Credit Analyst

We are seeking an experienced credit professional with excellent communication and interpersonal skills who will be joining a dynamic and fast-paced environment. 

ABOUT 121 FINANCE

We are the largest new age NBFC-Factor in the country, based out of Jaipur and providing customized Working Capital solutions, like Factoring, Purchase Finance etc. Our technology stack has enabled us to deliver these solutions to borrowers across India. Professionally managed, we are an equal opportunity provider and offer excellent growth prospects. 

PROFILE OVERVIEW

As the Credit Analyst, you will be responsible for reviewing applications by analysing financial and non-financial data, assessing credit risk, credit underwriting and client interaction. This is a mid-level position and will report to Credit Manager. 

EXPERIENCE:

QUALIFICATION:

JOB LOCATION:

EMPLOYMENT TYPE:

YOUR JOB ROLE AT 121 FINANCE

• Analyse financial data—review balance sheets, profit & loss statements, cash flow statements, collateral documents 
• Evaluate repayment capacity, credit history, industry risks, and collateral security 
• Verify customer information KYC, employment or business details, and credit bureau reports. 
• Liaise with customers to clarify documentation requirements and resolve queries. 
• Prepare detailed credit assessment reports and risk analysis  
• Recommend cases to higher authorities with details 
• Work closely with sales, credit analysts, and operations teams to ensure smooth processing 

WHAT WILL YOU BRING TO 121 FINANCE?

• 2-3 Years experience in NBFC/BFSI industry 

Required Skills:

• Proficiency in MS Excel 
• Knowledge of Credit underwriting, Credit Bureau reports 
• Understanding of Software Tools –ERP,CRM etc.