Head of Compliance

Join the Tilt team

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

NIRA is a fast-growing fintech startup focused creating better access to credit for the mass market in India, and has now been acquired by Tilt. Tilt is a US-based, profitable series C fintech with the same mission as NIRA, with businesses in the US, Mexico, Phillipines and now India.

The combination of Tilt's global expertise and operational playbook, along with the strong local NIRA leadership team puts us in great stead to grow exponentially.

Beyond personal loans, we’ll introduce both new credit and non-credit products, helping us to become the holistic provider of financial services for Middle India.

This role is based full-time in our office in Bengaluru, with the option to work in a hybrid capacity.

The opportunity: Head of Compliance

Lead NIRA's regulatory strategy and compliance framework as we scale our fintech platform across India's mass market. You'll ensure adherence to RBI regulations while enabling business growth, acting as our primary regulatory liaison and building the compliance culture that will support our expansion into new financial products and markets.

How you'll make an impact

• Build the Foundation: Develop and implement comprehensive compliance programs across the organization, ensuring adherence to RBI regulations and positioning NIRA for sustainable growth in the evolving fintech landscape.
• Navigate Regulatory Complexity: Monitor regulatory changes and provide strategic guidance to leadership on implications for operations, helping the company stay ahead of compliance requirements in digital lending and NBFC operations.
• Drive Risk Management: Conduct regular compliance audits, risk assessments, and internal reviews to proactively identify and mitigate potential regulatory risks before they impact business operations.
• Lead External Relations: Serve as primary liaison with regulatory bodies including the RBI, manage external compliance audits, and coordinate with lending-partner NBFCs on due diligence and joint audits.
• Empower the Organization: Design and implement compliance training programs that ensure all team members understand regulations and their compliance obligations, strengthening our culture of regulatory excellence.
• Enable Cross-Functional Success: Collaborate closely with legal, operations, and finance teams to ensure alignment on compliance matters while balancing regulatory requirements with business objectives.
• Establish Documentation Standards: Develop and maintain comprehensive documentation for compliance policies, procedures, and controls that support both current operations and future expansion.

Why you're a great fit

• Minimum 8 years of compliance experience with at least 3 years specifically in financial services, demonstrating deep understanding of regulatory frameworks.
• Extensive knowledge and practical experience with RBI regulations, particularly in digital lending and NBFC operations - you understand both the letter and spirit of the regulations.
• Prior experience working in an NBFC environment, giving you firsthand knowledge of the regulatory challenges and operational requirements we face.
• Proven leadership ability with experience taking ownership of compliance culture and strengthening organizational regulatory practices.
• Startup experience or entrepreneurial mindset - you thrive in fast-paced environments where you need to build processes from the ground up.
• Hands-on approach to problem-solving - you're willing to roll up your sleeves and tackle compliance challenges at all organizational levels.
• Strong communication and organizational skills with ability to navigate complex regulatory environments while supporting business growth.

Our Interview Process

1. Initial recruiter call: A conversation to learn about your experience and what you're looking for in your next role.
2. Hiring manager interview: A deeper discussion about your background and approach to solving challenges.
3. Skills panel: Meet with Tilt and NIRA team members to discuss your expertise and problem-solving approach through real-world scenarios.
4. Leadership conversation: A conversation with a leader to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

What you'll get at Tilt

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

The Tilt Way

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve