Manager

EXL

5 - 10 years

0 Lacs

gurgaon haryana india

Posted:6 hours ago| Platform:

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Skills Required

service portfolio analyze risk scoring underwriting compliance controls design analysis lending support reporting governance management audit finance statistics mathematics analytics dashboarding tracking payments sql sas python tableau power communication

Work Mode

On-site

Job Type

Full Time

Job Description

A Successful Candidate Would Work As a EXL Consultant With a Leading US Financial Service Organization On An Unsecured Portfolio. The Job Will Require The Consultant To Work On

Analyze customer credit profiles, transaction patterns, and repayment behavior to recommend credit limit adjustments in both proactive and reactive scenarios.
Develop and refine risk models, decision frameworks, and scoring methodologies for credit limit increase decisions.
Monitor portfolio performance, early warning indicators, and risk trends, escalating concerns as needed.
Collaborate with cross-functional teams including underwriting, fraud prevention, compliance, and customer experience to implement risk controls and enhance credit policies.
Design and execute scenario analysis to assess potential risk exposures.
Ensure adherence to regulatory requirements, responsible lending practices, and internal credit guidelines.
Support reporting and governance by preparing insights for senior management, audit, and compliance reviews.

Qualifications

Bachelor’s degree in Finance, Economics, Statistics, Mathematics, or related field; Master’s degree preferred.
5-10 years experience in analytics and decision science.
Strong understanding of credit scoring models, limit management frameworks, and portfolio risk analytics.
Risk analytics experience : Portfolio Analytics, Acquisition and Line Management, Policy and audit analysis, Reporting / Dashboarding, Performance tracking (should have a knowledge of risk concepts like delinquencies , pre-payments and loss-curves ect.)
Proficiency in SQL, SAS,Python; familiarity with BI tools (Tableau, Power BI) is a plus.
Excellent problem-solving, communication, and stakeholder management skills.

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