626 Credit Assessment Jobs - Page 3

As a Standard Chartered Relationship Manager in SME Banking, your main responsibility will be to manage and develop relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You will be expected to provide exceptional customer service by offering financial solutions while effectively managing operational risk and regulatory requirements. You will need to achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Additionally, contributing towards achieving the team's overall target and delivering optimal portfolio return will be crucial. Building effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product will also be part of your key responsibilities. To be successful in this role, you should have a minimum of 5 years of relevant experience in serving Business, Commercial, and Corporate clients. Experience in servicing cross-border international businesses is preferred. A proven track record in client relationship management and business development is essential. You should demonstrate a strong understanding of accounting principles, financial modeling, and financial statement analysis. Assessing client creditworthiness, providing key risk considerations and mitigations, and possessing sound product knowledge on trade, cash, lending, and FX are important skills for this role. Furthermore, you should have a strong understanding of local industries, supply and value chains, and the market environment. Knowledge of operational procedures, documentation requirements, banking practices, and regulations related to SME Banking, as well as understanding business guidelines and compliance issues, is necessary. Sound knowledge of financial markets and investment products is also beneficial. Excellent communication and presentation skills are required, along with the ability to identify opportunities and provide innovative approaches to meet client needs. Maintaining a high standard of personal conduct and living the organization's valued behaviors will be expected. Standard Chartered is an international bank that aims to make a positive difference for its clients, communities, and employees. The bank values diversity, challenges the status quo, and embraces new opportunities for growth and improvement. If you are looking for a purposeful career with a bank that makes a difference, Standard Chartered welcomes your unique talents and is committed to celebrating inclusivity and diversity. In terms of benefits, Standard Chartered offers core bank funding for retirement savings, medical and life insurance, with additional flexible and voluntary benefits available in certain locations. There are various time-off options, including annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months), and volunteering leave (3 days), along with minimum global standards for annual and public holidays totaling at least 30 days. Flexible working arrangements, proactive wellbeing support, continuous learning opportunities, and an inclusive, values-driven organizational culture are some of the key offerings at Standard Chartered.,

LTFinance is looking for CREDIT UNDERWRITING MANAGER to join our dynamic team and embark on a rewarding career journey. Evaluate and underwrite loan proposals for retail and SME customers across products such as personal loans, home loans, auto loans, and business finance Ensure compliance with company credit policies, regulatory guidelines, and risk frameworks during credit assessment Analyze financial statements, income documents, bank statements, credit bureau reports, and other documentation to assess creditworthiness Maintain a balanced approach to risk and business growth, ensuring optimum approval rates with controlled delinquencies Collaborate with sales teams for smooth flow of credit decisions and provide training on documentation and eligibility norms Implement fraud prevention measures and coordinate with RCU teams for field verifications when required Monitor portfolio performance, identify stress trends, and contribute to policy enhancements and automation initiatives Ensure adherence to TATs (Turnaround Time), audit compliance, and quality control in underwriting processes Provide feedback and data-driven insights to senior management for continuous improvement in underwriting models

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

As a Credit Assessment and Risk Management professional, you will be responsible for evaluating loan applications and determining the creditworthiness of applicants by analyzing financial data and other relevant factors. This includes performing a detailed analysis of financial statements, bank statements, and credit reports to make informed decisions. Your role will also involve identifying, analyzing, and mitigating potential credit risks to protect the financial interests of the organization. It is essential to ensure compliance with internal credit policies and regulatory guidelines to maintain a sound credit portfolio. In addition, you will be required to conduct periodic portfolio reviews to proactively identify any early warning signals and take necessary actions. Collaboration with sales and operations teams is crucial for the smooth processing of loan applications and timely approvals. Within delegated authority limits, you will have the responsibility to approve or recommend loans based on your assessment. Effective communication and coordination with legal and technical teams will be vital for the finalization of loan agreements. Overall, your expertise in credit assessment, risk management, and loan approval processes will play a key role in maintaining a healthy credit portfolio and contributing to the financial success of the organization.,

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations. Only experienced candidates can apply for the job

As a global agribusiness leader, Bunge is dedicated to connecting farmers with consumers to provide essential food, feed, and fuel worldwide. With a rich history spanning over two centuries, Bunge boasts unparalleled global reach and deeply rooted relationships. Joining Bunge means becoming part of a company that is actively addressing some of the most critical challenges facing the world today. We are currently looking for a skilled professional with 1-6 years of experience in areas such as RTR, PTP, OTC, Treasury, Derivatives, or Foreign Exchange to oversee various operational aspects. In the role of Record To Report (RTR), your responsibilities will include managing InterCompany reconciliations, settlements, and reporting. You will also be in charge of maintaining an end-to-end Fixed Asset register, tracking CIP, and preparing footnotes reporting at month-end. Additionally, processing Fixed Assets additions, transfers, and disposal requests while ensuring accounting accuracy will be part of your duties. Within the Order To Cash (OTC) function, you will conduct credit assessments and counterparty risk reviews, preparing a scorecard for credit assessment. Collaboration with other departments for counterparty credit risk assessments, grading counterparties, and ongoing review in alignment with the Credit policy will be essential. If you are involved in Derivatives & Foreign Exchange, your tasks will include performing daily risk positions analysis, posting Future/Option in SAP, reconciling Unrealized/Realized MTM on Futures/Options, and conducting daily reconciliation with Trader PnL. Furthermore, you will prepare daily PnL based on market price movements. In terms of Treasury responsibilities, you will be responsible for monitoring and managing daily cash positions, forecasting short and long-term cash flow needs, optimizing cash utilization, minimizing idle cash, and identifying and mitigating financial risks like interest rate, foreign exchange, and commodity price risks. To qualify for this role, you should hold a Chartered Accountant or CA - Inter, ICWA, or MBA Finance degree, along with 1-6 years of relevant work experience.,

You will be responsible for driving and managing loan solutions within the builder segment, as well as managing customer leads for Home Loans that come through the NoBroker application. You will work closely with the sales team to ensure maximum customer conversion for loans. Additionally, you will oversee the entire process from loan application to disbursement, ensuring minimum turnaround time and maximum customer conversion. Your role will require you to demonstrate a high level of customer centricity and address any issues raised by both external customers and internal stakeholders promptly and effectively. Key skills for this position include a comprehensive understanding of the loan process, knowledge of documentation requirements at each stage, and the ability to scrutinize them effectively. You should also have a good grasp of different bank products available in the market and their unique selling points. Moreover, your role will involve utilizing your credit assessment experience to analyze customer profiles and recommend the most suitable products to them. Strong communication skills in English and proficiency in at least one local language of the relevant geography are essential for this position. The ideal candidate for this role should be a graduate (B.Com preferred) with a minimum of 3 years of experience in the Home Vertical of a Bank/NBFC/Competitor DSAs. Previous experience in customer dealings and credit assessment is a must for this position.,

As an Underwriter at ThoughtFocus, you will play a crucial role in evaluating and analyzing risks, reviewing insurance applications, and assessing coverage to determine conditions and terms of insurance policies. Your responsibilities will include conducting detailed research, preparing reports, and maintaining accurate records to support effective underwriting decisions. Collaboration with team members will be essential to ensure precise outcomes. You will be expected to assess the 4Cs - Credit, Capacity, Capital, and Collateral - documentation to determine loan eligibility in alignment with Fannie/Freddie and client protocols. For Credit assessment, you will scrutinize Credit Reports for Borrower identification, SSN validation, Credit Score, Public Records, recent Inquiries, Address Consistency within the last 24 months, and Additional SSN verification. Additionally, you will review liabilities, checking for mortgage delinquencies within the past 12 months. Assessing Capital involves gauging the Borrower's financial robustness by verifying asset statements and calculating assets. Collateral review includes examining appraisal reports to finalize decision-making processes. Your success will be measured by your ability to consistently achieve exceptional CSAT scores and other customer satisfaction indicators. It will be crucial to maintain strict adherence to regulatory compliance standards and strive for exemplary quality scores. Meeting and exceeding process-specific metrics while complying with SOPs will be key to your role. Additionally, you will be expected to adhere to schedules diligently to effectively meet operational timelines. Join us at ThoughtFocus in Mysore for this full-time on-site opportunity and contribute to our commitment to innovation and operational excellence in the financial services sector.,

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: o Conduct initial credit evaluation and financial analysis of customers. o Ensure compliance with companys risk policy and documentation standards. o Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: o Achieve monthly and quarterly sales targets for LAP and affordable loans. o Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: o Keep abreast of market trends, competitor products, and pricing strategies. o Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: o Conduct initial credit evaluation and financial analysis of customers. o Ensure compliance with companys risk policy and documentation standards. o Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: o Achieve monthly and quarterly sales targets for LAP and affordable loans. o Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: o Keep abreast of market trends, competitor products, and pricing strategies. o Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: o Conduct initial credit evaluation and financial analysis of customers. o Ensure compliance with companys risk policy and documentation standards. o Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: o Achieve monthly and quarterly sales targets for LAP and affordable loans. o Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: o Keep abreast of market trends, competitor products, and pricing strategies. o Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 4 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to optimize credit quality. Stay updated with industry trends and regulatory changes to ensure compliance and best practices in credit management. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in housing loan and affordable housing. Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions. Effective communication and interpersonal skills, enabling strong relationship building with clients and internal stakeholders. Ability to work in a fast-paced environment, prioritizing tasks and managing multiple responsibilities. Proficiency in credit software and systems, with the ability to learn new technologies and adapt to changing systems. Strong attention to detail, ensuring accuracy and quality in all aspects of credit processing and disbursement.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, or credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance metrics. Identify opportunities to cross-sell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit management software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry, particularly in small finance banks or NBFCs.

We are looking for a highly motivated and detail-oriented Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 0-1 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit risk management strategies. Conduct thorough credit assessments and provide recommendations to senior management. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to optimize credit operations and improve efficiency. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in Inclusive Banking, SBL, Mortgages, and Credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance and risk management. Identify opportunities to cross-sell and upsell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and identifying risks. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in credit management and emerging enterprise banking. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Conduct thorough credit assessments and risk analyses to identify potential risks and opportunities. Collaborate with cross-functional teams to develop and deliver tailored credit solutions for clients. Monitor and report on credit performance metrics, providing insights and recommendations for improvement. Job Requirements Strong knowledge of credit management principles, practices, and regulations. Proven experience in managing credit portfolios and driving business growth through strategic planning. Excellent communication, interpersonal, and analytical skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Strong understanding of financial markets, instruments, and technologies. Experience working with emerging enterprise banking products and services is an added advantage.

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 5-6 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, and credit. Roles and Responsibility Manage and process credit applications, ensuring compliance with regulatory requirements. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients, providing excellent customer service and support. Collaborate with internal teams to identify and mitigate potential risks associated with credit lending. Stay up-to-date with industry trends and developments in credit management and analysis. Ensure accurate and timely reporting of credit-related data and metrics. Job Requirements Strong knowledge of credit principles, practices, and regulations, including mortgage and inclusive banking. Excellent analytical, communication, and interpersonal skills, with the ability to work effectively in a team environment. Proficiency in credit software and systems, with strong problem-solving and decision-making abilities. Ability to work in a fast-paced setting, meeting deadlines and delivering high-quality results. Strong attention to detail and organizational skills, with the ability to prioritize tasks and manage multiple projects simultaneously. Experience working with diverse client groups, including those from underprivileged communities, with a commitment to providing exceptional customer service. Location - Inclusive Banking - SBL,South,Tamil Nadu,Kumbakonam,Kumbakonam,Kumbakkonam,Thanjavur,1349,Thiruppananthal

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to optimize credit quality. Stay updated with industry trends and regulatory changes to ensure compliance and best practices in credit management. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in housing loan and affordable housing. Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions. Effective communication and interpersonal skills, enabling strong relationship building with clients and internal stakeholders. Ability to work in a fast-paced environment, prioritizing tasks and managing multiple responsibilities. Proficiency in credit software and systems, with the ability to learn new technologies and adapt to changing systems. Strong attention to detail, ensuring accuracy and quality in all aspects of credit processing and disbursement.