1086 Credit Assessment Jobs - Page 4

Role & responsibilities Anchor and manage Financial Management Information System for the organization including P&L and other Business Dashboards Own & Deliver - Development, Automation and Publishing of all Business, Operations and People related MIS for the organization Partner with various internal business stakeholders for discussion relating to various financial parameters as well as ad-hoc analysis Budgeting, Forecasting and Provisioning for Income and OPEX Strict and timely monitoring of P&L and Balance Sheet lines to ensure regular granular tracking of stated business outcomes while maintaining cost discipline pertaining to related expense budgets Structured engagement with Business...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. --- Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management:...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. --- Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management:...

About The Role Skill required: Ret.Bkg- Credit UW - Banking Operations Designation: Banking Operations Senior Analyst Qualifications: BBA/BCom Years of Experience: 5 to 8 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embr...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Key Requirements: Graduate or Undergraduate candidates with at least 6 months of experience in banking Good communication and interpersonal skills Ability to handle customer queries and banking transactions efficiently Must be willing to work in Malad location Immediate joiners preferred Job Responsibilities: Assist customers with banking services and transactions Address customer queries related to accounts, loans, cards, and other banking products Follow company protocols and maintain compliance with banking standards Maintain records and reports as required Coordinate with team and management for smooth operations

Responsibilities: Credit Assessment & Evaluation: Conduct thorough research and evaluation of clients creditworthiness, analyzing financial data and risk factors to make informed lending decisions. Credit Scoring & Risk Prediction: Develop and refine credit scoring models to accurately predict potential risks associated with loan applications. Loan Approval & Rejection: Authorize or decline loan requests for various products, including secured, unsecured, working capital, and Loan Against Property (LAP), based on comprehensive assessment of credibility, potential revenues, and potential losses. End-to-End Loan Processing: Efficiently evaluate and process end-to-end loan applications within a...

You will be joining Surya International Enterprise Private Limited, a diversified organization with expertise in EPC, renewable energy, manufacturing, and fintech. Committed to excellence, the company focuses on customer satisfaction, innovation, and sustainable growth. With a skilled workforce, robust infrastructure, and dedication to research and development, Surya International is a trusted name in its industries. Through its subsidiary, MoneyMela P2P Fintech Private Limited, the company is expanding its global presence and providing impactful solutions to businesses and individuals. In this role, you will have the following key responsibilities: - Borrower Onboarding and Relationship Man...

As an experienced professional joining the Business Development & Debt Advisory team of a leading financial services firm, your role will involve originating, structuring, and executing debt transactions across corporates, mid-market companies, NBFCs, and real estate clients in Gurugram. **Key Responsibilities:** - Develop and maintain relationships with corporates, NBFCs, and financial institutions to identify and originate new business opportunities. - Evaluate clients" debt requirements and structure tailored financing solutions. - Build a strong network of banks, NBFCs, and investors for deal placements. - Drive business growth through client engagement and strategic partnerships. - Lead...

As a Branch Manager, you will be responsible for leading the branch operations and sales team to drive business growth for Loan Against Property (LAP), Personal Loan (PL), and Business Loan (BL). Your role will involve demonstrating strong leadership, credit understanding, and proven experience in open market sourcing and team management. Key Responsibilities: - Drive branch business targets across LAP, PL, and BL products through open market channels and cross-selling initiatives. - Develop and implement strategies for customer acquisition and portfolio growth. - Recruit, mentor, and manage a high-performing team of sales and operations staff. - Ensure strong market presence through DSA, co...

As a Relationship Manager - Used Commercial Vehicle in the Rural Banking department, your role involves providing financial solutions to meet the requirements of Automobile (Used Commercial Vehicle) customers, ensuring value-added customer service, and collaborating closely with product, operations, and underwriting teams. Your aim is to drive effective customer acquisition, servicing, and deepening, ultimately becoming the banking partner of choice for customers. **Roles & Responsibilities:** - Acquire new customers for Dealership business by conducting detailed Credit assessment and providing end-to-end solutions. - Establish a strong connection with existing customers through mailers and ...

As an experienced Credit Analyst, you will be joining a leading mortgage brokerage firm based in Sydney, providing financing solutions to individuals and businesses across Australia. Your role will involve assessing loan applications, analysing client financials, and preparing credit recommendations. You will evaluate the creditworthiness of individual and business clients, ensure compliance with regulatory and lender requirements, and support the loan processing from application to settlement. Your strong analytical abilities, sound judgment, and understanding of the Australian lending environment will be crucial for success in this role. **Key Responsibilities:** - Conduct credit assessmen...

Role Overview: As a Credit Appraiser for Commercial Vehicles, your main responsibilities include assessing loan applications, maintaining a high-quality portfolio, meeting credit assessment targets within specified Turnaround Time, ensuring Audit and Regulatory compliance, coordinating with RCU verification vendors, making sound lending decisions, collaborating with other departments for smooth operations, maintaining databases, preparing reports, coordinating with agencies for fraud prevention, and managing the cost of credit administration. Key Responsibilities: - Ensure Process and Policy Adherence. - Implement Effective Cost Management. - Understand and Manage a Healthy Portfolio. Qualif...

Job description Review of post sanction/ pre disbursement cases for exercise of sanction powers with scheme /delegations/other guidelines. Review for adherence to internal loan polices, procedures, applicable law/regulations/scheme guidelines for post sanction/ pre disbursement cases. Quality check of credit appraisal, pre sanction visits, obtention of required documents, KYC norms for post sanction/ pre disbursement cases. Quality check of loan assets. ( Monitoring of Early warnings and adequate follow up for closure). Pre caution taken while review of cases /advised to safeguard the interest of company Quality check of risk rating awarded and applicable ROI. Proper review of nature and ade...

Job Opening: Multiple Roles in Financial Services & Operations Locations: Chennai (Customer Development Executive - 3 positions) Coimbatore (Customer Development Executive - 1 position, Regional Manager - 1 position, Branch Head - 1 position) Salem (Branch Head - 1 position) Positions & Role Summaries: Customer Development Executive Drive business growth in locker services, fixed deposits (FDs), non-convertible debentures (NCDs), mutual funds, and potential HNI client acquisition. Ensure regulatory compliance & deliver sales targets. Regional Manager Lead regional business growth, credit quality assurance, collections, and portfolio management. Manage and develop regional teams with strong f...

ROLEPURPOSE & OBJECTIVE Driveacquisition of new Unsecured loans customers from open market Identifyquality leads from unsecured loans & liabilities customersthrough assessments by analyzing credit histories and performingfinancial analysis, ensuring compliance with internal andexternal regulations Monitorand manage installment payments and collections of assignedcustomers Strengthenexisting customer relationships through targeted cross-sellingUjjivans products customer profile & needs SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE 5-7Cr. Loan portfolio NA KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business/Financials Developand execute strategies to acquire new unsecured loan customers Collab...

ROLE PURPOSE OBJECTIVE Drive acquisition of new Unsecured loans customers from open market Identify quality leads from unsecured loans liabilities customers through assessments by analyzing credit histories and performing financial analysis, ensuring compliance with internal and external regulations Monitor and manage installment payments and collections of assigned customers Strengthen existing customer relationships through targeted cross-selling Ujjivans products customer profile needs KEY DUTIES RESPONSIBILITIES OF THE ROLE Business/ Financials Develop and execute strategies to acquire new unsecured loan customers Collaborate with the liabilities team to cross-sell unsecured loans Follow...

GRADE - DM-I DEPARTMENT - MicroBanking REPORTS TO - CRM ROLE PURPOSE & OBJECTIVE Driveacquisition of new Unsecured loans customers from open market Identifyquality leads from unsecured loans & liabilities customersthrough assessments by analyzing credit histories and performingfinancial analysis, ensuring compliance with internal andexternal regulations Monitorand manage installment payments and collections of assignedcustomers Strengthenexisting customer relationships through targeted cross-sellingUjjivans products customer profile & needs SIZEOF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE 5-7Cr. Loan portfolio NA KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business/Financials Developand execu...

Roles and Responsibilities Manage a team responsible for credit appraisal and underwriting across multiple locations. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards. Desired Candidate Profile 7-10 years of experience in home loan credit underwriting or related field (NBFC). MBA/PGDM degree from ...

As a Credit Manager at The Investment Trust Of India Limited, your primary responsibility will be to manage credit for used commercial vehicle and used car loans. You will be tasked with analyzing credit risk and leveraging your strong analytical skills to make informed financial assessments and credit decisions. Key Responsibilities: - Managing credit for used commercial vehicle and used car loans - Analyzing credit risk associated with loan applications - Utilizing analytical skills for financial assessments - Making credit decisions based on your analysis Qualifications: - Possess Credit Management and Credit Risk Management skills - Demonstrate strong Analytical Skills and Finance knowle...

Job Title: Executive Underwriting Experience: Fresher to 5+ Years CTC: Up to 4.40 LPA Location: Gurgaon DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Good communication (verba...

Role & responsibilities Financial assessment of high-net-worth strategic customers through careful study of financial documents. Risk Management; Reduced credit risk by developing Mitigation, workout and liquidation plans. Implement risk assessment analysis with scoring models and reviewing complex credit proposal. Consistent assessment of the strength and weakness within the portfolio. Developed comprehensive learning modules for new credit managers, ensuring a seamless onboarding process and fostering a strong foundation in credit management practices. Managed quality underwriting operations through implementing FIRST TIME RIGHT (FTR) logins, which resulted in qualitative turnaround time f...