857 Credit Assessment Jobs - Page 6

Self-management, self-starter with strong grasp of financial products and services relevant to real estate development projects. Team player Detail-oriented and results-driven, with a focus on delivering high-quality work and achieving organizational objectives Excellent communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders. Strong Negotiation & liasoning with bankers, external agencies Financial Modelling, Cash flow analysis, Analysis of various factors specific to real estate Thinking skills (problem solving and decision making) Microsoft proficiency (Excel, Word) Key attributes:- Analytical skill, attention to detail, F...

As a Co-Lending Partnership Manager, you will be responsible for building and maintaining relationships with co-lending partners, specifically Smaller NBFCs. You will negotiate and finalize co-lending agreements, ensuring seamless coordination with partners for loan origination and servicing. Your role will also involve sourcing new partners and business through partner networks, evaluating loan applications, assessing creditworthiness, and recommending approvals for NBFC lending. Conducting due diligence, verifying documents, and ensuring compliance for DA will be key responsibilities. In the area of Risk Management and post disbursement transactions, you will monitor loan portfolio perform...

The Process Associate role in Asset Finance within the Finance & Lending department at Mohali involves supporting the end-to-end processing of finance applications for Australian clients. Your responsibilities include managing enquiry handling, document preparation, submission, approval, and post-settlement activities. A strong understanding of finance documentation, compliance procedures, credit assessment, and professional communication standards is essential for this role. You will need to develop a thorough understanding of Auswide, FLI Group, and their operational frameworks, as well as gain awareness of major Australian financial regulatory bodies such as ASIC, ATO, APRA, and ACCC. Sta...

Stride Ventures is a prominent Global Venture Credit firm dedicated to supporting entrepreneurs in scaling sustainably through customized alternative funding solutions. Our goal is to assist high-potential companies in their growth journeys while respecting their business independence. Operating in India, the United Kingdom, the Gulf Cooperation Council (GCC), and Southeast Asia, Stride Ventures is known as a reliable partner for growth-stage businesses. With institutional backing and a team of experienced ex-bankers, we approach venture debt with a banking perspective, blending risk management with profound sector expertise. With a commitment of over $1 billion globally, we are proud endors...

Roles and Responsibilities Purpose of the role: Support and co-partner with the sales team to underwrite CF business and manage the portfolio for the assigned area. Key Responsibilities: Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio. Conduct periodic review of all existing policies, guidelines, and processes to ensure updation on lines of external environment, organization needs and regulatory framework Evaluate the financial status of the borrower assess the credit worthiness of the companies by analyzing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision pu...

Primary Job Responsibilities 1. The required qualification would be a degree or diploma in civil engineering/ architecture 2. The experience required would be a minimum of 4-6 years in technical appraisal of projects for pre-approval of projects to be considered for retail lending as well as case to case technical appraisal of Home loan/mortgage loan cases in the respective centres in housing/construction finance. 3. The candidate should have handled the checking of construction approvals, pricing and valuation of properties both complete and under construction. 4. The candidate should be familiar with the various micro-markets in their respective areas with prevailing pricing and be able to...

We are looking for a Credit Manager to oversee credit operations, assess client creditworthiness, implement policies, manage accounts receivable, minimize financial risk, and collaborate with teams to ensure timely collections and financial stability Required Candidate profile Analytical and proactive professional with strong financial acumen, skilled in credit assessment, risk management, accounts receivable, reporting, and effective team and client collaboration.

Role & responsibilities: Locations Kompally ,Hyd Shamshabad ,Hyd Narsingi / Abhyudayanagar BO_Pune-Shivaji Nagar BO_Chennai BO_Ahmedabad Preferred candidate profile: Branch Credit Manager - LAP Sales Perks and benefits: Mention available facilities and benefits the company is offering with this job.

Role & responsibilities: Locations Kompally ,Hyd Shamshabad ,Hyd Narsingi / Abhyudayanagar BO_Pune-Shivaji Nagar BO_Chennai BO_Ahmedabad Preferred candidate profile: Branch Credit Manager - LAP Sales Perks and benefits: Mention available facilities and benefits the company is offering with this job.

Role & responsibilities: Locations Kompally ,Hyd Shamshabad ,Hyd Narsingi / Abhyudayanagar BO_Pune-Shivaji Nagar BO_Chennai BO_Ahmedabad Preferred candidate profile: Branch Credit Manager - LAP Sales Perks and benefits: Mention available facilities and benefits the company is offering with this job.

Independently assess and underwrite working capital/CC/OD/MSME terms loans/Corporate Business Loans Perform in-depth financial analysis Adhere internal credit policies and regulatory compliance Required Candidate profile B.Com/M.Com/MBA Finance/CA Minimum 2–4 years of experience in working capital/CC/OD/MSME terms loans/Corporate Business Loans

Lead and manage the regional credit team with a focus on team building, mentoring, and performance management Assess SME-UBL credit proposals through financial, business, and risk analysis Develop and implement credit policies & frameworks tailored to unsecured lending Conduct portfolio reviews to monitor credit quality and identify early warning signals Collaborate with sales, operations, and risk teams to ensure smooth credit processing Ensure regulatory compliance and adherence to internal risk guidelines Drive productivity and efficiency within the credit team while maintaining portfolio health

You will be joining AU SMALL FINANCE BANK as a Business Manager - Home Loans based in Panipat. Your primary responsibilities will include overseeing home loan operations, ensuring customer satisfaction, managing loan portfolios, driving business growth, and maintaining regulatory compliance. Your daily tasks will involve assessing loan applications, developing and implementing business strategies, liaising with clients, and leading a team of loan officers. To excel in this role, you should have experience in the banking or financial industry with a specific focus on home loans. A strong understanding of loan processing, underwriting, and credit assessment is essential. Your interpersonal and...

As a Credit Manager at our company located in Thane, you will play a crucial role in assessing creditworthiness, setting credit limits, and overseeing the credit approval process. Your responsibilities will include monitoring existing loans, evaluating credit risk, and ensuring compliance with company policies. Working closely with the finance team, you will be instrumental in optimizing credit management processes and effectively mitigating risk. To excel in this role, you should have proficiency in Credit Management and Credit Risk Management, along with strong analytical skills and a solid understanding of Finance principles. Previous experience in credit assessment and managing credit ap...

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities include reviewing and assessing a broad range of complex loan applications, underwriting proposals according to policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining various MIS reports, and building effective relationships with third parties to ensure the best outcomes for clients. You will be required to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the calculation of ratios and their impact on loan performance. Additionally, you will undertake...

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sal...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

Work with team of onshore analysts to cover Lev Fin credit portfolio Prepare quarterly financial spreads and memos Prepare opinion based annual credit risk reports and financial spreads based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and c...

Work with team of onshore analysts to cover Lev Fin credit portfolio Prepare quarterly financial spreads and memos Undertake ABL portfolio monitoring – ABL assessment notes and collateral monitoring Prepare opinion based annual credit risk reports and financial spreads based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a...

Industry :- BFSI Designation :- Regional Credit Manager Location :- Chennai Product :- Car Loan, Auto Loan, or CV Loan ( must experience ) Roles and Responsibilities Manage a team responsible for credit appraisal and approval of Auto loans or CV Loans. Conduct thorough credit analysis, assessment, and risk evaluation to ensure timely decision-making. Develop and maintain strong relationships with dealerships across India to drive business growth. Ensure compliance with regulatory requirements and internal policies related to credit management. Collaborate with other departments (e.g., sales, operations) to resolve customer queries and issues. Desired Candidate Profile 7-10 years of experienc...

Role : Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. They analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. Key Responsibilities: Credit Assessment: Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and...

Relationship Manager - LAP (Loan Against Property) & Affordable Loans : The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in t...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

Relationship Manager - LAP (Loan Against Property) & Affordable Loans : The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in t...