Job Description – Data ScientistAbout UsApollo Finvest (India) Limited is a publicly listed Non-Banking Financial Company (NBFC)operating in the digital lending space. We enable companies to offer fully digital and compliantloan products to their customers. Built on modern RESTful APIs, we treat financial services onour platform as building blocks, which our partners can mix and match to create lendingsolutions tailored to their business models. Learn more about our journey and vision here.Role OverviewWe are looking for a Data Scientist to join our dynamic team and lead AI-driven, data-backeddecision-making for our lending operations. This role offers the opportunity to work at theintersection of data science, AI development, and credit risk management, helping ApolloFinvest scale responsibly while delivering cutting-edge lending solutions.Key Responsibilities● Collaborate with the Credit and Business teams to monitor and mitigate risk exposureacross lending products.● Develop AI-powered underwriting models, risk assessment frameworks, and frauddetection algorithms.● Establish early warning systems and predictive risk models by analyzing operationaland financial data.● Utilize and implement alternative data strategies to strengthen business rule enginesand credit underwriting.● Build and optimize AI-driven credit algorithms for better risk assessment anddecision-making.● Work with LLM, RAG, and other AI tools to develop, test, and deploy AI-poweredlending solutions.● Automate underwriting, collections, pricing, and operations using AI and machinelearning models. ● Ensure compliance with RBI guidelines and regulatory frameworks for lendingproducts. Qualifications and Skills● 1–3 years of experience in AI/ML, data science, risk management, or credit analyticswithin the NBFC or digital lending ecosystem.● Proven expertise in machine learning, predictive analytics, and financial modeling.● Strong programming skills in Python, SQL, and proficiency with AI/ML frameworks(TensorFlow, PyTorch, Scikit-learn).● Experience with API integration and cloud platforms (AWS, GCP, or Azure).● Deep understanding of credit underwriting, credit policy drafting, and credit riskmanagement.● Analytical mindset with exceptional attention to detail and problem-solving skills.● Excellent communication, stakeholder management, and presentation abilities.● Demonstrated ability to manage multiple tasks, prioritize effectively, and meetdeadlines. What We Offer● Competitive salary and performance-based incentives.● Opportunities for professional growth, mentorship, and skill development.● A collaborative and innovative work environment with cutting-edge technologies.● The chance to shape the future of AI-driven lending in India. If you’re excited about building scalable AI-powered lending solutions and working at theforefront of digital finance, we’d love to hear from you!For any queries, feel free to reach out to anuj@apollofinvest.com

About Apollo Finvest Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending ! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Key Responsibilities Build risk models for unsecured personal loans , including scorecards and early warning systems. Design and deploy risk systems from scratch to support lending operations. Drive data-backed decision making, MIS reporting, and portfolio analytics. Collaborate with cross-functional teams like tech, product, and ops to integrate risk models into workflows. Contribute to underwriting automation workflows and process improvements. What We’re Looking For Minimum 2 years of experience as a D ata Scientist or Risk Analyst in NBFC or lending space. Strong knowledge of u nsecured personal loans and lending processes. Proficient in Python, SQL, PowerBI, and Excel for data analysis and modeling. Familiarity with RBI norms , compliance standards, and digital lending practices. Comfortable working with limited data or proxy indicators to make informed decisions. Strong analytical mindset with the ability to build financial models and drive credit insights. What We Offer Competitive salary and benefits Work directly with our CEO (ex-PharmEasy & Hotstar ) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. A fast-paced, collaborative culture that values innovation, ownership, and bold thinking. Excited about transforming digital lending? We'd love to hear from you at anuj@apollofinvest.com. Show more Show less

About Us: Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending ! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Key Responsibilities: Develop and manage credit strategies for unsecured personal loans . Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions. Collaborate with product and data teams to strengthen risk assessment frameworks. Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections. Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks. What We’re Looking For? Minimum 2 years of experience in unsecured personal loans, preferably in a digital lending environment. Strong understanding of digital lending platforms, including underwriting and credit policies. Experience working with a fintech or NBFC , ideally one with its own consumer-facing app . Analytical mindset and the ability to work with large datasets to make informed decisions. Strong communication and collaboration skills. What We Offer? Competitive salary and benefits Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. A fast-paced, collaborative culture that values innovation, ownership, and bold thinking If you're passionate about credit strategy and excited to shape the future of digital lending, write to us at anuj@apollofinvest.com! Show more Show less