Credit Manager

Indiagold

4 - 6 years

6 Lacs

gurugram

Posted:20 hours ago| Platform:

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Skills Required

loans manager internal audit automation data management process improvement analytical reconciliation customer service financial services data entry

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Manager to join our team at Indiagold, a leading FinTech company in the payments industry. The ideal candidate will have a strong background in credit management and analysis, with excellent analytical and problem-solving skills.

Roles and Responsibility

Manage and analyze credit data to identify trends and patterns, informing business decisions.
Develop and implement effective credit risk management strategies to minimize losses.
Collaborate with cross-functional teams to design and deliver new products and services.
Conduct thorough credit assessments and provide recommendations for approval or denial.
Monitor and report on credit performance metrics, identifying areas for improvement.
Stay up-to-date with industry trends and regulatory changes affecting credit management.

Job Requirements

Strong understanding of credit principles, including credit scoring and risk modeling.
Proficiency in financial modeling and data analysis tools, such as Excel or SQL.
Excellent communication and interpersonal skills, with the ability to work effectively with stakeholders.
Ability to prioritize tasks in a fast-paced environment while maintaining attention to detail.
Strong knowledge of regulatory requirements affecting credit management, such as TRID or RESPA.
Experience working in a FinTech or payments company, focusing on credit management and analysis.

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