Manager

We are seeking a highly analytical and detail-oriented professional to join our unsecured lending strategy and analytics team. The Specialist will be responsible for developing data-driven strategies to optimize product performance,and improve profitability. This role requires strong analytical skills, proficiency in data tools, and a deep understanding of consumer banking products and credit risk.

A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on:

• Support tactical & strategic risk analytics initiatives for US based banks’ Risk team
• Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions
• Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
• Policy analytics to make sure correct customer segments are targeted and acquired
• Recommend changes to business strategy and risk management policies
• Build reporting/BI frameworks for Risk teams within the organization
• Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
• Clearly communicate analysis as presentations to technical & non-technical groups
• Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
• Summarize analytical findings into presentations and share analysis & reports with senior leadership.
• Maintain a high degree of technical and policy understanding with respect to credit risk.
• Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
• Train, coach and develop team members

Qualifications:

• 4-8 years of experience in Analytics and Decision Science.
• Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)
• Past experience in problem solving roles, strategic initiatives etc.
• Knowledge in Banking Domain
• Hands on work experience in Python, SQL, SAS