwriting processes and scale them. Candidate must have experience in working on digital platforms. Must be solution oriented. Must have strong analytical skills. Interested candidates can share their updated resume on : shivani.pradeepa@m1xchange.com.

Experience in credit monitoring - financial modelling and credit risk assessment memos Preparing opinion-based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framework and methodology.