Apollo Finvest - Senior Finance Manager - CA

Apollo Finvest

Key Responsibilities

Loan Book & Portfolio Management

• End-to-end oversight of Apollo Finvests loan book across direct sourcing, co-lending, and BC partnerships.
• Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.
• Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.
  

FLDG & Partnership Management

• Lead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements.
• Track and reconcile FLDG coverage, defaults, and recoveries.
• Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.
  

Evaluation & Due Diligence of NBFCs/Partners

• Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships.
• Review promoter background, financial health (CAR, GNPA/NNPA, ALM), audit reports, and compliance status.
• Prepare recommendation reports for partnerships and investment decisions.
  

Financial Reporting & Compliance

• Prepare accurate and timely financial statements for Apollo Finvest (quarterly/annual), ensuring compliance with all SEBI and RBI regulations.
• Oversee statutory audits, internal audits, and RBI inspections.
• Manage tax planning, GST compliance, and other regulatory filings.
  

Automation & Process Optimization

• Work closely with the product team to automate reconciliation, reporting, and financial processes.
• Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility.
• Identify opportunities for automation in financial reporting and portfolio monitoring.
  

Strategic Financial Planning

• Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making.
• Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations.
• Evaluate ROI and financial performance of all lending partnerships and products.
  

Key Skills & Experience

• Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.
• Strong experience with unsecured personal loans and FLDG models in co-lending and BC partnerships.
• Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting requirements for publicly listed companies.
• Hands-on experience in loan reconciliation, portfolio health tracking, and real-time dashboards.
• Proven track record of due diligence of NBFCs and fintech companies.
• Mindset of automation and process innovation, with experience working with product/tech teams.
• Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR, interest yield, etc.
• Proficiency in Tally, Excel (advanced), and familiarity with ERP/LMS systems.
  

Traits We Value

• Strategic thinker: Can link financial insights with business strategy.
• Problem solver: Finds automation-driven solutions to manual finance tasks.
• Tech-savvy: Understands data flows between finance, LMS, and partner systems.
• Ownership mindset: Takes full accountability for financial health and reporting.