3 years

0 Lacs

Posted:23 hours ago| Platform: GlassDoor logo

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Job Type

Part Time

Job Description

Group Company: DMI FINANCE PVT LTD
Designation: Manager
Office Location: Delhi ITO
Position description: Coordinate operations, ensure timely delivery of the agreed SLAs, TATs to keep the error rate within the agreed benchmarks; Ensure error free transaction support & adherence to traditional operational & regulatory frameworks; Provide guidance to subordinates, including monitoring of performance standards & its execution
Primary Responsibilities:
1.BAU Execution
  • Execute overall disbursals TATs to reduce the error rate and keep within the agreed benchmark including 100% loan booking through digital way & timely payment.
  • Maintain a high %Age of QA rate by adhering compliance guidelines for KYC, and other customer documents
  • Ensure new processes to provide error free transaction support and adhere to traditional regulatory requirements required by RBI
  • Monitor RBI/Grievance Level escalation and provide instant resolution for the improvement of customer experience with DMI.
  • Conduct Regular review and enhanced monitoring of customer repayments instruments (NACH/Emandate) and bridge the gaps wherever required
  • Guide & train the team on new process and integrations to increase efficiency and output
2. Operational Controls
  • Conduct regular review and provides relevant process download to ensure team productivity.
  • Conduct Channel Partner Portfolio review / reconciliation to ensure correct bureau reporting.
  • Provide effective and proper client servicing, resolving queries and complaints.
  • Formulate periodic MIS and weekly review content.
  • Ensure policy adherence and documentation.
  • Extend support to automate the process.
  • Control, execute Audit and compliances
  • Conduct regular reconciliation of disbursal made to Channel partners and customers
3.ORM Controls
  • Establishing a live risk register with KRIs/KCIs; conducting regular RCSA and closing CAPAs on time.
  • Third-party risk oversight: due diligence, infosec compliance, SLA monitoring, and exit/contingency planning.
  • Strengthening incident management: rapid triage, root-cause analysis, and preventive controls for recurring issues.
  • Enhancing BCP/DR readiness for critical journeys (onboarding, disbursal, repayments), including periodic failover tests.
  • Prepares Channel partner NACH health report to be published to improve quality at the time of onboarding.
  • Provide Alternate solutions including Direct Debits and E- Mandate with maximum Banks to be explored.
4.Team Management
  • Provide guidance and direction to subordinates, including setting performance standards and monitoring performance
  • Guide & train the team on new processes and integrations to increase efficiency and output

5.Tech Requirements
  • Oversee API Integrations and UAT: Coordinate end-to-end API integration between DMI’s digital lending platform and partner systems, including guiding User Acceptance Testing (UAT) to ensure error-free go-live.
  • Requirements Gathering and Solution Design: Work closely with IT/Product teams to collect partner requirements, translate business needs into technical specifications, and review solution design for feasibility and alignment.
  • Design new processes to improve the interaction of systems from process point of view to reduce the lapses in the overall process
  • Oversee validation of data exchanged between partners and DMI systems (such as loan files, e-mandate/KYC data), ensuring accuracy and consistency—initiate reconciliation if discrepancies arise.
  • Collaborate with Data/BI teams to build and maintain real-time dashboards for process KPIs, partner performance, and exception monitoring.
a)Qualifications
  • Minimum: Bachelor’s degree.
  • Preferred: B.Tech/BE in Computer Science/IT/ECE or equivalent; MBA/PGDM in Operations/Finance/Analytics; or equivalent combination.
b)Work Experience
  • Minimum 3 years of experience
  • Should have Banking & Lending operations background
  • Should have updated knowledge of lending process and solutions available for digital lending platform
  • Exposure of Stakeholder and team management

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