1086 Credit Assessment Jobs - Page 7

Job Title: Credit Manager Construction Finance Location: Mumbai Role Objective: To evaluate, assess, and approve credit proposals for construction finance within the housing finance domain, ensuring adherence to internal credit policies and regulatory guidelines while maintaining portfolio quality and supporting business growth. Key Responsibilities: Credit Appraisal & Evaluation: Assess creditworthiness of developers and projects under construction finance proposals. Analyze financial statements, project viability, cash flow projections, and promoter background. Conduct site visits and market intelligence to validate project feasibility. Risk Assessment & Mitigation: Identify potential risk...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Role & responsibilities Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives. Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions. Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk. Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards. Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning. Recruit, train and develop a high-performing credit tea...

NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established...

• Performing a detailed credit analysis of a borrower, understand Cibil, financial statements, banking and practical credit evaluation parameter. • Evaluate customer loan eligibility for Solar Financing Solutions for retail and commercial clients.

• Performing a detailed credit analysis of a borrower, understand Cibil, financial statements, banking and practical credit evaluation parameter. • Evaluate customer loan eligibility for Solar Financing Solutions for retail and commercial clients.

• Performing a detailed credit analysis of a borrower, understand Cibil, financial statements, banking and practical credit evaluation parameter. • Evaluate customer loan eligibility for Solar Financing Solutions for retail and commercial clients.

Sumitomo Mitsui Banking Corporation Job Responsibilities Review of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank’s procedures Risk Identification & Mitigation with respect to credit proposals and ensuring high credit quality Adherence of credit proposals to Head Office policies & procedures and local regulatory requirement. Closely work with the Business team to structure credit limits for corporate clients Continuous review of the bank’s credit strategy, prepare recommendations for changes in products, credit limits and other terms and conditions and levels of exposure to particular market segments or custom...

Role : Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. They analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. Key Responsibilities: Credit Assessment: Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a businesss creditworthiness. Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and ...

Work with team of onshore analysts to cover credit risk monitoring for Financial Institutions portfolio Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies The credit assessment review requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Role Overview: As an Anchor Acquisition Credit Analyst in the Supply Chain Finance team, you will be responsible for underwriting credit assessments of Mid to Large Corporates, with a focus on Supply Chain Anchor underwriting and monitoring. Your role will involve assessing and approving new anchor programs, as well as renewals of existing anchor programs in collaboration with the Supply Chain business and credit team. You should be adept at writing credit assessment proposals for evaluating credit limits of Mid to large corporates, and possess a basic understanding of analyzing key financial ratios in a Balance Sheet. Additionally, familiarity with basic excel skills for P&L and Balance She...

As a Credit Analyst at a full-scale B2B E-commerce platform revolutionizing the construction industry's supply chain in India, your role will involve the following key responsibilities: - Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. - Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to assess the financial health and stability of buyers. - Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. - Ensure accuracy and completeness of credit documentation, credit reports,...

You will be responsible for evaluating loans, assessing credit, and analyzing risks. Your role will also involve handling financial documentation and ensuring compliance with regulations. Strong interpersonal and communication skills will be key as you conduct field visits and interact with customers. Your ability to work independently and make sound financial decisions will be crucial for success in this role. Prior experience in the financial services industry would be advantageous. A bachelor's degree in Finance, Business Administration, or a related field is required. About MAS Financial Services Limited: MAS Financial Services Limited is a diversified retail financial services provider ...

As a Credit Officer, you will be responsible for Credit Assessment and Disbursement Operations. Your role will involve evaluating credit applications and facilitating the disbursement of funds. Key Responsibilities: - Assessing credit applications to determine the creditworthiness of applicants - Conducting thorough due diligence to ensure compliance with regulatory requirements - Collaborating with other departments to streamline the disbursement process - Maintaining accurate records of credit assessments and disbursements - Providing excellent customer service to applicants and borrowers Qualifications Required: - Prior experience in NBFC-MFI or freshers are welcome - Education: Any Degre...

Lead the credit assessment process for LAP proposals within the SME segment Identify potential credit, business, and legal risks while adhering to internal credit policy Prepare and present structured credit memos for internal approval committees Coordinate with sales, legal, risk, and technical teams to ensure end-to-end processing Monitor portfolio quality and implement corrective actions for early warning signals Mentor and guide regional credit teams to ensure quality underwriting and policy compliance

Responsible for the application process from login to disbursement .Maintaining Quality assessment and TAT. Team Management. underwriting and field visits for PD of cases.

You are a self-driven and dynamic professional with 5-8 years of experience as a Credit Analyst, focusing on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. You must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks. - Thoroughly understand and analyze companies and industries, and present ideas and recommendations. - Prepare credit proposals by analyzing borrower and group financials, security for the loan, background check for the borrower and promoters. - Present to the credit committee & Board, seek approvals, and issue sanction letters. - Periodically monitor and revi...

Work with team of onshore analysts to cover credit risk monitoring for Financial Institutions portfolio Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies The credit assessment review requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and...

Role & responsibilities Assess and underwrite Home Loan & LAP applications as per company policies and guidelines. Conduct thorough due diligence on financial statements, credit bureau reports, and other relevant documents. Evaluate customer profiles, repayment capacity, and collateral to ensure creditworthiness. Maintain TAT (Turnaround Time) for processing cases while ensuring compliance with internal policies and regulatory norms. Coordinate with the sales team to understand applicant profiles and provide necessary feedback. Identify potential risks and recommend appropriate risk mitigation measures. Ensure high-quality credit portfolio and minimize NPAs. Prepare and present credit report...

Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal...

JOB PURPOSE: Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting prop...

Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12...

Experience @ Credit Worthness of US Clients : * Lead credit risk analysis & evaluation * Collaborate with stakeholders on credit strategies * Oversee credit ops & underwriting processes * Manage credit portfolio performance Immediate Joiner ! Provident fund Flexi working Health insurance

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention Bachelor s degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Strong interpersonal and communication skills Proven sales and ne...