Credit Manager-LAP-Chennai-SMFG

As a Credit Assessment Manager for Loan Against Property (LAP) in Chennai, your role will involve managing and overseeing the credit assessment process. You will be responsible for evaluating loan applications, assessing creditworthiness, and determining loan eligibility. This includes analyzing financial statements, credit reports, and other relevant documents to make informed decisions. Key Responsibilities: - Evaluate loan applications and assess creditworthiness - Determine loan eligibility based on thorough analysis - Ensure compliance with lending policies, procedures, and regulatory requirements - Monitor and manage the loan portfolio, including delinquency and recovery - Collaborate with sales and operations teams to achieve business targets - Provide guidance and training to credit officers and other team members - Stay updated on market trends, credit risk management practices, and industry regulations Qualifications Required: - Bachelor's degree in finance, accounting, or a related field - Proven experience in credit assessment and risk management - Strong analytical skills and attention to detail - Excellent communication and interpersonal abilities - Knowledge of lending policies, procedures, and regulatory requirements This role provides an opportunity to contribute to the growth of the company by effectively managing the credit assessment process and ensuring compliance with industry regulations.,