Senior Credit Analyst- LAS

You are a self-driven and dynamic professional with 5-8 years of experience as a Credit Analyst, focusing on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. You must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks. - Thoroughly understand and analyze companies and industries, and present ideas and recommendations. - Prepare credit proposals by analyzing borrower and group financials, security for the loan, background check for the borrower and promoters. - Present to the credit committee & Board, seek approvals, and issue sanction letters. - Periodically monitor and review exposures. - Track security performance, news updates, industry news, promoters, and more. - Adhere to RBI regulations and internal policies. - Maintain various policies, data, and MIS. - Collect and analyze financial data using online and other sources like annual reports, Capitaline, Bloomberg, etc. - Manage ad-hoc analytical research requests. - Assist in preparing and maintaining industry data and track macro/micro economic data. - Track company operating metrics based on relevance in different sectors/companies. - Have analyzed various mid or large-sized companies in the past. Preferably, you should be a Chartered Accountant or MBA from a reputed institute.,