857 Credit Assessment Jobs - Page 8

As a Relationship Manager - Used Commercial Vehicle in the Rural Banking department, your primary responsibility is to provide financial solutions tailored to the needs of Automobile (Used Commercial Vehicle) customers while delivering exceptional customer service. You will collaborate closely with the product, operations, and underwriting teams to ensure efficient customer acquisition, service delivery, and relationship deepening. Your goal is to offer customers a superior banking experience and establish long-term partnerships with them. Your role also involves acquiring Automobile (Used Commercial Vehicle) business clients, managing relationships within designated branches, and contributi...

Job Requirements Job Requirements Role/ Job Title: Relationship Manager - Rural Business Banking Function/ Department: Retail Banking Job Purpose The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and FX deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening. Roles & Responsibilities Primary Responsibilities: Responsible for acquiring...

Key Responsibilities - 1. Collections Management: - Initiate contact with customers via phone calls, emails, or letters to ensure timely payment of outstanding invoices. - Implement collection strategies and follow-up procedures to minimize delinquent accounts. - Negotiate payment arrangements and establish suitable payment plans with customers who are experiencing financial difficulties. - Monitor customer accounts and maintain accurate records of collection activities, including payment promises and disputes. 2. Account Reconciliation: - Perform regular account reconciliations to ensure accurate tracking of outstanding balances. - Investigate and resolve discrepancies or disputes raised by...

Description Muthoot Fincorp is seeking a motivated and dynamic individual to join our team. The ideal candidate will be responsible for providing financial solutions to customers, managing client relationships, and achieving sales targets. This position is suitable for individuals with 1-10 years of experience in the financial sector. Responsibilities Assess and analyze customer financial needs to provide suitable solutions. Assist in the preparation of loan applications and documentation. Maintain and manage customer relationships to ensure satisfaction and retention. Conduct market research to identify new business opportunities. Collaborate with team members to achieve sales targets and e...

As a member of the Corporate and Investment Banking team, you will play a crucial role in providing a full range of commercial banking products and services to our corporate customers. This includes offering cash management services, current accounts, time deposits, trade finance, working capital finance, term loans, and foreign exchange solutions. By upholding our commitment to excellence, DBS has built strong and enduring relationships with customers in the region, characterized by personalized account management, service innovation, product enhancement, and strict credit standards. Your responsibilities will involve developing profitable relationships with SME LAP (Loan Against Property) ...

Job Description: As a Debt Manager at IDFC FIRST Bank, you will play a crucial role in managing the flow of consumer durable loans in Bengaluru, Karnataka, India. Your primary responsibilities will include developing and implementing strategies to enhance loan flow, identifying potential customers, conducting credit assessments, and ensuring efficient loan processing. You will collaborate with various departments to facilitate smooth loan disbursement and collection processes while staying abreast of market trends and competition to identify growth opportunities. Providing regular reports to senior management on the performance of the consumer durable loan portfolio will also be a key aspect...

Job Requirements Role/Job Title: Associate Relationship Manager- Corporate Liability Function/ Department: Wholesale Banking Job Purpose Develop a corporate liability strategy for a particular city/region and execute it. Target top clients in the coverage geography and convert them. Roles And Responsibilities Origination of New to Bank (NTBs) accounts and managing (farming) a portfolio of Corporate Liability Group clients sourced by oneself. Originate CMS/Trade Processing/FX transactions from Cash Rich Corporate clients, mainly from Digital First Companies, local IT/ITES firms and MNC subsidiaries. Onboard these clients with a solutions-based approach, developing unique solutions wherever re...

Description The Assistant Vice President, Team Lead, Business Banking will be responsible for leading a team of business banking professionals, driving sales performance, and ensuring exceptional service delivery to clients. This role requires a strategic thinker with a proven track record in managing teams and developing business banking solutions. Responsibilities Lead and manage a team of business banking professionals to achieve sales targets and enhance customer relationships. Develop and implement strategic plans to expand the business banking portfolio and increase market share. Monitor team performance and provide coaching and guidance to ensure high levels of productivity and servic...

As a Relationship Manager - Auto and CV in the Retail Banking department of Rural Banking at Gujarat, your primary role is to provide financial solutions tailored to the needs of Automobile customers (Commercial Vehicle/ New Car/ Used Car) while delivering exceptional customer service. You will collaborate closely with product, operations, and underwriting teams to drive customer acquisition, service enhancement, and relationship deepening. Your focus will be on ensuring the best customer experience to establish long-term banking partnerships. Additionally, you will acquire new Automobile business clients and nurture relationships within a designated branch to support broader branch banking ...

As a leading player in the Financial Services sector, specializing in Mortgage and Home Loan financing for salaried professionals and self-employed individuals, you will have the opportunity to be part of a dynamic on-site environment. Your role will be crucial in expanding our retail home loan portfolio by establishing strong client relationships and ensuring a seamless end-to-end customer experience. Your responsibilities will include acting as the primary point of contact for both prospective and existing home loan customers. You will guide them through the process of product selection, application, and disbursal. It will be your duty to proactively source and qualify mortgage leads throu...

As an Associate Manager/Manager- Sales (Industrial Gases), your primary responsibility will be handling the sales of Air Separation Gases such as Liquid Oxygen, Liquid Argon, and Liquid Nitrogen. You will be required to prepare periodic Management Information System (MIS) reports that include sales and collection targets and actuals, as well as compile monthly MIS reports for the Gas Division. Coordinating with the commercial and production departments to ensure timely delivery of products to customers will also be a key part of your role. Maintaining commercially and legally complete and accurate purchase orders, assessing customer creditworthiness, fixing credit limits, and preparing tende...

Dear Candidate, We have an urgent requirement for the following role for one of the leading NBFC Specialized into MSME and SME Loans Designation :- Sales Officer-LAP/Loan Against Property Loans-Open Market Sourcing Job Description Responsible for ensuring the achievement of sales targets(LAP). Responsible for generating prospective sales lead. Responsible for generating direct lead (No DSA sourcing, only direct). Responsible for making cold calls & generating leads from database. Responsible for achieving monthly business target of Rs 10 lacs. Coordinating with underwriting team for processing of application. Skill & Experience Required: Thorough understanding of Secured loan, Lap. The candi...

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

The role of Relationship Manager-Tractor Loan in the Rural Banking department involves providing financial solutions to meet the needs of Tractor Loan customers and ensuring top-notch customer service. Collaboration with product and operations teams is essential to drive customer acquisition, servicing, and deepening. As the key point of contact, you will strive to offer customers a superior banking experience and foster lasting relationships. Your responsibilities include acquiring new Tractor Loan customers, conducting credit assessments, and delivering comprehensive solutions. Additionally, you will engage with existing customers through communication channels, provide market insights, an...

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a broad range of complex loan applications within defined guidelines. You will need to make decisions on loan applications or recommend them for approval to higher authorities. It is essential to underwrite proposals as per the laid down policies & procedures to meet agreed Service Level Agreements (SLAs) and manage city/area business volumes effectively. Your role will involve conducting personal discussions with customers to establish their creditworthiness. This includes ensuring the completion of credit/Know Your Customer (KYC) docum...

You will be joining our team as a Credit Officer/Credit Manager for all products. Your primary responsibility will be to explore the eligibility criteria based on the respective bank's policy and prepare credit Management Information System (MIS). Your duties will include: - Preparation of eligibility Credit Appraisal Memo (CAM) for all high value loan proposals. - Creation of a one-pager note, specifically tailored for high value loan proposals. - Conducting Tele-Personal Discussion (PD) or In-person PD with clients as needed. - Compiling and maintaining credit MIS. - Updating and sharing bullet points of all bank policies with stakeholders. - Collaborating with Credit & Operations Head, Sa...

As a Credit Assessment professional, your primary responsibility will be to assess the creditworthiness of both new and existing customers. This will involve analyzing financial information and credit reports to make informed decisions. In addition to credit assessment, you will play a crucial role in the Invoicing process. Your duties will include ensuring accurate and timely invoicing of customers, as well as following up on any discrepancies that may arise. Your attention to detail will be key in ensuring that all corrections are made promptly. Furthermore, you will be involved in the implementation of Credit Policies within the company. This will require you to assist in the development ...

Roles and Responsibilities Conduct credit appraisal, assessment, and evaluation of loan proposals to determine creditworthiness. Perform physical verification of assets to verify collateral value. Review financial statements, industry trends, and other relevant data to inform lending decisions. Collaborate with internal stakeholders to resolve queries and ensure smooth processing of loans. Maintain accurate records of all transactions and communicate effectively with customers. Desired Candidate Profile 4-7 years of experience in Credit Management or related field (NBFC). Strong understanding of credit underwriting principles, policies, and procedures. Excellent analytical skills for evaluat...

Roles and Responsibilities Manage credit proposals from field teams, ensuring timely completion of appraisal reports within TAT. Conduct thorough credit assessment and analysis to determine loan eligibility. Perform field verifications to gather required documents and information for loan processing. Ensure compliance with regulatory guidelines and internal policies during credit approval process. Desired Candidate Profile 2-5 years of experience in Credit Management, preferably in an NBFC or banking industry. Strong understanding of credit appraisal, assessment, and approval processes. Excellent communication skills for effective collaboration with team members and stakeholders. Ability to ...

Role & responsibilities Anchor and manage Financial Management Information System for the organization including P&L and other Business Dashboards Development, Automation and Publishing of all Business, Operations and People related MIS for the organization Partner with various internal business stakeholders for discussion relating to various financial parameters as well as ad-hoc analysis Budgeting, Forecasting and Provisioning for Income and OPEX Strict and timely monitoring of P&L and Balance Sheet lines to ensure regular granular tracking of stated business outcomes Drive expense management and analytics through deep understanding of cost booking processes and systems Continuously improv...

Role & responsibilities Variance Analysis of the Budget vs Actuals Preparing segment level profitability Interaction with the field on cost control & giving various input for the field in improving productivity Analysis on current problematic areas Perform quantitative/qualitative analysis to support the evaluation of corporate growth strategies and business development opportunities Structure and execute Information Memorandums, sophisticated financial analyses, and models, including ROI calculations and sensitivity/risk analyses, to evaluate the impacts of strategies, potential partnerships, and new ventures etc... Perform market research, landscape, and sizing analyses to support strategy...

Role & responsibilities Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the B...

The Senior Relationship Manager plays a key role in assisting clients with fundraising in the capital markets and providing strategic advisory services for financial transactions. Working closely with the Institutional Banking team, you will act as a strategic advisor to clients by formulating investment strategies and raising capital. Additionally, you will serve as an intermediary in trading for clients, ensuring their financial needs are met effectively. Responsibilities: - Expand a portfolio of accounts with varying financial needs to drive revenue growth and maintain good credit quality in accordance with Citis credit standards - Identify customer needs and propose solutions such as fin...

As a Credit Analyst, your primary responsibility will be to analyze and assess the financial statements and credit history of both existing and potential clients. You will be required to review credit applications, conduct credit checks, structure deals, and perform risk assessments. Your ability to make well-informed decisions supported by thorough assessments will be crucial in this role. Additionally, you should be capable of handling multiple projects simultaneously, ensuring timely submission of applications, and engaging in financial forecasting. Practicing due diligence and staying updated with the company's lending protocols are essential aspects of this position. You will need to ha...