1086 Credit Assessment Jobs - Page 2

Job Summary:- The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements and preparing ratings report The role provides subject matter expertise to the team and is responsible for handling complex reports Contributing to Research - Large Corporates of Power Domain Role & responsibilities Power Sector Research Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings Preparing rating report by including profile of the rated company, key rating consi...

As a Credit Officer at Pinnacle Capital Solutions Private Limited, located in Tonk, you will play a crucial role in managing credit, analyzing financial data, communicating with clients, and assessing creditworthiness. Your responsibilities will include evaluating financial documents, conducting risk assessments, and preparing credit reports. Key Responsibilities: - Manage credit operations effectively - Analyze financial data to determine creditworthiness - Communicate with clients to gather necessary information - Assess credit risk and make recommendations based on findings - Prepare comprehensive credit reports for decision-making Qualifications Required: - Proficiency in Credit Manageme...

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Company Description Mahindra & Mahindra Financial Services Limited (Mahindra Finance), part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the company has over 10 million customers and an AUM of over USD 11 billion. With over 1,369 offices, Mahindra Finance reaches customers across 4,80,000 villages and 7,500 towns nationwide. The company offers a range of financial products, including vehicle and tractor financing, fixed deposits, SME loans, insurance broking, and rural housing finance. Mahindra Finance is the only NBFC from India listed on the Dow Jones Sustainability Index in the Emerging Market Category 2019. Ro...

Job Requirements Job Requirements Role/Job Title: Relationship Manager-New Car & Used Car Business: Retail Banking Function/ Department: Rural Banking Place of work: All locations - As per Organization Requirement Job Purpose The role entails providing financial solutions to meet the requirements of the Automobile (New Car/ Used Car) customers and ensure value added customer service. The role will closely collaborate with the product, operations and underwriting teams to drive effective customer acquisition, servicing and deepening. The role bearer would be responsible for providing customers with the best in-class experience to become their banking partner of choice. The role bearer is resp...

This Position reports to: Head of Global Credit Risk Management, Order to Cash Provide strong support to Head GCRM in maintaining and improving the group-wide sustainable credit risk management, proactively manage ABBs credit risks while remaining ahead of the curve in terms of latest developments on risks, risk metrics and reporting. As part of GCRM team, being responsible to conduct research and provide fundamental analysis and initial recommendation as part of credit risk approval documentation on large customers and other high impact counterparties, including partners and suppliers, financial institutions (core and non-core banks, insurance companies and commercial paper issuers), alongs...

ROLE SUMMARY The analyst role entails being a team player in Fraud Containment Unit within bank. The function of this role is to define relevant indicators and engage in the steps for gathering and validating the information consumed for trigger accuracy, summarize and interpret the outcome of EWS review. facilitate collection and processing of relevant market and company information for Credit monitoring( Bank transaction monitoring, stock statement monitoring, overdue etc.) to enable an early detection of stress and prevention of potentially fraudulent activities. facilitate implementation of wilful default policy within the bank by collection and processing of relevant information KEY RES...

Company Description DhanSafal Finserve Limited is a digitally driven, well-diversified financial services company focused on simplifying credit access across India's heartland. With a strong presence in the retail loan sector, we offer flexible and competitive lending solutions tailored to individual needs, including personal and business loans. Our mission is to bridge the gap between traditional banking and underserved communities through ethical practices, innovative digital platforms, and a relentless customer-first approach. At DhanSafal, we believe in making financial empowerment accessible to all, ensuring that with the right support, success is possible for everyone. Role Description...

Responsibilities: Underwriting of EDIL/LAPcase. Make optimal use of the Loan Origination System and Loan Management system Maintain Credit TAT Manage Credit Underwriting as per policy Monitor Delinquency and NPA to budgeted levels for the product. Manage Credit Cost as per approved budgets Give feedback to Credit Policy based on experience of underwriting Data Slicing/ Analysis and publishing of the reports PDD monitoring Industry Analysis

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data to provide insights on credit performance and suggest improvements. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records of credit transactions and reports. Job Requirements Strong knowledge of credi...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

You will be responsible for managing co-lending partnerships with smaller NBFCs, including building and maintaining relationships, negotiating agreements, and ensuring smooth coordination for loan origination and servicing. Key Responsibilities: - Source new partners and business through partner networks - Evaluate loan applications, assess creditworthiness, and recommend NBFC landing approvals - Monitor loan portfolio performance, identify risks, and implement risk mitigation strategies - Ensure regulatory compliance according to RBI and other guidelines - Collaborate with internal teams, provide training and support to partner staff, and achieve business targets Qualifications Required: - ...

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profile Note: Male candidates will be preferred.

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profile CA/MBA with 1+ years of relevant credit assessment experience in corporates, structured credit/lending or portfolio/credit monitoring within Banks, NBFCs, PE funds, Debt funds, or Rating agencies. Perks and benefits Variable pay 15% to 20%

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profile CA/MBA with 1+ years of relevant credit assessment experience in corporates, structured credit/lending or portfolio/credit monitoring within Banks, NBFCs, PE funds, Debt funds, or Rating agencies. Perks and benefits Variable pay 15% to 20%

Analyze financial and business risks, conduct due diligence, prepare credit proposals, assess credit risk, and recommend mitigants. CA with 1–5 yrs experience in credit/risk analysis, strong financial skills, and willing to travel. Required Candidate profile Candidates who are Chartered Accountant (CA) qualification with 1–5 years of relevant credit assessment experience in corporates preferable from NBFC. Perks and benefits Variable pay 15% to 20%

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

As a Credit Assessment Analyst at the company, your role will involve tracking covenants and managing exceptions/deviations, conducting regular reviews of cases, performing inspections/site visits, and assessing sectors. You will be responsible for detailed financial analysis, including finalizing financial models, preparing Credit Approval Memoranda, and following internal approval processes. Additionally, you will need to meet all pre-disbursal and post-disbursal compliance requirements. Key Responsibilities: - Communication/PR of Banks products: - Undertake brand communication initiatives for designated products - Communicate product positioning messaging to differentiate YES Banks produc...

As a candidate for the role at Stride Ventures, a leading Global Venture Credit firm, you will be responsible for raising debt capital for corporates through various channels including NBFCs, banks, National Housing Institutions (NHI), and other institutional sources. Your role will involve origination, structuring, investor engagement, and end-to-end execution capabilities for both plain vanilla and structured debt transactions. You should possess a strong background in credit assessment, financial analysis, and have a well-established network within the debt capital markets ecosystem. Key Responsibilities: - Originate and execute debt capital market (DCM) transactions for both existing cli...

Role Overview: You will be a Credit Analyst focusing on SME Lending in a full-time on-site role based in Gurugram. Your main responsibilities will include assessing the creditworthiness of SME clients, conducting financial analysis, managing credit operations, preparing credit reports, and ensuring compliance with credit policies. Regular communication with stakeholders to provide insights and recommendations will also be a key part of your role. Key Responsibilities: - Underwrite and appraise credit proposals based on company policies, ensuring timely processing. - Analyze financial statements, cash flows, and ratios to assess funding requirements. - Conduct quantitative and qualitative ana...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities - Responsible for credit appraisal and monitoring for the Salaried Loans. - Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix. - Analysing the portfolio health and risk involved in particular segment of as...

Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discussing the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framew...

We are looking for a highly skilled and experienced Business Development professional to join our team at HSBC. The ideal candidate will have a strong background in IT Services & Consulting and be able to drive business growth through strategic planning and execution. Roles and Responsibility Develop and implement comprehensive business development strategies to achieve organizational goals. Identify new business opportunities and build relationships with key stakeholders. Conduct market research and analyze industry trends to stay ahead of the competition. Collaborate with cross-functional teams to develop tailored solutions for clients. Build and maintain a strong network of contacts withi...