857 Credit Assessment Jobs - Page 7

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal a...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

Role Title: MLD Product & Strategy Qualifications : MBA (Finance/Strategy), CA, CFA, or equivalent. Experience : 10+ years in Designing and sourcing MLD (market linked debentures) and manage key client. Responsibilities Assemble a high-performance team & infrastructure for the NBFC business across Operations, Compliance, Customer Support, technology needs etc. to start business in the next few months. Business Strategy & Growth focus to build the secured & unsecured lending portfolio (LAS / ESOP / MLD / margin funding / bridge financing etc), develop financial products, and establish strategic partnerships. Revenue & Financial Planning Optimize revenue streams, pricing strategies, and fundin...

The sales Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders l...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

JD - Relationship Manager-Bharat Business The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. . Key Responsibilities: . Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

Location Manager - RCU Job Role: Evaluating Credit requirements of potential customers (Strategic and retail) Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RM's and company involved Ensure adherence of credit policies and RB...

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal a...

About Credit and Policy Group: Credit and Policy Group is an integral function of the bank and isresponsible for credit underwriting of customers across Retail and BusinessBanking with a focus of 360 degree Banking. We have adopted an organisational modelthat will intensify our unified approach, to provide a holistic bankingexperience to our customer. The incumbent works closely with the Sales &Relationship teams to on-board value customers for the Bank. The role has asignificant contribution towards capturing opportunities across customersegments. Role of a Credit Manager The incumbent is responsible for credit underwriting of customers acrossindividual, business banking and rural ecosystem...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

CA with 20 yrs + exp in Treasury,Treasury Management,Corporate Finance Mgt,Fund Raising,Debt Management,Working Capital Management,Bank Guarantee Management, cash flow, Project Finance, forex,LC,BG, Buyers Credit in INFRA/ENG CONSTRUCTION/EPC/POWER

Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit JOB ROLE: Evaluating Credit requirements of potential customers of RBG caters to Commercial vehicle, Infrastructure, Dealer Finance as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by...

Role & responsibilities To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan p...

Mission: To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure. Job Description: Enhanced Information handling: Evaluate the financial statements of both public and private companies for stability, profitability, liquidity and solvency Handle work list tasks in a timely and efficient manner ensuring internal guidelines are respected. Process added value tasks linked to worklists and e-mail exchange with Underwriting. Manage complex financial links and ensu...

Role & responsibilities Credit Underwriting and Credit Management Preferred candidate profile Should have relevant Credit experience in HL/LAP

Responsibilities: * Conduct credit analysis & appraisals * Collaborate with sales team on new opportunities * Manage credit portfolio performance * Ensure compliance with credit policies * Identify the lenders to share cases to login

Work with team of onshore analysts to cover Lev Fin credit portfolio Prepare quarterly financial spreads and memos Prepare opinion based annual credit risk reports and financial spreads based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and c...

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Mahabubnagar, Laxmi Nagar Colony. The ideal candidate will have 6-10 years of experience in the banking or financial services industry. Roles and Responsibility Manage and process loan applications from retail customers. Conduct thorough credit assessments and risk analyses. Develop and maintain strong relationships with existing and potential clients. Identify new business opportunities and grow the customer base. Collaborate with internal teams to ensure seamless service delivery. Stay updated on market trends and competitor activity. Job Requirements Strong knowledge of banking products and s...

Job Description Job Title Credit Manager -Unsecured Function / Department GEL Department Head National Credit Manager Reporting Manager Senior Credit Manager Purpose of the Job: To support business and functional goals by ensuring that all credit policies, practices & guidelines are adhered to as per approved policy. Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business & Financial Management-To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct pers...

Responsible for evaluating creditworthiness,financial risk associated with lending activities. Develop and implement credit risk models,rating systems,ensuring that the bank’s credit portfolio is managed within acceptable risk limits. HR-9921908588

You will be joining MAS Rural Housing & Mortgage Finance Ltd. (MRHMFL), a housing finance company registered with the National Housing Bank and backed by MAS Financial Services Ltd. The company's goal is to empower numerous Indian households to own a home. Operating with a focus on the middle-income segment, MRHMFL has established a strong presence with over 70 branches spread across 17 states, serving a borrower base exceeding 1,000,000. MRHMFL offers a range of housing finance products, including home purchase, construction, renovation, and commercial property loans. As an Account Relationship Manager based in Surat, your role will be crucial in managing and nurturing client relationships....

You will be joining Mahindra & Mahindra Financial Services Limited (Mahindra Finance), a prominent non-banking finance company under the Mahindra Group, known for its strong presence in rural and semi-urban sectors. With a customer base exceeding 10 million and assets under management (AUM) surpassing USD 11 Billion, Mahindra Finance offers a range of financial products including vehicle and tractor financing, Fixed Deposits, and SME Loans. Operating through 1,369 offices, Mahindra Finance reaches customers in over 4,80,000 villages and 7,500 towns nationwide. The company's commitment to sustainability has earned it a place on the Dow Jones Sustainability Index in the Emerging Market Categor...

As an Area Credit Manager at Aditya Birla Housing Finance Limited (ABHFL), you will play a crucial role in credit management and credit risk assessment. Your primary responsibilities will include analyzing financial data to evaluate creditworthiness, making informed credit decisions, and overseeing the credit portfolio. You will be based in Chennai, ensuring compliance with credit policies and collaborating closely with the sales team to enhance credit performance. Ideally, you should possess a CA or Inter CA qualification along with relevant experience in Credit Management and Credit Risk Management. Strong analytical skills and a solid foundation in Finance are essential for this role. You...