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857 Credit Assessment Jobs - Page 9

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2.0 - 6.0 years

0 Lacs

pune, maharashtra

On-site

Job Description: As a Credit Officer/Credit Manager, your primary responsibility will be to evaluate the eligibility criteria as per the respective bank's policy and generate credit Management Information System (MIS). Your role will involve preparing detailed Credit Appraisal Memo (CAM) for high-value loan proposals, creating concise one-pager notes for such proposals, and conducting Tele or In-person Personal Discussions (PD) with clients when necessary. Additionally, you will be in charge of maintaining and updating all bank policies and communicating key points to stakeholders. Collaboration with the Credit & Operations Head, Sales Coordinator, and Sales team to recommend the most suitab...

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2.0 - 6.0 years

0 Lacs

delhi

On-site

The Credit Manager role involves managing the company's credit and collections process to ensure sound financial practices and minimize credit risk. Your responsibilities will include assessing creditworthiness, approving or declining credit applications, setting credit limits, and overseeing collections activities to maintain a healthy cash flow for the organization. You will be responsible for evaluating and analyzing credit applications, financial statements, and other relevant documents to determine the creditworthiness of clients. Additionally, you will develop and implement credit risk assessment tools and models, as well as establish and refine the company's credit policies and proced...

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5.0 - 9.0 years

0 Lacs

ahmedabad, gujarat

On-site

As a Standard Chartered Relationship Manager in SME Banking, you will be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. Your role will involve providing exceptional customer service by offering financial solutions while effectively managing operational risk and regulatory requirements. Your key responsibilities will include achieving agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. You will also contribute towards achieving the team's overall target and delivering op...

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5.0 - 9.0 years

0 Lacs

maharashtra

On-site

As a Credit Assessment professional, your primary responsibility will be to evaluate the creditworthiness of Cleantech finance applicants, which includes both businesses and projects. This involves analyzing financial statements, credit reports, and other relevant data to assess risk profiles accurately. Your role will also involve providing well-supported credit recommendations, including credit limits and terms, and collaborating with cross-functional teams to ensure alignment with business objectives. In addition to credit assessment, you will be responsible for managing the credit portfolio effectively to minimize risks and maximize returns. This includes identifying early warning signs ...

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2.0 - 6.0 years

0 Lacs

bihar

On-site

As a Relationship Manager Mortgage Loan LAP at Aye Finance Ltd, headquartered in Gurgaon, you will play a crucial role in managing and expanding mortgage loan portfolios for small and micro enterprises across India. Your responsibilities will include conducting credit assessments, processing loan applications, and maintaining strong client relationships. Leveraging your expertise in managing mortgage loans and credit assessment, you will ensure compliance with credit policies and procedures while providing financial advice to clients. To excel in this role, you should possess excellent communication and interpersonal skills, along with a knack for client relationship management and financial...

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3.0 - 7.0 years

0 Lacs

haryana

On-site

You will be responsible for managing end-to-end credit underwriting and operations for secured loan products. This includes appraising loan applications, coordinating with legal and technical vendors, ensuring policy compliance, and supporting efficient loan disbursal processes across defined geographies. Your core responsibilities will include evaluating secured loan proposals across multiple customer segments, conducting due diligence on financial, business, and property-related documents, coordinating with legal and technical agencies for verification and valuation, maintaining turnaround times, overseeing document verification and processing for loan disbursal, ensuring data accuracy in ...

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5.0 - 9.0 years

0 Lacs

hyderabad, telangana

On-site

As a Loan Underwriter, your primary responsibility will be to review and assess a wide variety of complex loan applications within the established guidelines. Based on your assessment, you will have the authority to make decisions or recommend them for approval to higher authorities. You will also be required to underwrite proposals in adherence to the defined policies and procedures to meet the agreed Service Level Agreements (SLAs) and effectively manage the business volumes in your assigned city or area. Conducting personal discussions with customers will be a crucial aspect of your role to evaluate their creditworthiness. This will involve ensuring the completion of credit and KYC docume...

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0.0 - 3.0 years

5 - 7 Lacs

Chandigarh

Work from Office

Manage credit processing for corporate lending/working capital/CC/OD/MSME terms loans/Corporate Business Loans Verify and validate customer KYC. Review and validate credit applications Financial Analysis Generate and manage MIS reports Required Candidate profile B.Com/M.Com/MBA Finance Minimum 0–3 years of experience in lending MBA-Finance fresher also welcome, who are having good knowledge of working capital.

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1.0 - 5.0 years

3 - 6 Lacs

Bengaluru

Work from Office

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: Swathi 8884496983 swathi.rivera@gmail.com (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Respons...

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0.0 - 1.0 years

3 - 3 Lacs

Hassan, Krishnagiri, Viluppuram

Work from Office

Role & responsibilities Conduct loan utilization checks as per the schedule for all clients. Conducting house/on-site visits to the customer house/projects. Conducting check for high ticket size loans as per the instructions of the Regional Credit Team. Ensure publicity and awareness on products and processes to the branch staff. Imparting training to the branch staff on the products and processes. Build rapport and relationship with clients and branch staff. Reporting of daily events to Area Credit Manager. To maintain of all records & Books as per the requirement. Coordinating with the Regional Credit Team and branch branches for any queries. Preferred candidate profile MBA fresher (Full t...

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2.0 - 5.0 years

3 - 5 Lacs

Tumkur, Erode

Work from Office

Roles and Responsibilities : Conduct loan utilization checks as per the schedule for all clients. Conducting house/on-site visits to the customer house/projects. Conducting check for high ticket size loans as per the instructions of the Regional Credit Team. Ensure publicity and awareness on products and processes to the branch staff. Imparting training to the branch staff on the products and processes. Build rapport and relationship with clients and branch staff. Reporting of daily events to Area Credit Manager. To maintain of all records & Books as per the requirement. Coordinating with the Regional Credit Team and branch branches for any queries. Preferred candidate profile : Graduation a...

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5.0 - 9.0 years

0 Lacs

maharashtra

On-site

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a variety of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. You will need to underwrite proposals according to the laid-down policies and procedures to meet agreed service level agreements and manage city/area business volumes effectively. Conducting personal discussions with customers to establish their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field visits, an...

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0.0 - 1.0 years

8 - 9 Lacs

Mumbai

Work from Office

Underwriting / Appraisal of credit proposals in line with the policy within the laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing ...

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4.0 - 9.0 years

3 - 8 Lacs

Mumbai

Work from Office

Analyze financial statements & credit data Prepare credit reports & recommend credit limits or loan approvals Collaborate with internal teams to evaluate credit exposure Stay updated on market trends & regulatory guidelines detailed credit reports Required Candidate profile experience in credit analysis, banking, or finance Proficient in Excel and financial modeling Good communication and report-writing skills Knowledge of credit financial ratios and regulatory norms

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1.0 - 5.0 years

3 - 6 Lacs

Bengaluru

Work from Office

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: HR Ananya 88844 96986 (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform u...

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2.0 - 3.0 years

6 - 9 Lacs

Jaipur

Work from Office

We are seeking an experienced credit professional with excellent communication and interpersonal skills who will be joining a dynamic and fast-paced environment. PROFILE OVERVIEW As the Credit Analyst, you will be responsible for reviewing applications by analysing financial and non-financial data, assessing credit risk, credit underwriting and client interaction. This is a mid-level position and will report to Credit Manager. EXPERIENCE: 2-3 years QUALIFICATION: Chartered Accountant JOB LOCATION: Jaipur EMPLOYMENT TYPE: Full- Time YOUR JOB ROLE AT 121 FINANCE Analyse financial data - review balance sheets, profit & loss statements, cash flow statements, collateral documents Evaluate repayme...

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1.0 - 6.0 years

1 - 3 Lacs

Bhubaneswar, Gorakhpur, Ranchi

Work from Office

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

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1.0 - 6.0 years

1 - 3 Lacs

Ganjam, Gorakhpur, Ranchi

Work from Office

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

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1.0 - 6.0 years

1 - 3 Lacs

Madurai, Mysuru, Krishnagiri

Work from Office

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

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1.0 - 6.0 years

1 - 3 Lacs

Pudukkottai, Ariyalur, Thanjavur

Work from Office

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

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0.0 - 4.0 years

0 Lacs

coimbatore, tamil nadu

On-site

As a Credit Officer at our organization, you will be responsible for Credit Assessment and Disbursement Operations. We are looking for individuals with experience in NBFC-MFI or freshers who are eager to learn and grow in this role. A basic educational qualification of any degree is required for this position. We currently have 10 vacancies for the role of Credit Officer, and we encourage applications from both male and female candidates. The ideal age range for this position is between 21 to 35 years. We offer a competitive salary package that is considered the best in the market. Join our team and be a part of our dynamic work environment where opportunities for career advancement and pers...

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2.0 - 7.0 years

3 - 7 Lacs

Kumbakonam, Thanjavur

Work from Office

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with regulato...

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2.0 - 6.0 years

3 - 7 Lacs

Shivaji Nagar, Pune

Work from Office

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical ...

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14.0 - 19.0 years

3 - 7 Lacs

Tumkur, Davangere

Work from Office

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay updated with regulatory chan...

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4.0 - 9.0 years

1 - 5 Lacs

Daund

Work from Office

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4-11 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and report on credit portfolio performance...

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