41 Creditworthiness Assessment Jobs

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage portfolio in the assigned branch/location. Your primary duties will include: - Reviewing and assessing a variety of complex loan applications - Underwriting proposals according to established policies - Conducting personal discussions with customers to determine creditworthiness - Maintaining various reports related to the portfolio You will need to possess a deep understanding of: - Income to obligation ratios - Loan to value ratios - Factors affecting loan performance over extended periods Furthermore, you will be expected to: - Collaborate with third parties to provide the best possible outcom...

Role Overview: As a Senior Key Relationship Officer, you will be responsible for managing and growing a portfolio of high-value home loan clients. Your role will involve developing a deep understanding of the home loan market, utilizing strong relationship management skills, and driving sales and customer satisfaction. Key Responsibilities: - Develop and maintain strong relationships with key clients, understanding their financial needs, and providing tailored home loan solutions. - Proactively identify and pursue new business opportunities within the existing client base and through referrals. - Manage the end-to-end home loan process, from application to closing, ensuring a smooth and effi...

Role Overview: Controllers play a crucial role in ensuring that the financial control and reporting obligations of a global, regulated, and public financial institution are met. You will be responsible for measuring the profitability and risks associated with various aspects of the firm's business operations. Additionally, as part of the Controllers team at Goldman Sachs, you will manage the firm's liquidity, capital, and risk, as well as oversee the overall financial control and reporting functions. Your work directly contributes to the firm's success and requires collaborative individuals with strong ethics and attention to detail. Key Responsibilities: - Assess the creditworthiness of the...

Role Overview: As a Credit Manager - Mortgage Rural, your primary responsibility will be managing the entire credit application process for Mortgage products, from login to disbursement. You will play a crucial role in ensuring the quality of the portfolio by assessing the creditworthiness of consumers, completing verifications, and adhering to the company's credit policy. Your tasks should be executed in a manner that supports sales while mitigating risks and contributing to the bank's organizational objectives. Key Responsibilities: - Underwrite secured and unsecured loan proposals according to policies and procedures to meet SLAs and manage business volumes effectively. - Conduct personal...

As a Senior Key Relationship Officer, your role will involve managing and expanding a portfolio of high-value home loan clients. You will need to possess a deep understanding of the home loan market, exhibit strong relationship management skills, and have the capability to drive sales and enhance customer satisfaction. Your key responsibilities will include: - Developing and nurturing strong relationships with key clients by comprehending their financial requirements and offering customized home loan solutions. - Actively identifying and pursuing new business prospects within the current client base and through referrals. - Overseeing the complete home loan process, from application to closu...

Role Overview: As a Loan Officer in Wardha, your primary responsibility will be to evaluate, authorize, or recommend approval or disapproval of loan applications. This will involve reviewing and verifying client financial information, ensuring compliance with financial regulations, and managing the loan origination process. Additionally, providing exceptional customer service and advising clients on loan options and requirements will be crucial aspects of your role. Key Responsibilities: - Evaluate, authorize, or recommend approval or disapproval of loan applications - Review and verify client financial information - Ensure compliance with financial regulations - Manage the loan origination ...

You will be meeting with clients who are interested in taking out a loan, providing them with the necessary information to start the loan application process. You will be collecting the required financial documentation and assessing the clients" creditworthiness. Additionally, you will be calculating and analyzing the risk ratios of clients based on their credit score and financial history. Based on your assessment, you will be responsible for approving or denying loan requests and communicating your decision to both clients and management. It will also be part of your role to maintain records of loan applications using loan management software. Qualifications Required: - 1 year of total wor...

In this role as a Wholesale Credit Risk APAC/EMEA Real Estate Vice President at JPMorgan Chase, you will be based in Mumbai and play a crucial role in structuring, negotiating, and developing recommendations for new transaction approvals across various products. Your responsibilities will include leading due diligence and credit analysis to assess counterparty creditworthiness, making recommendations on appropriate structures, risk appetite, and grading, as well as managing ongoing credit risk portfolio. Key Responsibilities: - Negotiate and develop recommendations for new transaction approvals across various products - Lead due diligence and credit analysis to assess counterparty creditwort...

As a Credit Assessment Manager for Loan Against Property (LAP) in Chennai, your role will involve managing and overseeing the credit assessment process. You will be responsible for evaluating loan applications, assessing creditworthiness, and determining loan eligibility. This includes analyzing financial statements, credit reports, and other relevant documents to make informed decisions. Key Responsibilities: - Evaluate loan applications and assess creditworthiness - Determine loan eligibility based on thorough analysis - Ensure compliance with lending policies, procedures, and regulatory requirements - Monitor and manage the loan portfolio, including delinquency and recovery - Collaborate ...

In this role at JPMorgan Chase, you will have the opportunity to work with a diverse range of Real Estate corporate clients, Commercial Real Estate property transactions, and Real Estate fund financings across APAC and EMEA regions. Your main responsibilities will include: - Negotiating and developing recommendations for new transaction approvals across various products - Leading due diligence and credit analysis to assess counterparty creditworthiness - Making recommendations on appropriate structure, risk appetite, and grading based on forward-looking credit analysis - Leading structuring and documentation negotiations - Managing ongoing credit risk portfolio, including monitoring credit r...

As a Credit Risk Management Specialist/Senior Specialist at Novartis Healthcare Private Limited, your primary responsibility will be to manage blocked sales orders efficiently by conducting root cause analysis and coordinating with stakeholders, utilizing SAP and HighRadius tools. Your role will also involve evaluating customer creditworthiness by assessing courtesy credit limits, performing risk categorization using internal and external scoring tools, and ensuring compliance with annual review cycles. It will be crucial for you to maintain high standards of data accuracy by updating credit master records and storing all relevant documentation to support audit readiness and internal control...

As an Underwriter in the mortgage business at the assigned branch/location, your primary responsibility will be to underwrite mortgage business and manage the portfolio. You will review and assess a wide range of complex loan applications within defined guidelines, underwrite proposals in accordance with policies and procedures, conduct personal discussions with customers to determine creditworthiness, maintain various MIS reports, build effective relationships with third parties, exceed service quality standards, and ensure quick turnaround time for credit lending proposals. Key Responsibilities: - Review and assess complex loan applications within defined guidelines - Underwrite proposals ...

Role Overview: As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage portfolio in the assigned branch/location. Your role will involve reviewing and assessing a variety of complex loan applications, underwriting proposals according to established policies, conducting personal discussions with customers to determine creditworthiness, and maintaining various reports related to the portfolio. Key Responsibilities: - Review and assess complex loan applications - Underwrite proposals according to established policies - Conduct personal discussions with customers to determine creditworthiness - Maintain reports related to the mortgage portfolio Qualificat...

You will be responsible for evaluating, authorizing, or recommending approval of individual loan applications for personal, consumer, or microfinance loans. Your role will involve interviewing applicants, assessing creditworthiness, explaining loan terms, and ensuring compliance with lending policies and regulations. It will be crucial for you to maintain strong client relationships and support borrowers throughout the loan process. Key Responsibilities: - Evaluate individual loan applications - Interview applicants to gather necessary information - Assess creditworthiness of applicants - Explain loan terms and conditions to applicants - Ensure compliance with lending policies and regulation...

As a Credit Risk Management Specialist/Senior Specialist at Novartis, you will be responsible for managing blocked sales orders by ensuring timely resolution through root cause analysis and stakeholder coordination, particularly using SAP and HighRadius tools. Your role will involve evaluating customer creditworthiness by assessing courtesy credit limits, performing risk categorization using internal and external scoring tools, and ensuring compliance with annual review cycles. Additionally, you will maintain high standards of data accuracy by updating credit master records and storing all relevant documentation to support audit readiness and compliance with internal controls. Key Responsibi...

As an intern at Biggpocket (AIM ADVISORY SERVICES PRIVATE LIMITED) in Delhi, India, your day-to-day responsibilities will include: - Analyzing credit data and financial information. - Assessing the creditworthiness of clients. - Evaluating credit risks. - Preparing detailed credit reports. - Recommending appropriate credit limits. - Communicating credit decisions to internal stakeholders effectively. Biggpocket (AIM ADVISORY SERVICES PRIVATE LIMITED) is a financial services company based in Delhi, India. The company is committed to providing expert financial advice and services to clients. It offers a dynamic and professional work environment for individuals looking to grow in the finance an...

As a Relationship Manager at Aye Finance Ltd, headquartered in Gurgaon, specializing in providing business loans to small and micro enterprises across India, your role will involve maintaining and enhancing relationships with clients. Your responsibilities will include conducting client meetings, assessing financial needs, facilitating loan processing, and ensuring customer satisfaction. Key Responsibilities: - Conduct client meetings to understand their requirements - Assess the financial needs of small and micro enterprise clients - Facilitate loan processing procedures - Ensure high levels of customer satisfaction Qualifications Required: - Strong interpersonal and communication skills - ...

As the Manager of Retail Loan Credit Underwriting, your role involves owning the entire credit underwriting process for the assigned region. This includes applying a credit policy consistently, conducting periodic credit reviews, managing early warning and delinquency, and assessing potential customers" creditworthiness. Your responsibilities include: - Conducting periodic reviews of existing policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. - Assessing customers sourced by the Sales team according to the credit policy, determining deviations, and providing decisions on deals. - Monitoring the local market throu...

As a Controller at Goldman Sachs, you play a crucial role in ensuring that the firm meets all financial control and reporting obligations as a global, regulated, and public financial institution. Your responsibilities include measuring the profitability and risks associated with various aspects of the firm's business. It is your duty to ensure that all activities are conducted in compliance with the regulations governing transactions in the financial markets. - Measure profitability and risks associated with firm's business - Ensure compliance with regulations governing financial transactions In addition to the above key responsibilities, you will need to possess the following qualifications...

As a Controller at Goldman Sachs, you will play a crucial role in ensuring that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Your responsibilities will include measuring the profitability and risks associated with every aspect of the firm's business, as well as ensuring that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. Key Responsibilities: - Manage the firm's liquidity, capital, and risk to provide overall financial control and reporting functions - Assess the creditworthiness of the firm's counterparties and monitor market risks associat...

Role Overview: As an Underwriter for mortgage business in your assigned branch/location, you will be responsible for managing the portfolio and underwriting a broad range of complex loan applications. Your core responsibilities will include assessing creditworthiness through personal discussions with customers, evaluating income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet SLAs. Key Responsibilities: - Review and assess a broad range of complex loan applications - Conduct personal discussions with customers to evaluate creditworthiness - Assess income to obligation ratios for loan applicants - Maintain portfolio MIS to track pe...

Role Overview: As a Mortgage Underwriter at our organization, you will play a crucial role in underwriting mortgage business and effectively managing the portfolio in the assigned branch/location. Your responsibilities will include reviewing and assessing a wide range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS, and ensuring compliance with policies and procedures. You will be expected to underwrite proposals within defined guidelines, assess income to obligation ratios, loan to value ratios, and critically review credit proposals to identify potential risks. Additionally, you will work closely with the...

As an Underwriting Mortgage Business Manager in the assigned branch/location, your role involves reviewing and assessing a wide range of complex loan applications. You will be responsible for conducting personal discussions with customers to evaluate creditworthiness, analyzing income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet agreed SLAs. Key Responsibilities: - Review and assess a broad range of complex loan applications - Conduct personal discussions with customers to establish creditworthiness - Analyze income to obligation ratios - Maintain portfolio MIS - Ensure compliance with policies and procedures to meet agreed SLA...

As a Senior Key Relationship Officer, you will play a crucial role in managing and expanding a portfolio of high-value home loan clients. Your deep understanding of the home loan market, along with your strong relationship management skills, will be essential in driving sales and ensuring customer satisfaction. Your main responsibilities will include: - Developing and maintaining strong relationships with key clients, by understanding their financial needs and offering customized home loan solutions. - Proactively identifying and pursuing new business opportunities within the existing client base and through referrals. - Managing the entire home loan process, from application to closing, to ...

The role at Piramal Capital & Housing Finance Limited (PCHFL) requires strong customer relationship management and communication skills. You should have experience in assessing creditworthiness and processing loan applications. Knowledge of financial products, especially in real estate and housing finance, is essential. Proficiency in complying with industry regulations and company policies is expected. You will need to work on-site in Madurai, Tirunelveli, Dindugal, Trichy, Tanjore, Pondy, Cuddalore, Nagapattinam, Sathur, Nagarcoil, Kumbakonam areas. A Bachelor's degree in Finance, Business Administration, or a related field is required. Relevant experience in the banking or financial servi...