Chief Technology Officer

Job Title:

📍 Location: Remote / Hybrid – India

💰 Compensation: Equity-based (Co-founder Level)

📅 Start Date: Immediate

About WorthOS

India’s most intelligent personal finance operating system

Help India’s new middle class make better money decisions, effortlessly.

About the Role

Founding CTO

co-founder-level opportunity

What Success Looks Like

• Translate the vision and product requirement doc into a clear tech roadmap
• Deliver a secure, scalable, high-performing MVP in under 3 months
• Design the product to be

  modular, privacy-first, and regulatory-compliant

• Build or manage a small development team (in-house or external)
• Own backend integration with APIs like Account Aggregator, Mutual Funds, DigiLocker
• Set up foundational engineering practices, infra, and dev workflows
• Support fundraising efforts as the tech voice in the leadership team

Responsibilities

• Own all architectural decisions and technology direction
• Plan, manage, and deliver a high-quality MVP within agreed timelines
• Ensure deep integration with IndiaStack elements and financial APIs
• Build intelligent modules (e.g., net worth, goal planning, budget categorization)
• Maintain security, data privacy, and encryption standards from Day 1
• Lead recruitment of engineers and technical talent as we scale
• Work collaboratively with product, design, and early user feedback

Qualifications

• 3–7 years of full-stack or mobile-first product experience (Flutter, Firebase, Node.js, React Native, etc.)
• Strong background in

  fintech or financial API integrations (e.g. banking, AA, UPI)

• Ability to work independently in a fast-moving 0–1 startup environment
• Experience leading small teams or working as a solo dev/founder/tech lead
• Understanding of RBI/SEBI/IRDAI data, compliance, and security is a big plus
• Passion for financial literacy, consumer fintech, or productivity tools
• Great communicator — able to align with product/design and non-technical stakeholders

• Experience with account aggregation, wealth-tech, tax or insurance APIs
• Have evaluated or managed external tech teams / dev agencies
• Contributions to open-source, fintech communities, or side projects
  

• Become a co-founder and shape a product from the ground up
• Own meaningful equity in a mission-driven fintech
• Solve a

  real pain point

  for millions of Indian households
• Join early — lead engineering, tech hiring, product execution, and fundraising influence

To Apply

Apply on Linkedin or email at: worthapp17@gmail.com

• Resume
• A few lines on your motivation to join
• Any links (GitHub, projects, blogs)
• Experience evaluating dev teams (if any)