Sr. Manager-Risk & Policy- Car & CV-Policy Formulation and Compliance, Exp -3-7 years

Job Description

To lead and design, implementation, and governance of risk management policies and review policies of other departments across the organisation, with strong focus on Risk management practices and regulatory compliance.  JD Policy Formulation and Compliance · Lead the formulation, review, and periodic updates of Policies and risk guidelines · Ensure the Policies align with regulatory requirements, market trends, and internal risk appetite. · System integration/enhancements for implementation of policies · Work closely with audit, and compliance teams to ensure adherence to regulatory guidelines. · Standardize risk assessment procedures across products and business lines. · Ensure periodic reviews and updates based on risk events, business changes, or regulatory updates. · Collaborate with business teams to embed policies into lending workflows and ensure compliance at all levels. Risk Analytics and Risk Systems Management: · Lead data-driven analysis of portfolio risk trends and potential exposures. · Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring · Support implementation and maintenance of risk assessment and monitoring tools (e.g., credit scoring models, portfolio monitoring tools) · Ability to analyze trends using risk metrics (DPD, buckets, NPA levels, write offs etc.) Specification & Key Requirements Includes: Education Graduate/Postgraduate in Finance, or related fields. MBA/CA/FRM preferred. Specialized Knowledge Exposure to retail credit products like Vehicle finance, SME finance. Skill Set (Must) Strong understanding of RBI NBFC regulations, especially around credit and operational risk. Excellent communication and documentation skills Proficient in MS Office (especially in Excel & PowerPoint), data analytics, knowledge of LOS/LMS systems is a plus. Skill Set (Desired) Experience in product policy formulation and working with risk systems or Business Intelligence tools Technical Skill Data Analysis & Reporting (Advanced Excel, SQL) Risk Management Tools & Platforms System integration awareness Professional Certificate (If Any) Experience Range 3-7 years of experience in Risk Management or Policy Roles in NBFC/Banks. Salary Bracket (Gross) 10-12 lacs Average Salary (Gross) of the profile (RHR will share this detail with respective FPR/HOD) Abilities · Policy Drafting & Documentation · Analytical & Decision Making · Regulatory Interpretation · Risk System & Data Orientation · Strategic & Process Thinking Preferred Industry NBFC/Banks Language proficiency English (written & verbal) Keywords for Search Risk & Policy (NBFC) Risk Framework (NBFC) Show more Show less