31 Creditworthiness Assessment Jobs

As a Credit Risk Management Specialist/Senior Specialist at Novartis Healthcare Private Limited, your primary responsibility will be to manage blocked sales orders efficiently by conducting root cause analysis and coordinating with stakeholders, utilizing SAP and HighRadius tools. Your role will also involve evaluating customer creditworthiness by assessing courtesy credit limits, performing risk categorization using internal and external scoring tools, and ensuring compliance with annual review cycles. It will be crucial for you to maintain high standards of data accuracy by updating credit master records and storing all relevant documentation to support audit readiness and internal control...

As an Underwriter in the mortgage business at the assigned branch/location, your primary responsibility will be to underwrite mortgage business and manage the portfolio. You will review and assess a wide range of complex loan applications within defined guidelines, underwrite proposals in accordance with policies and procedures, conduct personal discussions with customers to determine creditworthiness, maintain various MIS reports, build effective relationships with third parties, exceed service quality standards, and ensure quick turnaround time for credit lending proposals. Key Responsibilities: - Review and assess complex loan applications within defined guidelines - Underwrite proposals ...

Role Overview: As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage portfolio in the assigned branch/location. Your role will involve reviewing and assessing a variety of complex loan applications, underwriting proposals according to established policies, conducting personal discussions with customers to determine creditworthiness, and maintaining various reports related to the portfolio. Key Responsibilities: - Review and assess complex loan applications - Underwrite proposals according to established policies - Conduct personal discussions with customers to determine creditworthiness - Maintain reports related to the mortgage portfolio Qualificat...

You will be responsible for evaluating, authorizing, or recommending approval of individual loan applications for personal, consumer, or microfinance loans. Your role will involve interviewing applicants, assessing creditworthiness, explaining loan terms, and ensuring compliance with lending policies and regulations. It will be crucial for you to maintain strong client relationships and support borrowers throughout the loan process. Key Responsibilities: - Evaluate individual loan applications - Interview applicants to gather necessary information - Assess creditworthiness of applicants - Explain loan terms and conditions to applicants - Ensure compliance with lending policies and regulation...

As a Credit Risk Management Specialist/Senior Specialist at Novartis, you will be responsible for managing blocked sales orders by ensuring timely resolution through root cause analysis and stakeholder coordination, particularly using SAP and HighRadius tools. Your role will involve evaluating customer creditworthiness by assessing courtesy credit limits, performing risk categorization using internal and external scoring tools, and ensuring compliance with annual review cycles. Additionally, you will maintain high standards of data accuracy by updating credit master records and storing all relevant documentation to support audit readiness and compliance with internal controls. Key Responsibi...

As an intern at Biggpocket (AIM ADVISORY SERVICES PRIVATE LIMITED) in Delhi, India, your day-to-day responsibilities will include: - Analyzing credit data and financial information. - Assessing the creditworthiness of clients. - Evaluating credit risks. - Preparing detailed credit reports. - Recommending appropriate credit limits. - Communicating credit decisions to internal stakeholders effectively. Biggpocket (AIM ADVISORY SERVICES PRIVATE LIMITED) is a financial services company based in Delhi, India. The company is committed to providing expert financial advice and services to clients. It offers a dynamic and professional work environment for individuals looking to grow in the finance an...

As a Relationship Manager at Aye Finance Ltd, headquartered in Gurgaon, specializing in providing business loans to small and micro enterprises across India, your role will involve maintaining and enhancing relationships with clients. Your responsibilities will include conducting client meetings, assessing financial needs, facilitating loan processing, and ensuring customer satisfaction. Key Responsibilities: - Conduct client meetings to understand their requirements - Assess the financial needs of small and micro enterprise clients - Facilitate loan processing procedures - Ensure high levels of customer satisfaction Qualifications Required: - Strong interpersonal and communication skills - ...

As the Manager of Retail Loan Credit Underwriting, your role involves owning the entire credit underwriting process for the assigned region. This includes applying a credit policy consistently, conducting periodic credit reviews, managing early warning and delinquency, and assessing potential customers" creditworthiness. Your responsibilities include: - Conducting periodic reviews of existing policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. - Assessing customers sourced by the Sales team according to the credit policy, determining deviations, and providing decisions on deals. - Monitoring the local market throu...

As a Controller at Goldman Sachs, you play a crucial role in ensuring that the firm meets all financial control and reporting obligations as a global, regulated, and public financial institution. Your responsibilities include measuring the profitability and risks associated with various aspects of the firm's business. It is your duty to ensure that all activities are conducted in compliance with the regulations governing transactions in the financial markets. - Measure profitability and risks associated with firm's business - Ensure compliance with regulations governing financial transactions In addition to the above key responsibilities, you will need to possess the following qualifications...

As a Controller at Goldman Sachs, you will play a crucial role in ensuring that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Your responsibilities will include measuring the profitability and risks associated with every aspect of the firm's business, as well as ensuring that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. Key Responsibilities: - Manage the firm's liquidity, capital, and risk to provide overall financial control and reporting functions - Assess the creditworthiness of the firm's counterparties and monitor market risks associat...

Role Overview: As an Underwriter for mortgage business in your assigned branch/location, you will be responsible for managing the portfolio and underwriting a broad range of complex loan applications. Your core responsibilities will include assessing creditworthiness through personal discussions with customers, evaluating income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet SLAs. Key Responsibilities: - Review and assess a broad range of complex loan applications - Conduct personal discussions with customers to evaluate creditworthiness - Assess income to obligation ratios for loan applicants - Maintain portfolio MIS to track pe...

Role Overview: As a Mortgage Underwriter at our organization, you will play a crucial role in underwriting mortgage business and effectively managing the portfolio in the assigned branch/location. Your responsibilities will include reviewing and assessing a wide range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS, and ensuring compliance with policies and procedures. You will be expected to underwrite proposals within defined guidelines, assess income to obligation ratios, loan to value ratios, and critically review credit proposals to identify potential risks. Additionally, you will work closely with the...

As an Underwriting Mortgage Business Manager in the assigned branch/location, your role involves reviewing and assessing a wide range of complex loan applications. You will be responsible for conducting personal discussions with customers to evaluate creditworthiness, analyzing income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet agreed SLAs. Key Responsibilities: - Review and assess a broad range of complex loan applications - Conduct personal discussions with customers to establish creditworthiness - Analyze income to obligation ratios - Maintain portfolio MIS - Ensure compliance with policies and procedures to meet agreed SLA...

As a Senior Key Relationship Officer, you will play a crucial role in managing and expanding a portfolio of high-value home loan clients. Your deep understanding of the home loan market, along with your strong relationship management skills, will be essential in driving sales and ensuring customer satisfaction. Your main responsibilities will include: - Developing and maintaining strong relationships with key clients, by understanding their financial needs and offering customized home loan solutions. - Proactively identifying and pursuing new business opportunities within the existing client base and through referrals. - Managing the entire home loan process, from application to closing, to ...

The role at Piramal Capital & Housing Finance Limited (PCHFL) requires strong customer relationship management and communication skills. You should have experience in assessing creditworthiness and processing loan applications. Knowledge of financial products, especially in real estate and housing finance, is essential. Proficiency in complying with industry regulations and company policies is expected. You will need to work on-site in Madurai, Tirunelveli, Dindugal, Trichy, Tanjore, Pondy, Cuddalore, Nagapattinam, Sathur, Nagarcoil, Kumbakonam areas. A Bachelor's degree in Finance, Business Administration, or a related field is required. Relevant experience in the banking or financial servi...

Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. They measure the profitability of, and risks associated with, every aspect of the firm's business. Additionally, Controllers ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. The team of specialists in this role is responsible for managing the firm's liquidity, capital, and risk, as well as providing overall financial control and reporting functions. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading...

As a Controller at Goldman Sachs, you will play a crucial role in ensuring that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Your responsibilities will involve measuring the profitability of, and risks associated with, every aspect of the firm's business. It will be your duty to ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. You will be part of a team of specialists dedicated to managing the firm's liquidity, capital, and risk, while providing overall financial control and reporting functions. Your work will include assessing the...

Controllers play a crucial role in ensuring that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Your responsibilities include measuring the profitability and risks associated with every aspect of the firm's business. It is your duty to ensure that all of the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. As a Controller at Goldman Sachs, you will be part of a team of specialists responsible for managing the firm's liquidity, capital, and risk, as well as providing overall financial control and reporting functions. Your work will involve assessing ...

Controllers play a crucial role in ensuring that the firm meets all financial control and reporting obligations as a global, regulated, and public financial institution. They are responsible for measuring the profitability and risks associated with various aspects of the firm's business activities. Additionally, Controllers ensure that all activities of the firm are conducted in compliance with the regulations governing transactions in the financial markets. The team of specialists in the Controllers group is tasked with managing the firm's liquidity, capital, and risk while providing overall financial control and reporting functions. Their work involves assessing the creditworthiness of the...

As a Relationship Manager in SME Banking at Standard Chartered, you will have the exciting opportunity to manage and develop relationships with mid-sized and emerging corporates. Your primary responsibility will be to drive business growth and meet the bank's strategic objectives by providing exceptional customer service and offering financial solutions. Additionally, you will play a crucial role in managing operational risk and ensuring compliance with regulatory requirements. Your key responsibilities will include achieving agreed financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. You will also ...

Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Professionals in this role are responsible for measuring the profitability of, and risks associated with, every aspect of the firm's business. Additionally, Controllers ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. The team of specialists in the Controllers group is charged with managing the firm's liquidity, capital, and risk, and providing overall financial control and reporting functions. Their work includes assessing the creditworthiness of the firm's count...

Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Professionals in this role measure the profitability and associated risks of every aspect of the firm's business operations. They are responsible for ensuring that the firm's activities comply with the regulations governing financial market transactions. The Controllers team at Goldman Sachs is a group of specialists entrusted with managing the firm's liquidity, capital, and risk, as well as overseeing the overall financial control and reporting functions. Their tasks include evaluating the creditworthiness of the firm's counterparties, monitori...

As a Sales Specialist in Loan Sales (personal/business/mortgage), your primary responsibility will be to acquire new customers, promote loan products, and achieve sales targets. This role entails various tasks such as lead generation, customer assessment, loan application processing, and ensuring top-notch customer service. You will be expected to identify and acquire potential customers for loans through direct sales, referrals, and digital channels. Developing and nurturing relationships with individuals, financial intermediaries, and corporate clients for loan sourcing will also be a key aspect of your role. Meeting assigned sales targets and contributing to revenue growth will be crucial...

Role & responsibilities Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses. Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms. Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions. Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making. Compliance: Ensure all credit approvals and decisi...

As a Controller at our global, regulated, and public financial institution, you play a crucial role in ensuring that the firm meets all financial control and reporting obligations. Your responsibilities include measuring profitability, assessing risks, and ensuring compliance with regulations governing financial market transactions. Your work directly contributes to the firm's success by managing liquidity, capital, and risk effectively. The Controllers group, to which you belong, focuses on safeguarding the firm's assets and maintaining the integrity of financial operations. Through meticulous financial analyses and strategic considerations, Controllers ensure profitability and efficiency i...