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3.0 - 5.0 years

13 - 17 Lacs

Visakhapatnam

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To underwrite mortgage business and manage the portfolio in assigned branch /location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

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1.0 - 6.0 years

3 - 5 Lacs

Bhuj, Himatnagar, Ahmedabad

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A challenging & tremendous opportunity with a leading NBFC in Gujarat location. Position Title: Relationship Manager Location: Ahmedabad, Bhuj, Himatnagar Key Responsibilities: Lead Generation Sales & Marketing Client Profiling Loan Application Credit Coordination Portfolio Management Customer Service Key Mandates: Sales Enthusiast personality Minimum 1 year experience in LAP / Home loan Sales If this opportunity matches your caliber, apply for the same. Our team will connect you post the initial screening process.

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5.0 - 10.0 years

1 - 3 Lacs

Faizabad, New Delhi, Lucknow

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Position : Deputy Manager-Mortgages (Team Leader Home Loan) No. of requirements: 1 Experience : 5+ years of relevant experience. Minimum 1 years of TL experience on paper CTC: Upto 3.50 LPA + Lucrative Incentives (Based on last drawn) Key Responsibilities: Area/ Geography Mapping Responsible for allocation of geography at team level. Should work closely with his team members on geography mapping. Should audit and review the progress of area mapping on regular intervals and share the progress report with his superiors. Source Relationship Management Relationship Management- Is responsible for managing the relationship with all sources of his team and geographic area. Joint Calls Responsible to conduct Joint Calls daily with team which includes Source visits and Sales calls. Channel Partner Recruitment Responsible for identification and empanelment of channel partners Team Huddle Responsible for conducting team huddle on a daily basis as per the process laid down. Team Review Responsible for implementation and review of sales process, LMS process and dairy function of all team members. HSPL Hub Co-ordination Responsible for coordination with credit team on the logged in loan applications and update status to his team members. What Were Looking For: Proven experience in mortgage/home loans sales. Strong leadership and relationship management skills. Ability to drive performance and engagement.

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2.0 - 5.0 years

3 - 5 Lacs

Karimnagar, Anantapur, Hyderabad

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Dear Aspirants , we are hiring for Sales Manager position.(HL,LAP,BL,PL). JD: Sales Manager should be a basically from HL /LAP business with connector sourcing and sourcing inside the ABG Ecosystems (Sourcing business through dealers). Candidate with knowledge and go -getter attitude will be suited for this profile. Candidate should be experience in HL / LAP as a core business and cross selling of other financial products like (PL, BL, MF ,LI, HI, MI, Gold Loans) an added advantage. Cibil score should be 650 and above Graduation is must No career gap As of now it’s an Individual Contributor role, by next financial year all SM’s will be handling 2 -3 team members under them once the business progress. Age : 32 Location :Hyderabad ,Vizag ,Karimnagar ,Chittoor ,Anantapur . CTC : Max 6.5 LPA for more details please reach out Manasa -9502434725 or Venkat -9381915043 interested candidates please share your CV to venkateswara.k@talent21.in

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3.0 - 8.0 years

4 - 7 Lacs

Ahmedabad, Ankleshwar, Jodhpur

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Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition. Preferred candidate profile Minimum 2 year of experience in Business Loan or LAP Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

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1.0 - 6.0 years

1 - 6 Lacs

Mumbai Suburban, Thane, Navi Mumbai

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Role & Responsibilities Key Responsibilities: 1. Lead Conversion: Convert Home Loan and Mortgage leads into field appointments, ensuring a smooth transition throughout the process. 2. End-to-End Management: Oversee the entire process of converting Home Loan and Mortgage leads into loan disbursals, ensuring compliance with regulations and policies. 3. Relationship Management: Cultivate and maintain strong relationships with Banks and NBFCs, collaborating closely to streamline loan processing and resolve any issues promptly. Job Role: 1. Experience Requirement: Candidates should possess a minimum of 1 year of experience in Home Loan. 2. Client Interaction: Meet with loan applicants to understand their requirements, collect necessary information, and guide them through the loan application process. 3. Loan File Analysis: Regularly analyze active loan files, identifying bottlenecks, and proposing solutions to expedite the loan approval process. 4. Contract Completion: Assist clients in completing loan contracts, ensuring thorough understanding of policies and regulations. 5. Financial Assessment: Conduct interviews with applicants to assess financial eligibility and establish feasible debt payment plans. 6. Record Management: Maintain accurate and updated account records, ensuring compliance with regulatory standards. 7. Application Submission: Submit loan applications to relevant institutions in a timely manner, adhering to all necessary protocols 8. Proposal Preparation: Prepare comprehensive loan proposals, highlighting key terms and conditions for clients' consideration. 9. Application Review: Evaluate loan applications, identifying deficiencies and providing clear explanations to applicants in case of rejection. 10. Issue Resolution: Address applicants' queries and concerns promptly, resolving any loan-related issues to ensure customer satisfaction. Qualifications: Minimum 1+ year of experience in Home Loan and Mortgage sales. Strong interpersonal skills with the ability to effectively communicate with clients and stakeholders. Proficiency in analyzing financial data and interpreting complex loan documents. Detail-oriented approach with a focus on accuracy and compliance. Ability to work efficiently in a fast-paced environment, managing multiple tasks simultaneously. Knowledge of relevant laws and regulations governing the Home Loan and Mortgage industry.

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0.0 - 2.0 years

2 - 3 Lacs

Bengaluru

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Purpose of the Role: Operations Analysts need to understand how unpaid government dues can block a sale or affect property value. Their job ensures that liens are found, verified, and reportedprotecting both the lender and the buyer. Its about ensuring clean titles and safeguarding the property's role as collateral. The Municipal Lien Analyst role involves researching, analyzing, and reporting on municipal liens to ensure accurate data management and compliance, facilitating informed decision-making in real estate transactions. US Administrative Structures Knowledge: Analyze and understand administrative frameworks across counties, cities, municipalities, towns, and townships in the US to ensure accurate data management. Property Tax and Lien Analysis: Research and evaluate property tax calculations, assessment methods, payment procedures, and lien processes to support effective decision-making. Lien Management: Proficiently handle property liens, including obtaining lien payoffs, clearing liens, and assessing their impact on property transactions. Government Website Navigation: Navigate government portals effectively to retrieve essential information on permits, code enforcement, utilities, and property taxes. Regulatory Monitoring: Stay updated on changes in website layouts and content to maintain accuracy in information retrieval and reporting. Code Violations & Permits Management: Analyze code violations, understand their implications for property ownership, and develop strategies for resolution, including managing distinctions between open and expired permits. Utility Services Understanding: Research utility services in US homes and analyze billing processes for both public and private utility providers. Team Collaboration: Collaborate with team members to ensure effective execution of tasks and promote continuous professional development. Essential Skills Strong verbal and written communication skills with fluent English and an accent that is easily understood by American clients. Proven ability to communicate effectively with government officials, property owners, and stakeholders to resolve lien-related matters. Proficiency in using online research tools and computer software for data collection and management. Exceptional organizational skills with strong problem-solving abilities. Detail-oriented with the capability to manage multiple tasks and projects concurrently. Desired Skills Prior experience as a municipal lien analyst or working with US property liens and local government entities will be preferred Knowledge of permit search, code & real estate transactions, particularly as they relate to liens and tax procedures, is a strong advantage. Education and Experience: Bachelors degree in Public Administration, Real Estate, Finance, or a related field. We are also open to applications from freshers who possess excellent communication skills and a strong motivation to work in operations. 0-2 years of experience is required in any service industry. Shift timings: 9:00 pm to 6:00 am IST.

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0.0 - 5.0 years

2 - 4 Lacs

Madurai, Chennai, Tiruchirapalli

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Job description: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Preferred candidate profile 1. The candidate must be a graduate pass out from any stream. 2. 0.6 to 1 Year of experience in sales is preferred (Freshers can apply) 3. The job requires extensive traveling so the candidate must be willing to travel within the city. Perks and benefits Lucrative Incentives Fast Promotion Please WhatsApp cv to Rupal on 9829295639 ( Don't call, only WhatsApp)

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2.0 - 4.0 years

3 - 5 Lacs

Hyderabad

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Job Summary The Senior Process Executive - B&L will be responsible for managing and executing various business processes with a focus on efficiency and accuracy. The role requires a minimum of 2 years and a maximum of 4 years of experience with mandatory technical skills in MS Excel. The candidate will work from the office during night shifts and will not require travel. Responsibilities Manage and execute business processes with a focus on efficiency and accuracy. Utilize MS Excel to analyze and interpret data for process improvement. Provide support in the foreclosure claim file and servicing of mortgage loans. Deliver exceptional customer service in the mortgage domain. Ensure compliance with company policies and industry regulations. Collaborate with team members to achieve departmental goals. Identify opportunities for process improvements and implement solutions. Maintain accurate records and documentation for all processes. Assist in the preparation of reports and presentations for management. Monitor and track key performance indicators to ensure targets are met. Resolve any issues or discrepancies in a timely manner. Communicate effectively with internal and external stakeholders. Stay updated with industry trends and best practices. Qualifications Possess a minimum of 2 years and a maximum of 4 years of experience in a similar role. Demonstrate proficiency in MS Excel for data analysis and reporting. Experience in foreclosure claim file and servicing of mortgage loans is preferred. Strong customer service skills in the mortgage domain are a plus. Excellent communication and interpersonal skills. Ability to work night shifts and adapt to a fast-paced environment. Strong problem-solving skills and attention to detail. Certifications Required Certification in MS Excel or related data analysis tools is preferred.

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1.0 - 6.0 years

3 - 7 Lacs

Bengaluru

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Openings for Underwriter graduate or undergraduate with 1 year of Live underwriting experience salary :45k location:whitefield call kavya@7849020010 hr suman@7848820047 hr anusha@7815982900 hr@9590520040 hr Shruthi@7849020010 Available Positions:-Underwriter with sat,sunday off location:manyata,Whitefield salary 8lks

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1.0 - 3.0 years

4 - 5 Lacs

Ahmedabad

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Urgent Hiring in Banking, Insurance and Home Loan Officer, Agency Manager Location: Pan India Min. 1 years experience in sales job, freshers can also apply who want to start a career in Sales, 50% Sales and 50% Office Job, Team handling. Reply me with cv on same what's up number or call back Key Responsibilities: Generate leads and source home loan applications through field visits, cold calls, and referrals. Understand customer requirements and provide appropriate home loan product solutions. Assist clients with documentation and application submission processes. Coordinate with internal teams for loan processing and approvals. 1 Yrs min experience in BFSI Sector, Direct sales, Insurance, Freshers also apply who ok with sales and two wheeler . min 1 yr Direct selling, Insurance, Banking, Home Loan, Mortgage, Freshers also apply

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1.0 - 6.0 years

2 - 5 Lacs

Ahmedabad

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Job Title: Credit Officer PL/MSME/Business Loan Location: Ahmedabad Key Responsibilities: Evaluate loan files (PL/MSME/BL) with focus on Login to Recommendation TAT. Conduct PD/site visits, ensure policy adherence & audit compliance. Maintain credit MIS & monitor PDDs/documents. Control delinquency within budgeted limits. Review hind sighting errors and ensure corrective action. Collections for smooth workflow. Manage costs and support overall portfolio quality. Requirements: Graduate/Postgraduate (Finance/Commerce). 2–4 years in Personal / MSME / Business Loan credit. Strong credit assessment & risk skills. Good communication & MS Office proficiency. Contact Person : Ami Soni (8511015682 / ta_hr14@mas.co.in)

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8.0 - 13.0 years

25 - 30 Lacs

Mumbai

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The purpose of this role is to execute the approach and strategies outlined by senior leadership, lead and manage day to day work, and manage the day-to-day communication with clients and team. Job Description: Key responsibilities:Manages project tasks, timelines and deliverables; anticipate project risk and constraints and proactively work on solutions to address the risk/constraintsManages and mentors junior analysts, contributing to their technical and career developmentGuides and assists with data aggregation, preparation and analysis as it relates to assessment and roadmap development/executionProduction of client facing deliverablesLiaises between client work team and internal work team and executivesTrains, evaluates and Improves internal templates, tools and processes Location: Mumbai Brand: Posterscope Time Type: Full time Contract Type: Permanent

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1.0 - 2.0 years

1 - 3 Lacs

Navi Mumbai

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Job Requirement: 5 Days work from office One way transport Role & responsibilities Area: Mortgage Application Processing Role: Associate Analyst Required Experience: 1-2 Years of overall experience, 1 year of Mortgage UW experience Must have: Worked in a UK/ US Mortgage process Good to have: UK Underwriting experience/ US mortgage underwriting / loan processor Essential Hiring Skills: Good understanding of the UK mortgage market with experience of handling mortgage applications Experience in the validation of customer data and documentation with history of correctly identifying AML, CDD and fraud concerns Experience of working within a high paced environment, managing high volumes with prioritisation skills ensuring KPIs and SLAs are adhered to Ability to work collaboratively with the onshore teams through effective communication skills Strong attention to detail, utilising your knowledge and support tools to progress mortgage applications correctly Strong verbal and written communication skills to ensure a smooth experience for Brokers and customers Have a proactive and professional approach to drive a right first-time outcome for the customer Ability to support and develop team colleagues by training and collaboration across the team Compliance with monthly quality checks ensuring accuracy on cases worked Understanding of UK legislation Very strong interpretation and articulation skills Excellent Keyboard skills and should be familiar with working on a laptop Strong typing skills with a minimum of 45 words per minute 100% shift adherence and demonstrate flexibility to work in shifts Roles and Responsibilities: Review and screen residential owner occupied and buy to let (in both individual names and trading companies names) mortgage applications to understand the customer and application type, ensuring the correct packaging requirements are set Review the quality of data and identify inaccuracies including customer personal data, property portfolio and income and commitments, ensuring the mortgage application is set up for success and ready to be underwritten Regularly reviewing mortgage applications against agreed deadlines to ensure cases are progressed in a timely and accurate manner Review packaging documents once received, ensuring they meet the relevant requests. Including the checking of documents, validating the data and updating the system information through the documents received or the use of relevant third party websites and systems, e.g. Companies House Review and validate documentation and supporting information such as: Income evidence; payslips, P60s, SA302s, financial accounts and business plans etc Customer due-diligence documentation; proof of ID, proof of address Buy to let portfolios etc Credit reference reports, EPC reports, Companies House searches Understand and apply Bank policies in terms of documentation, case set up and mortgage valuation requirements Identify cases that require manual referral to the onshore team and refer them in a timely manner to ensure the customer experience isnt detrimental, this could be due to; AML concerns Confidential-Internal Complex case/documentation requirements System errors etc Protect the customer and the Bank by having a strong knowledge of anti-money laundering policies, customer due diligence policies and fraud prevention processes. Identification of potential external fraud, and scheme misuse to protect the bank against possible bad debts Support the successful progression of mortgage applications through the use of systems, applying the correct updates and notes in a clear and concise way Both technical system knowledge of mortgage origination systems and the wider supporting systems (quest, lender hub, kama etc.) Support the management of a large volume of mortgage applications, and work is priortised accordingly to deliver against service KPIs Understanding of system rules and affordability calculators to ensure adherence to policy and bank risk appetite A good understanding of both Residential and Commercial lending, particularly in a UK market Adhere to Standard Operating Procedures when assessing Mortgage valuations, Certificates of Titles and post offer documents, applying business and lending policies to the assessment to ensure appropriate decisions can be made as a result of the assessment Identify and review changes to Standard Operating Procedures and support the implementation of improvement ideas to improve the customer experience and realise cost benefits

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8.0 - 13.0 years

11 - 15 Lacs

Hyderabad

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Hi, We are hiring for the position of RSM-MSME loans for the Leading Small Finance Bank. . Experience: Minimum 6+yrs in MSME loan sales CTC: Negotiable Location: HYDERABAD Roles and Responsibilities Manage a team of sales professionals to achieve business targets in the assigned region. Develop and execute strategies for territory expansion, product penetration, and customer acquisition. Build strong relationships with key stakeholders, including distributors, partners, and internal teams. Identify new business opportunities through market research and competitor analysis. Ensure timely completion of tasks and projects while maintaining high levels of quality. Desired Candidate Profile 8-13 years of experience in regional sales management or similar role in the financial services industry. Proven track record of achieving sales targets and managing teams effectively. Strong understanding of MSME lending products such as LAP (Loan Against Property), Home Loans, Mortgage loans etc. . Excellent communication skills with ability to build strong relationships with customers and colleagues alike. If interested please contact on radhikareddy@kycsolutions.in

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2.0 - 6.0 years

13 - 17 Lacs

Gurugram

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The purpose of this role is to work under the direction of a more senior Insight team member to build audiences and analyse data to fuel the strategy and planning process. Job Description: Key Responsibilities: Builds audiences for use in insights, plans and potentially direct activation Compiles research to inform insights and strategies Creates audience profiles or manages IDC resources who perform that role Answers research questions from planning teams and clients Location: Gurugram Brand: Posterscope Time Type: Full time Contract Type: Permanent

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7.0 - 12.0 years

20 - 35 Lacs

Bengaluru

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US Mortgage/Loan Organization Experience is a must. 7+ yrs exp. as a BA/PMwith at least 4 years in the mortgage or financial services domain. Strong understanding of the mortgage lifecycle,including loan origination,underwriting,and servicing. Required Candidate profile Familiarity with various mortgage software systems (e.g., Origination Platforms, Processing platforms). Strong awareness of regulatory frameworks (e.g., TRID, RESPA, FHA guidelines)..

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2.0 - 5.0 years

1 - 2 Lacs

Kolkata

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D.B.S.Finvest Private Limited is looking for Loan Officer to join our dynamic team and embark on a rewarding career journey Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan Assist clients in understanding loan options and provide guidance throughout the application process Analyze financial statements, credit reports, and other documentation to make informed lending decisions Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner Maintain accurate and up-to-date records of all loan applications and related documentation Ensure compliance with all applicable lending regulations and policies Continuously monitor loan portfolios and identify opportunities for risk management and improvement Proficiency in Microsoft Office and loan management software Strong communication and interpersonal skills Experience: 2+ years in banking or financial services Skills: Problem-solving, attention to detail, and customer relations

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2.0 - 7.0 years

4 - 9 Lacs

Mumbai, New Delhi, Pune

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Role & responsibilities Increase acquisition of target clientele across mortgage and loan against property segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - At least 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition

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3.0 - 8.0 years

3 - 7 Lacs

Noida, Gurugram, Delhi / NCR

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Role & responsibilities Must have experience in HL, LAP . Team handling experience is required. Must have handled the team of DST.

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0.0 - 2.0 years

2 - 4 Lacs

Pune

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Job Description Job Purpose ICE is the leading cloud-based platform provider for the mortgage finance industry. ICE solutions enable lenders to originate more loans, reduce origination costs, and reduce the time to close, all while ensuring the highest levels of compliance, quality, and efficiency. The Associate will perform exception reviews on documents and perform audits at different times in the process of loan production, in accordance with customer needs and regulations. Responsibilities Validation of Document Recognition and Data Extraction. Perform Data Integrity check on extracted data. Follow the Standard Operating Procedures. Engage with management to overcome any obstacles to service delivery. Ensure that data security is maintained. Ensure meet the defined SLAs as per the requirement. Create Bounding Boxes around Data and label the Documents. Provide labelled dataset for training the model. Identify and raise the anomalies in the Software Application. Meet the Quality and Productivity target on a daily basis. Ability to work in 24 / 7 shifts. Knowledge and Experience Bachelor s degree or academic equivalent. 0 to 2 years of mortgage lending experience, or a combination of education and experience to include processing, underwriting, closing, quality control and/or compliance review. Preferred Proficiency in mortgage document terminology. Proficiency with Microsoft Office (Excel and Word) and Microsoft Windows. Proficiency in using keyboard shortcuts. Strong attention to detail. Excellent time management and organizational skills. Ability to work efficiently. Ability to work under pressure and time constraints. Effective and clear communication in English, both spoken and written.

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0.0 - 2.0 years

2 - 4 Lacs

Hyderabad

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Job Description Job Purpose ICE is the leading cloud-based platform provider for the mortgage finance industry. ICE solutions enable lenders to originate more loans, reduce origination costs, and reduce the time to close, all while ensuring the highest levels of compliance, quality, and efficiency. The Associate will perform exception reviews on documents and perform audits at different times in the process of loan production, in accordance with customer needs and regulations. Responsibilities Validation of Document Recognition and Data Extraction. Perform Data Integrity check on extracted data. Follow the Standard Operating Procedures. Engage with management to overcome any obstacles to service delivery. Ensure that data security is maintained. Ensure meet the defined SLAs as per the requirement. Create Bounding Boxes around Data and label the Documents. Provide labelled dataset for training the model. Identify and raise the anomalies in the Software Application. Meet the Quality and Productivity target on a daily basis. Ability to work in 24 / 7 shifts. Knowledge and Experience Bachelor s degree or academic equivalent. 0 to 2 years of mortgage lending experience, or a combination of education and experience to include processing, underwriting, closing, quality control and/or compliance review. Preferred Proficiency in mortgage document terminology. Proficiency with Microsoft Office (Excel and Word) and Microsoft Windows. Proficiency in using keyboard shortcuts. Strong attention to detail. Excellent time management and organizational skills. Ability to work efficiently. Ability to work under pressure and time constraints. Effective and clear communication in English, both spoken and written.

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0.0 - 3.0 years

1 - 3 Lacs

Hapur

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Role & responsibilities As a Relationship Officer, your primary responsibility will be to nurture and maintain relationships with existing clients while also identifying and cultivating new business opportunities. You will serve as the main point of contact for clients, addressing their inquiries, resolving issues, and providing tailored solutions to meet their needs. Additionally, you will collaborate with internal teams to ensure seamless delivery of products and services, while also contributing to the overall growth and profitability of the organization.

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0.0 - 3.0 years

1 - 3 Lacs

Modinagar

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Role & responsibilities As a Relationship Officer, your primary responsibility will be to nurture and maintain relationships with existing clients while also identifying and cultivating new business opportunities. You will serve as the main point of contact for clients, addressing their inquiries, resolving issues, and providing tailored solutions to meet their needs. Additionally, you will collaborate with internal teams to ensure seamless delivery of products and services, while also contributing to the overall growth and profitability of the organization.

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3.0 - 8.0 years

3 - 7 Lacs

Chandausi, Modinagar

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Role & responsibilities Would be responsible to achieve the sales target assigned to base and mentor branch. Handling the Team of Business Managers and Relationship Officers. New Client Acquisition & Business generation of Home loan Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Manage both internal & external channel for business expansion & development Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval. Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process.

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Exploring Mortgage Jobs in India

The mortgage industry in India is growing rapidly, creating a demand for skilled professionals in various roles related to mortgages. Whether you are a fresh graduate looking to start your career or an experienced professional seeking new opportunities, the mortgage sector in India offers a wide range of job prospects.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Hyderabad
  5. Chennai

These cities are known to have a high demand for mortgage professionals, with numerous job opportunities available.

Average Salary Range

The average salary range for mortgage professionals in India varies based on experience and expertise. Entry-level positions such as Mortgage Processor or Loan Officer may start at around INR 3-4 lakhs per annum, while experienced professionals in roles like Mortgage Underwriter or Mortgage Broker can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the mortgage industry may involve starting as a Mortgage Processor or Loan Officer, advancing to roles like Mortgage Underwriter or Mortgage Broker, and eventually reaching senior positions such as Mortgage Manager or Mortgage Specialist.

Related Skills

In addition to expertise in mortgages, professionals in this field are often expected to have knowledge and skills in areas such as finance, banking, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the role of a mortgage servicer in the mortgage process? (medium)
  • What factors determine the interest rate on a mortgage loan? (medium)
  • How do you handle a situation where a borrower defaults on their mortgage payments? (advanced)
  • What are the key regulations governing the mortgage industry in India? (advanced)
  • How do you stay updated on changes in mortgage lending guidelines and regulations? (medium)
  • Can you walk me through the process of obtaining a mortgage loan from start to finish? (basic)
  • How do you evaluate the value of a property for mortgage purposes? (medium)
  • What are the key documents required for a mortgage application? (basic)
  • How do you handle confidential information in the mortgage application process? (basic)
  • Can you explain the concept of loan-to-value ratio in the context of mortgages? (medium)
  • How do you ensure compliance with anti-money laundering regulations in mortgage transactions? (advanced)
  • What are the common challenges faced by mortgage professionals in India? (medium)
  • How do you handle disputes between borrowers and lenders in the mortgage process? (advanced)
  • What are the key differences between a mortgage broker and a mortgage lender? (basic)
  • How do you assess the risk associated with a mortgage loan application? (medium)
  • Can you explain the concept of mortgage insurance and its importance? (medium)
  • How do you handle delays in the mortgage approval process? (medium)
  • What are the key factors that influence mortgage interest rates in India? (medium)
  • How do you ensure accuracy in mortgage documentation and paperwork? (basic)
  • Can you describe a challenging situation you faced in the mortgage industry and how you resolved it? (advanced)
  • How do you prioritize tasks and manage workload in a fast-paced mortgage environment? (medium)
  • What are the key qualities that make a successful mortgage professional? (basic)
  • How do you handle communication with clients throughout the mortgage process? (basic)

Closing Remark

As you explore job opportunities in the mortgage industry in India, remember to showcase your expertise, skills, and experience confidently during the interview process. With preparation and determination, you can secure a rewarding career in this dynamic and growing sector. Good luck!

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