4725 Lap Jobs - Page 41

Position Title Department Finance Consumer Bank Location Goregaon, Mumbai Number of Positions Upto 2 Reporting Relationships Sr. Vice President, Finance Consumer Bank Position Grade DVP / AVP / Senior Manager It is an exciting time to be in Consumer Bank. It is the epicenter of the growth strategy of our Bank. Having already re-organized itself into products, proposition and distribution structure, Consumer Bank is at the forefront of STARTUP strategy of the firm, where several initiatives on omnichannel distribution, unique propositions (Solitaire, NR etc.) and several speed simplicity and transparency initiatives have come to life. It is the largest lever to transforming for scale since it represents close to 75% of its deposits, 50% of advances and a 50k+ workforce. This business franchise is spread across 2 cr+ customers who have availed a variety of products & offerings including Deposits, Group products, Mortgage (HF & LAP), Business Banking (Working capital & business loans), Credit cards, Personal Loans etc and a distribution franchise of 2000+ branches & 3000+ ATMs. This role presents an excellent opportunity to not just learn retail banking business model, from a financial lens, but also to contribute in the path to its transformation. This role is under finance team with P&L responsibilities and partnering with business to enable and facilitate financial optimization Preparation of Business P&L Monitoring of revenues and costs Assurance on our interest rate yields, transfer price, spreads, fee are in line with business Assurance on our costs being are at or below budget tight monitoring and prevent potential excess / leakage Variance analysis on the P&L in context of underlying operating drivers Developing granularity slice dice and dissection of revenues and costs Track KPIs for the business time-series and vs. budgets Be a P&L partner to business and facilitate P&L improvement Experience4 5 years. Can consider lesser, if you demonstrate hunger to learn fast AcademicsPreferably CA or PG / Graduates of commerce Other aspectsPassion for numbers, eye for detail, hunger to learn and an Excel-Ninja

Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge o Technical underwriting experience o Analytical skills Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Relationship Manager-Loan Against Property Location Mumbai Reporting Relationships Location Manager The Loan Against Property (LAP) Business vertical is the part of Secured Assets division of the Consumer Bank. This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties. We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting. The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals. We have recently started funding Salaried customers also. The vertical has Pan India presence with coverage in most of the major towns of the country. The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels i.e. Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc. Manage sales for Loan against Property business from cross channel and open market Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF/ Working capital. Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores Experience in SECURED LOAN SALES is Must Job Requirements: Qualification - Graduate / MBA Skills & Experience Minimum 2 years work experience in Home Loan /Mortgage Sales with DMA/DST/Bank Branches Customer relationship management skills Sales and service orientation

AYE finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

Roles and Responsibilities Manage relationships with existing clients to identify their financial needs and provide tailored solutions. Identify new business opportunities through field sales activities, networking, and referrals. Conduct market research to stay updated on industry trends and competitor activity. Develop and maintain a strong understanding of various loan products such as home loans, mortgage loans, LAP (Loan Against Property), housing loan, secured loan, open market etc. Collaborate with internal teams to resolve client issues and improve overall customer satisfaction. Desired Candidate Profile 1-3 years of experience in banking or finance industry with focus on relationship management or sales. Strong knowledge of home loan/mortgage loan/LAP/housing loan/secured loan/open market concepts. Excellent communication skills for effective interaction with clients at all levels. Ability to work independently with minimal supervision while meeting targets set by the organization.

• To lead the geography for Sales and meet the approved business target for the geography. • Planning & achieving sales targets through a mix of channels. • Identifying profitable opportunities and policies to achieve desired business. • Required Candidate profile Stable Candidate with exposure in Mortgage Industry with exposure in DST handling.

Role & responsibilities Lead the credit underwriting process for Micro Loan Against Property (Micro LAP) products. Evaluate credit risk and make sound lending decisions based on thorough analysis of borrower financials and market conditions. Develop and implement credit policies, guidelines, and procedures for Micro LAP to ensure compliance with regulatory requirements. Monitor and assess the performance of the credit portfolio and take necessary actions to mitigate risk. Collaborate with sales and marketing teams to understand customer needs and tailor financial products as per the regional variances. Maintain strong relationships with clients, guiding them through the loan process and addressing any concerns. Perform market research to identify new opportunities within the Micro LAP sector and recommend strategic initiatives. Provide training and support to team members on credit assessment techniques and risk management. Prepare reports and presentations on credit performance and strategy for senior management. Stay updated with industry trends, regulatory changes, and best practices in credit management. Preferred candidate profile Minimum 812 years’ experience in affordable housing/ micro LAP or similar products Demonstrated ability to strategize, present to the board and develop nuanced policies and matrices to enable business within the guardrails of risk management. Strong knowledge of credit risk assessment methodologies and financial analysis. Demonstrated evidence of managing scale and volume with a similar large size retail/micro NBFC/HFC

• Managing Sales of Home loan, Mortgage, Lap Loan • Sourcing business through open market • Can apply for RO/RM/SM/DSA Manager- Individual • Self lead generate and achieve the target Required Candidate profile Must have 6 month of experience in Home Loan / Mortgage Loan / Lap / Cross Sell DSA and DST both are vacancy available (Individual role) It Is a Field Sale not a back office work

Job Summary: We are seeking a driven and results-oriented Sales professional to join our dynamic team. The ideal candidate will be responsible for promoting and selling exclusive education loan products of Leap Finance to students aspiring for higher education in the USA. This role involves direct interaction with students, parents, and educational consultants to identify their financial needs and provide tailored solutions. Key Responsibilities: Counsel students and parents about Leap Finances loan products, eligibility criteria, and application process Build and maintain strong relationships with key stakeholders, including educational consultants Meet and exceed monthly, quarterly, and annual sales targets. Develop and implement strategies to maximize loan approvals and disbursements Assist customers in completing loan application forms and gathering required documents. Coordinate with internal teams for loan processing and ensure timely disbursements. Ideal Persona: Excellent communication skills in English, written and spoken Should have 1- 4 years of experience as a Loan Advisor/ Edtech Sales/ counselling/ telesales/ insurance sales Should be confident to handle student queries and provide timely and efficient solutions Candidates should have good presentation, client-facing, and counselling skills with a pleasing and convincing personality Perquisite for this role will include: Work Location - HSR Layout, Bangalore. Working Time - 10am till 7pm Work Days - Monday to Saturday; Sundays are off

Key Responsibilities : Business Development & Sales Drive business growth for the branch through acquisition of new customers and cross-selling of financial products. Meet or exceed sales targets across product portfolios (Vehicle Finance, Home Loans, SME Loans, etc.). Develop and execute local marketing strategies to boost visibility and engagement. Team Leadership Manage and mentor the sales and operations team. Ensure high productivity and performance of each team member through regular reviews and training. Branch Operations Oversee daily operations of the branch, ensuring smooth processing, customer service, and documentation. Maintain quality standards and ensure adherence to all compliance guidelines and company policies. Customer Relationship Management Build and maintain strong relationships with key customers, dealers, and partners. Handle escalations and ensure timely resolution of customer queries/issues. Portfolio Management Monitor and manage portfolio health including collections, overdue follow-ups, and credit quality. Work closely with risk and credit teams to ensure healthy loan disbursals. Eligibility Criteria : Education : Graduation (MBA preferred but not mandatory). Experience : 4+ years in financial services / NBFC / banking sector. Proven track record in sales, branch handling, and team management. Key Skills Required : Excellent leadership and interpersonal skills Strong understanding of financial products and branch operations Good communication and negotiation skills Target-driven mindset Knowledge of the local market (Jaipur and nearby areas) How to Apply : Send your updated CV to: nirajav@chola.murugappa.com shreshthaj@chola.murugappa.com

Responsibilities: Acquire new clients and manage existing relationships for working capital and agri-finance products. Understand clients' business needs and offer suitable financial solutions (e.g., cash credit, overdrafts, term loans, KCC, etc.). Assess creditworthiness and coordinate with credit teams for appraisal and sanction. Ensure timely disbursal and documentation compliance. Key Skills: Strong understanding of working capital finance and agri lending. Good analytical, communication, and negotiation skills. Relationship-building mindset with a customer-first approach. Basic knowledge of banking regulations and documentation norms.

Get business from market and local agents (DSA/DST) Use your local area knowledge to grow sales Home Loan experience is a big plus Self-sourcing and channel management role Required Candidate profile 1. Min 6 months + experience in Home Loan/LAP/Mortgage sales 2.Open for travelling 3.Excellent communication skills 4.Fresher can not Apply Note:- This is a field job and not a backend job

Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA. Open Market ,Connectors HR Mansi MOB :99091 29471 Call & WhatsApp Required Candidate profile Good communication skill Must have minimum 3 month to5 years experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 50 Must have a Two-Wheeler with a Valid Driving License

Get business from market and local agents (DSA/DST) Use your local area knowledge to grow sales Home Loan experience is a big plus Self-sourcing and channel management role Required Candidate profile 1.Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) 2.Open for travelling 3.Candidate must have good communication skills 4.Fresher can not Apply

Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition. Preferred candidate profile Minimum 2 year of experience in Business Loan or LAP Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

The incumbent will be responsible to sell the product by establishing contact and building relationships with prospects. Role & responsibilities Understanding of the Educational Dynamics of the market and the area. Understanding of the Channel network and Industrial Areas of the market. Sell product by establishing contact and building relationships with prospects; recommending solutions. Develop good relationship with customers through personal contact or meetings or via telephone etc. Follow up after sanctioning on regular receipts of payment Display efficiency in gathering market and customer info to enable negotiations Deliverables • Achieve Target conversion on Appointment • Login, Login to Sanction & Sanction • Disbursement. • Manage the relationship and source leads as per the defined target. • Target achievement on monthly collection efficiencies across. • Nil customer service issues. • Team Training and education of policies and product across his team members. Preferred candidate profile At least 4-6 years of relevant experience (Sales) in any kind of service or sale of product to Education Institutions/industries. Existing relationships with educational institution could be additional advantage. Knowledge of Lending Business especially Education Institution Loan could be additional advantage. Min Qualification required is Graduation Experience in LAP loans and Educational Institution loan

The incumbent will be responsible to sell the product by establishing contact and building relationships with prospects. Role & responsibilities Understanding of the Educational Dynamics of the market and the area. Understanding of the Channel network and Industrial Areas of the market. Sell product by establishing contact and building relationships with prospects; recommending solutions. Develop good relationship with customers through personal contact or meetings or via telephone etc. Follow up after sanctioning on regular receipts of payment Display efficiency in gathering market and customer info to enable negotiations Deliverables • Achieve Target conversion on Appointment • Login, Login to Sanction & Sanction • Disbursement. • Manage the relationship and source leads as per the defined target. • Target achievement on monthly collection efficiencies across. • Nil customer service issues. • Team Training and education of policies and product across his team members. Preferred candidate profile At least 8-12 years of relevant experience (Sales) in any kind of service or sale of product to Education Institutions/industries. Existing relationships with educational institution could be additional advantage. Knowledge of Lending Business especially Education Institution Loan could be additional advantage. Min Qualification required is Graduation Experience in LAP loans and Educational Institution loan

Role 1. Segment the market and identify potential direct clients, approach them and generate business through customized loan structure offerings that meet client requirements and also generate good margins for business 2. Deliver on sales targets for Business by building strong relationships in the DSA/ DST / Connector network 3. Carry out meetings and sales calls with prospective clients on a regular basis to source business 4. Drive faster TATs through effective loan sanctioning by building strong relationships with internal stakeholders in order to expand channel presence and customer base 5. Track and report on sales operations and productivity metrics, and work towards building a highperformance sales culture 6. Actively participate in initiatives and contests driven by business team 7. Customer centric approach to liasion better with customer

We have urgent opening for Aditya Birla Capital Designation - Key Relationship Officer RO Salary - CTC - 3.40LPA Location Mumbai/Pune Product Home Loan/LAP Vertical Direct Selling Home loan and LAP Loan via Direct Market. Candidate should be earning incentives in current company Stability of 1+ yrs in current company also should be currently employed. Age 32 Note:- Interviews will be Virtual Interested candidate what's updated CV Sonali WhatsApp - 7304668683

Dear Candidate, We have openings for HOME LOAN SALES IN BANKING SECTOR Location: Kumbakonam, Tirichy, TANJORE SEMBANARKOIL , PONDYCHERRY Exp: 1-4 Years in Filed Collection sales ]Budget: As per company Notice Period: Immediate Joining/30 days Desired Candidate Profile Strong understanding of housing finance products and regulations. 1-4 years of experience in home loans or related fields such as LAP (Loan Against Property). Excellent communication skills for effective customer interaction at various levels. Ability to work independently in a fast-paced environment while meeting targets. Interested Candidate Whatapp me Below Number: Thanks And Regards, Yamini. A Senior HR- 7200032640

We are Hiring Relationship Manager for a premium Housing Loans Finance company based in Maharashtra. Candidates with minimum 1 years of experience in housing loans or finance industry can apply. Job Title: Relationship Manager Department: Sales Location: Maharashtra Reports to: Branch Manager Grade: E1 to Assistant Manager CTC: 1.61 Lakhs to 3.51 Lakhs per annum Purpose of the Role The Relationship Manager is responsible for building and maintaining strong, long-term relationships with customers, ensuring high levels of customer satisfaction and business profitability. The role involves front-line interaction with clients, sourcing home loan leads, and managing the end-to-end sales process while promoting the organizations products and maintaining brand integrity. Key Responsibilities Conduct customer-facing interactions including field visits and in-branch meetings. Recommend suitable home loan products and clearly communicate associated benefits. Engage in regular client interactions through group meetings, site promotions, and presentations. Attend to walk-in customers and conduct home visits when required. Execute branding and marketing activities in the designated catchment areas. Oversee end-to-end documentation processes for customer onboarding. Generate leads through various channels and partners in the catchment area. Focus on collections of 012 MOB, and extend efforts to manage 1324 MOB or higher bounce cases as per organizational direction. Support and promote digitization initiatives across sales and operations processes. Ensure cash management practices are strictly in line with SHDFC policies and maintain high integrity. Contribute towards overall branch performance with attention to balance scorecard objectives. Develop and manage relationships with DSAs, Corporate DSAs, and other lead partners as assigned. Establish and nurture ties with affordable housing builders and brokers to drive quality home loan leads. Stay updated with SHDFCs latest policies, products, pricing, and process guidelines. Provide competitor intelligence and feedback to senior management. Uphold transparency by sharing accurate information about customers, properties, and sellers. Manage lead pipeline, track WIP files, support in reject reviews, disbursement processes, and timely PDD collection. Resolve instrument unavailability cases within stipulated timelines. Aim for First Time Right (FTR) execution from login to disbursement to ensure optimal turnaround time and customer satisfaction. Conduct client meetings to promote product offerings and provide advisory support. Manage pre-sanction and post-sanction sales processes efficiently. Maintain and update marketing and sales collaterals. Conduct promotional and outreach activities including developer site promotions and group events. Required Competencies Strong selling and persuasion skills with the ability to engage customers effectively. Excellent communication skills, both verbal and written. Proficiency in English, Hindi, and the regional language (preferred). Basic computer literacy MS Word, Excel, Email, and Web-based platforms. Pleasant demeanor and professional appearance. Experience & Qualifications Minimum 1 to 6 years of relevant experience in sales, preferably within the financial services or home loan industry. Graduate degree from a recognized institution. Age & Social Profile 20 to 30 years of age Open to male and female candidates Industry Preference Candidates from the Home Loan/Financial Services segment will be preferred. Compensation 1.61 Lakhs to 3.51 Lakhs per annum (Subject to location and experience) For further assistance contact/whatsapp: 9354909512 9354909518 or write to Pankhuri@gist.org.in priya@gist.org.in

Self-source business via open market channels (DST/DSA) Acquire clients for Home Loan & LAP Build and maintain strong client relationships Achieve sales targets via fieldwork Required Candidate profile Min 6 months + experience in Home Loan/LAP/Mortgage sales Ready to travel for fieldwork Excellent communication skills Freshers not eligible

Acquire and maintain merchant overdraft clients from open market/connector for the bank as per assigned targets. Ensure that the client is equipped with the needed information and tools to enable them route their business transactions via the bank. Ensure that proper knowledge on the legal and technical aspects of the property is understood by the candidate to ensure proper and correct documentation. Ensure maintenance and continuance of relationship with acquired standalone Merchant Overdraft clients. Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance Use credit knowledge for deal structuring Closely work with credit, legal, technical, operations and collections team for smother customer on boarding and risk management. Renewal management of compliant accounts and closure management of non-compliant accounts. Cross sell of other products.

Job Title: Loan officer Job location: Kochi Position Overview: A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. Loan officers work for banks, credit unions, mortgage companies, and other financial institutions, providing expert advice and guidance on available loan products, interest rates, and terms. Key Responsibilities: 1 Loan Application Processing: Review loan applications and financial information to assess creditworthiness. Gather necessary documents, including income verification, employment history, and financial statements. Evaluate applicants credit scores, financial background, and capacity to repay loans. 2 Loan Recommendations and Approvals: Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans. Recommend loan amounts and terms to clients based on their financial situation. Approve or decline loan applications based on the company's policies and underwriting guidelines. 3 Client Communication: Serve as the primary point of contact for loan applicants throughout the loan process. Explain loan options, interest rates, terms, and repayment plans to clients. Answer client questions about loan products, eligibility, and the application process. 4 Documentation and Compliance: Ensure all required documentation is obtained and accurate before loan processing. Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements. 5 Customer Relationship Management: Build and maintain strong relationships with clients, helping to foster trust and repeat business. Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle. 6 Sales and Business Development: Meet sales targets for loan volume and cross-sell other financial products as appropriate. Proactively identify new business opportunities and client leads through networking and marketing efforts. 7 Risk Management: Conduct risk assessments of potential borrowers and loans. Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.

Job Title: Loan officer Job location: Kochi Position Overview: A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. Loan officers work for banks, credit unions, mortgage companies, and other financial institutions, providing expert advice and guidance on available loan products, interest rates, and terms. Key Responsibilities: 1 Loan Application Processing: Review loan applications and financial information to assess creditworthiness. Gather necessary documents, including income verification, employment history, and financial statements. Evaluate applicants credit scores, financial background, and capacity to repay loans. 2 Loan Recommendations and Approvals: Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans. Recommend loan amounts and terms to clients based on their financial situation. Approve or decline loan applications based on the company's policies and underwriting guidelines. 3 Client Communication: Serve as the primary point of contact for loan applicants throughout the loan process. Explain loan options, interest rates, terms, and repayment plans to clients. Answer client questions about loan products, eligibility, and the application process. 4 Documentation and Compliance: Ensure all required documentation is obtained and accurate before loan processing. Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements. 5 Customer Relationship Management: Build and maintain strong relationships with clients, helping to foster trust and repeat business. Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle. 6 Sales and Business Development: Meet sales targets for loan volume and cross-sell other financial products as appropriate. Proactively identify new business opportunities and client leads through networking and marketing efforts. 7 Risk Management: Conduct risk assessments of potential borrowers and loans. Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.