Credit Analyst CCIB

You will be responsible for conducting a thorough credit assessment of counterpartys credit profile, proposing internal corporate rating, assessing sustainability & environment risk, fraud risk analysis, reputational risk, and submitting written recommendations for approvals to the credit risk department. Additionally, you will continuously monitor credit profiles and OR. - Conduct a comprehensive credit assessment of counterpartys credit profile, propose internal corporate rating, assess sustainability & environment risk, conduct fraud risk analysis, and evaluate reputational risk. - Submit written recommendations for approvals to the credit risk department. - Monitor credit profiles and OR continuously. - Support the CCIB Client Coverage team for Credit Analysis and other Client Risk activities. - Evaluate the financial performance of corporate clients by understanding and spreading financial statements, analyzing economic conditions and industry trends, comparing counterparty performance relative to peers, conducting incisive financial statement analysis using financial ratios, templates and models, ensuring covenant compliance, financial projection, peer analysis, and providing a near term outlook and credit recommendation. - Ensure accuracy of internal risk ratings and input financial and economic data in the rating system. - Collaborate with onshore Analysts and credit officers to evaluate risk and monitor a client portfolio. - Research, write, and present financial and industry analysis impacting credit decisions and submit the documents for approval. - Spread financial statements on a credit lens. - Participate in process improvement initiatives of the team. - Master's degree in Business/Finance/Accounting and/or professional certifications such as CA/CFA/CPA or equivalent, International CFA or equivalent, MBA (Finance) from reputed (Tier 1 or Tier 2 institutes). - Relevant experience in credit analysis and credit support roles in the CCIB or Global Banking Sector (minimum of 3 years preferred for Credit Analyst roles). Standard Chartered is an international bank that has been making a positive difference for clients, communities, and employees for over 170 years. They value diversity, inclusion, and innovation, and are committed to driving commerce and prosperity. Standard Chartered offers various benefits including core bank funding for retirement savings, medical and life insurance, flexible working options, proactive wellbeing support, continuous learning opportunities, and an inclusive and values-driven work environment.,