Job Description – Data ScientistAbout UsApollo Finvest (India) Limited is a publicly listed Non-Banking Financial Company (NBFC)operating in the digital lending space. We enable companies to offer fully digital and compliantloan products to their customers. Built on modern RESTful APIs, we treat financial services onour platform as building blocks, which our partners can mix and match to create lendingsolutions tailored to their business models. Learn more about our journey and vision here.Role OverviewWe are looking for a Data Scientist to join our dynamic team and lead AI-driven, data-backeddecision-making for our lending operations. This role offers the opportunity to work at theintersection of data science, AI development, and credit risk management, helping ApolloFinvest scale responsibly while delivering cutting-edge lending solutions.Key Responsibilities● Collaborate with the Credit and Business teams to monitor and mitigate risk exposureacross lending products.● Develop AI-powered underwriting models, risk assessment frameworks, and frauddetection algorithms.● Establish early warning systems and predictive risk models by analyzing operationaland financial data.● Utilize and implement alternative data strategies to strengthen business rule enginesand credit underwriting.● Build and optimize AI-driven credit algorithms for better risk assessment anddecision-making.● Work with LLM, RAG, and other AI tools to develop, test, and deploy AI-poweredlending solutions.● Automate underwriting, collections, pricing, and operations using AI and machinelearning models. ● Ensure compliance with RBI guidelines and regulatory frameworks for lendingproducts. Qualifications and Skills● 1–3 years of experience in AI/ML, data science, risk management, or credit analyticswithin the NBFC or digital lending ecosystem.● Proven expertise in machine learning, predictive analytics, and financial modeling.● Strong programming skills in Python, SQL, and proficiency with AI/ML frameworks(TensorFlow, PyTorch, Scikit-learn).● Experience with API integration and cloud platforms (AWS, GCP, or Azure).● Deep understanding of credit underwriting, credit policy drafting, and credit riskmanagement.● Analytical mindset with exceptional attention to detail and problem-solving skills.● Excellent communication, stakeholder management, and presentation abilities.● Demonstrated ability to manage multiple tasks, prioritize effectively, and meetdeadlines. What We Offer● Competitive salary and performance-based incentives.● Opportunities for professional growth, mentorship, and skill development.● A collaborative and innovative work environment with cutting-edge technologies.● The chance to shape the future of AI-driven lending in India. If you’re excited about building scalable AI-powered lending solutions and working at theforefront of digital finance, we’d love to hear from you!For any queries, feel free to reach out to anuj@apollofinvest.com

About Apollo Finvest Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending ! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Key Responsibilities Build risk models for unsecured personal loans , including scorecards and early warning systems. Design and deploy risk systems from scratch to support lending operations. Drive data-backed decision making, MIS reporting, and portfolio analytics. Collaborate with cross-functional teams like tech, product, and ops to integrate risk models into workflows. Contribute to underwriting automation workflows and process improvements. What We’re Looking For Minimum 2 years of experience as a D ata Scientist or Risk Analyst in NBFC or lending space. Strong knowledge of u nsecured personal loans and lending processes. Proficient in Python, SQL, PowerBI, and Excel for data analysis and modeling. Familiarity with RBI norms , compliance standards, and digital lending practices. Comfortable working with limited data or proxy indicators to make informed decisions. Strong analytical mindset with the ability to build financial models and drive credit insights. What We Offer Competitive salary and benefits Work directly with our CEO (ex-PharmEasy & Hotstar ) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. A fast-paced, collaborative culture that values innovation, ownership, and bold thinking. Excited about transforming digital lending? We'd love to hear from you at anuj@apollofinvest.com. Show more Show less

About Us: Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending ! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Key Responsibilities: Develop and manage credit strategies for unsecured personal loans . Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions. Collaborate with product and data teams to strengthen risk assessment frameworks. Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections. Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks. What We’re Looking For? Minimum 2 years of experience in unsecured personal loans, preferably in a digital lending environment. Strong understanding of digital lending platforms, including underwriting and credit policies. Experience working with a fintech or NBFC , ideally one with its own consumer-facing app . Analytical mindset and the ability to work with large datasets to make informed decisions. Strong communication and collaboration skills. What We Offer? Competitive salary and benefits Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. A fast-paced, collaborative culture that values innovation, ownership, and bold thinking If you're passionate about credit strategy and excited to shape the future of digital lending, write to us at anuj@apollofinvest.com! Show more Show less

About Apollo Finvest Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending ! With cutting-edge APIs, and a splash of startup magic , we're enabling India’s top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale : that's the Apollo way. Key Responsibilities Build risk models for unsecured personal loans , including scorecards and early warning systems. Design and deploy risk systems from scratch to support lending operations. Drive data-backed decision making, MIS reporting, and portfolio analytics. Collaborate with cross-functional teams like tech, product, and ops to integrate risk models into workflows. Contribute to underwriting automation workflows and process improvements. What We’re Looking For Minimum 2 years of experience as a Data Scientist or Risk Analyst in NBFC or lending space. Strong knowledge of unsecured personal loans and lending processes. Proficient in Python, SQL, PowerBI, and Excel for data analysis and modeling. Familiarity with RBI norms , compliance standards, and digital lending practices. Comfortable working with limited data or proxy indicators to make informed decisions. Strong analytical mindset with the ability to build financial models and drive credit insights. What We Offer Competitive salary and benefits Work directly with our CEO (ex-PharmEasy & Hotstar ) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. A fast-paced, collaborative culture that values innovation, ownership, and bold thinking . Apply Today! Excited about transforming digital lending? We'd love to hear from you at anuj@apollofinvest.com or annanya@apollofinvest.com.

About Us: Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending ! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Key Responsibilities: Develop and manage credit strategies for unsecured personal loans . Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions. Collaborate with product and data teams to strengthen risk assessment frameworks. Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections. Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks. What We’re Looking For? Minimum 2 years of experience in unsecured personal loans, preferably in a digital lending environment. Strong understanding of digital lending platforms, including underwriting and credit policies. Experience working with a fintech or NBFC , ideally one with its own consumer-facing app . Analytical mindset and the ability to work with large datasets to make informed decisions. Strong communication and collaboration skills. What We Offer? Competitive salary and benefits Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. A fast-paced, collaborative culture that values innovation, ownership, and bold thinking. Apply Today! If you're passionate about credit strategy and excited to shape the future of digital lending, write to us at anuj@apollofinvest.com or annanya@apollofinvest.com!

About Apollo Finvest Apollo Finvest is a publicly listed Non-Banking Financial Company (NBFC). Think of us as AWS for Lending. We enable any company to offer fully digital and compliant digital loan products to their end-customers. Built on modern RestFUL API's, we treat the financial services on our platform as building blocks, which our partners can mix and match to create loan products specifically tailored to their business model. About Apollo's journey: https://apollo.substack.com About Apollo's vision (and for the podcast lover in you): https://www.youtube.com/watch?v=Di7_1m7ly18 About Apollo’s value addition to the Indian fintech ecosystem: https://drive.google.com/file/d/1bJFERkZylMu5Y63A7kRmSvc0pCWCgTw1/view?usp=sharing Accounts & Finance Manager Key Responsibilities: 1. Partner reconciliation which involves per loan wise principal & income matching. 2. Coordination with the partner accounts team for timely reconciliation. 3. Explaining the concepts of reconciliation to the partner like the process of reconciliation, tax-related queries or any other queries. 4. Liaising with auditors for the quarterly and annual audit, bankers and statutory auditors 5. Ensuring the requirements for the board presentation are delivered. 6. Assisting resolve accountant's queries in preparing the quarterly and annual reports and spearhead preparation of AGM. 7. Adhering to regulatory and statutory compliance of SEBI/RBI and other regulatory bodies. 8. Tracking investments to ensure they meet the internal rate of expected return. 9. Monitor income earned and the cost incurred month-on-month with respect to the budget. 10. To Coordinate within different teams of the company for tasks related to accounting. 11. To Coordinate with the credit and ops team while onboarding new partners. 12. To coordinate with the tech team for develop new logics in the LMS and testing the existing reports. 13. To work with the Business team in the financial due diligence of new probable partners. 14. To add and represent point of view from the Finance team with all inter-team collaborative tasks. Key Requirements: ● Qualified CA with at least 2-3 years of work experience. ● In-depth experience in financial reporting, Income Tax, GST, finalization of accounts, etc. ● Well versed with Ind-AS financial preparation and finalization. ● Candidates in a Compliance Manager role at NBFC / Banks having experience in handling regulatory compliance, RBI audits, etc. would be preferred. ● Team Management experience is preferred. ● Strong accounting background, leadership quality, adherence to timelines and highly proactive. ● Excellent Knowledge of Microsoft Excel

Location: Mumbai, India. Company: Apollo Finvest (India) Limited. Role: Company Secretary & Compliance Officer, Legal. Experience: 5-8 years | Full-time | On-site. About Us Apollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS for lending! With cutting-edge APIs, and a splash of startup magic, we're enabling Indias top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Learn more about our journey and vision. Role Overview Were seeking a seasoned professional to lead our Compliance, Secretarial & Legal functions. This CXO-level role is pivotal in shaping our regulatory framework, ensuring impeccable corporate governance, and maintaining legal integrity as a listed NBFC. Key Responsibilities Compliance & Secretarial Leadership Ensure 100% compliance with RBI, SEBI, MCA & Stock Exchange regulations. Manage all responsibilities under the Companies Act & SEBI LODR. Oversee timely statutory filings and regulatory disclosures. Organize and govern Board, Committee, and Shareholder meetings. Build strong internal systems for audits and ongoing compliance. Corporate Governance Advise the Board on best practices and evolving norms. Drive effective functioning of all statutory committees. Implement policies (Insider Trading, Whistleblower, Code of Conduct). Regulatory Engagement & Risk Management Identify and mitigate compliance risks across operations. Represent the company in dealings with RBI, SEBI, ROC and other regulators. Handle inspections, queries, and audits. Support governance aspects of investor/shareholder relations. Legal Oversight Review and draft commercial contracts and agreements. Provide legal inputs for strategy, partnerships, and operations. Coordinate with external counsel for litigation matters. Ensure legal due diligence for all key transactions. Leadership & Process Building Lead and mentor the Compliance, Secretarial and Legal teams. Build scalable regulatory and governance frameworks. Foster a transparent, compliance-first - Qualified Company Secretary (CS) mandatory. Additional: LLB / LLM / MBA in Finance or Legal (preferred). 8+ years post-qualification experience. Minimum 5 years in a listed NBFC or financial institution. What You Bring Deep understanding of RBI, SEBI LODR, Companies Act. Strong legal and documentation skills. Experience managing board-level governance. Strategic thinking, high integrity, and strong leadership presence. Why Join Apollo? Be a strategic voice in a listed, high-growth fintech platform. Work directly with visionary leadership. Drive real impact in regulatory excellence and governance. (ref:iimjobs.com)

Accounts & Finance Manager Key Responsibilities Partner reconciliation which involves per loan wise principal & income matching. Coordination with the partner accounts team for timely reconciliation. Explaining the concepts of reconciliation to the partner like the process of reconciliation, tax-related queries or any other queries. Liaising with auditors for the quarterly and annual audit, bankers and statutory auditors Ensuring the requirements for the board presentation are delivered. Assisting resolve accountant's queries in preparing the quarterly and annual reports and spearhead preparation of AGM. Adhering to regulatory and statutory compliance of SEBI/RBI and other regulatory bodies. Tracking investments to ensure they meet the internal rate of expected return. Monitor income earned and the cost incurred month-on-month with respect to the budget. To Coordinate within different teams of the company for tasks related to accounting. To Coordinate with the credit and ops team while onboarding new partners. To coordinate with the tech team for develop new logics in the LMS and testing the existing reports. To work with the Business team in the financial due diligence of new probable partners. To add and represent point of view from the Finance team with all inter-team collaborative tasks. Key Requirements Qualified CA with at least 2-3 years of work experience. In-depth experience in financial reporting, Income Tax, GST, finalization of accounts, etc. Well versed with Ind-AS financial preparation and finalization. Candidates in a Compliance Manager role at NBFC / Banks having experience in handling regulatory compliance, RBI audits, etc. would be preferred. Team Management experience is preferred. Strong accounting background, leadership quality, adherence to timelines and highly proactive. Excellent Knowledge of Microsoft Excel (ref:iimjobs.com)

Senior Finance Manager | Apollo Finvest Location: Mumbai (On-site) About Apollo Finvest: Apollo Finvest is a publicly listed NBFC pioneering 100% digital loans in India with zero manual intervention. We specialize in unsecured personal loans and partner with fintechs and NBFCs to build innovative lending models like FLDG, co-lending, and business correspondence (BC). We are looking for a Chartered Accountant (CA) with deep expertise in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting . Key Responsibilities: Loan Book & Portfolio Management Oversee Apollo Finvest’s loan book across direct sourcing, co-lending, and BC partnerships. Build and maintain real-time dashboards to monitor key metrics (NPA %, PAR, collections efficiency, etc.). Ensure accurate reconciliation of all loans with bank statements, LMS, and accounting systems. FLDG & Partnership Management Lead financial evaluations and monitoring of fintech partners with FLDG arrangements. Track and reconcile FLDG coverage, defaults, and recoveries. Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration. Evaluation & Due Diligence of Partners Conduct in-depth financial and risk analysis of NBFCs and fintech entities. Review promoter background, CAR, GNPA/NNPA, ALM, audit reports, and compliance status. Prepare recommendation reports for partnerships and investments. Financial Reporting & Compliance Prepare accurate financial statements (quarterly/annual) in compliance with SEBI and RBI norms. Oversee statutory audits, internal audits, and RBI inspections. Manage tax planning, GST compliance, and other regulatory filings. Automation & Process Optimization Partner with the product team to automate reconciliation, reporting, and financial processes. Integrate finance dashboards into the LMS for real-time risk visibility. Identify automation opportunities in financial reporting and portfolio monitoring. Strategic Financial Planning Prepare monthly MIS, cash flow forecasts, and portfolio analysis. Collaborate with leadership to improve margins, reduce defaults, and optimize lending operations. Evaluate ROI and financial performance of partnerships and products. Key Skills & Experience: Chartered Accountant (CA) with 5+ years of experience , preferably in digital lending or fintech-NBFC models . Strong knowledge of unsecured personal loans and FLDG models in co-lending and BC partnerships. Expertise in NBFC operations, RBI compliance norms, and financial reporting for publicly listed companies. Hands-on experience in loan reconciliation, portfolio health tracking, and dashboard creation . Proven track record of due diligence of NBFCs and fintech companies . Strong analytical and financial modeling skills (NPA %, PAR, interest yield, etc.). Proficiency in Tally, Excel (advanced) and familiarity with ERP/LMS systems . Traits We Value: Strategic Thinker: Can link financial insights with business strategy. Problem Solver: Finds automation-driven solutions to manual finance tasks. Tech-Savvy: Understands data flows between finance, LMS, and partner systems. Ownership Mindset: Takes full accountability for financial health and reporting. Ready to join a fintech-first NBFC? Apply now and lead the future of digital lending with Apollo Finvest!

Senior Finance Manager | Apollo Finvest Location: Mumbai (On-site) About Apollo Finvest Apollo Finvest is a publicly listed NBFC pioneering 100% digital loans in India with zero manual intervention. We specialize in unsecured personal loans and partner with fintechs and NBFCs to build innovative lending models like FLDG, co-lending, and business correspondence (BC). We are looking for a Chartered Accountant (CA) with deep expertise in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting. Key Responsibilities Loan Book & Portfolio Management Oversee Apollo Finvests loan book across direct sourcing, co-lending, and BC partnerships. Build and maintain real-time dashboards to monitor key metrics (NPA %, PAR, collections efficiency, etc. Ensure accurate reconciliation of all loans with bank statements, LMS, and accounting systems. FLDG & Partnership Management Lead financial evaluations and monitoring of fintech partners with FLDG arrangements. Track and reconcile FLDG coverage, defaults, and recoveries. Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration. Evaluation & Due Diligence of Partners Conduct in-depth financial and risk analysis of NBFCs and fintech entities. Review promoter background, CAR, GNPA/NNPA, ALM, audit reports, and compliance status. Prepare recommendation reports for partnerships and investments. Financial Reporting & Compliance Prepare accurate financial statements (quarterly/annual) in compliance with SEBI and RBI norms. Oversee statutory audits, internal audits, and RBI inspections. Manage tax planning, GST compliance, and other regulatory filings. Automation & Process Optimization Partner with the product team to automate reconciliation, reporting, and financial processes. Integrate finance dashboards into the LMS for real-time risk visibility. Identify automation opportunities in financial reporting and portfolio monitoring. Strategic Financial Planning Prepare monthly MIS, cash flow forecasts, and portfolio analysis. Collaborate with leadership to improve margins, reduce defaults, and optimize lending operations. Evaluate ROI and financial performance of partnerships and products. Key Skills & Experience Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models. Strong knowledge of unsecured personal loans and FLDG models in co-lending and BC partnerships. Expertise in NBFC operations, RBI compliance norms, and financial reporting for publicly listed companies. Hands-on experience in loan reconciliation, portfolio health tracking, and dashboard creation. Proven track record of due diligence of NBFCs and fintech companies. Strong analytical and financial modeling skills (NPA %, PAR, interest yield, etc. Proficiency in Tally, Excel (advanced) and familiarity with ERP/LMS systems. Traits We Value Strategic Thinker: Can link financial insights with business strategy. Problem Solver: Finds automation-driven solutions to manual finance tasks. Tech-Savvy: Understands data flows between finance, LMS, and partner systems. Ownership Mindset: Takes full accountability for financial health and reporting. (ref:iimjobs.com)