Senior Manager

Overview

Responsibilities

• Analyze credit data and financial statements to identify trends, patterns, and potential risks.
• Develop and implement comprehensive credit risk strategies to manage and mitigate risk across various credit products.
• Conduct stress testing and scenario analysis to assess the impact of economic changes on the credit portfolio.
• Monitor and report on the performance of credit risk strategies, making adjustments as necessary to achieve desired outcomes.
• Collaborate with cross-functional teams to design and enhance credit risk forecast and Profit/loss statements
• Optimize existing models to improve performance and accuracy.
• Create reports and visualizations to communicate findings to stakeholders. Utilize PowerBI to create interactive and visually compelling dashboards that communicate complex data insights in an easily understandable manner.
• Provide insights and recommendations to senior management on credit risk issues and strategic initiatives.
• Lead and mentor a team of credit risk analysts, fostering a culture of continuous improvement and professional development.
  

Qualifications

• Educational Background: A degree in Statistics, Mathematics, Computer Science, or a related field. (IIT/NIT preferred)
• Industry Experience: Minimum of 5 years of experience in credit risk management, with a focus on strategy development. Previous experience of analytics consulting in Banking Domain.
• Technical Skills: Strong proficiency in SAS, SQL and Python is essential. Hands-on experience with AWS SageMaker, Snowflake, PowerBI.
• Analytical Skills: Strong analytical and problem-solving skills. Past experience in statistical analysis and financial modeling.
• Excellent understanding of credit risk principles, regulatory requirements, and industry best practices.
• Proven ability to develop and implement effective credit risk strategies.
• Communication Skills: Strong communication and interpersonal skills, with the ability to collaborate effectively with stakeholders at all levels. Leadership experience with a track record of managing and developing high-performing teams.