🚀 Job Title: Chief Technology Officer (CTO) – Equity Only (Founding Role) 📍 Location: Remote / Hybrid – India 💰 Compensation: Equity-based (Co-founder Level) 📅 Start Date: Immediate 💡 About WorthOS WorthOS is building India’s most intelligent personal finance operating system — a mobile-first app that consolidates your entire financial life into one clean dashboard. We’re creating a real-time view of net worth, cash flow, investments, liabilities, budgeting, and future goals — with a strong emphasis on privacy, actionability, and automation . We are a registered Private Limited company and have already validated the product concept with early users. The mission: Help India’s new middle class make better money decisions, effortlessly. 🔍 About the Role We’re hiring a Founding CTO to lead the entire technology strategy — from product architecture to team building and technical delivery. You'll work closely with the founder to shape the roadmap, oversee early development, and evolve the platform as we scale. This is a co-founder-level opportunity for someone who’s passionate about building from 0 to 1 and making personal finance smarter, simpler, and more human for millions. 🧭 What Success Looks Like Translate the vision and product requirement doc into a clear tech roadmap Deliver a secure, scalable, high-performing MVP in under 3 months Design the product to be modular, privacy-first, and regulatory-compliant Build or manage a small development team (in-house or external) Own backend integration with APIs like Account Aggregator, Mutual Funds, DigiLocker Set up foundational engineering practices, infra, and dev workflows Support fundraising efforts as the tech voice in the leadership team 💼 Responsibilities Own all architectural decisions and technology direction Plan, manage, and deliver a high-quality MVP within agreed timelines Ensure deep integration with IndiaStack elements and financial APIs Build intelligent modules (e.g., net worth, goal planning, budget categorization) Maintain security, data privacy, and encryption standards from Day 1 Lead recruitment of engineers and technical talent as we scale Work collaboratively with product, design, and early user feedback 📚 Qualifications 3–7 years of full-stack or mobile-first product experience (Flutter, Firebase, Node.js, React Native, etc.) Strong background in fintech or financial API integrations (e.g. banking, AA, UPI) Ability to work independently in a fast-moving 0–1 startup environment Experience leading small teams or working as a solo dev/founder/tech lead Understanding of RBI/SEBI/IRDAI data, compliance, and security is a big plus Passion for financial literacy, consumer fintech, or productivity tools Great communicator — able to align with product/design and non-technical stakeholders 💡 Bonus Points Experience with account aggregation, wealth-tech, tax or insurance APIs Have evaluated or managed external tech teams / dev agencies Contributions to open-source, fintech communities, or side projects 🧠 Why Join WorthOS? Become a co-founder and shape a product from the ground up Own meaningful equity in a mission-driven fintech Solve a real pain point for millions of Indian households Join early — lead engineering, tech hiring, product execution, and fundraising influence 📩 To Apply Apply on Linkedin or email at: worthapp17@gmail.com Resume A few lines on your motivation to join Any links (GitHub, projects, blogs) Experience evaluating dev teams (if any)
