Credit Manager

We are seeking a highly skilled and experienced credit risk professional with excellent communication and interpersonal skills who will be joining a dynamic and fast-paced environment. 

ABOUT 121 FINANCE

We are the largest new age NBFC-Factor in the country, based out of Jaipur and providing customized Working Capital solutions, like Factoring, Purchase Finance etc. Our technology stack has enabled us to deliver these solutions to borrowers across India. Professionally managed, we are an equal opportunity provider and offer excellent growth prospects. 

PROFILE OVERVIEW

As the Sr. Credit Manager, you will be responsible for credit & risk assessment, monitoring & managing the lending portfolio, specifically Supply chain finance (SCF), unsecured MSME business loans etc. This is a senior-level position and will report directly to the Head of Credit 

EXPERIENCE:

QUALIFICATION:

JOB LOCATION:

EMPLOYMENT TYPE:

YOUR JOB ROLE AT 121 FINANCE

• Evaluate complete credit applications and make sound sanction decisions 
• Monitor the credit portfolio to manage risk, reduce delinquencies, and maintain asset quality 
• Administrative Management of junior team members 
• Collaborate with Business Development and cross-functional teams 
• Stay informed on market trends and regulatory developments impacting lending operations 

WHAT WILL YOU BRING TO 121 FINANCE?

• Over 6+ years of experience in credit underwriting and risk assessment across NBFCs, Banks, and FinTechs 
• Proven expertise in Supply Chain Finance (SCF)-MSME, Business Loans 

Essential skillset required:

• Strong command over credit evaluation, risk analysis, and decision-making frameworks 
• Demonstrated experience in leading and managing high-performing credit teams 
• Excellent interpersonal and communication skills, enabling effective stakeholder collaboration 
• Well-informed on industry trends and market dynamics