4728 Lap Jobs - Page 42

Acquire and maintain merchant overdraft clients from open market/connector for the bank as per assigned targets. Ensure that the client is equipped with the needed information and tools to enable them route their business transactions via the bank. Ensure that proper knowledge on the legal and technical aspects of the property is understood by the candidate to ensure proper and correct documentation. Ensure maintenance and continuance of relationship with acquired standalone Merchant Overdraft clients. Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance Use credit knowledge for deal structuring Closely work with credit, legal, technical, operations and collections team for smother customer on boarding and risk management. Renewal management of compliant accounts and closure management of non-compliant accounts. Cross sell of other products.

Job Title: Loan officer Job location: Kochi Position Overview: A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. Loan officers work for banks, credit unions, mortgage companies, and other financial institutions, providing expert advice and guidance on available loan products, interest rates, and terms. Key Responsibilities: 1 Loan Application Processing: Review loan applications and financial information to assess creditworthiness. Gather necessary documents, including income verification, employment history, and financial statements. Evaluate applicants credit scores, financial background, and capacity to repay loans. 2 Loan Recommendations and Approvals: Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans. Recommend loan amounts and terms to clients based on their financial situation. Approve or decline loan applications based on the company's policies and underwriting guidelines. 3 Client Communication: Serve as the primary point of contact for loan applicants throughout the loan process. Explain loan options, interest rates, terms, and repayment plans to clients. Answer client questions about loan products, eligibility, and the application process. 4 Documentation and Compliance: Ensure all required documentation is obtained and accurate before loan processing. Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements. 5 Customer Relationship Management: Build and maintain strong relationships with clients, helping to foster trust and repeat business. Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle. 6 Sales and Business Development: Meet sales targets for loan volume and cross-sell other financial products as appropriate. Proactively identify new business opportunities and client leads through networking and marketing efforts. 7 Risk Management: Conduct risk assessments of potential borrowers and loans. Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.

Job Title: Loan officer Job location: Kochi Position Overview: A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. Loan officers work for banks, credit unions, mortgage companies, and other financial institutions, providing expert advice and guidance on available loan products, interest rates, and terms. Key Responsibilities: 1 Loan Application Processing: Review loan applications and financial information to assess creditworthiness. Gather necessary documents, including income verification, employment history, and financial statements. Evaluate applicants credit scores, financial background, and capacity to repay loans. 2 Loan Recommendations and Approvals: Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans. Recommend loan amounts and terms to clients based on their financial situation. Approve or decline loan applications based on the company's policies and underwriting guidelines. 3 Client Communication: Serve as the primary point of contact for loan applicants throughout the loan process. Explain loan options, interest rates, terms, and repayment plans to clients. Answer client questions about loan products, eligibility, and the application process. 4 Documentation and Compliance: Ensure all required documentation is obtained and accurate before loan processing. Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements. 5 Customer Relationship Management: Build and maintain strong relationships with clients, helping to foster trust and repeat business. Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle. 6 Sales and Business Development: Meet sales targets for loan volume and cross-sell other financial products as appropriate. Proactively identify new business opportunities and client leads through networking and marketing efforts. 7 Risk Management: Conduct risk assessments of potential borrowers and loans. Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.

Source home loan and loan against property (LAP) leads via open market— DST, brokers, builders, and property advisors Build and manage relationships with connecters and referral partners, and develop your own network Achieve monthly sales targets Required Candidate profile 1 year of 4 years experience in NBFC or banking sectors in home loans, mortgage loans, or LAP, particularly in the DSA channel Knowledge of housing finance products Open Market - Field sales

Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage with credit, operations & risk team to streamline the loan approval process and enhance customer experience.Guide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsConduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.Collaborate with Collection team to improve recovery process.Ensure compliance with company policies and regulations

Promote and sell Home Loan and Loan Against Property (LAP) solutions to both salaried and self-employed individuals. Establish and nurture relationships with key partners like builders, DSA, and property consultants to generate steady business. Required Candidate profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3.Sourcing business through open market.

Role & responsibilities : Managing Sales of Home Loan Product Sourcing business through open market Fulfilling the leads. Implement & develop sales activities to achieve target Strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations.

Dear Aspirants , we are hiring for Sales Manager position.(HL,LAP,BL,PL). JD: Sales Manager should be a basically from HL /LAP business with connector sourcing and sourcing inside the ABG Ecosystems (Sourcing business through dealers). Candidate with knowledge and go -getter attitude will be suited for this profile. Candidate should be experience in HL / LAP as a core business and cross selling of other financial products like (PL, BL, MF ,LI, HI, MI, Gold Loans) an added advantage. Cibil score should be 650 and above Graduation is must No career gap As of now its an Individual Contributor role, by next financial year all SM’s will be handling 2 -3 team members under them once the business progress. Age : 32 Location :Hyderabad ,Vizag ,warangal ,Chittoor ,Anantapur ,Nellore ,Tirupati CTC : Max 4.0 LPA for more details please reach out Manasa -9502434725 or Venkat -9381915043 interested candidates please share your CV to venkateswara.k@talent21.in

Achieve targets for the Mortgages (Home Loan & Loan Against Property) business through lead generation and fulfillment from the Open Market and alternate channels Achievement of Sales targets both value & volume Willingness to travel for field sales Required Candidate profile Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services. Must be confident & communication skills Potential to earn huge incentives

Your role as a Financial Officer is to be familiar with the underwriting criteria of our partner banks which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. With this knowledge, you will have to discuss with the students to screen the education loan applications, advise them on the documentation, and decide upon a suitable bank loan scheme. Also, you should coordinate with your Team Leaders, for the smooth processing of the education loan. As the initiative is funded under the Digital India campaign, the primary mode of communication is through phone calls or any digital medium and hence the students need not meet our team face to face. Ideal Candidate: You'll love working with us if you are: Looking to build a career in banking finance. Have the ability to pitch to customers with good communication skills & most importantly strong convincing skills. A quick learner who's good at self-improving based on feedback Good at multitasking. Job Perks: Healthy work-life balance with flexible working hours, leaves & work from home policies. The steep learning curve with a great learning experience. Free unlimited beverages & monthly lunches. Friendly work culture, no formals!& much more...!!

- Interact regularly with BMs / BSMs/ SOs to set targets & achieve required sales. - Training for competence development of BMs / BSMs & make joint calls with sales team, if req. - Developing sales strategies with RM / ZM & Driving Sales Processes. Required Candidate profile Role : Cluster Manager - Mortgage / LAP Product : Prime LAP only (Ticket size 1 CR+) Exp. : 8+ Yrs CTC : Upto 20 Lacs Location : Mumbai Others : No Job hoppers, Will be responsible for 8-9 Branches

Role - Sales Manager Location - Delhi, Greater Noida, Jhansi, Lucknow, Dehradun, Mathura Role & responsibilities Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals Develop and maintain strong liaisons with the clients for repeat business or referrals. Identify and develop new relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Interested Candidate can share their CV's at mohit.rana@tatacapital.com

Role & responsibilities : Client Consultation: Evaluate clients financial profiles, recommend appropriate home loan products, and explain terms and repayment options . Loan Application Management: Guide applicants through paperwork, documentation, and submission; coordinate with underwriting and processing teams to facilitate timely approval. Relationship Management: Build and sustain trusted partnerships with clients and referral partners to generate repeat and referral business. Achieve monthly and quarterly loan targets and contribute to overall branch performance. Monthly loan disbursement value Application-to-approval ratio TAT (Turnaround Time) for processing Customer satisfaction and retention Cross-selling of related banking products Relationship Management: Build and sustain trusted partnerships with clients and referral partners to generate repeat and referral business Preferred candidate profile

Good Communication Skills In Hindi + English Candidate Should Have Minimum 6 Months Experience in Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner Candidates Can Call @HR Sonal - 8210764603

Position : Relationship Manager Products : Home Loan, Lap Age : Max 32 Years CTC : Max 4 LPA Locations : Delhi, Noida, Gurugram Contact : 8788586682

Openings with a Banking Client for Delhi, Mumbai, Chennai and Coimbatore locations Requirement: Experience in Sales of Banking products like SME Loan/LAP/CASA/Corporate Salary. Should have knowledge about the local area and interact with customers. Should have completed Graduation. Good knowledge in relevant documentation part CTC: as per market standards

Mega Walk in Interview for Mortgage Loan (Home Loan, LAP) Ahmedabad & Rajkot on 17th July 2025, Thursday. Locations - Ahmedabad , Gandhinagar, Rajkot, Bhavnagar, Gandhidham, Bhuj, Junagadh, Jamnagar, Surendranagar, Mehsana, Bechraji, Prantij, Modasa Products: Mortgage Loan (Home Loan, LAP) Interview Date: 17th July 2025, Thursday. Interview Time: 11 AM Salary - Fixed Salary(Depends on the interview) + Attractive Incentives Ahemdabad Branch Address : 203, Raindrops Complex, Beside Ratnam complex, beside Ratnam Complex, C G Road Ahmedabad 380009 Meet Ms. Ekta Trivedi Rajkot - Branch Address C/o Quess Corp Ltd. 4th Floor-302 | Business Avenue | KKV Hall Chowk | Kalawad Road | Rajkot 360 005 Meet Ms. Seema Chavda Dress code: Formal Candidate can visit branch for direct walk in also can refer to friends or colleagues. Thanks & Regards Ekta Trivedi 9326419300 / 9328973957 - Whats app

Greetings from Homebazaar.com!!!! Enclosed is the company profile and detailed JD for Home Loan Sales Profile for your reference. Introduction: Home Bazaar Services Pvt. Ltd. is looking for proactive, dynamic, high-energy individuals, who have worked with well-known organizations, with proven track record in Home Loan Sales. Must possess exceptional communication and interpersonal skills and have the ability to be motivated all the time to deliver challenging targets in a tough environment. What is our requirement: Location: Pune West (Baner) Experience: Minimum 2 Year - 6 Years (Relevant in- HOME LOAN Sales) MALE CANDIDATES CAN ONLY APPLY Roles & Responsibilities: Responsible for calling on the Quality leads generated by the company for Home Loan product, end to end responsible from login to disbursement. Should be able to understand various business profiles of self-employed & non- professionals. End to end complete customer assessment by visiting his business place, residence and security proposed with ownership attitude. Ability to understand customers' needs, explain various products and convince them about the product offerings. Responsible for taking care of all the home loans requirements such as Home Loans documentation, Project Updates to customer, Site Visits, if required. Provide all the relevant information to the customer during various Lending Cycle. Provide all the Project approvals, financial, technical documentations as required by the bank or any financial institute. Establishing strong credibility between the organization and all leading financial institutions. Active counselling to home buyers on the potential of home loans and options available. Pursuing the files shared with banks for faster processing. Checking the CIBIL report of the customer. Required Candidate profile Desired Candidate Profile: Candidates should be aggressive in Sales & Marketing. Good Knowledge of Sales in Home Loan (HL), Loan against Property (LAP) or Mortgage. Must have good convincing and negotiation skills. Must be proactive and go-getter Communication skills should be good. Must be presentable. Should have a focused mind-set for Hard-core sales profile. What we give you? Excellent Inputs & Real Time Support given by management to achieve realistic targets. Pre-generated leads provided by the Home Bazaar Services Pvt Ltd. Professional development & career advancement opportunities within the Home Bazaar Services Pvt Ltd. Young & Vibrant work Culture. What will we give you? Fixed Salary + Attractive Incentives + Half Yearly Increment (Performance Based) Kindly share your resume on niveditha.rayappan@homebazaar.com and for more details contact on 8655670093

Mega Walk in Interview for Mortgage Loan (Home Loan, LAP) Ahmedabad & Rajkot on 17th July 2025, Thursday. Locations - Ahmedabad , Gandhinagar, Rajkot, Bhavnagar, Gandhidham, Bhuj, Junagadh, Jamnagar, Surendranagar, Mehsana, Bechraji, Prantij, Modasa Products: Mortgage Loan (Home Loan, LAP) Interview Date: 17th July 2025, Thursday. Interview Time: 11 AM Salary - Fixed Salary(Depends on the interview) + Attractive Incentives Ahemdabad Branch Address : 203, Raindrops Complex, Beside Ratnam complex, beside Ratnam Complex, C G Road Ahmedabad 380009 Meet Ms. Ekta Trivedi Rajkot - Branch Address C/o Quess Corp Ltd. 4th Floor-302 | Business Avenue | KKV Hall Chowk | Kalawad Road | Rajkot 360 005 Meet Ms. Seema Chavda Dress code: Formal Candidate can visit branch for direct walk in also can refer to friends or colleagues. Thanks & Regards Ekta Trivedi 9326419300 / 9328973957 - Whats app

Greetings from Homebazaar.com !!!! Enclosed is the company profile and detailed JD for Home Loan Sales Profile for your reference. Introduction: "Home Bazaar Services Pvt Ltd is India's leading Property Advisor with an immense history of successful client satisfaction. With 11+ years of expertise, we analyze and cater to the client's requirements and have assisted thoroughly in their property buying journey. With the support of 350+ Property experts, we have been awarded Mumbai's best-winning property service company for the Quarter 2022 -23. With these achievements under our wings, we also have expanded to new horizons, we are currently operational in 9+ metro cities across India." What is our requirement Location : Lucknow Experience: Minimum 1 Year - 3 Years Roles & Responsibilities: Responsible for calling on the Quality leads generated by the company for Home Loan product, end to end responsible from login to disbursement. Should be able to understand various business profiles of self-employed & non- professionals. End to end complete customer assessment by visiting his business place, residence and security proposed with ownership attitude. Ability to understand customers' needs, explain various products and convince them about the product offerings. Responsible for taking care of all the home loans requirements such as Home Loans documentation, Project Updates to customer, Site Visits, if required. Provide all the relevant information to the customer during various Lending Cycle. Provide all the Project approvals, financial, technical documentations as required by the bank or any financial institute. Establishing strong credibility between the organization and all leading financial institutions. Active counselling to home buyers on the potential of home loans and options available. Pursuing the files shared with banks for faster processing. Checking the CIBIL report of the customer. Desired Candidate Profile: Candidates should be aggressive in Sales & Marketing. Good Knowledge of Sales in Home Loan (HL), Loan against Property (LAP) or Mortgage. Must have good convincing and negotiation skills. Must be proactive and go-getter Communication skills should be good. Must be presentable. Should have a focused mind-set for Hardcore sales profile. What we give you?: Excellent Inputs & Real Time Support given by management to achieve realistic targets . Pre-generated leads provided by the Home Bazaar Services Pvt Ltd. Professional development & career advancement opportunities within the Home Bazaar Services Pvt Ltd. Young & Vibrant work Culture. What will we give you? Fixed Salary + Attractive Incentives + Half Yearly Increment (Performance Based) Kindly share your resume on chetna.deore@homebazaar.com and for more details contact on 8879002490

Criteria:- Minimum 1 year of experience in the BFSI sector/freshers can also apply. Must be a graduate. Should have DL and Bike Product Experience - PL / BL/ Mortgage Loan/ HL/ AHL/ LAP, etc (Secured and Unsecured Loan)

Criteria:- Minimum 1 year of experience in the BFSI sector/freshers can also apply. Must be a graduate. Should have DL and Bike Product Experience - PL / BL/ Mortgage Loan/ HL/ AHL/ LAP, etc (Secured and Unsecured Loan)

You will be responsible for implementing credit policies and processes at the State level, working closely with area credit managers to ensure compliance and portfolio quality. You have to conduct credit risk assessments and monitor portfolio performance within their designated zones, while also collaborating with branch teams to optimize credit processes. You will play a crucial role in implementing national credit strategies and providing support to area credit managers in achieving organizational objectives within their respective states. Customers Risk Teams Legal Teams Technical Teams Sales Teams Compliance Teams Role Expectations Conduct thorough credit assessments and implement effective risk management strategies tailored to the state's market conditions. Ensure compliance with state-level regulatory requirements and internal policies. Monitor and optimize the loan portfolio within the state to maintain quality and profitability. Collaborate effectively with regional and local teams and communicate important updates and decisions within the state. Identify opportunities for process improvement and drive initiatives to enhance efficiency and effectiveness. Provide leadership and support within the state credit department to achieve organizational objectives. Behavioural Skills Analytical Thinking Communication and Collaboration Adaptability Attention to Detail Knowledge Credit Risk Analysis Regulatory Compliance Portfolio Management Credit Policy Development Focus Areas Credit Assessment 1. Conducting comprehensive credit assessments for loan applications within the state. 2. Ensuring adherence to credit evaluation processes and standards. 3. Verifying the accuracy and completeness of credit information provided. Risk Management 1. Identifying and analyzing credit risks specific to the state's market and economic conditions. 2. Developing and implementing strategies to mitigate identified risks effectively. 3. Monitoring state-specific credit risk indicators and taking proactive measures Regulatory Compliance 1. Ensuring compliance with state-level regulatory requirements and internal policies. 2. Keeping updated with changes in state-specific regulations affecting credit operations. 3. Updating credit policies and procedures to ensure alignment with state regulations. Portfolio Oversight 1. Monitoring the performance of the loan portfolio within the state. 2. Analyzing trends and identifying areas for portfolio optimization. Implementing strategies to maintain portfolio quality and profitability at the state level. Collaboration and Communication 1. Collaborating with regional and local teams to align credit strategies with state objectives. 2. Communicating credit decisions, policies, and updates effectively to stakeholders within the state. 3. Providing support and guidance to branches and regional teams on credit-related matters. Process Improvement 1. Identifying opportunities to enhance credit processes and streamline operations within the state. 2. Implementing changes to improve the efficiency and effectiveness of credit evaluation and approval processes. 3. Promoting a culture of continuous improvement within the state credit department.

Role Objective Drive business through ICICI bank branches assigned and generate sales through cross selling of products Conducting weekly visits to assigned ICICI bank branches Conducting training programs for the branch staff, particularly private banking RMs to facilitate the cross selling of general insurance products Implementation of sales strategy, revenue generation and achieving targets Handling retention of existing and new customers Responsible for objection handling and aiding sales process carried out by channel Managing Retention, with special focus on health products Skills Required Relationship Management Sales Experience with product knowledge Stakeholder Management GI industry knowledge Competencies Required: Problem Solving Good communication skills Collaborating & Result Oriented Required Qualification / Experience Full Time Graduate / Post Graduate 2+ years experience Age Criteria 23-28years

Role & responsibilities: Financial Generate potential business leads from sourcing channel. To assess the customer profile, collect necessary documentation and recommend customers to credit buyers for approval. To service the existing Channels as well empanelment of additional sourcing channels in terms of OEM exchange outlets, Used Dealers , Commercial Associates and Referral. Prospect New and Existing Customers to generate Sales. Manage relationship with dealers, Commercial Associates, referrals, and other sourcing channels to ensure that business volumes are generated through these channels. Monitor deferrals, post disbursement documents, and ensure that these are collected in a timely manner. To be responsible for minimum first six-month collection from his self-sourcing customers Also responsible for Asset verification and Non starter-Early default cases To ensure his own threshold targets are met every month Achievement of Volume targets - monthly , Quarterly and Yearly Timely, customer service requests and build relationships with key opinion makers to ensure that we get repeat and referral business through them and we are being their preferred choice of financier. Compliance & Risk Responsibilities To understand the core of the Company's business philosophy and methodology Explain the terms and conditions to the customer with full transparency and clarity in line with the companys motto of 4Fs Fair, Fast, Flexible and Friendly Provide timely feedback of customers to the channels DCR has to be submitted on daily basis to his senior either on the same day or next month morning. Job Location: Delhi, Gujarat, Madhya Pradesh, Maharashtra, Rajasthan, Andhra Pradesh, Telangana, Karnataka & Tamil Nadu. Interested candidates can share resume at Sarita.Basniwal@aubank.in