Product Manager

Product ManagerLocation: Bengaluru, Karnataka, India (Hybrid/Remote)About MoneyFactory:MoneyFactory is building India's next-generation National Savings Platform in mutual funds. Our SEBI-licensed, AI-powered, UPI-integrated platform fully automates the investment process, making wealth creation genuinely accessible for the Indian middle class. As part of Google for AI Startups, we're driven by an ambitious goal: to achieve ₹100 Crores in AUM within 12 months and unlock tremendous potential for vertical financial products.The Mission-Driven RoleYou are the architect of user value and business impact. Your passion for solving real-world problems and democratizing finance will directly shape our product. You will own the "what" and "why," translating MoneyFactory's grand vision into tangible, user-centric features. This role is crucial for ensuring we build the right product that truly simplifies investing for millions and establishes us as a leader.Your Impact (Key Responsibilities) * Product Strategy & Roadmap: Own, define, and evangelize the product roadmap from conception to launch, aligned with MoneyFactory’s vision, user needs, and business goals (e.g., AUM targets, user growth). * User & Market Insight: Conduct deep user research to understand the unique needs of the Indian middle-class investor. Analyze market trends, competitive landscape, and regulatory changes in FinTech. * Feature Definition: Translate product strategy into detailed requirements, user stories, and acceptance criteria for the engineering team. * Cross-Functional Leadership: Serve as the primary liaison, driving alignment and collaboration across engineering (Lead Architect, Mobile, Full Stack), design (Yash's team), marketing (Bhim), operations (Arun), and compliance. * Data-Driven Iteration: Define key product metrics. Monitor performance, analyze user behavior data, identify opportunities, and drive continuous product improvements post-launch. * Launch & GTM: Work closely with marketing and operations to prepare for product launches, define messaging, and ensure operational readiness for new features. * Partnership Integration: Understand and define requirements for integrating with key partners like Cybrilla, UPI, AMCs, and other financial institutions.Who You Are (Required Qualifications) * Experience: 4-6 years of experience as a Product Manager, with a proven track record of launching successful digital products. * FinTech Acumen: Strong understanding of the FinTech landscape, particularly in India. Experience with investment products, payments (UPI), or financial services is a significant plus. * User-Centric: Deep empathy for users, demonstrated ability to conduct user research, and translate insights into product features. * Analytical & Data-Driven: Proficient in using data to define problems, measure success, and make informed product decisions. * Exceptional Communicator: Ability to clearly articulate complex ideas and build consensus across diverse stakeholders (technical and non-technical). * Problem Solver: Proven ability to break down complex problems, identify solutions, and prioritize effectively in a fast-paced environment. * Mission Alignment: A genuine passion for democratizing financial services and creating social impact for the Indian masses.Preferred Qualifications: * Experience in a startup environment, comfortable with ambiguity and rapid iteration. * Familiarity with AI/ML product applications, especially in recommendations or automation. * Experience with mutual funds or investment platforms. * Technical background or strong understanding of software development processes.Why Join MoneyFactory * Direct Impact: Be instrumental in building a National Savings Platform that genuinely changes lives across India. * Strategic Ownership: Own the product roadmap from concept to launch in a high-growth FinTech startup. * Growth Potential: Competitive monthly retainer, significant Stock Appreciation Rights (SARs), and a clear pathway to direct equity post-Seed Round. * Exceptional Backing: Work with a lean, high-impact team, SEBI-licensed, and part of Google for AI Startups.Screening Questions for Product ManagerTo identify the best talent, these questions blend direct experience with strategic thinking and mission alignment. * Years of experience as a Product Manager, specifically working on digital products: * a) Less than 3 years * b) 3-4 years * c) 4-6 years * d) 6+ years * (Aim for 'c' or 'd' to match the JD's requirement.) * Describe a digital product feature you owned from concept to launch that successfully solved a significant user problem. What was the problem, your solution, and the key metrics of success? (Short text answer, max 500 characters) * (Assesses end-to-end ownership, problem-solving, and focus on measurable outcomes.) * MoneyFactory aims to simplify investing for the "Indian middle class" (the masses). How would you approach understanding the unique needs and challenges of this specific user segment for a financial product? (Short text answer, max 500 characters) * (Tests user empathy, market understanding, and strategic approach for the target audience.) * Do you have direct experience working on products within the FinTech industry, especially related to investments, payments (like UPI), or regulatory compliance (like KYC)? * a) Yes, extensive FinTech experience * b) Yes, some relevant experience * c) No direct FinTech experience, but eager to learn * (Crucial for the domain context.) * How do you typically prioritize features when faced with competing demands from engineering, design, marketing, and user feedback, especially in a fast-paced startup? (Short text answer, max 500 characters) * (Evaluates their prioritization framework and ability to handle common startup challenges.) * MoneyFactory's mission is to democratize wealth creation and build a "National Savings Platform." What excites you most about contributing to this vision as a Product Manager? (Short text answer, max 500 characters) * (Gauges genuine mission alignment and passion.) * Are you available to work in Bengaluru, India (hybrid/remote options are available but core team is here)? * a) Yes * b) No * (Confirms location preference.)