About the company
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.Join us to shape the future of digital payment in India and unlock your full potential.
What’s In It For YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through comprehensive learning & development framework
Role Purpose
This role is responsible for Planning & Reporting, business reviews, financial reporting, performance reviews, assessment against plan and other key FP&A reporting responsibilities, both internal, external, board level submissions, the performance reviews, business simulations, scenario building, key business and financial analytics etc.
Role Accountability
- Lead monthly closing activities on time and accurate reporting by running system-based R-16 reports at month-end, conducting detailed Profit & Loss analysis, assessment against plan Vs actual, liaisoning with stakeholders on Business risk and financial metrics
- Drive accuracy and timely reporting of various internal reports and metrics (daily revenue summary, weekly SMT presentation) on a periodic basis and circulate to internal departments and stakeholders and provide plan Vs actual analysis and other key performance metrics
- Lead preparation timely and accurate report - out of Board presentation, investor deck, monthly reporting performance decks by analyzing and reporting key portfolio trends, Assest quality, Gross and Net Credit loss, revenue composition and its trend analysis, detailed COF, ROA Tree, receivables and capital adequacy analysis, analysis of P&L and Balance Sheet; prepare for MD and CEO speech / FAQs for investor presentations
- Analyze and report market share in cards, spends & transactions and shareholding pattern presentation
- Lead timely and accurate Analyst Reporting to SBI Bank as well as Cenmac reporting covering details about key portfolio , business and financial metrics and there change compare to last quarter & year; Preparation of annual MOU -Macro trends for planning and forecasting
- Provide inputs for automation and digitization of processes and activities
- Prepare and review assigned regulatory report-outs
- Manage process documentation and compliance adherence
Measures of Success
- Quality of analyses conducted
- Timely & Accurate MIS/ Dashboard preparation
- Timely preparation of statutory and internal compliance reporting data
- Timely and accurate updation of process documentation
- Process Adherence as per MOU
Technical Skills / Experience / Certifications
Accounting, analytics and business knowledge
Competencies critical to the role
- Analytical ability
- Problem solving
- Verbal and written communication
- Collaboration and Team Work
Qualification
CA/MBA/CPA/CFA
Preferred Industry
FSI/ Telecom/ Retail/ Ecommerce/ IT
