Apollo Finvest - Senior Finance Manager - CA

Senior Finance Manager | Apollo Finvest

Location: Mumbai (On-site)

About Apollo Finvest

Apollo Finvest is a publicly listed NBFC pioneering 100% digital loans in India with zero manual intervention.

We specialize in unsecured personal loans and partner with fintechs and NBFCs to build innovative lending models like FLDG, co-lending, and business correspondence (BC).

We are looking for a Chartered Accountant (CA) with deep expertise in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting.

Key Responsibilities

Loan Book & Portfolio Management

• Oversee Apollo Finvests loan book across direct sourcing, co-lending, and BC partnerships.
• Build and maintain real-time dashboards to monitor key metrics (NPA %, PAR, collections efficiency, etc.
• Ensure accurate reconciliation of all loans with bank statements, LMS, and accounting systems.

FLDG & Partnership Management

• Lead financial evaluations and monitoring of fintech partners with FLDG arrangements.
• Track and reconcile FLDG coverage, defaults, and recoveries.
• Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.

Evaluation & Due Diligence of Partners

• Conduct in-depth financial and risk analysis of NBFCs and fintech entities.
• Review promoter background, CAR, GNPA/NNPA, ALM, audit reports, and compliance status.
• Prepare recommendation reports for partnerships and investments.

Financial Reporting & Compliance

• Prepare accurate financial statements (quarterly/annual) in compliance with SEBI and RBI norms.
• Oversee statutory audits, internal audits, and RBI inspections.
• Manage tax planning, GST compliance, and other regulatory filings.

Automation & Process Optimization

• Partner with the product team to automate reconciliation, reporting, and financial processes.
• Integrate finance dashboards into the LMS for real-time risk visibility.
• Identify automation opportunities in financial reporting and portfolio monitoring.

Strategic Financial Planning

• Prepare monthly MIS, cash flow forecasts, and portfolio analysis.
• Collaborate with leadership to improve margins, reduce defaults, and optimize lending operations.
• Evaluate ROI and financial performance of partnerships and products.

Key Skills & Experience

• Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.
• Strong knowledge of unsecured personal loans and FLDG models in co-lending and BC partnerships.
• Expertise in NBFC operations, RBI compliance norms, and financial reporting for publicly listed companies.
• Hands-on experience in loan reconciliation, portfolio health tracking, and dashboard creation.
• Proven track record of due diligence of NBFCs and fintech companies.
• Strong analytical and financial modeling skills (NPA %, PAR, interest yield, etc.
• Proficiency in Tally, Excel (advanced) and familiarity with ERP/LMS systems.

Traits We Value

• Strategic Thinker: Can link financial insights with business strategy.
• Problem Solver: Finds automation-driven solutions to manual finance tasks.
• Tech-Savvy: Understands data flows between finance, LMS, and partner systems.
• Ownership Mindset: Takes full accountability for financial health and reporting.