Credit Manager (RA)

Karur Vysya Bank

3 - 8 years

7 - 11 Lacs

coimbatore bengaluru

Posted:Just now| Platform:

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Skills Required

mitigation credit underwriting hl documentation credit management policies investment credit appraisal banking products monitoring risk analysis operations sanction compliance procedures housing loan lbo risk lap home loans home finance credit credit risk analysis finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a dedicated and qualified professional to join our organization in the role outlined below. This position offers an opportunity to contribute to our mission while developing your skills in a collaborative environment.

Appraising Credit proposals for LAP, LRD & HL by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
Monitoring of loan accounts, checking of loan documents, and supervising the timely preparation of MIS reports.
Fulfilling the credit training needs of the entire business team on a continued & timely basis
Requirement In-depth knowledge/skill of:

Financial & Credit Risk analysis.
Risk (credit/investment, operational, others) identification and mitigation.
Banking products and procedures.
Documentation.

Roles and Responsibilities

Appraising Credit proposals for LAP, LRD & HL by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
Monitoring of loan accounts, checking of loan documents, and supervising the timely preparation of MIS reports.
Fulfilling the credit training needs of the entire business team on a continued & timely basis
Requirement In-depth knowledge/skill of:

Financial & Credit Risk analysis.
Risk (credit/investment, operational, others) identification and mitigation.
Banking products and procedures.
Documentation.

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