Product Consultant

• 39 years of focused expertise in banking and financial services
  
• Entrusted by Global and Regional banks as a preferred partner for bank’s Traditional to Transformative journey
  
• Driving large Digitalization programs for various banks using Data Science, Cloud, AI/ML, DevOps, RPA based solutions.
  
• An organization with an “Employee First” outlook
  
• 100% referenceable Services customers with perfect or close to perfect C-SAT scores
  
• Recognized as a “Great Place to Work “by a global research organization

We are hiring Loan Origination Experts who have hands-on experience in building and scaling Loan Origination Systems (LOS) across diverse lines of business. This is a high-impact role where you will work on mission-critical projects, helping design, configure, and implement next-gen LOS solutions integrated with global standards and AI-driven decisioning.

This opportunity provides a platform to leverage your domain knowledge, customer insight, and technical expertise to transform the lending ecosystem.

Key Responsibilities

• Lead design and implementation of end-to-end Loan Origination Systems across retail and MSME lending.
  
• Drive Rule Engine configurations to enable flexible, automated decision-making.
  
• Define, configure, and optimize Workflow Management to deliver seamless customer journeys.
  
• Build and maintain robust Master Management frameworks for customer, product, and transaction data.
  
• Deliver Mobility-first solutions for loan origination including agent, DSA, and customer applications.
  
• Manage Global Customer Data Models ensuring compliance, scalability, and unified 360° view across geographies.
  
• Design solutions spanning multiple product lines: Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and others.
  
• Collaborate with FinTech ecosystem partners and India Stack (e.g., Aadhaar, PAN, DigiLocker, UPI, Account Aggregator, eSign, CKYC).
  
• Engage with multiple stakeholders across Sales, Credit, Risk, and Operations, ensuring requirements are translated into functional LOS configurations.
  
• Apply AI/ML techniques for:
  
• Risk scoring using alternative data (telecom, utility, social, cashflows).
  
• Predictive credit behavior modeling.
  
• Fraud detection and anomaly spotting.
  
• Conversational AI for faster onboarding and customer service.
  

Requirements

• Strong background in Loan Origination Systems design and implementation.
  
• Expertise in Rule Engines, Configurations, Workflow Management, Master Data Management, and Mobility Solutions.
  
• Deep understanding of lending product lifecycle across HL, PL, LAP, Gold, Vehicle, MSME, and Business Loans.
  
• Hands-on exposure to CPV/Field Investigation modules and external data integrations.
  
• Proven experience with FinTech integrations and Digital India Stack APIs.
  
• Knowledge of Global Customer Data Management and regulatory-compliant architectures.
  
• Practical application of AI/ML in credit decisioning, fraud analytics, and customer engagement.
  
• Strong stakeholder management and cross-functional collaboration skills.
  
• Open to Bankers from Sales/Credit backgrounds willing to transition into FinTech solution delivery.

Qualifications

• Graduate/Postgraduate in Engineering, Technology, or Finance.
  
• 5–8 years of experience in Lending / LOS / BFSI / FinTech product development.
  
• Strong communication, analytical, and problem-solving skills.

Benefits

• Opportunity to work on mission-critical projects for leading global banks and financial institutions.
  
• Exposure to multi-product lending portfolios and global LOS transformations.
  
• Work on AI-driven innovation in credit, fraud, and customer engagement.
  
• A collaborative ecosystem with senior domain experts and industry leaders.
  
• Fast-track growth for domain specialists and problem-solvers.